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In this world of turmoil and timidness we rarely encounter someone as self assured and focused on not only what our society, namely the Small Business Community needs but the world in general. The millennials that our rapidly rising up and influencing our lives today are going to require role models and mentors as they seek to achieve their respective goals and find their fits in a world that demands their input. We need this generation and our guest today epitomizes the potential value and contributions that we ALL need so much in times as uncertain as these. Join Ninon and I today as we delve into the life of Martha Roza and discover what she is all about!Robert Ciolino, Voiceamerica.com Producer/Director - Ninon de Vera de Rosa. ninonspeaks.com Publicist - Dr. Andrea Adams Miller theredcarpetconnection.com

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In 1994 I had back surgery. Prior to that I enjoyed the game of golf on a very robust basis. After the surgery and the recovery when I tried to get back onto the course and return to one of my love of the game's, my backswing when went that back surgery and it has never returned. Hence, I have NOT played the game to any great degree since that time. I have a beautiful golf course home and every time I walk out on my deck that overlooks the course and look out to my left and see the 15th fairway and green and then in front of me the 16th hole from tee to green . . . well you can imagine how I feel when I see others who are close to my age, which is now fastly becoming age 72, enjoying the game that I LOVE. Today, our guest has an incredible twist on the game of golf and apparently he is going to place a smile on my face once again and bring hope to my heart that I can return to the course's once again! If you love golf as much as I do and find yourself NOT on the field of green anymore, you need to pay some serious attention to this show!Robert Ciolino, Voiceamerica.com Producer/Director - Ninon de Vera de Rosa. ninonspeaks.com Publicist - Dr. Andrea Adams Miller theredcarpetconnection.com

In the now close to 4 years that this sho w has been airing LIVE and the hundreds of guests that have been interviewed, today is a show you just don't want to miss in it's entirety. We KNOW that starting a small business has it's challenges and hurdles but when you hear the backstory of our guest today you are going to be not only motivated to hear and understand the price she has paid to this point and time in her life but also how she overcame and is now on a high road to a very successful outcome. Ninon shines during this interview. It is our goal to bringing on more women business and influential guests as we move the show to even greater heights and It's ALL for your benefit as our Small BizZne$$ listening audience all over the world. Today is a benchmark in the life of this show and there will be many more to come. Tune in and enjoy some masterful interview skills of Ninon and the responses that could change your life!Robert Ciolino, Voiceamerica.com Producer/Director - Ninon de Vera de Rosa. ninonspeaks.com Publicist - Dr. Andrea Adams Miller theredcarpetconnection.com

We are now in the midst of our 4th year on the Voiceamerica.com Business Network and now Ninon de Vere de Rosa, who has so graciously become a large part of the show as our new Hostess and together we have now formed our new moniker of your Dynamic Business Duo for YOU the Small Business Community of America and beyond. Our goal began and continue to be representing your interests as your Advocate and bringing forth YOUR VOICE to speak out and be heard all across this great land and YES eventually within the Halls of Government because one of the greatest fallacies of your existence is the use of the word Small in front of the word Business. You are anything but that. Small Business is responsible for 85% of all the hiring in this country and 50% of its GNP. These two factors alone bring forth the reasons for the removal of that word Small and the recognition that we are more so The Business In America!!! Today, Ninon and I will take the few minutes alloted to us during the LIVE broadcast to give you a better understanding of the reasons WHY we are together and more importantly our goals and dreams to be realized on your behalf. Along with this, there are certainly more challenges that lie before us in 2024 and beyond for our community at large. Join us today as we dialogue in the virtual world with each other, totally unrehearsed. Both of us have no idea where this show will take us but we are excited to work together to bring you the best of what we have to offer to our listening audience. Last year we experienced a 200 percent increase in our numbers of listeners and WE are intent on taking this now base of loyal listeners and expanding it once again and the mission remains the same! We are ALL about Small Business and will continue to be into the far distant future as you empower us with your confidence and support. We also want to take this time to thank our Senior Executive Producer, Robert Ciolino now the General Manager of Voiceamerica.com and his invaluable contributions to the maturing of this show and its impact on society as a whole. Robert, thank you, we could not have done this without your leading and guidance. A special mention to our now Publicist, Dr. Andrea Adams Miller who has been selecting the outstanding guest roster that you have experienced of late and we have no doubts that she will bring forth every bit as many in 2024, resounding with the resources and expertise that you can take advantage of to propel your business to the heights you have envisioned. You will find the contact information of these individuals below. Join us today, as we take BizZne$$ BuzZ and BizZne$$ Watch into 2024 together and explore the possibilities that we all hope to achieve this together this year and beyond! Executive Producer - Robert Ciolino, Voiceamerica.com Producer/Director - Ninon de Vera de Rosa. ninonspeaks.com Publicist - Dr. Andrea Adams Miller theredcarpetconnection.com

