4% Rule: Too Safe or Risky for Retirement? Dive deep into the heart of retirement planning with "4% Rule: Too Safe or Risky for Retirement? In this episode Eric Miller and Eric Gersch, seasoned financial advisors, tackle the age-old debate surrounding the 4% withdrawal rate, offering you insights to empower your retirement strategy. Is the 4% rule a beacon of safety or a path to financial constraint? Discover the answer as we explore the importance of diversification, multiple income streams, and personal financial goals to ensure a retirement filled with financial freedom and peace of mind.