Back in 2015 people were given a whole load of new choices about their DC pensions for the first time. Whether to take a cash free sum and what to do with the other 75% of their pot.

The People’s Pension and State Street Global Advisors came together to follow a group of older workers as they started making those choices and the great thing about this study is that those people have been followed as they’ve gone into retirement.

Now the latest snapshot of their lives has been gathered….9 years on. So, what does it say about their choices, have their priorities changed and what can the pensions industry learn from this insight?

Phil Brown has been talking to Alistair Byrne Head of Retirement Strategy at State Street Global Advisors and Janette Weir, who has conducted the research over the past nine years.