Winning Isn't Easy: Long-Term Disability ERISA Claims

Nancy L. Cavey

Nancy L. Cavey, a seasoned attorney with over thirty-nine years of experience, explains the complex world of filing for Long-Term Disability benefits. Filing for disability can be a confusing, life changing event, so with her deft expertise, Nancy will guide you through:

- The ins-and-outs of ERISA (the Employee Retirement Income Security Act), which governs group Long-Term Disability Claims.

- Information regarding the process and lifespan of a claim, from the initial application to the request for hearing stages.

- Traps and tactics disability carriers (such as UNUM, The Hartford, Lincoln, and MetLife) use to hinder or deny your claim, including independent medical evaluations, surveillance, and arbitrary and capricious arguments downplaying the nature of your disability.

- Insights, overviews, and claimant stories regarding disease-specific content (ranging from commonplace ailments such as workplace injuries or accidents, to difficult to diagnose illnesses such as Fibromyalgia, Multiple Sclerosis, and POTS).

- Pertinent news happening in the disability world, and

- Much, much more.

Each episode of our podcast Winning Isn't Easy will expose you to invaluable tips and tricks for surviving the disability claims process (a system that is often wrought with pressures and pitfalls designed to encourage you to give up the benefits you rightfully deserve). As host, Nancy will often be joined by guest speakers who themselves are industry experts, ranging from lawyers specializing in related fields and doctors focusing on the diagnosis and treatment of specific diseases, to our associate attorney Krysti Monaco.

In her late teens, Nancy's father was diagnosed with leukemia. As someone who witnessed firsthand the devastating emotional and financial impact on both individual and family that being disabled and filing for benefits can have, Nancy is not just an attorney, but an empathetic presence who understands what you are going through.

Do not let disability insurance carriers rob you of your peace of mind. As a nationwide practice, The Law Office of Nancy L. Cavey may be able to help you get the disability benefits you deserve, regardless of where in the United States you reside. Remember - let Cavey Law be the bridge to your benefits.

Check out the links below to engage with us elsewhere:

