Fintech Insider Podcast by 11:FS

11:FS

Where the best minds in financial services and banking talk all things fintech. Fintech Insider by 11:FS is a bi-weekly podcast dedicated to all things finance, banking, technology, and financial services. Our expert hosts, with real industry experience, are joined by the biggest decision-makers, VCs, and reporters from across financial services including guests from Visa, Nubank, M-Pesa, Techcrunch, Starling, Wise and JP Morgan Chase to discuss the latest news, developments, and trends within the industry. Our weekly news show drops every Monday and tackles the biggest news stories, from acquisitions and launches, to regulatory changes and innovation. Then, every Friday our Insights show dives deeper into the hottest topics shaping the industry like web3 and BNPL. Whether you’re already immersed in the world of financial services, or just keen to learn more, this is the #1 podcast for you. AFTER DARK RETURNS 21st MARCH 2024 - come and join us for one of our legendary live podcast recordings. Eat, drink and chat with fellow Fintech-ers, and be part of the audience for Fintech Insider News. Find out more at https://www.11fs.com/services/media/afterdark Want to get involved in the conversation? Come say hello on LinkedIn, X, Instagram and TikTok read less
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Episodes

835. News: Griffin get fully licensed, Tide go to Germany and can open finance unlock £30bn?
Yesterday
835. News: Griffin get fully licensed, Tide go to Germany and can open finance unlock £30bn?
Our expert host, Ross Gallagher, is joined by some great guests to discuss the most notable fintech, financial services, and banking news from the past week. This includes Stripe's annual letter, announcing they have surpassed $1 trillion in total payment volume in 2023, Tide's expansion into Germany with a warm 'guten tag', CFIT's Open Finance report, which claims open finance could boost the UK GDP by £30.5 million, as well as some significant raises from Griffin and PPRO. This week's guests include: Ezechi Britton, CEO at CFIT David Jarvis, CEO at Griffin Raquel Soares, Head of Marketing for Edenred Payment Solutions Plus soundbites from Oliver Prill, CEO of Tide Motie Bring, CEO of PPRO We cover the following stories from the fintech and financial services space: Griffin raises $24m and launches as a fully operational UK bank CFIT Open Finance report: Open finance could boost UK GDP by £30.5 billion Tide launches in Germany Global local payments platform PPRO raises €85M from investors including JPM and PayPal Stripe reveals it passed $1 trillion in total payment volume in 2023 UK Restaurants could start to adopt ‘surge pricing’ after success in the US Come watch us record the podcast live in London: 11fs.com/afterdark --------------------------------------- Fintech Insider by 11:FS is a bi-weekly podcast dedicated to all things finance, banking, technology, and financial services.  Our expert hosts, with real industry experience, are joined by the biggest decision-makers, VCs, and reporters from across financial services including guests from Visa, Nubank, M-Pesa, Starling, and JP Morgan Chase to discuss the latest news, developments, and trends within the industry. Our weekly news show drops every Monday and tackles the biggest news stories, from acquisitions and launches, to regulatory changes and innovation. Then, every Friday our Insights show dives deeper into the hottest topics shaping the industry like web3 and BNPL. Whether you’re already immersed in the world of financial services, or just keen to learn more, this is the #1 podcast for you. If you enjoyed this episode, don't forget to subscribe and please leave a review Got something to say? Follow us on Twitter, TikTok, Instagram and LinkedIn or email podcasts@11fs.com! Learn more about your ad choices. Visit megaphone.fm/adchoices
834. Insights: Why does wealth management ignore women?
5d ago
834. Insights: Why does wealth management ignore women?
Our expert host Laura Watkins, Director of Media and Marketing at 11:FS, is joined by a stellar panel to discuss wealth. Whether you want it, have it, or inherit it, wealth affects us all, but as we’re recording this just after International Women’s Day, we want to zoom in on how the wealth space is serving women. Women have been traditionally underserved in this space, but as wealth management solutions move into the digital world, we want to know what opportunities this creates to provide effective and appropriate tools to support women through all stages of their wealth journey. So we are going to look at how the current landscape shapes up, the challenges this creates, and what is being done to address this. Guests on this episode; Nadine Timmer-Bodenstein, Ventures Product Lead at 11:FS Laura Pomfret, Co-Founder at Financielle --------------------------------------- Fintech Insider by 11:FS is a bi-weekly podcast dedicated to all things finance, banking, technology, and financial services.  Our expert hosts, with real industry experience, are joined by the biggest decision-makers, VCs, and reporters from across financial services including guests from Visa, Nubank, M-Pesa, Starling, and JP Morgan Chase to discuss the latest news, developments, and trends within the industry. Our weekly news show drops every Monday and tackles the biggest news stories, from acquisitions and launches, to regulatory changes and innovation. Then, every Friday our Insights show dives deeper into the hottest topics shaping the industry like web3 and BNPL. Whether you’re already immersed in the world of financial services, or just keen to learn more, this is the #1 podcast for you. If you enjoyed this episode, don't forget to subscribe and please leave a review Follow us on Twitter: @fintechinsiders where you can ask the hosts questions, or email podcasts@11fs.com! Learn more about your ad choices. Visit megaphone.fm/adchoices
Trailer: Fintech Insider Focus Season 2 is Coming Soon!
