Truth in Lending

Randy Vance

Your one stop mortgage podcast, written for loan people, by loan people. Each week we bring you important market updates, industry professional opinions, and local real estate trends. If you're a mortgage loan officer or real estate professional seeking ways to expand your business and wanting to take a deep dive into the mortgage world, you're in the right place. Grab a pen and paper and enjoy the show! Randy Vance NMLS- 1455628 | Hixon Lending DBA APMC NMLS 1850 Katie Pelchar NMLS- 1588514 | Loan Depot NMLS- 174457 Greg Jackson | Global Real Estate Advisor read less

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Team Building w/ Matt Montoya

Team Building w/ Matt Montoya

Matt Montoya with Engel & Voelkers and The Montoya Group joins the podcast in our Season 4 Finale to talk about what it takes to build a successful team.

Episodes

Team Building w/ Matt Montoya

Team Building w/ Matt Montoya

Matt Montoya with Engel & Voelkers and The Montoya Group joins the podcast in our Season 4 Finale to talk about what it takes to build a successful team.

Month End Madness?

Month End Madness?

Why is month-end so rough in our business? Find that out and a little this or that and here and there!

The Season of LOVE

The Season of LOVE

It's a hot and steamy love affair with economic data in today's episode. Make sure you have the a/c on full blast because it is a hot one!

Today is a veritable grab bag of this and that. No one knows what the other brought to the script. Randy talks Cancel Culture, Katie talks about re-casting and principle reductions and Greg learns more about Randy and Katie by asking some real deep questions!

Data Dependent Day Drinking

Data Dependent Day Drinking

Matt Graham from Mortgage News Daily & MBS Live joins Randy for a midday happy hour. Update on rates, where they are going and where they have been. Do election years really make that big of a difference and understanding the Fed Dot Plot. Drink every time Matt or Randy says Data Dependent!

Construction lending w/ Mortgage Dudes

Construction lending w/ Mortgage Dudes

Learn everything you need to know about building your own home and what the construction loan process is all about. The Mortgage Dudes from Mann Mortgage, Jake Van Cleave & Cory Alderman join the TIL podcast and share their experience when it comes to Construction Lending.

Donnie Eggers, Owner/Broker of Nexus 360 Realty joins the podcast and does a bit of Forecasting with the TIL band of misfits. We chat a bit about the NAR lawsuit as well. Is Katie getting married? Say what?

TIL Year in Review

TIL Year in Review

A good news podcast today! We review 2023 and Katie has a hangover.

USDA Loans With Trish Cousins

USDA Loans With Trish Cousins

Listen and Learn all about the Rural Development loan programs. Trish Cousins with USDA Rural Development Finance is our guest and provides all sorts of exciting information about USDA loans and even debunks a few myths!

All About Recruiting -and- the NAR Lawsuit

All About Recruiting -and- the NAR Lawsuit

Thanks to Kent Smith from loanDepot for joining us on this episode to talk about the side of the business we all love to hate...RECRUITING! Greg gives us a preview of the NAR lawsuit/settlement. ***audio...room for improvement***

Buy Before You Sell w/ Homelight

Buy Before You Sell w/ Homelight

Sam Ghannam w/ Homelight joins the crew to talk about the Buy Before You Sell program. Randy's Christmas spirit starts to shine and Katie brings us the topic of Approval and Mortgage Rates by state.

Randy Was Right

Randy Was Right

It's Season 4!!! 8% is not something Randy is proud of predicting some 18 months ago, but here we are. Randy's Room gives us a sneak peak of our guest list for Season 4. Katie's Korner talks all about EPO and 1st Payment Defaults and Greg's Garage presents the facts for us when it comes to copyright infringement and how to lose a quick $5000. Join us as we kick off Season 4 of Truth In Lending!

The Importance of CRM's in the Mortgage Industry w/ Spencer Dusebout

The Importance of CRM's in the Mortgage Industry w/ Spencer Dusebout

We are managing those all important customer relationships today with Spencer Dusebot of Think Aidium- The Mortgage CRM software with intelligent automation. Spencer breaks down why CRM's matter, the importance of lead conversion, and tips to better manage your relationships and referral partners. And as always, stay tuned for a heaping helping of news and opinion. It's the season 3 finale! Hit that subscribe button now, we have a lot of good things coming your way for Season 4. Access Think Aidium: https://thinkaidium.com/

Surviving the Mortgage Market w/ Nick White

Surviving the Mortgage Market w/ Nick White

On this episode we're taking a trip to the Mile High Metropolis of Denver so make sure to place the oxygen mask over your face first before assisting others in the cabin. Senior Mortgage Banker Nick White is joining us in the hopium den to give us his take on the current state of the market and what it means to be a survivor in the mortgage industry. Stay tuned for a re-cap on the PNW Mortgage Lenders Conference.

Burning One Down w/ Karmen Warner

Burning One Down w/ Karmen Warner

Smoke is in the room and this time it's not us. Joining us in the studio is Karmen Warner with Davidson & Associates Insurance to dive into all things fire insurance related. We learned so much from Karmen in this interview, if you're ready to spruce up your insurance knowledge, grab a pen and paper and hit that play button!

27 Things to Blame for the 2008 Housing Crash

27 Things to Blame for the 2008 Housing Crash

Today's podcast is inspired by the writings of MBS Live Founder & CEO Matt Graham, "Everyone you can Blame for the 2008 Mortgage Meltdown". We're taking a deep dive into 27 reasons for the 2008 housing crash. Are we headed down the same road today? What's different and what's still the same? Throw on your economist hat and get ready to play the blame game.

In the Year 2000

In the Year 2000

The rate fatigue is real, and we are all feeling it. Having trouble remaining positive? We can't help, but maybe spending the next 30 minutes with us will help you realize that life isn't that bad. Even at 8% rates.

Is it Loan Fraud? w/ Ken Perry

Is it Loan Fraud? w/ Ken Perry

Grab your correction tape and get ready to photoshop your way through the next forty minutes because today is all about loan fraud. No, not how to commit loan fraud you silly pirates. How to identify loan fraud and what you can do about it. Joining us in the studio for this hot topic is the sultan of CE, Mr. Ken Perry!

Student Loan Strains w/ Genene White

Student Loan Strains w/ Genene White

For over three years now Americans have gotten to ignore that pesky bill from student loans, but Uncle Sam is knocking on the door in October. In this episode we're diving deep into all things student loans and how Genene White with My LoanSense can help your clients despite the lingering student loans.

Relationship Advice

Relationship Advice

Love is in the air today, no it's not Valentine's Day, but today is still all about relationships. That's right, even in the wide world of mortgage and real estate, relationships do matter. Cupid's arrow has pierced even our cold black hearts today. Get ready for a deep dive into life balance, navigating personal relationships, when to fire a client or realtor, and how to love yourself and those around you.