What's the deal with buy now, pay later in online shopping? Model Charli Howard learns how to get the get-up we want, without getting into debt.

Eve Obasuyi of the Money Medics offers money management tips on social media, tailored to millennial and Gen Z lifestyles. In a pre-lockdown chat, she shows Charli how to make sure a wardrobe crisis doesn't become a financial crisis.

Earlier this year, 'buy now pay later' became the fastest growing online payment method in the UK, according to research by payment processors Worldpay. It's big in the online fashion world but some charities and consumer groups warn that younger shoppers are at risk of falling into debt.

Presenter: Charli Howard Producer: Kirsty McQuire Editor: Rebecca Stratford

If you are affected by issues raised in this episode you can get more information at www.bbc.co.uk/actionline.