6d ago
Trailer: Fintech Insider Focus Season 2 is Coming Soon!
Fintech Insider Focus, in collaboration with Visa, returns on 20th March 2024! In the first season we embarked on a virtual world tour, exploring how fintech and finance is being harnessed in different continents, but in brand new season we are zooming in further. Part one explores how countries like Saudi Arabia, UAE, Bahrain and Egypt are putting the Middle East on the map as a major financial powerhouse. In part two we set off on a European adventure and find out how different countries across the continent are championing fintech in different ways. We speak to the people at the heart of these industries, and help you become an expert too. So don't miss out - follow Fintech Insider wherever you get your podcasts and listen out for brand new episodes of Focus, every second Wednesday beginning 20th March. --------------------------------------- Fintech Insider Focus is sponsored by Visa Fintech Insider by 11:FS is a bi-weekly podcast dedicated to all things finance, banking, technology, and financial services.  Our expert hosts, with real industry experience, are joined by the biggest decision-makers, VCs, and reporters from across financial services including guests from Visa, Nubank, M-Pesa, Starling, and JP Morgan Chase to discuss the latest news, developments, and trends within the industry. Our weekly news show drops every Monday and tackles the biggest news stories, from acquisitions and launches, to regulatory changes and innovation. Then, every Friday our Insights show dives deeper into the hottest topics shaping the industry like web3 and BNPL. Whether you’re already immersed in the world of financial services, or just keen to learn more, this is the #1 podcast for you. If you enjoyed this episode, don't forget to subscribe and please leave a review Follow us on Twitter: @fintechinsiders where you can ask the hosts questions, or email podcasts@11fs.com! Learn more about your ad choices. Visit megaphone.fm/adchoices
833. News: Monzo and PensionBee target the US, while J.P. Morgan doubles down in France
Mar 11 2024
833. News: Monzo and PensionBee target the US, while J.P. Morgan doubles down in France
To celebrate recording this just before International Women's Day 2024, our expert hosts, Laura Watkins and Rachel Pandyan, are joined by a stellar all-women panel to talk about the most notable fintech, financial services and banking news from the past week, including the feel good fintech story of the year so far, and Monzo are lining up a second crack at the US market. This week's guests include: Sarah Kocianski, CEO at Fintech Wales Phoebe Kitchen, Vice President of Growth Equity at Inovia And featuring soundbites from: Romi Savova, CEO at PensionBee Patricia Brolly MD, Head of Merchant Acquiring for EMEA at J.P. Morgan Sophie Winwood, Co-Founder and CEO at WVC:E We cover the following stories from the fintech and financial services space: New research from Mastercard reveals just a quarter of women feel financially supported in the workplace (04:22) Online pension provider PensionBee and challenger bank Monzo announce US expansion plan (11:24) JPMorgan joins France's payments network CB to skirt Visa & Mastercard (28:30) UK Chancellor Jeremy Hunt reverses changes to angel investment rules (40:12) Indonesia fintech Wagely makes bank while helping the unbanked (54:15) Top fintech chiefs join Innovate Finance 'Unicorn Council' (56:26) Southampton-based dementia debit card wins £125k Dragons' Den investment (58:28) --------------------------------------- Fintech Insider by 11:FS is a bi-weekly podcast dedicated to all things finance, banking, technology, and financial services.  Our expert hosts, with real industry experience, are joined by the biggest decision-makers, VCs, and reporters from across financial services including guests from Visa, Nubank, M-Pesa, Starling, and JP Morgan Chase to discuss the latest news, developments, and trends within the industry. Our weekly news show drops every Monday and tackles the biggest news stories, from acquisitions and launches, to regulatory changes and innovation. Then, every Friday our Insights show dives deeper into the hottest topics shaping the industry like web3 and BNPL. Whether you’re already immersed in the world of financial services, or just keen to learn more, this is the #1 podcast for you. If you enjoyed this episode, don't forget to subscribe and please leave a review Follow us on Twitter: @fintechinsiders where you can ask the hosts questions, or email podcasts@11fs.com! Learn more about your ad choices. Visit megaphone.fm/adchoices
