Savvy Stewardship

Timothy Kiser

Simple financial solutions that inspire fearless generosity.

That's our goal.

Many financial talking heads "sprinkle" Jesus in the discussion but misrepresent Him and His word. Greed is often masked as the "blessing" of the Lord.

We are unapologetically Christ-centered in our approach.

My wife and I have experienced nearly every imaginable financial faux pas. When we began untangling our money mess our net worth was negative, our debt load was massive, our bank account was empty, stress levels were sky-high, our giving was paltry, and legitimate answers seemed elusive.


We’ve celebrated giftless birthdays and anniversaries. Many of our cars required prayer to get them started and additional prayers to get them to stop (only kind of kidding). Our children wore hand-me-down clothing out of necessity.

We’ve prayed the “fishes and loaves” prayers over our paychecks.


Life, for many years, was one large financial pain in the posterior.


Yet, God’s grace was sufficient during the struggle. He didn’t give up on us when we repeated the same money blunders. He was always gracious and patient.


We learned and applied Biblical financial wisdom. We pivoted when necessary and called audibles when it made sense.


God was with us every step of the way.

I want to share what we've learned over the past three decades.






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Religion & SpiritualityReligion & Spirituality

Episodes

Friends In High Places (The Parable of the Shrewd Manager)
May 22 2024
Friends In High Places (The Parable of the Shrewd Manager)
In this episode, Tim Kiser discusses the parable of the shrewd manager found in Luke 16. This parable is often misinterpreted and mistaught, leading to a focus solely on earning money at the expense of other important aspects of stewardship. Tim emphasizes the importance of practicing radical, revolutionary, and fearless generosity. He outlines six steps to achieve financial stewardship: optimize incomescrutinize spendingsupersize savingsprioritize investingdownsize debtand maximize givingTim encourages listeners to give generously and purposefully, according to what they feel is right in their hearts and in accordance with 2 Corinthians 9:7. TakeawaysThe parable of the dishonest or shrewd manager is often misinterpreted and mistaught.Jesus invites us to practice radical, revolutionary, and fearless generosity. Financial stewardship involves optimizing income, scrutinizing spending, supersizing savings, prioritizing investing, downsizing debt, and maximizing giving.Giving should be done joyfully and purposefully.Money is not true riches; it is detestable to God when it infiltrates our hearts and becomes our focus.We should prioritize giving to causes that move our hearts and contribute to spreading the gospel.Sound Bites"Practice radical, revolutionary, fearless generosity for one reason, to get people to heaven.""Use worldly wealth to gain friends for yourselves so that when it is gone, you will be welcomed into eternal dwellings.""Whoever can be trusted with very little can also be trusted with very much."Chapters00:00The Misinterpretation of the Parable of the Shrewd Manager12:11Using Worldly Wealth to Gain Eternal Dwellings22:04Prioritizing Investing and Downsizing Debt27:42Maximizing Giving: The Key to Radical GenerosityThanks for listening! If Savvy Stewardship has helped you, please give it a 5-star Review, follow us, and share it with your friends and family. Sharing is caring. Get some No Cost Financial Resources at https://www.theprofidare.com.Connect with me on LinkedIn at https://www.linkedin.com/in/tkiser/
Who Is Melchizedek? (The Man of Mystery)
May 8 2024
Who Is Melchizedek? (The Man of Mystery)
In this conversation, Tim Kiser and Joe Bachota discuss the topic of tithing and the role of Melchizedek in the Bible. Joe shares his journey of coming out of the prosperity gospel and his mission to help others hurt by it. They debunk the common misconception that tithing is a requirement for Christians and explain the historical context of tithing in the Old Testament. They also explore the significance of Melchizedek in Genesis 14 and Psalm 110, and how Jesus is superior in every way to the Old Testament Law. The conversation highlights the importance of studying the Bible in context and avoiding theological leaps. They explore the biblical passages related to tithing, particularly Hebrews 7, and debunk common misconceptions about tithing. They emphasize that tithing was a one-time act by Abraham to Melchizedek and was not a commandment or a prescriptive practice for believers today. They also highlight the importance of understanding the context and purpose of biblical passages to avoid misinterpretation. The conversation encourages listeners to embrace the grace of God and give cheerfully and joyfully, rather than out of a sense of obligation or to earn special treatment from God.TakeawaysTithing is often misunderstood and misinterpreted in the church. It is important to study the Bible in context and understand the historical and cultural background of tithing in the Old Testament.Tithing in the Old Testament was not limited to giving 10% of one's income.  