The Payments Experts Podcast

Expert Payments Attorneys of Global Legal Law Firm

Expert payments attorneys discuss the electronic payments industry from a legal perspective.

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Episodes

Mastering the Financial Frontier with Viktoria Soltesz | Moving Money (How Banks Think) | PEP024
Apr 18 2024
Mastering the Financial Frontier with Viktoria Soltesz | Moving Money (How Banks Think) | PEP024
Embark with us as we navigate the intricacies of the financial world alongside Viktoria Soltesz, lauded author and 2023 Businesswoman of the Year. Viktoria's storied transition from a Cyprus accountant to a payment processing guru forms the crux of our enlightening dialogue, highlighting her seminal work, "Moving Money: How Banks Think." Her expertise illuminates the inner workings of compliance, the challenges faced by high-risk clients, and the pivotal role of law, accounting, and technology in the dynamic payment industry.From the trust-based pillars of modern currencies to the transformative space of cryptocurrency, Victoria masterfully demystifies the payment landscape. She escorts us through the realms of open banking in Europe, Africa's innovative mobile money systems, and the captivating evolution from tangible to fiat money. Additionally, we grapple with the future's uncertainties, such as the impending surge of digital currencies and the regulatory obstacles they precipitate. Our conversation is an invaluable resource for businesses and startups aiming to chart a course through the turbulent waters of financial planning and international banking.Completing this comprehensive foray into finance, Viktoria imparts pragmatic advice for navigating the complex payment provider terrain, the necessity of robust financial planning, and the significance of building strong international business relationships. Together with Global Legal Law Firm and PSP Angels, we bring you a treasury of insights and strategies to thrive in the global marketplace. Tune in to this episode for a masterclass in finance, where we unlock the secrets to cultivating successful business endeavors across borders.Visit Viktoria Soltesz:https://www.pspangels.com/ A payments podcast of Global Legal Law Firm
Insights from the Helm of Fintech with Leaders in Payments Podcast host Greg Myers | PEP022
Apr 2 2024
Insights from the Helm of Fintech with Leaders in Payments Podcast host Greg Myers | PEP022
Unlock the secrets of fintech leadership with Greg Myers, whose career leap from JP Morgan Chase and First Data to the podcasting universe has placed him at the forefront of industry insights. As the brains behind the Leaders in Payments podcast, Greg recounts the evolution of his platform, where the narratives of CEOs are not just tales of success but are interwoven with personal anecdotes that humanize the titans of fintech. Our episode gets even richer with Bryce Van De Moere, a sage of legal frameworks in the payments sector, elucidating the hurdles merchants face with the MATCH list and the ongoing efforts to ensure their protection.Navigate the treacherous waters of chargebacks and friendly fraud with us, as we empathize with merchants trapped by the very system designed to protect consumers. Learn how businesses can armor themselves against fraudulent chargebacks and the complex dynamics governing their relationship with payment processors like MasterCard and Visa. Moreover, we'll bring into focus the trends sculpting the payments industry, from Diversity, Equity, Inclusion Month to celebrating Women Leaders in Payments. Get ready for a journey through the technological transformation of payments companies and the necessity of merchant education in a rapidly changing landscape.Visit us today at https://www.globallegallawfirm.com/A payments podcast of Global Legal Law Firm
Trailblazing Payment Solutions | Coastal Pay on the Coast with Travis Chrisman & James Huber | PEP021
Mar 14 2024
Trailblazing Payment Solutions | Coastal Pay on the Coast with Travis Chrisman & James Huber | PEP021
Get ready to navigate the transformative landscapes of the payments industry with our special guests, Travis Chrisman from Coastal Pay, and James Huber, Global Legal Law Firm's managing partner. Their unique stories of career transitions reveal the evolving heartbeat of payment processing, from the adrenaline-pumping 'smash and grab' tactics to the intricate dance of legalities surrounding non-compete clauses. As we recount the steps of launching a business from scratch, you'll discover the crucial role of industry relationships and strategic sales in driving growth, and how a dedicated focus on sales fortifies every branch of a burgeoning business.As the payment industry races towards a future where customer-centric services reign supreme, listen in to how companies like Stripe and Square set new benchmarks for accessibility. Our guests unveil the art of retaining merchants through value-added services, such as SEO and social media management, and share the bold maneuvers that positioned them as pioneers in niche markets like CBD payment processing. This episode peels back the layers of innovation that pave the way for success in a sector where staying ahead means embracing change with open arms.Finally, we step into the fast-approaching world of cryptocurrency and its growing influence on business transactions. The conversation illuminates the perspectives of industry leaders on the integration of crypto, the hurdles and potential of blockchain technology, and how Coastal Pay is trailblazing through the development of software and integration solutions. With a commitment to service that outshines giants like Fiserv, Coastal Pay's stellar reputation and lack of litigation speak volumes about their reliability and trustworthiness. Plug into this episode for an insightful foray into an industry that’s rapidly reshaping the way we think about money and commerce.**********Visit us at https://www.globallegallawfirm.com/A payments podcast of Global Legal Law Firm