832. Insights: How is AI transforming financial services?
Mar 7 2024
832. Insights: How is AI transforming financial services?
We’re all talking about GenAI, and it shows no signs of slowing down in financial services. Wherever you look, banks are investing in both people and tech to drive forward their AI capabilities from front to back end. So in this episode, we want to share some of the conversations we’ve been having across the finance world about AI. Now if you’re an avid follower of our YouTube channel, you have probably seen our Spotlight series, where we invite leading industry experts to discuss the biggest subjects in finance and fintech. 11:FS CEO David Brear introduces two of our recent AI-themed Spotlight episodes with you, right here on Fintech Insider. This week's guests include: Theo Michalopoulos, General Manager, Financial Services and Insurance Industry at Microsoft EJ Achtner, Head of Digital Architecture at the HSBC’s Office of Applied Artificial Intelligence (OAAI) Jane Findlay, Enterprise Account Executive, HSBC at SAS --------------------------------------- Fintech Insider by 11:FS is a bi-weekly podcast dedicated to all things finance, banking, technology, and financial services.  Our expert hosts, with real industry experience, are joined by the biggest decision-makers, VCs, and reporters from across financial services including guests from Visa, Nubank, M-Pesa, Starling, and JP Morgan Chase to discuss the latest news, developments, and trends within the industry. Our weekly news show drops every Monday and tackles the biggest news stories, from acquisitions and launches, to regulatory changes and innovation. Then, every Friday our Insights show dives deeper into the hottest topics shaping the industry like web3 and BNPL. Whether you’re already immersed in the world of financial services, or just keen to learn more, this is the #1 podcast for you. If you enjoyed this episode, don't forget to subscribe and please leave a review Follow us on Twitter: @fintechinsiders where you can ask the hosts questions, or email podcasts@11fs.com! Learn more about your ad choices. Visit megaphone.fm/adchoices
831. News: The Wirecard whistleblower launches Confide, and Google Pay shuts down in the US
Mar 4 2024
831. News: The Wirecard whistleblower launches Confide, and Google Pay shuts down in the US
Our expert host Ross Gallagher is joined by some great guests to talk about the most notable fintech, financial services and banking news from the past week, including Orum's new Deliver API which connects to the Federal Reserve to improve payments in the US. Plus, Pav Gill, better known as the Wirecard whistleblower, launches a new platform to tackle corporate misconduct. And Chime are partnering with financial education platform Zogo to help improve financial literacy for their users. This week's guests include: Nadine Timmer-Bodenstein, Ventures Product Lead at 11:FS Stephany Kirkpatrick, Founder & CEO at Orum Pav Gill, Founder at Confide Plus soundbites from: Sara El-Amine, VP of Community at Chime We cover the following stories from the fintech and financial services space: Orum connects to the U.S. Federal Reserve with the launch of Deliver (04:40) Wirecard whistleblower launches Confide, a New Reporting Platform for Corporate Bad Behavior (23:16) Google Pay to shut down in the US (40:02) Chime partners with Zogo to improve financial literacy (48:37) The EU formally adopts instant payment rules (01:01:35) The Tooth Fairy hit by inflation as average cost of a gift triples (01:03:06) --------------------------------------- Fintech Insider by 11:FS is a bi-weekly podcast dedicated to all things finance, banking, technology, and financial services.  Our expert hosts, with real industry experience, are joined by the biggest decision-makers, VCs, and reporters from across financial services including guests from Visa, Nubank, M-Pesa, Starling, and JP Morgan Chase to discuss the latest news, developments, and trends within the industry. Our weekly news show drops every Monday and tackles the biggest news stories, from acquisitions and launches, to regulatory changes and innovation. Then, every Friday our Insights show dives deeper into the hottest topics shaping the industry like web3 and BNPL. Whether you’re already immersed in the world of financial services, or just keen to learn more, this is the #1 podcast for you. If you enjoyed this episode, don't forget to subscribe and please leave a review Follow us on Twitter: @fintechinsiders where you can ask the hosts questions, or email podcasts@11fs.com! Learn more about your ad choices. Visit megaphone.fm/adchoices
830. Insights: The COBOL conundrum: Why are banks still using a 60-year-old programming language?
Feb 29 2024
830. Insights: The COBOL conundrum: Why are banks still using a 60-year-old programming language?
What has 200 billion lines, is used by 43% of banks, and pretty much drives the global financial system? It's the subject of today's Fintech Insider Insights, as our expert hosts, 11:FS CEO David Brear and CTO Ewan Silver, come together to discuss all things COBOL, or Common Business Oriented Language. They look at how COBOL became the pre-eminent choice of the global banking system, if it's still fit for purpose in today's world, and the challenges of migrating away from COBOL. And if you find this episode interesting and decide you want to learn more, you can check out our Decoding: Banks series on YouTube - I think you’ll love it. --------------------------------------- Fintech Insider by 11:FS is a bi-weekly podcast dedicated to all things finance, banking, technology, and financial services.  Our expert hosts, with real industry experience, are joined by the biggest decision-makers, VCs, and reporters from across financial services including guests from Visa, Nubank, M-Pesa, Starling, and JP Morgan Chase to discuss the latest news, developments, and trends within the industry. Our weekly news show drops every Monday and tackles the biggest news stories, from acquisitions and launches, to regulatory changes and innovation. Then, every Friday our Insights show dives deeper into the hottest topics shaping the industry like web3 and BNPL. Whether you’re already immersed in the world of financial services, or just keen to learn more, this is the #1 podcast for you. If you enjoyed this episode, don't forget to subscribe and please leave a review Follow us on Twitter: @fintechinsiders where you can ask the hosts questions, or email podcasts@11fs.com! Learn more about your ad choices. Visit megaphone.fm/adchoices
