In this podcast we’ll discuss and point out the importance of acquiring a builders’ risk and cost of construction insurance when it comes to starting out a new project. Most builders' risk policies will contain coverage for damage that is done to the insured structure by such causes of loss as Fire, Wind (although in some coastal areas this coverage may be limited or excluded),Theft, Hail, Lightning, Explosion, and Vandalism. As with any policy you acquire, it is very important that you read the policy to become familiar with any exclusions or limitations that the policy may contain. With our expertise in this field and the many markets that PJO Insurance Brokerage has access to, it would be beneficial for you to talk with us about putting an insurance policy in place that best suits your particular building needs.