Navigating the Maze of Dual Pricing Payment Systems | CC Sales Pro James Shepherd Joins Us! | PEP020
Feb 6 2024
Navigating the Maze of Dual Pricing Payment Systems | CC Sales Pro James Shepherd Joins Us! | PEP020
Ever wondered how the perplexing world of payment systems impacts your wallet and your business? Join me as I sit down with James Shepard from CC Sales Pro and legal expert James Huber, Global Legal's very own, to dissect the conundrum of dual pricing and the tussle between merchant rights and credit card company regulations. We're not just talking numbers; it's a battle of free speech and legalities, with personal journeys from lawn care sales to payment processing wizardry thrown into the mix for an unexpectedly delightful twist.Tune in for a narrative that weaves from the evolution of door-to-door sales post Do Not Call legislation to the present-day quandary of differential pricing—where surcharges and cash discounts become hot potatoes in the hands of merchants and payment networks. This episode isn't just an exploration; it's an expedition through the complexities of sales strategies, the creation of educational resources, and the potential pitfalls of navigating Visa and Mastercard's intricate policies. It's a story of innovation, adaptation, and the occasional legal scuffle that could redefine the way we think about transactions.Looking toward the horizon, we speculate on the future of payments in an era where niche experts could rule the roost. We're dissecting legislation like the Credit Card Competition Act and considering whether a shake-up is really what's needed in a market brimming with emerging technologies. Whether you're a seasoned pro or new to the game, this episode is your crystal ball into the next two decades of payments, where verticalization might just be the golden ticket to success in a specialized world.Visit our friend and special guest James Shepherd of CC Sales Pro: https://www.ccsalespro.com/Find PEP at:https://www.globallegallawfirm.com/podcasts/A payments podcast of Global Legal Law Firm
The Art of Winning Chargebacks | Merchant Strategies & Legal Insights w/ Chargeback Gurus | PEP019
Jan 30 2024
The Art of Winning Chargebacks | Merchant Strategies & Legal Insights w/ Chargeback Gurus | PEP019
Chargebacks are the bane of every merchant's existence, but what if you could turn the tides on this costly nuisance? Oscar Bello from Chargeback Gurus https://www.chargebackgurus.com/ brings his A-game to our latest episode, joining forces with our legal eagles Bryce Van De Moere and Christopher Dryden. Together, we dissect the chargeback battleground, arming you with the knowledge and strategies that could save your business from financial peril.Navigating the chargeback labyrinth requires finesse and an understanding of the system that's often stacked against e-commerce warriors. With Oscar's specialized insights, we reveal the inner workings of dispute representation and analytics that Chargeback Gurus leverages to keep your hard-earned cash where it belongs—in your account. Our episode peels back the layers on Visa's new compelling evidence rules and how they're shaking up the game, possibly tipping the scales back in favor of merchants. Wrapping up with a look towards the horizon, we uncover proactive measures for chargeback management and the potential for industry evolution with technological and regulatory overhauls. For any merchant who's ever felt the sting of a chargeback, this episode is your shield and sword in the ongoing battle for financial justice. Tune in for an unmissable deep dive into the realm of payment disputes and come out the other side equipped to protect your business against the chargeback onslaught.A payments podcast of Global Legal Law Firm
PEP | 018 | Flex Payment Solutions: Pioneering in Electronic Payments and CBD Market with Rob Zeitler
Dec 12 2023
PEP | 018 | Flex Payment Solutions: Pioneering in Electronic Payments and CBD Market with Rob Zeitler
Do you ever wonder about the exciting world of electronic payments and the challenges faced by those who navigate it? Dive headfirst into an enlightening conversation with Rob Zeitler, the captain of Flex Payment Solutions, LLC, and James Huber, managing partner of Global Legal Law Firm. Listen in as we journey through the labyrinth of their services ranging from check processing, ACH, card payments, instant funding through Visa Direct, and an IVR pay by tech system. Absorb the surprising tale of how they stumbled upon the CBD market and their successful partnership with a franchise in this booming industry. Our conversation takes a turn towards the intriguing yet challenging world of CBD merchants and their quest for reliable payment processors. Rob offers a wealth of insights, shedding light on the intricacies of this business sector, the hurdles they encounter, and the unique solutions his company provides. Discover how they have partnered with a CBD-friendly bank and their strategic approach to merchants on the MATCH list. Hear about their selective merchant-acquisition process and how sub-agents play a pivotal role. Lastly, we