829. News: Capital One pursue $35bn Discover takeover, and what's Santander's beef with Nationwide?
Feb 26 2024
829. News: Capital One pursue $35bn Discover takeover, and what's Santander's beef with Nationwide?
Our expert hosts David M. Brear, is joined by some great guests to talk about the most notable fintech, financial services and banking news from the past week, including Capital One's $35 billion takeover of Discover... subject to approval from US regulators. Also, onboarding solution Detected partners with Visa to make life easier for North American SMEs, and Santander really don't like Nationwide's latest TV ad, but why? This week's guests include: Niamh Curran. Senior Reporter at Finextra Barry O’Sullivan, Head of Banking and Payments Infrastructure at OpenPayd We cover the following stories from the fintech and financial services space: Capital One announces tie-up with Discover in $35.3bn deal creating payments giant (04:30) OpenPayd and TrueLayer forge strategic partnership to revolutionize instant payments (11:30) Rothschild expand to Saudi Arabia with Riyadh office (22:55) Detected collaborates with Visa to offer improved SME onboarding in US and Canada (27:27) Challenger bank Monzo to cement £4bn valuation in new funding round (33:38) Nationwide’s Dominic West advert reported by Santander to watchdog (35:05) --------------------------------------- Fintech Insider by 11:FS is a bi-weekly podcast dedicated to all things finance, banking, technology, and financial services.  Our expert hosts, with real industry experience, are joined by the biggest decision-makers, VCs, and reporters from across financial services including guests from Visa, Nubank, M-Pesa, Starling, and JP Morgan Chase to discuss the latest news, developments, and trends within the industry. Our weekly news show drops every Monday and tackles the biggest news stories, from acquisitions and launches, to regulatory changes and innovation. Then, every Friday our Insights show dives deeper into the hottest topics shaping the industry like web3 and BNPL. Whether you’re already immersed in the world of financial services, or just keen to learn more, this is the #1 podcast for you. If you enjoyed this episode, don't forget to subscribe and please leave a review Follow us on Twitter: @fintechinsiders where you can ask the hosts questions, or email podcasts@11fs.com! Learn more about your ad choices. Visit megaphone.fm/adchoices
828. Insights: Answering Google's most asked questions about fintech
Feb 22 2024
828. Insights: Answering Google's most asked questions about fintech
Our panel of Fintech Insider hosts - Kate Moody, Rachel Pandyan and David Barton-Grimley - get together and scour the internet for the most asked questions about fintech... and attempt to answer them. From 'what is fintech?' to 'how to nail a fintech interview', they discuss all the stuff you probably never asked but wish you had. So whether you are a fintech professional or you've never worked a day in finance, this podcast is your 101 in fintech FAQs. This week's panel: Kate Moody, Strategy Director at 11:FS Rachel Pandyan, Venture Product Lead at 11:FS David Barton-Grimley, Fintech Strategy Director at 11:FS --------------------------------------- Fintech Insider by 11:FS is a bi-weekly podcast dedicated to all things finance, banking, technology, and financial services.  Our expert hosts, with real industry experience, are joined by the biggest decision-makers, VCs, and reporters from across financial services including guests from Visa, Nubank, M-Pesa, Starling, Wise and JP Morgan Chase to discuss the latest news, developments, and trends within the industry. Our weekly news show drops every Monday and tackles the biggest news stories, from acquisitions and launches, to regulatory changes and innovation. Then, every Friday our Insights show dives deeper into the hottest topics shaping the industry like web3 and BNPL. Whether you’re already immersed in the world of financial services, or just keen to learn more, this is the #1 podcast for you. If you enjoyed this episode, don't forget to subscribe and please leave a review Follow us on Twitter: @fintechinsiders where you can ask the hosts questions, or email podcasts@11fs.com! Learn more about your ad choices. Visit megaphone.fm/adchoices
827. News: Revolut launch eSims and the EU's need for speed-y payments
Feb 19 2024
827. News: Revolut launch eSims and the EU's need for speed-y payments
Our expert host Benjamin Ensor is joined by some great guests to talk about the most notable fintech, financial services and banking news from the past week. Stories include Revolut's launch of eSims to combat expensive data roaming charges, new research from Lightyear which shows over £1 trillion of Uk deposits are being stashed in low-interest accounts, and would you date someone based on their credit score? Well you're in luck, because Score is a brand new dating app exclusively for singletons with good credit. This week's guests include: Nadine Timmer-Bodenstein, Ventures Product Lead at 11:FS Martin Sokk, CEO & Co-Founder at Lightyear Fliss Berridge, Director & Co-Founder at Ordo We cover the following stories from the fintech and financial services space: The European Parliament authorises new regulations for new 'ten second transfers' (06:36) More than £1 trillion of UK deposits are in low-interest savings account, according to new research (20:16) Pan African Payment and Settlement System (PAPSS) Expands into North Africa (34:40) Revolut tackle data roaming charges with their new eSim (43:47) Australia's Craggle releases an AI tool for refinancing home loans (56:43) Neon Money Hub launch Score, a new dating app for people with good credit (58:42) --------------------------------------- Fintech Insider by 11:FS is a bi-weekly podcast dedicated to all things finance, banking, technology, and financial services.  Our expert hosts, with real industry experience, are joined by the biggest decision-makers, VCs, and reporters from across financial services including guests from Visa, Nubank, M-Pesa, Starling, and JP Morgan Chase to discuss the latest news, developments, and trends within the industry. Our weekly news show drops every Monday and tackles the biggest news stories, from acquisitions and launches, to regulatory changes and innovation. Then, every Friday our Insights show dives deeper into the hottest topics shaping the industry like web3 and BNPL. Whether you’re already immersed in the world of financial services, or just keen to learn more, this is the #1 podcast for you. If you enjoyed this episode, don't forget to subscribe and please leave a review Follow us on Twitter: @fintechinsiders where you can ask the hosts questions, or email podcasts@11fs.com! Learn more about your ad choices. Visit megaphone.fm/adchoices
