Children are very expensive, especially if you work.
The government has increased the financial help it gives towards child care costs so that the parents of two-year-olds can now get a contribution towards the costs.  But this is still likely to be a lot less than is needed.
The official line is that two-year-olds are entitled to 15 hours free child care a week if the parents each earn less than £100,001 a year. But when school holidays are taken into account the free care is equivalent to one  10-hour day a week and extra costs for food and nappies are  also likely to be added. And that is if you can find a child care place.
Budgets for babies are undoubtedly stretched making it vital that parents get every bit of help they can to cover the costs of children.

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