journey deeper into the exhilarating yet tumultuous landscape of the electronic payments industry. Reflect on the idea of creating a database to keep track of individuals pushing boundaries, and how reputation and networking go hand in hand in this industry. As technology continues to evolve, so does the potential for growth in the FinTech sector. Understand the significance of responsible growth and how it aligns with the changing needs of today's merchants. As we wrap up, we discuss the importance of diversifying into different industries to mitigate risks and the potential threats businesses face in this ever-changing landscape. Keep your ears open for an engaging and informative episode that will leave you enriched and more adaptable in the dynamic world of sales and payments.https://www.globallegallawfirm.com/A payments podcast of Global Legal Law Firm
PEP | 016 | Uncovering the Truth Behind Etsy's Reserve Payment Policy Changes
Nov 30 2023
PEP | 016 | Uncovering the Truth Behind Etsy's Reserve Payment Policy Changes
Ever wondered how Etsy's reserve payment policy impacts independent sellers? Journey with us into the depths of online commerce, as we unravel how small businesses are grappling with the changes in Etsy’s payment processing policies. With special guest Chiarra Lohr from the Indie Sellers Guild shining a light on the issue, we join Global Legal Law Firm attorney Bryce Van De Moere, and paralegal Serenity Wood, to discuss how recent policy shifts have left sellers with significantly reduced profits. Imagine selling an item for $17, only to be left with a mere $6 after deductions for reserve funds. Navigating the treacherous waters of online selling, we delve into the struggles that artisans face when trying to set up shop outside of Etsy. We explore the challenges of finding alternative platforms and marketing strategies and the sense of powerlessness sellers feel when policies negatively impact them. Chiarra provides valuable insight into the possible role of Silicon Valley Bank in Etsy's policy changes and emphasizes the necessity of collective voices like the Indie Sellers Guild in advocating for a fairer digital marketplace. Finally, we tackle the contentious issue of Etsy's reserve limits and the potential harm they pose to small businesses. We offer insights into possible solutions, such as raising awareness within Etsy, advocating for an appeals process, and even the possibility of a class action lawsuit. Chiarra encourages unity among merchants, emphasizing the power of shared stories in potentially alleviating the burden of seeking legal help. Join us on this enlightening journey as we underscore the urgent need for change in Etsy's reserve limits and highlight the steps that can be taken to initiate this change.A payments podcast of Global Legal Law Firm
PEP | 015 | Insider's Look at WSAA Conference 2023: Opportunities and Insights
Nov 16 2023
PEP | 015 | Insider's Look at WSAA Conference 2023: Opportunities and Insights
Discover the art of "making friends for a living" with Andrew Yu from Business Payment System in our latest podcast episode. It's not a usual sales tagline you'd hear, but listen in to Andrew as he explains how their unique approach, combined with the value added by their team of 10 attorneys, has helped their business thrive. We also get a glimpse into their services, the Paradise POS system, which is a processor agnostic, iPad based end of cell system.What if you could offer revenue-based financing to small and medium-sized businesses? Emma Poulsen from ULand Financial Solutions shares how they're doing just that, and the crucial role they play in the current macroeconomic situation. Further, we hear from Robert Esminger, President of Executive Tech Lease Group, who shares his observations about the WSAA Conference 2023, with a focus on the emotional response sparked by Visa cap discussion and its resulting opportunities. Your business may benefit from the insights shared by Michael Hill from Discount Credit Card Supply, who enlightens us about their niche in the distribution industry, their varied service range, and the importance of ADA compliance. Wrapping up our enlightening discussions is Mark Miller, sharing his thoughts on the energy of the WSAA Conference, potential business prospects, and how Business Payment System can assist with their comprehensive business services. Don't miss out on this episode full of industry insights, experiences, and potential benefits!Since 2008, and based in San Diego, CA, Global Legal has represented clients across the nation, and internationally, in the world of electronic payments.ISOs, Fintech, payfacs, agents, merchants, processors, acquiring banks, and card brands, if these terms mean something to you, this podcast is for you!  If these terms aren’t so familiar, this podcast is even more for you!We hope you enjoy this episode of the Payments Experts Podcast!*****New episodes twice a month!If you’re interested in learning more about PEP and how Global Legal Law Firm may be able to assist you, please visit us at https://www.globallegallawfirm.com/Give us a call at 888-846-8901 or email us at pep@attorneygl.comBe sure to tell us you heard us here on the Payments Experts Podcast!(The PEP Podcast is intended for education and entertainment – nothing said in this Podcast is or should be considered legal advice.  Please contact Global Legal Law Firm to schedule a free consultation.)A payments podcast of Global Legal Law Firm
PEP | 014 | Visa's Perspective on Surcharge Cap, Dual Pricing | James Huber Takes On Visa!