A difference maker. That is who our epitomizes today From his humble beginnings as a child in one of the toughest area's growing up in South Central Loa Angeles. His decisions that he made that were life changing at that time and the mentors that he allowed in to council him through the rough spots His God given abilities that propelled him to the gridiron of the NFL with the vaunted Oakland Raiders. AC Craswell is a difference maker who gets the job done! Join us today as we explore the incredible movement that is known as Million Dollar Mingle!Executives: Executive Producer - Robert Ciolino, Voiceamerica.com Producer/Director - Ninon de Vera de Rosa. ninonspeaks.com Publicist - Dr. Andrea Adams Miller theredcarpetconnection.com

Today is what I term to be iconic. Ninon and I both have a passion to engage our younger generation into the world of Small business. Our younger generation is by far the most knowledgeable in history and this is largely due to the worldwide internet which is overflowing with data and most importantly content. You see, content will rule the roost, now and in the foreseeable future as well. I remember a commercial one time that had a line that stated A mind is a terrible thing to waste. You know, sayings like that sorta stick with you and are probably more pertinent to what we are dealing with today. One of the most daunting challenges of our days and times is Who is going to step into these large shoes of the small businesses of America when the Baby Boomers leave this world? This is a huge challenge and mounting more and more each passing day. The need as both Ninon and I see it is for mentoring of these younger generations and NOT from Professors of College's who repeat the same curriculum with nauseating results. What is needed is professionals who are engaged and getting the job done in the nere and now! Today, we have joining us such as individual who is making it happen on a global scale. Knowledge is Wisdom Applied. Join us today as we interview someone who just might have the answer to his daunting problem!how Executives: Executive Producer - Robert Ciolino, Voiceamerica.com Producer/Director - Ninon de Vera de Rosa. ninonspeaks.com Publicist - Dr. Andrea Adams Miller theredcarpetconnection.com

I recall when I first came to CA in 1971 and the waving palms tree's, the streets lined with GOLD, It's the Golden State? Right? and the sun washed beaches, the babes! Now, that actually turned out to be for REAL! Well, at age 18 and seeking my destiny, now that I had traversed from the East to the West Coast was all lying before me. One of the institutions that I keot hearing about was a hot spot in Hollywood known as Whiskey a Go Go! I was of course too young at that time to take advantage of all of its particular benefits but none the less it was a somewhat household name in the Southern CA marketplace where entertainment was concerned. Today and i that tradition of the usage of the word Whiskey and the now reach that has been created by our special guest Douglas Smith who is expanding the name and scope of the name Whiskey. Oddly enough, Whiskey a Go Go is still open in Hollywood and ever popular as it has always been. Old ideas with a 21st Century twist has kept the 1964 vision alive and well and operational. Douglas Smith will now give us his perspective and journey of filling the bar of that icon business and other's besides with the literal Whisky varieties that will make the cash registers ring in perpetuity. Join Ninon and I today as we discover just what this unique and entrepreneurial guest it up to right now.Show Executives: Executive Producer - Robert Ciolino, Voiceamerica.com Producer/Director - Ninon de Vera de Rosa. ninonspeaks.com Publicist - Dr. Andrea Adams Miller theredcarpetconnection.com