Website - https://caveylaw.com/

YouTube - https://www.youtube.com/user/CaveyLaw

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Episodes

Migraine - Covering What You Need to Know about This Common, Yet Disabling Medical Condition
Apr 9 2024
Migraine - Covering What You Need to Know about This Common, Yet Disabling Medical Condition
Welcome to Season 4, Episode 111 of Winning Isn't Easy.  In this episode, we'll dive into the complicated topic of "Migraine." Host Nancy L. Cavey, a seasoned attorney with extensive experience in disability claims, discusses chronic headache and migraine claims. While commonplace, headaches and migraines can be severe enough to be disabling. Disability carriers will fight tooth and nail to prevent policyholders with migraines from receiving disability benefits. Because migraines are often subjective in terms of pain level and severity, can wax and wane regarding flare-ups, and do not often have objective diagnoses, carriers love to claim that they are not disabling. In this episode of Winning Isn't Easy, host Nancy L. Cavey walks through all the information you need to know regarding a migraine disability claim, and how to fight against these preconceived notions.In this episode, we'll cover the following topics:1 - Migraine 1012 - Court Rejects Met Lifeโ€™s Demand That Policyholder with Chronic Headaches Produce Objective Evidence of Disability 3 - Migraine Long-Term Disability Insurance Claims and the Subjective Medical Evidence TrapWhether you're a claimant, or simply seeking valuable insights into the disability claims landscape, this episode provides essential guidance to help you succeed in your journey. Don't miss it.Resources Mentioned In This Episode:LINK TO ROBBED OF YOUR PEACE OF MIND: https://caveylaw.com/get-free-reports/get-disability-book/LINK TO THE DISABILITY INSURANCE CLAIM SURVIVAL GUIDE FOR PROFESSIONALS: https://caveylaw.com/get-free-reports/disability-insurance-claim-survival-guide-professionals/FREE CONSULT LINK: https://caveylaw.com/contact-us/Need Help Today?:Need help with your Long-Term Disability or ERISA claim? Have questions? Please feel welcome to reach out to use for a FREE consultation. Just mention you listened to our podcast.Review, like, and give us a thumbs up wherever you are listening to Winning Isn't Easy. We love to see your feedback about our podcast, and it helps us grow and improve.Please remember that the content shared is for informational purposes only, and should not replace personalized legal advice or guidance from qualified professionals.
Tools in the Disability Carrier's Claim Denial Toolbox - Be Aware of These Deadly Pitfalls
Apr 2 2024
Tools in the Disability Carrier's Claim Denial Toolbox - Be Aware of These Deadly Pitfalls
Welcome to Season 4, Episode 10 of Winning Isn't Easy.  In this episode, we'll dive into the complicated topic of "Tools in the Disability Carrier's Claim Denial Toolbox" Host Nancy L. Cavey, a seasoned attorney with extensive experience in disability claims, discusses the various tools disability carriers will use to deny your claim. As you live your life during the process of your disability claim, disability carriers will use every trick in the book to attempt justifying a claim's denial. What you say in official documents, what you do in your day-to-day life, and even what you do or do not include in your medical records (down to minutia such as how terms are phrased or worded) can all be used against you. In this episode of Winning Isn't Easy, host Nancy L. Cavey walks through these traps in detail, giving examples of what not to due in the process of your disability claim.In this episode, we'll cover the following topics:1 - Donโ€™t Have Regrets When You Talk with the Short- Or Long-Term Disability Insurance Carrier - How Your Words Can and Will Be Used against You2 - One Court Rules That Disability Insurance Carriers Need to Think Twice before Using Four of Their Favorite Tools in Their Termination Toolbox  3 - What You Say to the Disability Carrier Can Come Back and Bite You - Eleventh Circuit Rejects FCE Because of the Policyholderโ€™s Reported ActivityWhether you're a claimant, or simply seeking valuable insights into the disability claims landscape, this episode provides essential guidance to help you succeed in your journey. Don't miss it.Resources Mentioned In This Episode:LINK TO ROBBED OF YOUR PEACE OF MIND: https://caveylaw.com/get-free-reports/get-disability-book/LINK TO THE DISABILITY INSURANCE CLAIM SURVIVAL GUIDE FOR PROFESSIONALS: https://caveylaw.com/get-free-reports/disability-insurance-claim-survival-guide-professionals/FREE CONSULT LINK: https://caveylaw.com/contact-us/Need Help Today?:Need help with your Long-Term Disability or ERISA claim? Have questions? Please feel welcome to reach out to use for a FREE consultation. Just mention you listened to our podcast.Review, like, and give us a thumbs up wherever you are listening to Winning Isn't Easy. We love to see your feedback about our podcast, and it helps us grow and improve.Please remember that the content shared is for informational purposes only, and should not replace personalized legal advice or guidance from qualified professionals.