Nov 6 2023
PEP | 014 | Visa's Perspective on Surcharge Cap, Dual Pricing | James Huber Takes On Visa!
James Huber, Partner of Global Legal Law Firm, asks the tough questions, and Visa has to answer!Did you ever wonder what is the rationale behind Visa's surcharge cap? You're about to find out as James Huber is joined on stage by Rob Johnson, Visa's chief rule creator, to take us behind the scenes of card payment industry. As we navigate the realms of cost acceptance, non-cash adjustment models and cash discounting, Rob illuminates the impact of the surcharge cap across various industries, and also clarifies the cost of PCI compliance. This conversation is not just about understanding the mechanics, it's about gaining insights into Visa and MasterCard's perception of the surcharge - a crucial aspect for anyone involved in the industry. Now, let's shift our focus to the nuances of dual pricing, and the inherent risks of non-compliance. With Rob's expertise, we delve into the importance of transparent pricing for consumers and the penalties tied to non-compliance. He shares valuable insights on card payment rules, underscoring the need for merchants to foster excellent consumer experiences. As we progress, we'll explore the legalities and requirements around surcharging and cash discounting - an aspect that often poses challenges to merchants. Lastly, we tackle the complexities of dual pricing, consumer perception, and how this influences business practices. Rob reveals the liabilities associated with EMV readers and how menu pricing can become a potent marketing tool. Our conversation also unveils what drives compliance regulation, consumer complaints made to Visa, and the fear of losing card transactions. To top it off, Rob demystifies the realm of debit and credit card transactions, alternative routing rights, and the requirement to display card pricing - crucial knowledge for anyone in the trade. So, tune in for a comprehensive understanding of the card payment industry, straight from the expert's mouth.Since 2008, and based in San Diego, CA, Global Legal has represented clients across the nation, and internationally, in the world of electronic payments.ISOs, Fintech, payfacs, agents, merchants, processors, acquiring banks, and card brands, if these terms mean something to you, this podcast is for you!  If these terms aren’t so familiar, this podcast is even more for you!We hope you enjoy this episode of the Payments Experts Podcast!*****New episodes twice a month!If you’re interested in learning more about PEP and how Global Legal Law Firm may be able to assist you, please visit us at https://www.globallegallawfirm.com/Give us a call at 888-846-8901 or email us at pep@attorneygl.comBe sure to tell us you heard us here on the Payments Experts Podcast!(The PEP Podcast is intended for education and entertainment – nothing said in this Podcast is or should be considered legal advice.  Please contact Global Legal Law Firm to schedule a free consultation.)A payments podcast of Global Legal Law Firm
PEP | 013 | Biller Genie - The Missing Magic in Payments | w/ Garima Shah | Payments Experts Podcast
Oct 10 2023
PEP | 013 | Biller Genie - The Missing Magic in Payments | w/ Garima Shah | Payments Experts Podcast
Join us on an intimate conversation with payments guru, Garima Shah, founder of BillerGenie.com. Garima's journey in the payments industry is nothing but astounding - from peddling telecommunications to defending clients from class-action lawsuits in her own sales firm, to now, running her own successful merchant services. Not only does she share valuable insights from her enriching experiences, but also speaks candidly about her clients' triumphs in establishing their own payment organizations. This episode is ripe with lessons from the trenches of the payment industry.   Our captivating discourse with Garima extends to her times with Payment Alliance, where she made a significant impact by opening 17 offices. It was here that she got her first taste of M&A. She also shares the importance of having a solid exit strategy and the implications of signing an ISO agreement. Furthermore, Garima provides a peek into the changing landscape of the payments industry, particularly the entry barriers. We also shed light on the importance of understanding a payments business's enterprise value before purchasing, and the role of long-term incentive plans. Wrapping up the episode, Garima gives us a sneak-peek into her current venture, Biller Genie, and the customers they cater to with their integrated payments solution. This episode is a treasure trove for anyone interested in the labyrinthine world of payments!Since 2008, and based in San Diego, CA, Global Legal has represented clients across the nation, and internationally, in the world of electronic payments.ISOs, Fintech, payfacs, agents, merchants, processors, acquiring banks, and card brands, if these terms mean something to you, this podcast is for you!  