BizZne$$ BuzZ has from it's inception in August of 2020, heralded the following three words. Unity, Relationship and Reciprocity. At the base of all this is a word called knowledge. We, human beings survive and thrive on the power of the relationships that we achieve, nurture and enjoy. Unfortunately and we have all experienced this, we have also been exploited and thus ultimately violated by the very relationships that we have come to know, value and TRUST. Wow, that is a BIG word isn't it? Largely removed from our current society and so hard to recover and re-emerge once again. You see, it all boils down to the word agenda does it not? For when something rears its ugly head at the most inopportune times in the midst of a trusted relationship, many times it was because we did not see that hidden agenda of the person who we were seeking to KNOW better. Today on the show we have a guest who is seeking to have NO agenda in the Power of Trusted Relationships and again our Publicist, Dr. Andrea Adams Miller has found a Diamond In the Ruff of the business world who'se agenda just might be one you are looking for right now. Let's find out what she has introduced to us today as Tom Chenault of Contact Mapping joins us on the show today!ur Show Executives: Executive Producer - Robert Ciolino, Voiceamerica.com Producer/Director - Ninon de Vera de Rosa. ninonspeaks.com Publicist - Dr. Andrea Adams Miller theredcarpetconnection.com

Welcome to BizZne$$ BuzZandBizZne$$ Watch LIVE with The Dynamic Business Duo - Frank Helring and Ninon de Vera de Rosa on Voiceamerica.com! Tune in every Wednesday at 10 am PST and 1 pm EST for a rollercoaster ride through the unconventional realms of business.Today's episode ventures into the mysterious world of discounted Real Estate, where pioneers like Carlton Sheets, Robert G. Allen, Wade Cook, and Craig Hall left their marks. Join us as we unveil the secrets with the legendary Wayne Seminoff, an 80-year-old guru of Bargain Real Estate!Wayne has mastered turning $1000 lots into $400,000 treasures. He's been mining junk real estate for over four decades, and now he's sharing his expertise in his game-changing Bargain Real Estate course. Forget the complexities – Wayne simplifies the process, turning obstacles into golden opportunities.In a world where others see barriers, Wayne sees openings. His strategies not only fill your bank account but elevate your self-concept. Whether you're a novice or an expert, Wayne's lessons guarantee financial freedom. He opens doors for the young dreamers, proving success is within reach.Don't miss this chance to revolutionize your approach to real estate! Tune in LIVE, absorb Wayne's wisdom, and step into a world where junk lots become your ticket to prosperity. Visit Voiceamerica.com every Wednesday – it's not just a show; it's your pathway to financial transformation! ?? #BizZneBuzZ #BizZneWatch #RealEstateRevolution #WayneSeminoff #FinancialFreedom BizZne$$ BuzZ can be found at certaintyteam.com Our Show Executives: Executive Producer - Robert Ciolino, Voiceamerica.com Producer/Director - Ninon de Vera de Rosa. ninonspeaks.com Publicist - Dr. Andrea Adams Miller theredcarpetconnection.com

