We’ve all seen ads beckoning consumers to ‘FIX YOUR CREDIT’! But – is this possible, and perhaps more importantly – are consumers helped or hurt by ‘credit repair’ agencies?

On this week’s episode of The SCORE, hear from Dan Smith, President and CEO of the Consumer Data Industry Association (CDIA). Beyond leading the CDIA, Dan Smith has over 20 years of experience navigating the complex consumer credit ecosystem.

Dan joins THE SCORE to walk through the challenges faced by underbanked Americans talks us through how consumers can advance their lives by focusing on their credit files, credit reports and other factors that significantly impact their financial futures.