UNUM Cases Throughout the United States - Exploring and Dissecting UNUM's Handling of Disability Claims
Mar 26 2024
UNUM Cases Throughout the United States - Exploring and Dissecting UNUM's Handling of Disability Claims
Welcome to Season 4, Episode 9 of Winning Isn't Easy.  In this episode, we'll dive into the complicated topic of "UNUM Cases Throughout the United States." Host Nancy L. Cavey, a seasoned attorney with extensive experience in disability claims, discusses UNUM, one of the disability world's most prominent carriers. UNUM, much like its competitors, does not make it easy for disability policyholders to get the benefits they paid for, and deserve. In this episode of Winning Isn't Easy, host Nancy L. Cavey walks through a number of cases with variations in location and cause of disability, but one commonality - in each, the policyholder fought against UNUM. This episode will show you firsthand how vicious UNUM can be when it comes to protecting their bottom dollar. Even if you're not with UNUM, this episode will show you tactics that are commonplace amongst disability carriers when it comes to denying claims.In this episode, we'll cover the following topics:1 - Lack of a Diagnosis and Ability to Work in Other Medical Facilities Dooms Urgent Care Physicianโ€™s Claim for UNUM Disability Benefits Based on Multiple Chemical Sensitivity2- Vertebral Compression Fracture and Wedging Claim Denial by UNUM Overturned by Federal Judge 3 - UNUMโ€™s Claim That Policyholderโ€™s Back Pain Was Out of Proportion to the Evidence of Radiculopathy on Exam Reversed by Federal JudgeWhether you're a claimant, or simply seeking valuable insights into the disability claims landscape, this episode provides essential guidance to help you succeed in your journey. Don't miss it.Resources Mentioned In This Episode:LINK TO ROBBED OF YOUR PEACE OF MIND: https://caveylaw.com/get-free-reports/get-disability-book/LINK TO THE DISABILITY INSURANCE CLAIM SURVIVAL GUIDE FOR PROFESSIONALS: https://caveylaw.com/get-free-reports/disability-insurance-claim-survival-guide-professionals/FREE CONSULT LINK: https://caveylaw.com/contact-us/Need Help Today?:Need help with your Long-Term Disability or ERISA claim? Have questions? Please feel welcome to reach out to use for a FREE consultation. Just mention you listened to our podcast.Review, like, and give us a thumbs up wherever you are listening to Winning Isn't Easy. We love to see your feedback about our podcast, and it helps us grow and improve.Please remember that the content shared is for informational purposes only, and should not replace personalized legal advice or guidance from qualified professionals.
Postural Orthostatic Tachycardia Syndrome - Investigating the Disabling Properties of POTS, and Breaking Down POTS Disability Claims
Mar 19 2024
Postural Orthostatic Tachycardia Syndrome - Investigating the Disabling Properties of POTS, and Breaking Down POTS Disability Claims
Welcome to Season 4, Episode 8 of Winning Isn't Easy.  In this episode, we'll dive into the complicated topic of "Postural Orthostatic Tachycardia Syndrome". Host Nancy L. Cavey, a seasoned attorney with extensive experience in disability claims, discusses Postural Orthostatic Tachycardia Syndrome, also known acronymically as POTS. POTS, as a disorder, can be incredibly hard to diagnose and treat, and, yet, can also be potentially disabling. Disability carriers hate claims based on unpredictable medical conditions such as POTS: if you have been diagnosed with POTS, you might find receiving disability to be an uphill battle. But don't fret - in this jam-packed episode, host Nancy L. Cavey discusses an overview of the disorder, and how you might succeed in your claim for POTS disability.In this episode, we'll cover the following topics:1 - How Disability Carriers Contest the Diagnosis of POTS  2 - What Disability Insurance Carriers Donโ€™t Understand about the Excessive Heart Rate Increase in POTS3 - What Disability Insurance Carriers Donโ€™t Understand about Neuropathic POTS, Hyperadrenergic POTS, Hypovolemic POTS, and Secondary POTS4 - The David v. Goliath Story of Ms. Outward, an Electrical Engineer with POTS,  and5 - The Subjective Medical Evidence DefenseWhether you're a claimant, or simply seeking valuable insights into the disability claims landscape, this episode provides essential guidance to help you succeed in your journey. Don't miss it.Resources Mentioned In This Episode:LINK TO ROBBED OF YOUR PEACE OF MIND: https://caveylaw.com/get-free-reports/get-disability-book/LINK TO THE DISABILITY INSURANCE CLAIM SURVIVAL GUIDE FOR PROFESSIONALS: https://caveylaw.com/get-free-reports/disability-insurance-claim-survival-guide-professionals/FREE CONSULT LINK: https://caveylaw.com/contact-us/Need Help Today?:Need help with your Long-Term Disability or ERISA claim? Have questions? Please feel welcome to reach out to use for a FREE consultation. Just mention you listened to our podcast.Review, like, and give us a thumbs up wherever you are listening to Winning Isn't Easy. We love to see your feedback about our podcast, and it helps us grow and improve.Please remember that the content shared is for informational purposes only, and should not replace personalized legal advice or guidance from qualified professionals.