Get Ready for BizZne$$ BuzZ and BizZne$$ Watch LIVE and serving the Small Business Community! BizZne$$ BuzZand BizZne$$ Watch LIVE! Join the energetic hosts, Frank Helring and Ninon de Vera de Rosa, the Dynamic Duo of Small Business Advocacy, Resources, and Expertise, on the Voiceamerica.com Business Network. ?? ?? When: Every Wednesday at 10 am PST / 1 pm EST ?? What to Expect: BizZne$$ BuzZ is your ultimate sounding board for Small Business concerns and solutions in America and beyond. This week, buckle up for a game-changing episode! ?? Special Guest: Rob Hagen of Cross-Fire Rob will unravel the secrets of PHI (Preventative Health Initiative) entering the W-2 ranks. Discover how this initiative not only provides significant benefits to employees but also helps in mitigating payroll tax expenses for employers. It's a Win-Win in an Uncertain 2024! ?? Why Tune In? Learn how Small Businesses can thrive with a platform offering both Benefits and Tax Relief. This is a crucial consideration in the current landscape. Find out the unbelievable part – there's NO Out of Pocket Expense for employers! Salary attracts, Benefits retain. ?? Key Takeaway: Enhance retention ratios, prioritize employee welfare, and enrich your business cash register by reclaiming taxes. Uncle Sam is funding this mechanism right now, and you can access it without any upfront costs. The time is NOW! ?? Don't Miss Out! Tune into BizZne$$ BuzZand BizZne$$ Watch LIVE for insights that will transform your small business journey. Your success awaits – seize the opportunity! ???? #BizZne$$BuzZ #SmallBusinessSuccess #TaxReliefRevolution Our Show Executives: Executive Producer - Robert Ciolino, Voiceamerica.com Producer/Director - Ninon de Vera de Rosa. ninonspeaks.com Publicist - Dr. Andrea Adams Miller theredcarpetconnection.com

Welcome to a very unique show. Now 4 years into the LIVE airing of BizZne$$ BuzZ a tremendous amount of activity and FRUIT has been realized by hosting this show and now with my Hostess, Ninon de Vere de Rosa, we are now increasing our listening audience together, week in and week out! Today, joining me on a commercial FREE show is my Co-Managing Partner of Certainty Global, LLC which we both own jointly and recently have decided to have BizZne$$ BuzZ and my partner's Voiceamerica.com show Finding Certainty acquired by this company as well. We will be discussing a move that we have decided to enjoin together to bring to life. The Certainty Collective! Patrick owned two companies prior to our meeting and now we have decided to enjoin the new company that we both founded recently towards the center of the other two entities. The impending results of such a move is what we will be covering today and believe me . . . You are gonna like it! Join us today as we will be discussing the birth and most importantly the realization of as close to a One Stop Shoppe for business both small and large and encompassing ALL of the pertinent 21st Century glaring NEEDS of both of these market sectors. We have created a COLLECTIVE of solutions just for YOU! There is an old saying . . . It doesn't get any better than this! Tune in today and find out what were talking about! .Executive Producer - Robert Ciolino, Voiceamerica.com Producer/Director - Ninon de Vera de Rosa. ninonspeaks.com Publicist - Dr. Andrea Adams Miller theredcarpetconnection.com

Welcome to the Power Hour. The Dynamic Duo of advocacy. Frank Helring and Ninon de Vere de Rosa. They are on a mission to empower small businesses, bringing you the resources and expertise you need to turn your dreams into reality.In today's episode, we're diving deep into the heartbeat of small business success – capital. Frank and Ninon know that capital is king, the lifeblood that fuels American Small BizZness. Join them as they explore the challenges and triumphs faced by small businesses in obtaining and managing capital, especially in an economy where costs are high and access to capital can be a game-changer.Special guest Todd Aaron, CEO of Numerus Capital, will join the conversation. Numerus Capital is the go-to solution for businesses hearing from customers that lack the cash to buy today. Todd will share insights on how Numerus Capital's innovative financing solutions eliminate lost sales and price objections, providing businesses access to a loan origination platform with 35+ lenders. Learn how this can be the game-changing tool in your toolbox, allowing you to close every sale up to $100,000.But that's not all Numerus Capital goes beyond financing. Discover how their credit card processing services can slash your transaction expenses, putting 2% to 3% back into your pocket as pure profit. Todd Aaron, with his extensive experience in the industry, will also shed light on his journey, having owned and run one of the largest customer finance companies before selling it to private equity.Get ready for a candid and insightful discussion on increasing sales, reducing operational costs, and making the point of purchase a win-win for both businesses and customers. Don't miss out on the Small BizZne$$ Power Hour where small business dreams come to life! Remember, in the world of small business, every sale counts, and capital is the key to unlocking your success. Tune in, get inspired, and take your small business to new heights!

