Pathfinders

Andrew Montlake

The definition of a pathfinder, amongst many, is “one that discovers a way especially: one that explores untraversed regions to mark out a new route.” The Pathfinder Podcast is about the journeys we take in business and in our life. It’s about the fact that the destination is not the be-all and end-all, it’s the paths we take along the way that is the real journey. It is this that defines us and makes us who we are today. I am setting out to meet real people who have inspired me, both within the mortgage, property and finance industry and outside it, to hear their stories and learn from the paths they have taken. Their successes and failures that have led them to become who they are today. We all have a story to tell, and perhaps their story will resonate with yours and make you realise that you are never alone. We are all pathfinders finding our way in the world. This is the Pathfinder Podcast, may the path you take be the right one for you. read less
BusinessBusiness

Episodes

Pathfinders 5 - Stacy Penn & Rachel Edwards: Overcoming bullying, dropping out of university and doing what makes you happy. How two very different paths led to the Financial Services Industry.
May 30 2023
Pathfinders 5 - Stacy Penn & Rachel Edwards: Overcoming bullying, dropping out of university and doing what makes you happy. How two very different paths led to the Financial Services Industry.
Stacy Penn and Rachel Edwards are two of the mortgage industry's young, shining lights. Working in highly technical and important roles for the Association of Mortgage Intermediaries, (AMI), much of what they do is generally not seen or understood by many they represent, though they are part of a new team who are changing this, and much more besides in an industry ready to embrace change. This episode is proof you never really know someone until you ask the questions and listen to the story.Stacy and Rachel are Senior Policy Advisers at AMI, dealing with a whole host of challenges and helping to shape the whole industry, battling on behalf of mortgage brokers with regulators, the Government, and other bodies. They are passionate about the industry, D&I and equity, the green agenda, and much more besides.  They have come into the Financial Services world via very different paths, one dropping out of University, one working in a Northern bookmakers, and are really interested in showing how welcoming FS can actually be for young women and changing the culture of the industry from within. For any young people looking for inspiration on where to go next, or who think financial services is not for them, you may well think again. In this episode, we chat about many things, including:• How intense bullying led to "filling in a pond" and moving schools• Dropping out of University• Finding the positives and letting setbacks work for you• Lessons from a betting shop• Starting in Financial Services and dealing with being a young woman within it • The importance of doing what makes you happy• Learning from the Egyptians: Aggressively helping others• The new industry Mentor Scheme and how you can help• The best piece of advice Stacy & Rachel ever had• The one person you would want to meet in history and what would you ask themI am sure you will find something to take away from both of these ladies' journeys. This is the Pathfinder Podcast, may the path you take be the right one for you.Stacy on Linked In -  https://www.linkedin.com/in/stacypenn Rachel on Linked In -  https://www.linkedin.com/in/rachel-edwards-a8219417aAMI on Linked In -  https://www.linkedin.com/company/association-of-mortgage-intermediaries/AMI Website - https://www.a-m-i.org.ukWorking in Mortgages Website - https://workinginmortgages.org.ukDetails of the AMI & DIFF Mentors Scheme can be found here: https://workinginmortgages.onpld.comPlease do get involved.You can contact and follow Monty:TwitterLinkedInInstagramYouTubeTikTok
Pathfinders 4 - Esther Dijkstra: From a rural Dutch village to the City of London, lessons in management and creating your own path
Apr 11 2023
Pathfinders 4 - Esther Dijkstra: From a rural Dutch village to the City of London, lessons in management and creating your own path
Esther Dijkstra is a role model to many young women, showing a drive and determination to be the best, and becoming an outstanding manager and leader of people.From her early life growing up in a small rural village in the Netherlands and wanting to be a Prima Ballerina, Esther has worked her way up, traveling from Amsterdam to London, dealing with a different culture, and changing and learning along the way.Esther began her career in management consultancy with IBM in the Netherlands and moved to the UK in 2000.   