Let's Talk House Episode 14:  The cost of bringing down inflation is becoming challenging even for Bank of Canada as the country's economy remains strong with strong labour market demand.  This resulted in a 25 basis point increase that caught even the majority of economist off-guard. In anticipation for the rate hike, the prime rate, variable and fixed rate mortgages have gone up as well. Join us as we explore the far-reaching implications of the Bank of Canada's rate hike on homeowners and prospective buyers, shedding light on the evolving dynamics of the real estate market.#podcast #realestatepodcast #realestateadvice #torontorealestate #torontomortgage #boc #bankofcanada #bankofcanadaratehike #realestatetips #dreamhome #realestategoals #ThursdayTips #thursday #realestateagent #firsttimebuyer #homehack #homehacks #torontorealestate #torontolife #buyingahome #buyinghomes #buyingahome #homebuyingtips #homebuying101  #leivillarre #leivillarrealestate #leivillarcisnerosThanks for listening! Follow us on FB, IG, LinkedIn and Twitter.

Let's Talk House Episode 13:  Are you curious about how the current housing market will affect your buying or selling decisions? In this episode of Let's Talk House, we bring you the latest insights and trends shaping the real estate landscape in the Greater Toronto Area (GTA).  We will delve into the recent data and its implications for homebuyers and sellers in the Toronto and GTA real estate market. Let's explore the key factors influencing the market and gain valuable knowledge to navigate the evolving housing landscape. #podcast #realestatepodcast #realestateadvice #torontohousingmarketmay2023 #torontohousingmarket #torontorealestatemarket #torontorealestatemarketupdate #firsttimehomebuyertips #firsttimehomebuyer #realestatetips #realestateagent #torontorealestate #torontolife #buyingahome #buyinghomes #buyingahome #homebuyingtips #leivillarre #leivillarrealestate #leivillarcisnerosThanks for listening! Follow us on FB, IG, LinkedIn and Twitter.

Discover the latest insights and expert analysis on the Greater Toronto Area's real estate market with "Let's Talk House" podcast. Hosted by Lei Villar-Cisneros, licensed Ontario Realtor® serving the Greater Toronto Area in Canada.Join Lei as she delves into the April housing market report released by the Toronto Regional Real Estate Board. Gain valuable knowledge about the current state of the market and how it may impact your buying or selling decisions. From sales trends and new listings to selling prices and the influence of interest rates, Lei provides a comprehensive overview of the key factors shaping the GTA housing market.Whether you're a prospective homebuyer, seller, or simply interested in the real estate landscape, "Let's Talk House" offers valuable insights and guidance to help you navigate the dynamic market with confidence. Stay informed and make informed decisions with Lei Villar-Cisneros as your trusted host. Tune in now and unlock the secrets to success in Toronto's real estate realm.#torontohousingmarket #torontorealestatemarketupdate #torontomarketwatch #torontorealestate #realestatepodcast #podcast #housingpodcast #torontohousingpodcast #torontohousing #torontoliving #torontolife #inflation #mortgagerates #torontomortgage #torontorealtors #torontorealestateagent  #letstalkhousepodcast #letstalkhouse  #leivillarre #leivillarrealestate #leivillarcisneros Thanks for listening! Follow us on FB, IG, LinkedIn and Twitter.

In the real estate world where the  housing market is constantly evolving, it can be tough to know when to buy or sell. Timing the market is a very risky move. Prices go up, interest rates go down, and it can all be a bit overwhelming. But fear not, because we're here to help. Join us  as we explore the latest housing market update for April 2023 in the Greater Toronto Area. From tightening markets to shifting demands, we'll cover it all.  We've got all the inside scoop on the current state of the Toronto housing market and what it means for you as a buyer or seller. We'll share the latest sales and pricing data, as well as insights from experts in the industry.  As a buyer or seller, staying ahead of the curve is essential in today's market.  If you're thinking of buying or selling or just curious about the pulse of the market, don't miss out. Stay tuned for more!#torontohousingmarket #torontorealestatemarketupdate #torontomarketwatch #torontorealestate #realestatepodcast #podcast #housingpodcast #torontohousingpodcast #torontohousing #torontoliving #torontolife #inflation #mortgagerates #torontomortgage #torontorealtors #torontorealestateagent  #letstalkhousepodcast #letstalkhouse  #leivillarre #leivillarrealestate #leivillarcisneros Thanks for listening! Follow us on FB, IG, LinkedIn and Twitter.

Are you a first-time home buyer in the Greater Toronto Area, feeling overwhelmed and unsure where to start? With rising prices, intense competition, and ever-changing market conditions, the process of buying your first home can be daunting. But don't worry, we've got you covered! In this episode, we'll provide you with valuable tips and insights to help you find your dream home with confidence. Only here at Let's Talk House Podcast - your go-to source for all things real estate, mortgage and beyond in the Greater Toronto Area, in Canada.Thanks for listening! Follow us on FB, IG, LinkedIn and Twitter.

Welcome to the Let's Talk House Podcast episode 9, where we dive into the world of real estate and personal finance. In today's episode, we're going to talk about the latest Government's program to help first time home buyers called First Home Saving Account (FHSA) in Canada.As a real estate agent and digital marketing expert, I've seen firsthand how many first-time homebuyers struggle to save for their dream home. That's where the FHSA comes in - it's a unique savings account designed specifically to help Canadians save for their first home.In this episode, we'll cover everything you need to know about the FHSA, including how it works, who's eligible, and the benefits it offers. We'll also share some tips on how to maximize your contributions and make the most of your savings.So, whether you're a first-time homebuyer or simply interested in personal finance, join us for this informative episode on the First Home Saving Account in Canada.#fhsa #fhsacanada #firsthomesavingsaccount #firsttimehomebuyertips #firsttimehomebuyer #DownPayment #realestatetips #dreamhome #realestategoals #ThursdayTips #thursday #podcast #realestatepodcast #firsttimebuyer #homehack #homehacks #torontorealestate #torontolife #buyingahome #buyinghomes #buyingahome #homebuyingtips #homebuying101 #lifehacks #leivillarre #leivillarrealestate #leivillarcisnerosThanks for listening! Follow us on FB, IG, LinkedIn and Twitter.