We are now in the midst of our 4th year on the Voiceamerica.com Business Network and now Ninon de Vere de Rosa, who has so graciously become a large part of the show as our new Hostess and together we have now formed our new moniker of your Dynamic Business Duo for YOU the Small Business Community of America and beyond. Our goal began and continue to be representing your interests as your Advocate and bringing forth YOUR VOICE to speak out and be heard all across this great land and YES eventually within the Halls of Government because one of the greatest fallacies of your existence is the use of the word Small in front of the word Business. You are anything but that. Small Business is responsible for 85% of all the hiring in this country and 50% of its GNP. These two factors alone bring forth the reasons for the removal of that word Small and the recognition that we are more so The Business In America!!! Today, Ninon and I will take the few minutes alloted to us during the LIVE broadcast to give you a better understanding of the reasons WHY we are together and more importantly our goals and dreams to be realized on your behalf. Along with this, there are certainly more challenges that lie before us in 2024 and beyond for our community at large. Join us today as we dialogue in the virtual world with each other, totally unrehearsed. Both of us have no idea where this show will take us but we are excited to work together to bring you the best of what we have to offer to our listening audience. Last year we experienced a 200 percent increase in our numbers of listeners and WE are intent on taking this now base of loyal listeners and expanding it once again and the mission remains the same! We are ALL about Small Business and will continue to be into the far distant future as you empower us with your confidence and support. We also want to take this time to thank our Senior Executive Producer, Robert Ciolino now the General Manager of Voiceamerica.com and his invaluable contributions to the maturing of this show and its impact on society as a whole. Robert, thank you, we could not have done this without your leading and guidance. A special mention to our now Publicist, Dr. Andrea Adams Miller who has been selecting the outstanding guest roster that you have experienced of late and we have no doubts that she will bring forth every bit as many in 2024, resounding with the resources and expertise that you can take advantage of to propel your business to the heights you have envisioned. You will find the contact information of these individuals below. Join us today, as we take BizZne$$ BuzZ and BizZne$$ Watch into 2024 together and explore the possibilities that we all hope to achieve this together this year and beyond! Executive Producer - Robert Ciolino, Voiceamerica.com Producer/Director - Ninon de Vera de Rosa. ninonspeaks.com Publicist - Dr. Andrea Adams Miller theredcarpetconnection.com

On September 9th, 2022, this show covered for the first time in its history a Live Event in Pensacola, Florida sponsored by Whistle Blowers of America.org During that show a now breaking story emerged that has compelled us to revisit what surfaced through one of the guests we interviewed. Bruce Sackman who authored the book Behind The Murder Curtain” whose subject matter is the intentional murdering of “America’s Finest”. Men and Women who picked up a weapon and defended the Constitution and the American People in foreign lands at a juncture in their lives when they are the most vulnerable and in great need . . . Professional Physicians, Nurses and others are violating a sacred trust and assurances that their best interests are truly being served? On the contrary, they are taking the lives so precious to themselves, their loved ones and this nation and destroying them lying in the very beds that they so valiantly fought and many became permanently maimed in the service of their country and the flag under which they did battle. Questions now arise I am sure in your minds . . . When did this happen? They will be answered. How could this possibly happen in America? These will be addressed and answered as well. Why was I not aware of this? You will be fully informed during this show. What is being done about this? This is the very reason we are seeking to raise public awareness of this travesty and stain upon American Honor. You the citizens of this country have been violated because it is your tax dollars who paid the salaries of these felons who are now behind bars to pay for their hideous crimes. Bruce Sackman is now retired and no longer in the service of this nation. His book that was published in 2020 has sold approximately 3000 copies to date. As of the airing of this show not one Major Media Agency has taken the time to personally interview him and cause a wave of journalistic inquiry to investigate and resolve one of the most infamous schemes every contemplated and in this show’s opinion . . . Everyone is involved!

