Black America is one of the most educated communities in the US. However, it has been underserved and unbanked because of prevalent systemic issues that remain unsolved today.

To better reflect and understand these financial disparities, we sat down with Donald Hawkins, co-founder and CEO of kinly. Donald is not only a member of the community who can understand and feel their needs better than anyone but also someone who is committed to repairing a long-time debt: help them build a generational wealth legacy.

Topics discussed in this episode:

The context that inspired Donald to found his company. What intrinsic characteristics of the traditional banking and financial industries have made them so unfair. How money works in America. How financial disparity affects African American independent workers and entrepreneurs in particular. What the main financial educational needs in kinly's communities.  Trends that will shape financial services in the near future.