826. Insights: How will The Great Wealth Transfer affect millennials, boomers and banks?
Feb 15 2024
826. Insights: How will The Great Wealth Transfer affect millennials, boomers and banks?
Our expert host Kate Moody is joined by some great guests to talk about The Great Wealth Transfer. As Baby Boomers pass on an estimated $84 trillion of wealth, they discuss how the products and services to support Millennials will differ, how this may impact established wealth management institutions, and ask how will this change the wealth management landscape in the future? They also take stock of where the industry currently is and how well equipped, or not, it is to deal with the challenges that lie ahead AND they discuss some of the broader trends in this space to understand what needs to be done and how. This week's guests include: Daniel Hegarty, Founder & CEO at Communion Antoinette Rodriguez, President at MarFi Advisors and Chairwoman at Financial Advisor Magazine’s Invest In Women --------------------------------------- Fintech Insider by 11:FS is a bi-weekly podcast dedicated to all things finance, banking, technology, and financial services.  Our expert hosts, with real industry experience, are joined by the biggest decision-makers, VCs, and reporters from across financial services including guests from Visa, Nubank, M-Pesa, Starling, and JP Morgan Chase to discuss the latest news, developments, and trends within the industry. Our weekly news show drops every Monday and tackles the biggest news stories, from acquisitions and launches, to regulatory changes and innovation. Then, every Friday our Insights show dives deeper into the hottest topics shaping the industry like web3 and BNPL. Whether you’re already immersed in the world of financial services, or just keen to learn more, this is the #1 podcast for you. If you enjoyed this episode, don't forget to subscribe and please leave a review Follow us on Twitter: @fintechinsiders where you can ask the hosts questions, or email podcasts@11fs.com! Learn more about your ad choices. Visit megaphone.fm/adchoices
825. News: VRPs, junk fees, deepfakes and Formula 1's biggest new signing
Feb 12 2024
825. News: VRPs, junk fees, deepfakes and Formula 1's biggest new signing
Our expert host Benjamin Ensor is joined by some great guests to talk about the most notable fintech, financial services and banking news from the past week, including Yapily and Ant Group bringing Commercial VRPs to Europe, new research from Wise highlighting the impact of junk fees, and Airwallex are getting into Formula 1. PLUS, do you think you could be fooled by a deepfake? Get ready for a mind-blowing scam that cost one bank $25m... This week's guests include: Valentina Kristensen, Director of Growth & Communications at OakNorth Roland Selmer, CPO at Yapily Rina Wulfing, Senior Policy Lead for North America at Wise We cover the following stories from the fintech and financial services space: Ant International and Yapily Launch Europe’s First Commercial Variable Recurring Payments (VRPs) for e-Commerce (04:35) Research from Wise highlights the widespread consequences of junk fees on American consumers (18:35) Airwallex race into partnership with Formula 1 team McLaren (33:36) Australian payments firm Fat Zebra buys open banking outfit Adatree (46:30) HSBC instals the first of ten ‘cash pods’ in towns with no bank branches (55:43) Hong Kong finance worker gives $25m to fraudsters after call with deepfaked CFO (57:43) --------------------------------------- Fintech Insider by 11:FS is a bi-weekly podcast dedicated to all things finance, banking, technology, and financial services.  Our expert hosts, with real industry experience, are joined by the biggest decision-makers, VCs, and reporters from across financial services including guests from Visa, Nubank, M-Pesa, Starling, and JP Morgan Chase to discuss the latest news, developments, and trends within the industry. Our weekly news show drops every Monday and tackles the biggest news stories, from acquisitions and launches, to regulatory changes and innovation. Then, every Friday our Insights show dives deeper into the hottest topics shaping the industry like web3 and BNPL. Whether you’re already immersed in the world of financial services, or just keen to learn more, this is the #1 podcast for you. If you enjoyed this episode, don't forget to subscribe and please leave a review Follow us on Twitter: @fintechinsiders where you can ask the hosts questions, or email podcasts@11fs.com! Learn more about your ad choices. Visit megaphone.fm/adchoices
824. Insights: Fighting civil inequality with fintech
Feb 8 2024
824. Insights: Fighting civil inequality with fintech
In celebration of US Black History Month, our expert host Kate Moody, Strategy Director at 11:FS, is joined by some great guests to discuss civil inequality in the banking system. This week's guests include: Rodney Williams, Co-Founder at SoLo Funds Jamilia Grier, Founder & CEO at ByteBao Asya Bradley, Founder and Angel Investor Conversations around inclusion are much bigger than just banking. It’s a systemic problem which has always existed and still remains a very real issue today, and this episode tackles these issues head on. They discuss how and why non-white communities are being underserved by traditional banks and celebrate some of the work being done to tackle that. They also look at how we can harness fintech for good to drive meaningful change. --------------------------------------- Fintech Insider by 11:FS is a bi-weekly podcast dedicated to all things finance, banking, technology, and financial services.  Our expert hosts, with real industry experience, are joined by the biggest decision-makers, VCs, and reporters from across financial services including guests from Visa, Nubank, M-Pesa, AltFi, Starling, and JP Morgan Chase to discuss the latest news, developments, and trends within the industry. Our weekly news show drops every Monday and tackles the biggest news stories, from acquisitions and launches, to regulatory changes and innovation. Then, every Friday our Insights show dives deeper into the hottest topics shaping the industry like web3 and BNPL. Whether you’re already immersed in the world of financial services, or just keen to learn more, this is the #1 podcast for you. If you enjoyed this episode, don't forget to subscribe and please leave a review. Follow us on Twitter: @fintechinsiders where you can ask the hosts questions, or email podcasts@11fs.com! Learn more about your ad choices. Visit megaphone.fm/adchoices