She previously worked for Legal & General where she was the Commercial and Marketing Director of the L&G Network and UK Mortgage Club. She has been at Lloyds Banking Group for almost a decade now, formally Director of Strategic Partnerships and now the Managing Director, Intermediaries.She is passionate about helping people and inspiring a new generation and has been described as “one of the best managers I have worked for in my 25-year career” by a previous employee. There are so many nuggets in this episode and Esther really is a delight to talk to in this very open and revealing chat.In this episode, we chat about many things, including:• Growing up in a small rural town in The Netherlands which was too small to hold the adventurous Esther• Wanting to become a Prima Ballerina• Taking opportunities and changing your mindset• The nickname that made Esther change • Travelling to London and working as a foreign female in FS – dealing with cultural differences • Advice for a new generation • Management styles and changing attitudes – what makes a good manager? • The importance of empathy and connection • The key to leadership• Esther's definition of success and connecting to the deeper why• The best piece of advice Esther ever had• The one person you would want to meet in history and what would you ask themI am sure her story will be of interest to you.This is the Pathfinder Podcast, may the path you take be the right one for you.Esther on Linked In -  https://www.linkedin.com/in/estherdijkstraukYou can contact and follow Monty:TwitterLinkedInInstagramYouTubeTikTok
Pathfinders 3 : Richard Rowntree: Council estate to the top table and why social mobility is so important
Feb 1 2023
Pathfinders 3 : Richard Rowntree: Council estate to the top table and why social mobility is so important
Richard Rowntree is a great example of someone who grabbed their opportunities with determination and a positive attitude.From his early life growing up in a Council Estate in Southend, Richard Rowntree has worked his way up in a range of jobs, from a development programme at Halifax in 1991, through branch management, to becoming Sales Director, and then National Director of Santander, MD of Bank of Ireland Mortgages and now sits as the MD of Mortgages at Paragon Banking Group as well as a UK Finance Board Member.He is passionate about his work with Progress Together, helping to change the Financial world by encouraging and assisting more new talent from different socio-economic backgrounds to not just come into finance but to ensure they progress to top positions. In this episode, we chat about many things, including:• Humble beginnings - growing up in a council estate in Southend • Learning how to fit in and get on with people• Taking opportunities• Having to reinvent yourself• Dealing with setbacks and staying positive• Imposter Syndrome, coping mechanisms and your inner monologue• Equality and Social Mobility: Driving socio-economic diversity• What is Progress Together and how to get involved• Richard's definition of success• The best piece of advice Richard ever had• The one person you would want to meet in history and what would you ask themI am sure his story will be of interest to you.This is the Pathfinder Podcast, may the path you take be the right one for you.Richard on Linked In -  https://www.linkedin.com/in/richard-rowntree-332982b/Progress Together - https://www.progresstogether.co.ukProgress Together on Linked In - https://www.linkedin.com/company/progress-togetherYou can contact and follow Monty:TwitterLinkedInInstagramYouTubeTikTok
Pathfinders 2 - Sarah Tucker: How Grief Of The Voice Gave Birth To A Movement
Dec 19 2022
Pathfinders 2 - Sarah Tucker: How Grief Of The Voice Gave Birth To A Movement
Sarah Tucker is so much more than just “The Voice”. She exudes two of the qualities I value most – authenticity and passion.Some may see her as something of an overnight sensation, such has been the meteoric rise of her company, The Mortgage Mum, in such a relatively short space of time, but as ever, the truth is always different.Sarah Tucker is not your average mortgage broker, having achieved the rarest of feats by getting not 1, but 4 chair turns on The Voice in 2019, and anyone who has heard her sing knows that she has a very special gift.Although her journey to pop superstardom did not pan out as planned, not yet anyway, as a busy working mum Sarah found her way back into the mortgage industry and founded The Mortgage Mum after seeing that women like herself, who needed flexibility and a work family that understands each other, did not have the choices they needed.She believes that balance is the key to happiness and promotes self-development, self-care, and spirituality.I am sure her story will be of interest to you.In this episode, we chat about many things, including:• Little Sarah the Disney Princess• Not fitting in and realising everything is not a little bit Disney• How singing gave her confidence• Lessons from The Voice – Elation and Devastation• Starting a business out of grief• The Mortgage Mum as a movement – “lift as you climb”• Diversity, Equity and The Mortgage Dad• TV as validation• Overexposure and dealing with critics• The best piece of advice Sarah ever had• The one person you would want to meet in history and what would you ask themThis is the Pathfinder Podcast, may the path you take be the right one for you.Sarah on Instagram - https://www.instagram.com/the_mortgage_mum Sarah on Twitter -  https://twitter.com/themortgagemumSarah on Linked In -  https://www.linkedin.com/in/themortgagemum/Sarah on The Voice - https://www.youtube.com/watch?v=q1Oxx8d-GhQ You can contact and follow Monty:TwitterLinkedInInstagramYouTubeTikTok
