Hi Guys, welcome to the Fintech Coffee Break, I'm your host, Isabelle Castro. This week, I shared my coffee break with Nico Simko, CEO and founder of Clair, an earned wage access and banking app.

Now, I’ve covered earned wage access before, but Clair is a different player within the space. The company approaches earned wage access like a loan, also offering employees other banking services. I asked him about this approach and why he went through the long, arduous process to be able to do this. I also asked him his opinion on regulations rolling out in the space and where he expects it to develop going forward.