823. News: HSBC fined £57m by Bank of England, and has Mastercard killed the password?
Feb 5 2024
823. News: HSBC fined £57m by Bank of England, and has Mastercard killed the password?
Our expert hosts, David M. Brear, is joined by some great guests to talk about the most notable fintech, financial services and banking news from the past week, including the news that HSBC is being fined by the Bank of England's financial stability arm after failing to adequately protect its customers in the event of a banking collapse. Plus, Nova Credit is stepping up to support Ukrainian refugees, and Mastercard want to get rid of passwords. This week's guests include: Rachel Pandyan, Ventures Product Lead at 11:FS Doug Mackenzie, Chief Content Officer at Fintech Finance Anil Stocker, CEO of Kriya We cover the following stories from the fintech and financial services space: Kriya uses funding boost to power up B2B embedded finance offering (04:34) Mastercard wants to replace passwords with biometric authentication (17:38) Nova Credit helps Ukrainians in UK, US and Canada get credit (28:45) HSBC fined £57m by Bank of England for 'serious' deposit protection failings (38:32) PayPal to reduce global workforce by 9% in 2024 (46:17) GoHenry petitions for financial literacy in schools to UK government (48:57) British actor Tom Hollander accidentally receives Spider-Man's bonus cheque (51:19) --------------------------------------- Fintech Insider by 11:FS is a bi-weekly podcast dedicated to all things finance, banking, technology, and financial services.  Our expert hosts, with real industry experience, are joined by the biggest decision-makers, VCs, and reporters from across financial services including guests from Visa, Nubank, M-Pesa, AltFi, Starling, and JP Morgan Chase to discuss the latest news, developments, and trends within the industry. Our weekly news show drops every Monday and tackles the biggest news stories, from acquisitions and launches, to regulatory changes and innovation. Then, every Friday our Insights show dives deeper into the hottest topics shaping the industry like web3 and BNPL. Whether you’re already immersed in the world of financial services, or just keen to learn more, this is the #1 podcast for you. If you enjoyed this episode, don't forget to **subscribe** and **please leave a review** Follow us on **Twitter**: @fintechinsiders where you can ask the hosts questions, or **email** podcasts@11fs.com! Learn more about your ad choices. Visit megaphone.fm/adchoices
822. Insights: Putting the big tech into fintech
Feb 1 2024
822. Insights: Putting the big tech into fintech
On this episode of Fintech Insider Insights our expert hosts, Ross Gallagher and Kate Moody, are joined by some great guests to talk about the ever-growing overlap between big tech and finance. We’ve seen no shortage of companies like Google, Apple, and Facebook in the news over the last year, and as technology becomes more central in our relationship with financial services, big tech will only have a more critical role to play in the future of our industry. So we want to take a step back and understand exactly what big tech’s role in finance currently is, and where they sit on the banking battlefield. What are the use cases? What are the risks? And will we eventually have to do our banking through a VR headset? To discuss this I am joined by a mighty panel of industry experts. This week's guests include: Paul Worthington, Head of Regulatory Affairs at Innovate Finance and formerly the Public Policy Manager at Meta Fintech Dave Birch, Principal at 15Mb Sam Maule, an advisor and formerly the Key Account Executive at Google --------------------------------------- Fintech Insider by 11:FS is a bi-weekly podcast dedicated to all things finance, banking, technology, and financial services.  Our expert hosts, with real industry experience, are joined by the biggest decision-makers, VCs, and reporters from across financial services including guests from Visa, Nubank, M-Pesa, AltFi, Starling, and JP Morgan Chase to discuss the latest news, developments, and trends within the industry. Our weekly news show drops every Monday and tackles the biggest news stories, from acquisitions and launches, to regulatory changes and innovation. Then, every Friday our Insights show dives deeper into the hottest topics shaping the industry like web3 and BNPL. Whether you’re already immersed in the world of financial services, or just keen to learn more, this is the #1 podcast for you. If you enjoyed this episode, don't forget to **subscribe** and **please leave a review** Follow us on **Twitter**: @fintechinsiders where you can ask the hosts questions, or **email** podcasts@11fs.com! Learn more about your ad choices. Visit megaphone.fm/adchoices