Regular Care of a Doctor - Understanding the Vitality of Medical Treatment in a Disability Claim
Mar 12 2024
Regular Care of a Doctor - Understanding the Vitality of Medical Treatment in a Disability Claim
Welcome to Season 4, Episode 7 of Winning Isn't Easy.  In this episode, we'll dive into the complicated topic of "Regular Care of a Doctor". Host Nancy L. Cavey, a seasoned attorney with extensive experience in disability claims, discusses the importance of receiving the regular care of a doctor or medical specialist before, during, and after the course of your disability claim. Disability carriers will capitalize on any inconsistencies in order to deny a claim - one of their most common tactics is to hone in on the medical care a claimant / policyholder is or was receiving for their ailment. Host Nancy L. Cavey discusses how vital it is to make sure you are receiving medical care from a doctor or medical specialist who supports your claim.In this episode, we'll cover the following topics:1 - Regular Care of a Doctor2 - The Consequences of Irregular Medical Care or No Medical Care3 - Medical Authorization IssuesWhether you're a claimant, or simply seeking valuable insights into the disability claims landscape, this episode provides essential guidance to help you succeed in your journey. Don't miss it.Resources Mentioned In This Episode:LINK TO ROBBED OF YOUR PEACE OF MIND: https://caveylaw.com/get-free-reports/get-disability-book/LINK TO THE DISABILITY INSURANCE CLAIM SURVIVAL GUIDE FOR PROFESSIONALS: https://caveylaw.com/get-free-reports/disability-insurance-claim-survival-guide-professionals/FREE CONSULT LINK: https://caveylaw.com/contact-us/Need Help Today?:Need help with your Long-Term Disability or ERISA claim? Have questions? Please feel welcome to reach out to use for a FREE consultation. Just mention you listened to our podcast.Review, like, and give us a thumbs up wherever you are listening to Winning Isn't Easy. We love to see your feedback about our podcast, and it helps us grow and improve.Please remember that the content shared is for informational purposes only, and should not replace personalized legal advice or guidance from qualified professionals.
Determining the Worth of a Long-Term Disability Claim - What Factors into the Value of a Claim
Mar 5 2024
Determining the Worth of a Long-Term Disability Claim - What Factors into the Value of a Claim
Welcome to Season 4, Episode 6 of Winning Isn't Easy.  In this episode, we'll dive into the complicated topic of "Determining the Worth of a Long-Term Disability Claim". Host Nancy L. Cavey, a seasoned attorney with extensive experience in disability claims, discusses how the value of a Long-Term Disability claim is determined. The answer to this question - one of the most frequently asked - is comprised of many moving parts and complexities. One might think it is as simple as multiplying the gross amount of your monthly benefits times the number of months of benefit eligibility, but it isn't. To demonstrate, host Nancy L. Cavey will discuss the factors that impact a Long-Term Disability claim's worth.In this episode, we'll cover the following topics:1 - How Much Is My Long-Term Disability Claim Worth?2 - How the Date You Became Disabled Impacts How Much Your Long-Term Disability Claim Is Worth3 - What Is a Settlement or Buyout of Your Long-Term Disability Policy or Plan Benefits?Whether you're a claimant, or simply seeking valuable insights into the disability claims landscape, this episode provides essential guidance to help you succeed in your journey. Don't miss it.Resources Mentioned In This Episode:LINK TO ROBBED OF YOUR PEACE OF MIND: https://caveylaw.com/get-free-reports/get-disability-book/LINK TO THE DISABILITY INSURANCE CLAIM SURVIVAL GUIDE FOR PROFESSIONALS: https://caveylaw.com/get-free-reports/disability-insurance-claim-survival-guide-professionals/FREE CONSULT LINK: https://caveylaw.com/contact-us/Need Help Today?:Need help with your Long-Term Disability or ERISA claim? Have questions? Please feel welcome to reach out to use for a FREE consultation. Just mention you listened to our podcast.Review, like, and give us a thumbs up wherever you are listening to Winning Isn't Easy. We love to see your feedback about our podcast, and it helps us grow and improve.Please remember that the content shared is for informational purposes only, and should not replace personalized legal advice or guidance from qualified professionals.
Full and Fair Review / Statutory Obligation - A Denied Policyholder's Claim Lifeline