If these terms aren’t so familiar, this podcast is even more for you!We hope you enjoy this episode of the Payments Experts Podcast!*****New episodes twice a month!If you’re interested in learning more about PEP and how Global Legal Law Firm may be able to assist you, please visit us at https://www.globallegallawfirm.com/Give us a call at 888-846-8901 or email us at pep@attorneygl.comBe sure to tell us you heard us here on the Payments Experts Podcast!(The PEP Podcast is intended for education and entertainment – nothing said in this Podcast is or should be considered legal advice.  Please contact Global Legal Law Firm to schedule a free consultation.)A payments podcast of Global Legal Law Firm
PEP | 012 | Unraveling Cannabis Payment Processing Challenges | w/ Ian Rassman | Payments Experts Podcast
Sep 26 2023
PEP | 012 | Unraveling Cannabis Payment Processing Challenges | w/ Ian Rassman | Payments Experts Podcast
Curious about the intersection of the cannabis industry and payment processing? Join us as we unpack the intricacies with seasoned payment specialist, Ian Rassman. A fascinating journey into an industry ripe with potential and roadblocks alike, Ian's over 12 years of experience offers a fresh perspective on the 'green rush' that never materialized, the crucial role of passion, and the surprising involvement of state-level banks and credit unions.We take the conversation a step further, exploring the future of cannabis payments, the unique tax differences compared to other industries, and the solutions available to retailers. If you've wondered why card brands shy away from the cannabis industry, the challenges of peer-to-peer payment solutions, or the obstacles consumers face at the till, this episode is for you.Wrapping up a robust discussion, we delve into the world of activism with Normal, a national organization tirelessly advocating for cannabis reform. They are championing the Safe Banking Act and lobbying for a tax system that treats cannabis like any other industry. We also shine light on the organization's successful outreach programs that have assisted numerous veterans and cancer patients. Don't miss out on this enlightening conversation!Since 2008, and based in San Diego, CA, Global Legal has represented clients across the nation, and internationally, in the world of electronic payments.ISOs, Fintech, payfacs, agents, merchants, processors, acquiring banks, and card brands, if these terms mean something to you, this podcast is for you!  If these terms aren’t so familiar, this podcast is even more for you!We hope you enjoy this episode of the Payments Experts Podcast!*****New episodes twice a month!If you’re interested in learning more about PEP and how Global Legal Law Firm may be able to assist you, please visit us at https://www.globallegallawfirm.com/Give us a call at 888-846-8901 or email us at pep@attorneygl.comBe sure to tell us you heard us here on the Payments Experts Podcast!(The PEP Podcast is intended for education and entertainment – nothing said in this Podcast is or should be considered legal advice.  Please contact Global Legal Law Firm to schedule a free consultation.)A payments podcast of Global Legal Law Firm
PEP | Ep 011 | Navigating SEC Regulations in the Payments Industry | w/ Jarvis Lagman & Bill Petti | Payments Experts Podcast
Sep 19 2023
PEP | Ep 011 | Navigating SEC Regulations in the Payments Industry | w/ Jarvis Lagman & Bill Petti | Payments Experts Podcast
What if you could navigate the murky waters of SEC regulations and the payments industry with ease? This episode brings you face-to-face with the insights of senior associate attorney Jarvis Lagman and associate attorney Bill Petti, as they dissect the impact of SEC subpoenas regulation on the payments industry. We chew on the complexities of how federal securities laws empower potential investors to make informed decisions, and how cryptocurrency has been labeled as securities by the SEC. Not stopping there, we explore the implications of activities and services related to payments that are subject to securities laws, and the obligations that tag along.An understanding of the power dynamics between the SEC and the payments industry is crucial. Lagman and Petti help us unravel the pros and cons of various approaches to securities regulation and how one can guard themselves both ethically and legally. We take the conversation a notch higher, as we ponder on the respect accorded to the SEC and its potential to inhibit commercial