821. News: Did social media destroy Silicon Valley Bank?
Jan 29 2024
821. News: Did social media destroy Silicon Valley Bank?
Our expert hosts, Benjamin Ensor and Ross Gallagher, are joined by some great guests to talk about the most notable fintech, financial services and banking news from the past week.  This week's guests include: Amelia Isaacs, Senior Reporter at AltFi Rachel Pandyan, Ventures Product Lead at 11:FS We cover the following stories from the fintech and financial services space: Revolut launch Mobile Wallets (03:40) The Financial Stability Board could recommend new measures to limit the impact of social media on bank runs (16:16) Italy's Objectway acquire Canadian wealthtech Newst Wealth (28:35) Moody's Analytics taps Numerated for automated loan process (34:45) Comic Relief extends partnership with GoCardless to accept donations year round (44:45) Apple Pay finally open up NFC chip access to third parties after EU investigation (45:52) A retired teacher has her pension halted as her provider refuses to believe she is not dead (47:52) --------------------------------------- Fintech Insider by 11:FS is a bi-weekly podcast dedicated to all things finance, banking, technology, and financial services.  Our expert hosts, with real industry experience, are joined by the biggest decision-makers, VCs, and reporters from across financial services including guests from Visa, Nubank, M-Pesa, AltFi, Starling, and JP Morgan Chase to discuss the latest news, developments, and trends within the industry. Our weekly news show drops every Monday and tackles the biggest news stories, from acquisitions and launches, to regulatory changes and innovation. Then, every Friday our Insights show dives deeper into the hottest topics shaping the industry like web3 and BNPL. Whether you’re already immersed in the world of financial services, or just keen to learn more, this is the #1 podcast for you. If you enjoyed this episode, don't forget to **subscribe** and **please leave a review** Follow us on **Twitter**: @fintechinsiders where you can ask the hosts questions, or **email** podcasts@11fs.com! Learn more about your ad choices. Visit megaphone.fm/adchoices
820. Insights: Personalisation in banking
Jan 25 2024
820. Insights: Personalisation in banking
Our expert host, Kate Moody, is joined by some great guests to talk about how personalisation in banking. Personalisation was one of the key themes that emerged from this year's annual 11:FS Pulse report, which is out now at 11fs.com/report  In the report, our experts, along with others from Monzo, JPMorgan and Nationwide, emphasised the importance of tailored financial services and how customer-centricity will win the day in 2024. But this personalisation is only possible through real-time data, AI & machine learning, by harnessing behavioural data, and many other recent technological advances which are transforming the financial services landscape. So we want to dive deeper into this. What does personalisation in banking even mean? How can it really improve the products or services being offered? And what are the consequences when it goes wrong? This week's guests include: Joe Colchester, Head of Product at 11:FS Pulse Ross Logan, Chief Product Officer at Snoop Megan Cooper, Chief Product Officer at ClearBank Alok Kumar, Product Manager at Chip --------------------------------------- Fintech Insider by 11:FS is a bi-weekly podcast dedicated to all things finance, banking, technology, and financial services.  Our expert hosts, with real industry experience, are joined by the biggest decision-makers, VCs, and reporters from across financial services including guests from Visa, Nubank, M-Pesa, Techcrunch, Starling, and JP Morgan Chase to discuss the latest news, developments, and trends within the industry. Our weekly news show drops every Monday and tackles the biggest news stories, from acquisitions and launches, to regulatory changes and innovation. Then, every Friday our Insights show dives deeper into the hottest topics shaping the industry like web3 and BNPL. Whether you’re already immersed in the world of financial services, or just keen to learn more, this is the #1 podcast for you. If you enjoyed this episode, don't forget to **subscribe** and **please leave a review** Follow us on **Twitter**: @fintechinsiders where you can ask the hosts questions, or **email** podcasts@11fs.com! Learn more about your ad choices. Visit megaphone.fm/adchoices
819. News: AI fraud is on the rise and Natwest to offer IP-based lending
Jan 22 2024
819. News: AI fraud is on the rise and Natwest to offer IP-based lending
Our expert hosts, Ross Gallagher and David Barton-Grimley, are joined by some great guests to talk about the most notable fintech, financial services and banking news from the past week.  This week's guests include: Alia Mahmud, Global Regulatory Affairs Practice Lead at ComplyAdvantage Mariela Hunter, a fractional COO  We cover the following stories from the fintech and financial services space: AI fraud is an emerging risk, according to ComplyAdvantage's State of Financial Crime Report (03:30) Natwest ventures into intellectual property-based lending (16:45) Mastercard launches Small Business AI (32:20) ipaymy launches automated invoice platform for SMBs (44:18) Revolut partners with tech firm Jabil to scale mobile POS (53:46) Santander hoovers up tech talent for digital overhaul (56:02) Our fingerprints may not be unique after all (57:38) --------------------------------------- Fintech Insider by 11:FS is a bi-weekly podcast dedicated to all things finance, banking, technology, and financial services.  