Multiple tithes and offerings add up to more than 10% of a person's resources.The role of Melchizedek in the Bible is significant because it foreshadows Jesus as the ultimate high priest. Jesus' priesthood is superior to the Levitical priesthood and his sacrifice on the cross fulfills the requirements of the Old Testament law.It is crucial to approach the topic of tithing with discernment and not to use it as a means of manipulation or guilt-tripping. Giving should be done willingly and cheerfully, according to one's convictions and ability.Studying the Bible in context and seeking a deeper understanding of its teachings can help protect against false teachings and ensure a more accurate interpretation of scripture. Tithing was a one-time act by Abraham to Melchizedek and was not a commandment or a prescriptive practice for believers today.Understanding the context and purpose of biblical passages is crucial to avoid misinterpretation.Giving should be done cheerfully and joyfully, out of appreciation for God's grace, rather than as a means to earn special treatment.The Old Covenant, including the practice of tithing, is inferior and obsolete compared to the New Covenant in Christ.Chapters00:00Introduction and Background06:35Understanding Tithing and the Role of Melchizedek15:03Misconceptions and Theological Leaps in Tithing32:25Understanding the Context of Tithing in Hebrews 743:28The Superiority of the New Covenant in Christ51:42Conclusion and Call to Radical GenerosityThanks for listening! If Savvy Stewardship has helped you, please give it a 5-star Review, follow us, and share it with your friends and family. Sharing is caring. Get some No Cost Financial Resources at https://www.theprofidare.com.Connect with me on LinkedIn at https://www.linkedin.com/in/tkiser/
Understanding Seedtime and Harvest (Genesis 8:22)
May 1 2024
Understanding Seedtime and Harvest (Genesis 8:22)
SummaryIn this episode, Tim Kiser discusses the concept of seedtime and harvest and debunks some misnomers and bad teachings surrounding it. He shares his personal experience with the word of faith and prosperity gospel movement.  Tim highlights seven key ideas about seed time and harvest. These include the positive and negative aspects of the law, the multiplication component, the importance of following the right plan, the power of the seed, the possibility of unexpected outcomes, and the need to sow to reap.TakeawaysSeed time and harvest is a biblical concept that involves sowing and reaping.The word of faith and prosperity gospel movement has taught misnomers and bad teachings about seed time and harvest.The law of seed time and harvest has both positive and negative aspects.The law also has a multiplication component, where you reap more than you sow.There are different plans and ways to sow seeds, and it's important to follow the right plan.The power of the seed lies in God's hands, and we must trust Him to do His part.Sometimes the harvest may not come in the way we expect, but we must continue to sow and trust God.If we don't sow, we won't reap, and if we sow bad seeds, we will reap a bad harvest.Chapters00:00Introduction and Background02:21Recognizing Misnomers and Bad Teachings04:47Understanding the Biblical Concept of Seed Time and Harvest07:10The Positive Aspect of Seed Time and Harvest08:59The Negative Aspect of Seed Time and Harvest10:50The Multiplication Component of Seed Time and Harvest12:49Following the Right Plan for Seed Time and Harvest22:18Accepting that Things May Not Always Work as Expected24:40The Consequence of Not Sowing in Seed Time and HarvestThanks for listening! If Savvy Stewardship has helped you, please give it a 5-star Review, follow us, and share it with your friends and family. Sharing is caring. Get some No Cost Financial Resources at https://www.theprofidare.com.Connect with me on LinkedIn at https://www.linkedin.com/in/tkiser/
Growing Your Business Or Side Hustle (Fractional CMO)
Apr 24 2024
Growing Your Business Or Side Hustle (Fractional CMO)
SummaryIn this episode, Tim interviews Trey Sheneman, the founder of Herald, a marketing company. They discuss marketing techniques and Kingdom principles in business. Trey shares his journey and struggles in starting his business, as well as his success as a side hustler. He emphasizes the importance of stewardship and offers insights into effective marketing strategies. Trey also explains the concept of a fractional CMO (Chief Marketing Officer) and how it can benefit businesses. He highlights the significance of incorporating kingdom principles into business practices and its impact on clients and customers.TakeawaysStewardship is important in all areas of life, including finances, time, and talents.Building a personal brand separate from everyday social media channels can help showcase and market your side hustle or business.Finding your ideal customer or avatar is crucial for effective marketing.A fractional CMO can provide expert marketing guidance and strategies for businesses at a fraction of the cost of a full-time CMO.Incorporating kingdom principles, such as excellence and integrity, into business practices can have a positive impact on clients and customersChapters00:00Introduction and Background03:05Early Struggles and Lessons Learned08:55Success as a Side Hustler14:24Marketing Techniques for Side Hustlers29:44Incorporating Kingdom Principles34:35Contact InformationBooks By Timothy KiserThe Profit Dare: Winning At Wealth Without Losing Your Soul (Here)Floating Axes and No Taxes: Quirky Takes of Money Miracles and Financial Freakery (Get it here)Next Level: Optimizing Your Kingdom Business Or Side Hustle With Honor and Integrity (Get It Here)Thanks for listening! If Savvy Stewardship has helped you, please give it a 5-star Review, follow us, and share it with your friends and family. Sharing is caring. Get some No Cost Financial Resources at https://www.theprofidare.com.Connect with me on LinkedIn at https://www.linkedin.com/in/tkiser/