Welcome to BizZne$$ BuzZandBizZne Watch, the dynamic talk show hosted by Frank Helring and Ninon de Vere de Rosa, streaming live on Voiceamerica.com Business Network every Wednesday at 10 am PST, 1 pm EST.In this episode, we're honored to have Richard Villasana, the Founder of Forever Homes for Foster Kids, as our special guest. Richard, a proud Navy veteran, is a leading international expert on immigration issues and foster families. With over three decades of experience, his nonprofit has played a pivotal role in finding families for foster and immigrant children, creating a forever home.Richard's impact goes beyond borders, having been featured on CNN International, Associated Press, ABC TV, and more. Recognized as a California Hero, he has translated for the United Nations and is a prominent advocate for Latino foster children.Tune in to gain insights into the business side of running a nonprofit, as Richard shares his wealth of knowledge on marketing, legalities, and financial sustainability. Discover how Forever Homes for Foster Kids has navigated the intricate landscape of international nonprofits and made a lasting impact on the lives of countless children.To support Richard's cause, visit ForeverHomesforFosterKids.org. Join us as we delve into the inspiring journey of a true humanitarian, bringing you uplifting stories and valuable insights on BizZne$$ BuzZ! andBizZne$$ Watch..Executive Producer - Robert Ciolino, Voiceamerica.com Producer/Director - Ninon de Vera de Rosa. ninonspeaks.com Publicist - Dr. Andrea Adams Miller theredcon.com

Tune in every Wednesday at 10:00 am PST, 1 pm EST for the ultimate power hour in business advocacy with the dynamic duo, Frank Helring and Ninon de Vere de Rosa! Live on VoiceAmerica.com, this game-changing show brings the small business community to the forefront, giving them the voice they deserve.In the midst of an inflationary economy, small businesses often find themselves struggling for survival. Enter Frank and Ninon, your hosts with a mission. Bizzne$$ Buzz and Bizzness Watch is not just a show; it's a lifeline for businesses looking to thrive. Unveiling resources, expertise, and groundbreaking strategies, Frank and Ninon dive deep into the heart of reducing operational costs and driving success.Joining the dynamic duo is the phenomenal Carlos Scarpero, VA mortgage broker extraordinaire from Edge Home Finance. A true maverick in the mortgage industry, Carlos brings over 20 years of real estate expertise, with a focus on VA loans. Recognized as the #1 VA broker in the country, Carlos has transformed over 50 lives, making dreams come true for veterans and their families.But Carlos is not just a mortgage maestro. With a background in online marketing and real estate investment, he brings a holistic perspective to the table. From debt consolidation to freelance loan closing, Carlos's journey is a testament to his commitment to excellence.Known for his passion for networking, Carlos led the Dayton Pulse networking group for five years, cementing his role as a community connector. His dedication extends beyond business to volunteer work with Goodwill and the West Carrollton Pirate Pack program, showcasing a commitment to community that resonates.A Distinguished Toastmaster, Carlos Scarpero is not just a broker; he's a voice of leadership. Excelling in public speaking and leadership, Carlos is here to guide, inspire, and provide innovative solutions for veterans. Join him, Frank, and Ninon on Bizzne$$ Buzz and Bizzness Watch – your weekly dose of business brilliance, Wednesdays at 10:00 am PST, 1 pm EST, only on VoiceAmerica.com. Don't miss the buzz! Your pathway to business resurgence starts here!.Executive Producer - Robert Ciolino, Voiceamerica.com Producer/Director - Ninon de Vera de Rosa. ninonspeaks.com Publicist - Dr. Andrea Adams Miller theredcon.com