Our expert hosts, with real industry experience, are joined by the biggest decision-makers, VCs, and reporters from across financial services including guests from Visa, Nubank, M-Pesa, Techcrunch, Starling, and JP Morgan Chase to discuss the latest news, developments, and trends within the industry. Our weekly news show drops every Monday and tackles the biggest news stories, from acquisitions and launches, to regulatory changes and innovation. Then, every Friday our Insights show dives deeper into the hottest topics shaping the industry like web3 and BNPL. Whether you’re already immersed in the world of financial services, or just keen to learn more, this is the #1 podcast for you. If you enjoyed this episode, don't forget to **subscribe** and **please leave a review** Follow us on **Twitter**: @fintechinsiders where you can ask the hosts questions, or **email** podcasts@11fs.com! Learn more about your ad choices. Visit megaphone.fm/adchoices
818. Insights: How to build trust in financial services
Jan 18 2024
818. Insights: How to build trust in financial services
Our expert host, Ross Gallagher, are joined by some great guests to talk about how to build and keep trust in financial services. The 2008 financial crisis was a pretty pivotal time, to say the least. Suddenly, big banks could fail and our money just didn’t feel as safe as it once did. Trust in the whole system suffered a hit which many thought was irreparable. However, the industry has since gone through a transformative period - improved regulation, more effective governance, and a huge exercise rebuilding that trust with the customer. In a world that now looks so very different from 2008, we want to tackle the tricky matter of trust head on. How do financial services build trust? How do they keep it? And what makes one FS provider more trustworthy than another? This week's guests include: Jordan Sinclair, President at Robinhood UK Monica Hovsepian, Head of Financial Services Industry at OpenText Aidan Rushby, CEO at Carmoola --------------------------------------- Fintech Insider by 11:FS is a bi-weekly podcast dedicated to all things finance, banking, technology, and financial services.  Our expert hosts, with real industry experience, are joined by the biggest decision-makers, VCs, and reporters from across financial services including guests from Visa, Nubank, M-Pesa, Techcrunch, Starling, and JP Morgan Chase to discuss the latest news, developments, and trends within the industry. Our weekly news show drops every Monday and tackles the biggest news stories, from acquisitions and launches, to regulatory changes and innovation. Then, every Friday our Insights show dives deeper into the hottest topics shaping the industry like web3 and BNPL. Whether you’re already immersed in the world of financial services, or just keen to learn more, this is the #1 podcast for you. If you enjoyed this episode, don't forget to **subscribe** and **please leave a review** Follow us on **Twitter**: @fintechinsiders where you can ask the hosts questions, or **email** podcasts@11fs.com! Learn more about your ad choices. Visit megaphone.fm/adchoices
817. News: Elon Musk's X Announce Peer-to-Peer Payments
Jan 15 2024
817. News: Elon Musk's X Announce Peer-to-Peer Payments
Our expert hosts, David Barton-Grimley and Rachel Pandyan, are joined by some great guests to talk about the most notable fintech, finance and banking news from the past week. From Elon Musk's 'everything app' to the SEC's bitcoin ETF approvals, via Revolut biometrics data lawsuit, it's been quite a week in the world of fintech, and we have you covered with expert reaction, analysis and insight. This week's guests include: Nirav Patel, CEO at Andaria Financial Services Jason Mikula, Founder of Fintech Business Weekly We cover the following stories from the fintech and financial services space: X, formerly Twitter, announce peer-to-peer payments in 2024 Embedded finance firm Andaria partner with Mastercard Revolut face class action lawsuit over biometric data collection Barclays and Santander slash rates as UK mortgages get cheaper The U.S. Securities & Exchange Commission (SEC) approve new bitcoin Exchange-Traded Products (ETFs) China's Ant Group eye up $200m acquisition of Dutch fintech MultiSafePay Pothole insurance claims reach record highs Fintech Insider by 11:FS is a bi-weekly podcast dedicated to all things finance, banking, technology, and financial services. Our expert hosts, with real industry experience, are joined by the biggest decision-makers, VCs, and reporters from across financial services including guests from Visa, Nubank, M-Pesa, Techcrunch, Starling, and JP Morgan Chase to discuss the latest news, developments, and trends within the industry. Our weekly news show drops every Monday and tackles the biggest news stories, from acquisitions and launches, to regulatory changes and innovation. Then, every Friday our Insights show dives deeper into the hottest topics shaping the industry like web3 and BNPL. Whether you’re already immersed in the world of financial services, or just keen to learn more, this is the #1 podcast for you. If you enjoyed this episode, don't forget to subscribe and please leave a review Follow us on Twitter: @fintechinsiders where you can ask the hosts questions, or email podcasts@11fs.com! Learn more about your ad choices. Visit megaphone.fm/adchoices