Pathfinders 1 - Ying Tan Entrepreneur On Starting A Business And Not Pushing Too Many Trolleys
Nov 23 2022
Pathfinders 1 - Ying Tan Entrepreneur On Starting A Business And Not Pushing Too Many Trolleys
Ying Tan is a self-made Entrepreneur who has worked hard to build and sell a successful business.After his father hitchhiked his way from Malaysia over to the UK in search of a better life, his path has taken him from humble beginnings through to Investment Banking and Accounting, building a buy-to-let portfolio that led him to start his own business, and is a forward-thinking, innovative and dynamic entrepreneur with a proven track record, who thrives in founding, scaling, and exiting businesses.He founded The Buy to Let Business, later to become Dynamo in Feb 2006, and exited in May 2021 having turned his company into one of the leading mortgage brokers/mortgage clubs in the UK.Ying started to create a substantial profitable property portfolio in 1996 and has been instrumental in the success of numerous property investors worldwide.He is a Board Adviser, Fin Tech enthusiast, angel investor, speaker, and a successfully published Author who is currently exploring further investment/advisor opportunities for entrepreneurial businesses who want to achieve their dreams.I am sure his story will be of interest to you.In this episode, we chat about many things, including:Early life and family valuesWorking for free at a top investment BankBeing in New York during 9/11Changing paths suddenly Starting his business and early lessons learnedDealing with the Credit CrunchHis biggest knocks and what they taught himHow to not push too many trolleysYing's Chinese heritage, diversity in the UK, and how his father hitchhiked to the UK from MalaysiaGreed Vs AmbitionHow the best rewards are the hardest wonThe best piece of advice Ying ever hadThe one person you would want to meet in history and what would you ask themThis is the Pathfinder Podcast, may the path you take be the right one for you.Ying's book - Get HereYing on Twitter - https://twitter.com/yingsta8Ying on Linked In - https://www.linkedin.com/in/ying-tan-6a188312/You can contact and follow Monty:TwitterLinkedInInstagramYouTubeTikTok
Pathfinders - Podcast Trailer
Oct 30 2022
Pathfinders - Podcast Trailer
I have had the idea of this podcast in my head for several years now, but never really thought the time was right until now.The definition of a pathfinder, amongst many, is “one that discovers a way especially: one that explores untraversed regions to mark out a new route.” Or “a person or company that finds a new way of doing something”.We see people as pathfinders in various fields of history, charting new territory.I am however, also looking at a further definition of this term, that relates to the fact that every one of us is a pathfinder.The Pathfinder Podcast is about the journeys we take in business and in our life. It’s about the fact that the destination is not the be-all and end-all, it’s the paths we take along the way that is the real journey. It is this that defines us and makes us who we are today.I have always been interested in being different and in people who do things differently. Throughout my career I have had, and still do, people judge me before they have really met me, who tell me I can’t do that, or I can’t say that. They say to be a leader you cannot be honest, vulnerable, or show your emotions.Some teachers said I would never amount to much, people I worked with told me I couldn’t be a broker, I couldn’t manage, I shouldn’t have a voice, and shouldn’t start or lead a company.I was lucky I always had close positive voices around me to talk to, and I always made sure I would listen to the stories of those who were leading the field, content to play the long game, work hard and take my chances, always prepared to step outside of my comfort zone, especially if someone said, “you can’t”.Of course, I have failed many times, like everyone else I make mistakes and like many suffer from imposter syndrome. But I heard someone say not long ago that if you do feel imposter syndrome it means you are on the right place, that you are pushing yourself forwards.And I have always loved talking to people, and in doing so over the years, and especially so recently, have found that many have remarkable stories to tell. Stories that we can all learn from and relate to, that will make you look differently at that person, when you learn about their real journey, rather than the one we all assume.So, I am setting out to meet real people who have inspired me, both within the mortgage, property and finance industry and outside it, to hear their stories and learn from the paths they have taken. The successes and failures that have led them to become who they are today. We all have a story to tell, and perhaps their story will resonate with yours and make you realise that you are never alone. We are all pathfinders finding our way in the world.This is the Pathfinder Podcast, may the path you take be the right one for you.