Can you believe this is the final episode of the year 2023? In episode 16 of  season 2 Arthi & Malika discuss the importance  of  setting aside time to set ourselves up for a successful 2024.

The first step with any goal is to define your goal correctly and accurately. Once you have a clear goal, in order to not overwhelm yourself Arthi suggests breaking down that goal into smaller chunks and reminds us of the SMART method. Ensuring that you follow the SMART principles  when setting a goal will mean you are able to be clear, track, budget, be realistic and implement your steps all of which will help this goal to be a success.

Malika reiterates the importance of PTP (plan-track-plan) and that you should be updating your budget monthly in order to make the best decisions and ensure your 2024 is filled with wealth.

Ensuring financial success is not only about planning but a big aspect is having various means of income. Both Arthi & Malika  dive deeper into some of the aspects of setting up a side hustle,some interesting stories  and Malika gives all the listeners a challenge for 2024.

Ending off this insightful discussion Malika shares a quote “a dream written down with a date becomes a goal, a goal, broken down into steps becomes a plan and a plan backed by action makes your dreams come true”

Listen to the full episode to hear Malika and Arthi discuss:

• Making sure you have SMART  (Specific, Measurable, Achievable, Realistic, Time) goals
• Never forgetting the  PTP (planning, track, plan again)
• Side hustles & entrepreneurship
• Entrepreneurial tips

And so much more!

Remember: “we feel the pinch, after the fact”

We would love to hear your views based on the concepts covered in this episode.

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This episode is proudly sponsored by Old Mutual Wealth.