Money: it's a topic most people struggle to talk about openly.

Zing Tsjeng joins Poppy & Rubina to talk all things finance.

And they answer pressing questions such as: What is loud budgeting? Who has the most 'no spend' days: Poppy or Rubina? How much do we spend to get ready for sex? Who should pay on a first date? And how do you split finances in a relationship?

Have a message for Poppy and Rubina? If you’re over 16, you can message the BGDIT team via WhatsApp for free on 07968100822. Or email us at browngirlsdoittoo@bbc.co.uk

If you're in the UK, for more BBC podcasts listen on BBC Sounds: bbc.in/3UjecF5