In this episode of "The Insurance Hour," host Karl Susman delves into a variety of topics related to insurance, focusing primarily on educating Californians about navigating their insurance needs amidst changing weather patterns and rising costs due to inflation. The show covers the recent wildfires in Texas and their insurance implications, the importance of being properly insured, and tips for reducing insurance premiums. Karl also addresses listener questions, including whether retired people can purchase life insurance and the specifics of jewelry coverage on insurance policies. Moreover, the episode explores smart devices for home safety, deductible strategies for lowering insurance premiums, and the significance of understanding and utilizing insurance policies effectively.

Chapters:
Introduction to Insurance Hour - 00:00:00
Karl introduces the show, its mission, and ways to contact during the episode.
The New Normal in Weather and Its Insurance Implications - 00:02:00
Discussion on unusual weather patterns like the Texas wildfires and their insurance implications.
Listener Interactions: Immediate Insurance Assistance - 00:06:00
Karl explains how listeners can get immediate help with their insurance questions.
Understanding Insurance Premiums Amidst Inflation - 00:10:00
Analysis of how inflation affects insurance premiums across different states.
Reducing Your Insurance Premiums - 00:20:00
Karl shares tips and strategies for lowering property and auto insurance costs.
Q&A: Life Insurance for Retirees - 00:30:00
Karl addresses a listener's question about life insurance options for retired individuals.
Smart Home Devices for Insurance Discounts - 00:40:00
Discussion on how smart devices can help in reducing home insurance premiums.
The Importance of Choosing the Right Deductibles - 00:45:00
How higher deductibles can lead to lower premiums and fewer minor claims.
Q&A: Jewelry Coverage on Insurance Policies - 00:50:00
Exploring the specifics of how jewelry is covered under various insurance policies.
Closing Remarks and How to Navigate the Insurance Market - 00:55:00
Karl wraps up the episode with final thoughts and encourages listeners to be proactive in understanding and managing their insurance policies.

Insurance Hour is hosted by renowned insurance expert Karl Susman. Karl is a frequent guest on television stations such as ABC, CBS, Spectrum, The CW and FOX, and now his popular radio program is syndicated TO OVER 30 MILLION LISTENERS throughout California.

Listeners can now tune in to Insurance Hour on:

TUESDAY
1200-1300 | KZSB | 1290 AM | Santa Barbara, Ca
1900-2000 | KZSB | 1290 AM | Santa Barbara, Ca

WEDNESDAY
0952-1000 | KZSB | 1290 AM | Santa Barbara, Ca

THURSDAY
0700-0800 | KCAA | 1050 AM / 106.5 FM | Redlands, Ca

FRIDAY
0900-1000 | KMET | 1490 AM / 98.1 FM | Banning, Ca

SATURDAY
0700-0800 | KTRB | 860 AM | San Francisco, Ca

1200-1300 | KEIB | 1150 AM | Los Angeles, Ca
KION | 1460AM | Salinas, Ca

1300-1400 | KCBQ | 1170 AM / 96.1 FM | San Diego, Ca

1600-1700 | KEIB | 1150 AM | Los Angeles, Ca

SUNDAY
1700-1800 | KFBK | 1530 AM / 93.1 FM | Sacramento, Ca

In addition to traditional radio, Insurance Hour is available on several popular streaming platforms, ensuring that listeners can access the show at their convenience.

Audiences worldwide can now enjoy Insurance Hour at InsuranceHour.com, on YouTube, Amazon Music, Tuneln, Alexa, Apple Podcasts, and the iHeartRadio app.

For more information about "Insurance Hour" and its programming, please contact Lara Starr at pr@insura...