Feb 27 2024
Full and Fair Review / Statutory Obligation - A Denied Policyholder's Claim Lifeline
Welcome to Season 4, Episode 5 of Winning Isn't Easy.  In this episode, we'll dive into the complicated topic of "Full and Fair Review - Statutory Obligation". Host Nancy L. Cavey, a seasoned attorney with extensive experience in disability claims, discusses ERISA's saving grace - a claim regulation stating that any denied policyholder or plan beneficiary must be given the right to a full and fair review during the claim examination process. Regardless of a policyholder's purported right to a full and fair review, disability carriers will often toe the line of acceptability regarding what constitutes said full and fair review - to demonstrate, host Nancy L. Cavey will walk through a number of case examples.In this episode, we'll cover the following topics:1 โ€“ What Does A โ€œFull and Fair Reviewโ€  Mean to a Denied ERISA Disability Claim2 โ€“ Second Time around on A Disability Claim, and How One Federal Judge Threw the Book At A Disability Benefit Claim Administrator Who Missed Deadlines, Edited and Changed Their Doctorโ€™s Reports, and Failed to Produce Request Plan Documents3 โ€“ Youโ€™ve Got to Exhaust Your Administrative Remedies by Filing Appeals in Your ERISA Disability Claim, and Why You Can Blow up Your Case if You Donโ€™tWhether you're a claimant, or simply seeking valuable insights into the disability claims landscape, this episode provides essential guidance to help you succeed in your journey. Don't miss it.Resources Mentioned In This Episode:LINK TO ROBBED OF YOUR PEACE OF MIND: https://caveylaw.com/get-free-reports/get-disability-book/LINK TO THE DISABILITY INSURANCE CLAIM SURVIVAL GUIDE FOR PROFESSIONALS: https://caveylaw.com/get-free-reports/disability-insurance-claim-survival-guide-professionals/FREE CONSULT LINK: https://caveylaw.com/contact-us/Need Help Today?:Need help with your Long-Term Disability or ERISA claim? Have questions? Please feel welcome to reach out to use for a FREE consultation. Just mention you listened to our podcast.Review, like, and give us a thumbs up wherever you are listening to Winning Isn't Easy. We love to see your feedback about our podcast, and it helps us grow and improve.Please remember that the content shared is for informational purposes only, and should not replace personalized legal advice or guidance from qualified professionals.
Multiple Sclerosis - An Overview of MS and Disability Claims
Feb 20 2024
Multiple Sclerosis - An Overview of MS and Disability Claims
Welcome to Season 4, Episode 4 of Winning Isn't Easy.  In this episode, we'll dive into the complicated topic of "Multiple Sclerosis". Host Nancy L. Cavey, a seasoned attorney with extensive experience in disability claims, discusses the intricacies of a Multiple Sclerosis diagnosis, and how to navigate a disability claim with a disorder that disability carriers often misunderstand. Carriers are not in the business of giving payouts - they care more about their bottom dollar (i.e. making a profit). This reality is especially true of disorders that are unpredictable, prone to fluctuation in terms of severity, difficult to diagnose and manage, and primarily pain-based, such as Multiple Sclerosis.In this episode, we'll cover the following topics:1 โ€“ Multiple Sclerosis, and Common Reasons Why Disability Carriers Deny Multiple Sclerosis Claims2 โ€“ How Disability Carriers Evaluate Multiple Sclerosis Claims3 โ€“ Steps to Winning Your Multiple Sclerosis Disability Claim, and the Gold Standard TestWhether you're a claimant, or simply seeking valuable insights into the disability claims landscape, this episode provides essential guidance to help you succeed in your journey. Don't miss it.Resources Mentioned In This Episode:LINK TO ROBBED OF YOUR PEACE OF MIND: https://caveylaw.com/get-free-reports/get-disability-book/LINK TO THE DISABILITY INSURANCE CLAIM SURVIVAL GUIDE FOR PROFESSIONALS: https://caveylaw.com/get-free-reports/disability-insurance-claim-survival-guide-professionals/FREE CONSULT LINK: https://caveylaw.com/contact-us/Need Help Today?:Need help with your Long-Term Disability or ERISA claim? Have questions? Please feel welcome to reach out to use for a FREE consultation. Just mention you listened to our podcast.Review, like, and give us a thumbs up wherever you are listening to Winning Isn't Easy. We love to see your feedback about our podcast, and it helps us grow and improve.Please remember that the content shared is for informational purposes only, and should not replace personalized legal advice or guidance from qualified professionals.
Surveillance - A Disability Carrier's Number One Tool
Feb 13 2024
Surveillance - A Disability Carrier's Number One Tool