Let's Talk House Podcast Episode 8: You hear it and you're seeing it. The return of the bidding wars, offer dates and sale over list price. Why is this happening again? Will you be able to buy a home in this tightening market? If you're a first time home buyer or thinking or buying and selling a home this quarter, you have to tune in. We'll talk about the Toronto Housing Market conditions in March 2023 and more in this episode of Let's Talk House podcast, your go-to source for all thing real estate, mortgage and beyond.#torontohousingmarket #torontorealestatemarketupdate #torontomarketwatch #torontorealestate #realestatepodcast #podcast #housingpodcast #torontohousingpodcast #torontohousing #torontoliving #torontolife #inflation #mortgagerates #torontomortgage #torontorealtors #torontorealestateagent  #letstalkhousepodcast #letstalkhouse  #leivillarre #leivillarrealestate #leivillarcisneros Thanks for listening! Follow us on FB, IG, LinkedIn and Twitter.

Episode 7: These design trends are on top of buyer's list buy before you dive and get them, you might want to think twice as we talk about 6 to die for design trends that buyers love but are they practical in this episode of Let's Talk House Podcast, your go-to source for all things real estate, mortgage and beyond in the Greater Toronto Area in Canada. Im your host, Lei Villar-Cisneros.#podcast #realestatepodcast #torontorealestate #torontomortgage #designtrends #homebuyertips #leivillarre #leivillarrealestate #leivillarcisnerosThanks for listening! Follow us on FB, IG, LinkedIn and Twitter.

Episode 6: What is a first time home buyer incentive? How do you qualify for it? Is it worth it? We'll deep dive on the Government's First Time Home Buyer Incentive program in Canada on this episode of Let's Talk House, your go to source for all things real estate, mortgage and beyond in the Greater Toronto Area, in Canada. I'm your host, Lei Villar-Cisneros.#realestatepodcast #podcast #torontoliving #torontorealestate #torontorealtor #firsttimehomebuyerscanada #homebuyertips #firsttimehomebuyers #leivillarre #leivillarrealestate #leivillarcisnerosThanks for listening! Follow us on FB, IG, LinkedIn and Twitter.

Episode 5 - The cost of renting versus owning in Canada varies significantly depending on factors such as location and property type.  Affordability whether buying or renting can be a struggle for would-be owners. Can rent-to-own program be the answer?According to a 2021 report by the National Housing Strategy, over 1.6 million Canadian households were in core housing need in 2018, meaning that they were spending more than 30% of their income on housing and/or living in inadequate or unsuitable housing. In fact according to a 2021 report by Statistics Canada, around 35% of Canadian households rent their homes. Generally, owning a home may be more expensive upfront, but can be more cost-effective in the long run, while renting may be cheaper upfront, but may increase in cost over time. But what if we can rent-to own?Thanks for listening! Follow us on FB, IG, LinkedIn and Twitter.

Episode 4: Did you know that almost 75% of Canadians live in debt? In fact, 1 in 6 Canadians spend way more than they can earn. Stat shows that 25% of Canadians or 1 in 4 uses personal loan to pay for groceries and gas. The high cost of living brought about by the rising inflation has made Canadian scrambling for cash and has to resort to their dear plastic cards to survive.  Refinancing mortgages and Home Equity Line of Credit are resources that many Canadians are hoping to tap on but because of the high interest rates, many are surprised to know that they can’t qualify anymore. As a last resort, many Canadians are looking to do a reverse mortgage. the question is, Is it for you? Today, we’ll talk about Reverse Mortgage,  what is it, who is it for and do you qualify, in this episode of Let’s Talk House, your go-to resource for all things real estate, mortgage and beyond in the Greater Toronto Area, in Canada.Thanks for listening! Follow us on FB, IG, LinkedIn and Twitter.

Episode 3: In today’s world, managing money is becoming extremely complicated. Spending options just keep on expanding – there’s Apple Wallet, one tap app, and tons of pre-approved credit cards in the mail – if I were to accept all the credit card offers in the mail, I could have bought a car, maybe a boat or a house, well, the last one is an exaggeration but you got the picture right?  So in this episode, let’s talk about Money, only here at Let’s Talk House – your go to resource for all things real estate, mortgage and beyond in the Greater Toronto Area, in Canada.Thanks for listening! Follow us on FB, IG, LinkedIn and Twitter.

Episode 2: The advancement in Science has paved way to living longer in Canada. It is something that everybody should celebrate about. But what if you don’t have enough money to support yourself living longer? In this episode, we’ll talk about Paying Yourself First so you don’t worry about living longer and enjoy living your life to the fullest. Only here at Let’s Talk House, your go to source for all things real estate, mortgage and beyond in the Greater Toronto Area in Canada.Thanks for listening! Follow us on FB, IG, LinkedIn and Twitter.

Episode 1: The cost of home ownership is rising. What does it mean for homeowners and first-time home buyers when you factor in inflation. How does the housing market affects your home, budget and life?Thanks for listening! Follow us on FB, IG, LinkedIn and Twitter.

Introduction: Let's Talk House is a weekly podcast about all things real estate, mortgage and beyond.Thanks for listening! Follow us on FB, IG, LinkedIn and Twitter.