The episode covers a discussion on the insurance industry between host Karl Susman and guest Randel Bennett. They analyze issues facing property and casualty insurance, focusing on rising reinsurance costs and reduced availability driving rate increases. Details are provided on reinsurance concepts and trends, including reduced capacity, requirement for more insurer capital contributions, and layering costs from multiple reinsurers. They also discuss Florida's insurance crisis with insolvent private carriers. The talk covers InsureTech startups aiming to innovate with technology but facing high failure rates recently. Main takeaways are increasing reinsurance expenses, reduced affordability, and need for consumer education on insurance as a safety net rather than savings.

Insurance Hour is hosted by renowned insurance expert Karl Susman. Karl is a frequent guest on television stations such as ABC, CBS, Spectrum, The CW and FOX, and now his popular radio program is syndicated TO OVER 30 MILLION LISTENERS throughout California.

Listeners can now tune in to Insurance Hour on:

TUESDAY
1200-1300 | KZSB | 1290 AM | Santa Barbara, Ca
1900-2000 | KZSB | 1290 AM | Santa Barbara, Ca

WEDNESDAY
0952-1000 | KZSB | 1290 AM | Santa Barbara, Ca

THURSDAY
0700-0800 | KCAA | 1050 AM / 106.5 FM | Redlands, Ca

FRIDAY
0900-1000 | KMET | 1490 AM / 98.1 FM | Banning, Ca

SATURDAY
0700-0800 | KTRB | 860 AM | San Francisco, Ca

1200-1300 | KEIB | 1150 AM | Los Angeles, Ca
KION | 1460AM | Salinas, Ca

1300-1400 | KCBQ | 1170 AM / 96.1 FM | San Diego, Ca

1600-1700 | KEIB | 1150 AM | Los Angeles, Ca

SUNDAY
1700-1800 | KFBK | 1530 AM / 93.1 FM | Sacramento, Ca

In addition to traditional radio, Insurance Hour is available on several popular streaming platforms, ensuring that listeners can access the show at their convenience.

Audiences worldwide can now enjoy Insurance Hour at InsuranceHour.com, on YouTube, Amazon Music, Tuneln, Alexa, Apple Podcasts, and the iHeartRadio app.

For more information about "Insurance Hour" and its programming, please contact Lara Starr at pr@insura...