Welcome to Season 4, Episode 3 of Winning Isn't Easy.  In this episode, we'll dive into the complicated topic of "Surveillance". Host Nancy L. Cavey, a seasoned attorney with extensive experience in disability claims, discusses how disability carriers aggressively employ surveillance at every stage of a claim in order to find any reason to justify a claims denial. It does not matter the severity of your disability - carriers will often videotape you, contact you repeatedly by phone, or use other methods of surveillance in order to label you a malingerer. When you listen to this episode, you may learn what to watch out for, and how to avoid this favorite denial tactic.In this episode, we'll cover the following topics:1 - How Disability Carriers Use the Activity of Daily Living Forms to Set Up Surveillance2 - How Disability Carriers Use Surveillance to Attack Your Doctorโ€™s Opinions About Your Restrictions and Limitations and Get Your Doctor to Change their Minds3 - Tips for Attacking the Surveillance if Youโ€™re the Star in a Long-Term Disability Claim Denial MovieWhether you're a claimant, or simply seeking valuable insights into the disability claims landscape, this episode provides essential guidance to help you succeed in your journey. Don't miss it.Resources Mentioned In This Episode:LINK TO ROBBED OF YOUR PEACE OF MIND: https://caveylaw.com/get-free-reports/get-disability-book/LINK TO THE DISABILITY INSURANCE CLAIM SURVIVAL GUIDE FOR PROFESSIONALS: https://caveylaw.com/get-free-reports/disability-insurance-claim-survival-guide-professionals/FREE CONSULT LINK: https://caveylaw.com/contact-us/Need Help Today?:Need help with your Long-Term Disability or ERISA claim? Have questions? Please feel welcome to reach out to use for a FREE consultation. Just mention you listened to our podcast.Review, like, and give us a thumbs up wherever you are listening to Winning Isn't Easy. We love to see your feedback about our podcast, and it helps us grow and improve.Please remember that the content shared is for informational purposes only, and should not replace personalized legal advice or guidance from qualified professionals.
Winning Isn't Easy Season 4 Episode 1: Medical Proof and Long Term Disability Claims
Jan 23 2024
Winning Isn't Easy Season 4 Episode 1: Medical Proof and Long Term Disability Claims
Welcome to Season 4, Episode 1 of "Winning Isn't Easy." In this episode, we dive into the crucial topic of "Medical Proof and Long Term Disability Claims." Host Nancy L. Cavey, a seasoned attorney with extensive experience in disability claims, discusses the essential role of medical evidence in securing long-term disability benefits. Tune in as she breaks down the importance of proper documentation, the types of medical proof needed, and how to navigate the complexities of the claims process. Whether you're a claimant or simply seeking valuable insights into the disability claims landscape, this episode provides essential guidance to help you succeed in your journey. Don't miss it!Resources Mentioned In This Episode:LINK TO ROBBED: https://caveylaw.com/get-free-reports/get-disability-book/LINK TO PROFESSIONAL BOOK: https://caveylaw.com/get-free-reports/disability-insurance-claim-survival-guide-professionals/FREE CONSULT LINK: https://caveylaw.com/contact-us/Need Help Today?Need help with your Long Term Disability or ERISA claim? Have questions? Please feel free to reach out to use for a FREE consultation. Just mention you listened to our Podcast!Review like and give us a thumbs up! We love to see your feedback about our Podcast!Please remember that the content shared is for informational purposes and should not replace personalized legal advice or guidance from qualified professionals.
Winning Isn't Easy Season 3 Episode 41: Business Bankruptcy And Disability Policies With Bankruptcy Attorney Kristina Feher
Dec 27 2023
Winning Isn't Easy Season 3 Episode 41: Business Bankruptcy And Disability Policies With Bankruptcy Attorney Kristina Feher
Welcome to Season 3, Episode 41 of "Winning Isn't Easy"! ๐ŸŽ™๏ธIn this enlightening episode, your host, Nancy L. Cavey, is joined by a special guest, Bankruptcy Attorney Kristina Feher. Together, they delve into the intersection of "Business Bankruptcy and Disability Policies." This is a crucial topic for individuals who may find themselves in financial distress due to business bankruptcy while also relying on disability policies for support.In this episode, you'll explore:๐Ÿ’ผ The complexities of business bankruptcy and its impact on disability policies.๐Ÿ“„ Practical insights into managing disability claims during the bankruptcy process.๐Ÿค Tips and strategies for individuals navigating the challenges of maintaining disability benefits amidst financial difficulties.Nancy and Kristina will share their combined expertise to provide valuable guidance for individuals facing the intricate relationship between business bankruptcy and disability policies.Whether you're dealing with business bankruptcy, disability claims, or are a professional assisting clients in similar situations, this episode offers essential information to help you navigate these complex matters.Tune in to Season 3, Episode 41 of "Winning Isn't Easy" for a comprehensive discussion on business bankruptcy and its implications on disability policies. ๐Ÿ“ป๐Ÿ’ผPlease remember that the content shared is for informational purposes and should not replace personalized legal advice or guidance from qualified professionals.
