Do you understand auto insurance and what coverages protect you, your assets and others in a car accident? Hosts Chris Shakib and Jessica Hall with the law firm, Terrell Hogan are joined by Matt Carlucci, a seasoned insurance agent and Jacksonville city council member, to expose the intricacies of auto insurance in Florida. Sarah Johnson, a curious citizen and concerned motorist, also joins the conversation to understand why auto insurance is essential, especially with 16% of Florida drivers uninsured.
Episode 1: Full Coverage Doesn’t Mean What You Think is the inaugural episode of 'Not Another TV Lawyer' podcast. This episode covers the common misconception of 'full coverage,' statutory minimums, personal injury protection (PIP), and the significance of uninsured motorist coverage. Matt emphasizes the importance of tailoring insurance plans to individual needs and protecting oneself against potential risks. Listeners gain valuable insights on managing insurance effectively while navigating the complexities of auto insurance policies.
00:00 Introduction to Auto Insurance with Sarah Johnson
00:06 The Reality of Uninsured Drivers
00:40 Understanding Auto Insurance Coverage
01:36 The Myth of Full Coverage
03:20 Meet the Guest: Matt Carlucci
06:01 The Importance of Adequate Coverage
07:46 Statutory Minimums and PIP Explained
12:54 Liability and Umbrella Policies
19:41 Uninsured Motorist Coverage
30:07 Conclusion and Contact Information
Visit our show page at MTSJAX.fm/not-another-tv-lawyer for more information about the guests, key takeaways and other valuable resources available.