activity. Also, we attempt to answer the question - is there more leeway to dispute rulings in a traditional court setting than in an administrative proceeding? And of course, we wouldn't leave you hanging without discussing the best practices to follow for your protection.Let's not forget the bread-and-butter issues that affect businesses daily. We talk about how securities law applies to businesses raising funds or selling equity positions, regardless of whether they are public or private. We emphasize the importance of transparency and best practices in managing records, financial reporting, and accounting. We also discuss the absolute necessity for LLCs to have an operating agreement and the potential consequences of not having one. Wrapping up the episode, we give you insights into the rights you have during an SEC investigation and the different indemnification statutes that may be applicable. Stay tuned and equip yourself with this crucial knowledge.Welcome to the Payments Experts Podcast!A podcast of Global Legal Law Firm.Since 2008, and based in San Diego, CA, Global Legal has represented clients across the nation, and internationally, in the world of electronic payments.ISOs, Fintech, payfacs, agents, merchants, processors, acquiring banks, and card brands, if these terms mean something to you, this podcast is for you!  If these terms aren’t so familiar, this podcast is even more for you!We hope you enjoy this episode of the Payments Experts Podcast!*****New episodes 1st and 3rd Thursdays!If you’re interested in learning more about PEP and how Global Legal Law Firm may be able to assist you, please visit us at https://www.globallegallawfirm.com/Give us a call at 888-846-8901 or email us at pep@attorneygl.comBe sure to tell us you heard us here on the Payments Experts Podcast!(The PEP Podcast is intended for education and entertainment – nothing said in this Podcast is or should be considered legal advice.  Please contact Global Legal Law Firm to schedule a free consultation.)A payments podcast of Global Legal Law Firm
PEP | Ep 010 | Understanding Reserve Funds in Payments | w/ Bryce Van De Moere & James Huber | The Payments Experts Podcast
Sep 13 2023
PEP | Ep 010 | Understanding Reserve Funds in Payments | w/ Bryce Van De Moere & James Huber | The Payments Experts Podcast
Ready to unfurl the secrets of reserve funds in the payments industry? This episode promises to arm you with the knowledge you need to navigate through the labyrinth of reserve funds, a concept that remains nebulous for many. Join us as we sit down with Bryce Van De Moere, senior associate attorney, and James Huber, a Global Legal managing partner, as they simplify this frequently misunderstood aspect of the payments industry. Dive into the deep end as we dissect reserve funds, illuminating their purpose and why they are paramount for risk protection. Bryce and James walk you through the significance of your merchant processing agreement (MPA) and explain how it affects your relationship with processors and banks. As the saga unfolds, we delve into the strategic art of negotiating reserve funds with processors. Not only do our experts enlighten you about the potential pitfalls of not having a reserve fund, but they also impart wisdom on how to expedite the release of funds. Bryce and James distinguish between a merchant's reserve account and a bank account, sharing potent strategies to protect your funds from a potential processor seizure. If you're a merchant, processor, an acquiring bank, or just intrigued by the payments industry, this episode is tailored for you. Tune in and embark on a knowledge expedition into the fascinating world of reserve funds.A podcast of Global Legal Law Firm.Since 2008, and based in San Diego, CA, Global Legal has represented clients across the nation, and internationally, in the world of electronic payments.ISOs, Fintech, payfacs, agents, merchants, processors, acquiring banks, and card brands, if these terms mean something to you, this podcast is for you!  If these terms aren’t so familiar, this podcast is even more for you!We hope you enjoy this episode of the Payments Experts Podcast!*****New episodes twice a month!If you’re interested in learning more about PEP and how Global Legal Law Firm may be able to assist you, please visit us at https://www.globallegallawfirm.com/Give us a call at 888-846-8901 or email us at pep@attorneygl.comBe sure to tell us you heard us here on the Payments Experts Podcast!(The PEP Podcast is intended for education and entertainment – nothing said in this Podcast is or should be considered legal advice.  Please contact Global Legal Law Firm to schedule a free consultation.)A payments podcast of Global Legal Law Firm