Winning Isn't Easy Season 3 Episode 40: Neuropathic Disorders, Disorders Causing Pain or Neuropathic Pain Part 2
Dec 19 2023
Winning Isn't Easy Season 3 Episode 40: Neuropathic Disorders, Disorders Causing Pain or Neuropathic Pain Part 2
Welcome to Season 3, Episode 40 of "Winning Isn't Easy"! ๐ŸŽ™๏ธIn this insightful episode, your host, Nancy L. Cavey, continues her exploration of "Neuropathic Disorders, Disorders Causing Pain, or Neuropathic Pain, Part 2." Neuropathic disorders can be extremely challenging to deal with, particularly due to the pain and discomfort they bring. Understanding how these disorders relate to disability claims is crucial.In this episode, you'll gain a deeper understanding of:๐Ÿฉบ Various neuropathic disorders and the pain they can cause.๐Ÿ“‹ The significance of comprehensive medical documentation and evidence in disability claims associated with neuropathic pain.๐Ÿค Practical tips and strategies for building a strong disability case when confronted with these complex conditions.Nancy will share her wealth of experience in disability law to provide valuable insights and guidance for individuals and their representatives who are navigating the intricacies of disability claims linked to neuropathic disorders and pain.Whether you or someone you know is affected by these conditions or you're a professional assisting clients in similar situations, this episode offers essential information to help you advocate effectively.Tune in to Season 3, Episode 40 of "Winning Isn't Easy" to gain a deeper understanding of neuropathic disorders and their implications on disability claims. ๐Ÿ“ป๐ŸฉบResources Mentioned In This Episode:LINK TO ROBBED: https://caveylaw.com/get-free-reports/get-disability-book/LINK TO PROFESSIONAL BOOK: https://caveylaw.com/get-free-reports/disability-insurance-claim-survival-guide-professionals/FREE CONSULT LINK: https://caveylaw.com/contact-us/Need Help Today?Need help with your Long Term Disability or ERISA claim? Have questions? Please feel free to reach out to use for a FREE consultation. Just mention you listened to our Podcast!Review like and give us a thumbs up! We love to see your feedback about our Podcast!Please remember that the content shared is for informational purposes and should not replace personalized legal advice or guidance from qualified professionals.
Winning Isn't Easy Season 3 Episode 39: More on ERISA Disability Claims and MS
Dec 12 2023
Winning Isn't Easy Season 3 Episode 39: More on ERISA Disability Claims and MS
Welcome to Season 3, Episode 39 of "Winning Isn't Easy"! ๐ŸŽ™๏ธIn this enlightening episode, your host, Nancy L. Cavey, continues to explore the intricacies of ERISA (Employee Retirement Income Security Act) Disability Claims, with a specific focus on multiple sclerosis (MS).In this episode, you'll discover:๐Ÿ” A deeper dive into the unique challenges and considerations when pursuing ERISA disability claims related to MS.๐Ÿ“‹ The importance of comprehensive medical documentation and evidence in building a strong case.๐Ÿค Tips and strategies for effectively advocating for your disability claim, particularly in the context of MS.Nancy will leverage her extensive expertise in disability law to provide valuable insights and guidance for individuals and their representatives who are navigating the complexities of ERISA disability claims linked to multiple sclerosis.Whether you or someone you know is affected by MS or you're a professional assisting clients in similar situations, this episode offers essential information to help you navigate the often challenging landscape of disability claims.Tune in to Season 3, Episode 39 of "Winning Isn't Easy" to gain a deeper understanding of ERISA Disability Claims and MS. ๐Ÿ“ป๐Ÿ”Resources Mentioned In This Episode:LINK TO ROBBED: https://caveylaw.com/get-free-reports/get-disability-book/LINK TO PROFESSIONAL BOOK: https://caveylaw.com/get-free-reports/disability-insurance-claim-survival-guide-professionals/FREE CONSULT LINK: https://caveylaw.com/contact-us/Need Help Today?Need help with your Long Term Disability or ERISA claim? Have questions? Please feel free to reach out to use for a FREE consultation. Just mention you listened to our Podcast!Review like and give us a thumbs up! We love to see your feedback about our Podcast!Please remember that the content shared is for informational purposes and should not replace personalized legal advice or guidance from qualified professionals.
Winning Isn't Easy Season 3 Episode 38: Neuropathic Disorders, Disorders Causing Pain or Neuropathic Pain, P1
Dec 5 2023
Winning Isn't Easy Season 3 Episode 38: Neuropathic Disorders, Disorders Causing Pain or Neuropathic Pain, P1
