Raising a child is expensive. And of course the challenges (and spending) that come with parenthood will look different when the parents are considerably younger or older than average. Today’s guests are both mothers, but they had children at very different stages in their lives. (One was 21 when she welcomed her first; the other, 42.) Now they're both wondering how to prepare for their financial futures—and their children's.  Expert: Tiffany “The Budgetnista” Aliche.  For more on the topics covered in today's episode, visit glamour.com/money. Learn more about your ad choices. Visit podcastchoices.com/adchoices