Unlocking Your Earnings Potential In Sales
Apr 17 2024
Unlocking Your Earnings Potential In Sales
In this episode of Savvy Stewardship, Tim interviews Joe Graham, a sales professional, about his journey in sales and his insights on becoming successful in the field. Joe shares how he fell into sales and learned through trial and error, emphasizing the importance of helping people and reframing the sales process. He discusses the behavioral traits of a successful salesperson, including consistency, resilience, and the ability to listen to customers' needs. Joe also provides advice for small business owners and side hustlers, highlighting the significance of talking about their businesses and taking ownership of their sales efforts. He encourages sales professionals to set goals, build a community, and control their inputs to achieve success.Key TakeawaysSales is a learnable skill that anyone can develop through trial and error, mentorship, and continuous learning.Successful salespeople exhibit behavioral traits such as consistency, resilience, and the ability to listen to customers' needs.Small business owners and side hustlers should take ownership of their sales efforts and be willing to talk about their businesses to attract customers.Cold calling and reaching out to potential customers is an essential part of the sales process, and it can be made more effective by focusing on the customer's pain points.To achieve success in sales, it is important to set goals, build a community of supportive individuals, and control the inputs in your sales process.Sound BitesChapters00:00 Introduction 01:15 Discovering Sales as a Career05:33 Sales as a Learnable Skill07:19 Behavioral Traits of a Successful Salesperson09:43 Consistency and Resilience in Sales10:58 Dealing with Rejection in Sales13:23 Talking About Your Business14:25 The Importance of Cold Calling19:24 Taking Ownership and Setting Goals20:36 Building a Community and Controlling Inputs25:13 Encouragement for Sales Professionals27:41 Contacting Joe Graham28:07 Final Thoughts on Living a Life You LoveThanks for listening! If Savvy Stewardship has helped you, please give it a 5-star Review, follow us, and share it with your friends and family. Sharing is caring. Get some No Cost Financial Resources at https://www.theprofidare.com.Connect with me on LinkedIn at https://www.linkedin.com/in/tkiser/
Trading Stocks Like A Pro With Casey Stubbs
Apr 10 2024
Trading Stocks Like A Pro With Casey Stubbs
SummaryIn this conversation, Tim Kiser interviews Casey Stubbs, a trader and financial educator, about the basics of trading and the importance of having a strategy. Casey explains that trading is simply exchanging money for goods or services. In financial markets, it involves buying stocks, commodities, currencies, or cryptocurrencies with the hope of their value increasing. Trading should be taken seriously and is not recommended for everyone, as it requires knowledge, discipline, and the right mindset. Casey emphasizes the importance of having a plan, studying, and being strategic when trading. He also shares his personal success stories, including investing in Facebook and the importance of consistency in investing.TakeawaysTrading involves exchanging money for goods or services in the financial market, such as stocks, commodities, currencies, or cryptocurrencies.Trading should be taken seriously and requires knowledge, discipline, and the right mindset.Having a plan, studying, and being strategic is crucial in trading.Consistency in investing and dollar-cost averaging can lead to long-term success.Investing in the best companies and new technologies can yield significant returns.It's important to seek help and advice from trading experts.Sound Bites"Trading is just trading goods and services, like going to the grocery store and exchanging Financial Statement Analysis vs. Mindset and Strategy for cereal.""Trading as a side hustle requires serious dedication, knowledge, and the right mindset.""Investing in the S&P 500, which consists of the best companies, can be a great strategy."Chapters00:00 Introduction and Background01:08 Defining Trading03:10 The Wrong Mindset in Trading04:10 Financial Statement Analysis vs. Mindset and Strategy06:21 Investing in the S&P 50007:21 The Importance of Consistency in Investing08:35 The Power of Compound Interest09:17  The Importance of Starting Early10:09 Different Types of Trading15:38 Chart Analysis in Trading21:23 The Importance of Strategy in Investing22:47 Dollar Cost Averaging in Investing25:06 The Market's Design to Always Go Up27:03 Casey's Biggest Win: Investing in Facebook30:13 Connecting with Casey StubbsThanks for listening! If Savvy Stewardship has helped you, please give it a 5-star Review, follow us, and share it with your friends and family. Sharing is caring. Get some No Cost Financial Resources at https://www.theprofidare.com.Connect with me on LinkedIn at https://www.linkedin.com/in/tkiser/