Welcome to Season 3, Episode 38 of "Winning Isn't Easy"! ๐ŸŽ™๏ธIn this compelling episode, your host, Nancy L. Cavey, delves into the intricate world of "Neuropathic Disorders, Disorders Causing Pain, or Neuropathic Pain, Part 1." Neuropathic disorders can have a profound impact on an individual's life, often causing debilitating pain and discomfort. Understanding how these disorders intersect with disability claims is vital.In this episode, you'll explore:๐Ÿฉบ An overview of neuropathic disorders and the pain they can cause.๐Ÿ“‹ The importance of medical documentation and evidence in disability claims involving neuropathic pain.๐Ÿค Tips and strategies for building a compelling disability case when dealing with these challenging conditions.Nancy will leverage her extensive expertise in disability law to provide valuable insights and guidance for individuals and their representatives who are navigating the complexities of disability claims related to neuropathic disorders and pain.Whether you or someone you know is affected by these conditions or you're a professional assisting clients in similar situations, this episode offers essential information to help you advocate effectively.Tune in to Season 3, Episode 38 of "Winning Isn't Easy" to gain a deeper understanding of neuropathic disorders and their implications on disability claims. ๐Ÿ“ป๐ŸฉบResources Mentioned In This Episode:LINK TO ROBBED: https://caveylaw.com/get-free-reports/get-disability-book/LINK TO PROFESSIONAL BOOK: https://caveylaw.com/get-free-reports/disability-insurance-claim-survival-guide-professionals/FREE CONSULT LINK: https://caveylaw.com/contact-us/Need Help Today?Need help with your Long Term Disability or ERISA claim? Have questions? Please feel free to reach out to use for a FREE consultation. Just mention you listened to our Podcast!Review like and give us a thumbs up! We love to see your feedback about our Podcast!Please remember that the content shared is for informational purposes and should not replace personalized legal advice or guidance from qualified professionals.
Winning Isn't Easy Season 3 Episode 37: Moyamoya Disease & ERISA Disability Claims
Nov 28 2023
Winning Isn't Easy Season 3 Episode 37: Moyamoya Disease & ERISA Disability Claims
Welcome to Season 3, Episode 37 of "Winning Isn't Easy"! ๐ŸŽ™๏ธIn this enlightening episode, your host, Nancy L. Cavey, explores the intricate world of "Moyamoya Disease & ERISA Disability Claims." Moyamoya Disease is a rare and complex condition that can have a profound impact on an individual's life, making it essential to understand the intricacies of pursuing disability claims under ERISA (Employee Retirement Income Security Act).In this episode, you'll gain insights into:๐Ÿง  What Moyamoya Disease is and how it affects individuals.๐Ÿ“„ The importance of medical documentation and evidence in ERISA disability claims related to this condition.๐Ÿค Tips and strategies for building a compelling disability case when dealing with Moyamoya Disease.Nancy will leverage her extensive expertise in disability law to provide valuable guidance for individuals and their representatives who are navigating the challenges of ERISA disability claims associated with this rare condition.Whether you or someone you know is affected by Moyamoya Disease or you're a professional assisting clients in similar situations, this episode offers crucial information to help you advocate effectively.Tune in to Season 3, Episode 37 of "Winning Isn't Easy" to gain a deeper understanding of Moyamoya Disease and its implications on ERISA disability claims. ๐Ÿ“ป๐Ÿง Resources Mentioned In This Episode:LINK TO ROBBED: https://caveylaw.com/get-free-reports/get-disability-book/LINK TO PROFESSIONAL BOOK: https://caveylaw.com/get-free-reports/disability-insurance-claim-survival-guide-professionals/FREE CONSULT LINK: https://caveylaw.com/contact-us/Need Help Today?Need help with your Long Term Disability or ERISA claim? Have questions? Please feel free to reach out to use for a FREE consultation. Just mention you listened to our Podcast!Review like and give us a thumbs up! We love to see your feedback about our Podcast!Please remember that the content shared is for informational purposes and should not replace personalized legal advice or guidance from qualified professionals.
Winning Isn't Easy Season 3 Episode 36: Disorders Impacting Brain Health in ERISA Disability Claims
Nov 24 2023
Winning Isn't Easy Season 3 Episode 36: Disorders Impacting Brain Health in ERISA Disability Claims
Welcome to Season 3, Episode 36 of "Winning Isn't Easy"! ๐ŸŽ™๏ธIn this enlightening episode, your host, Nancy L. Cavey, delves into the crucial topic of "Disorders Impacting Brain Health in ERISA Disability Claims." Brain-related disorders can significantly impact an individual's ability to work and lead a fulfilling life. Understanding how to navigate ERISA (Employee Retirement Income Security Act) disability claims involving these conditions is paramount.In this episode, you'll discover:๐Ÿง  Common brain-related disorders that can lead to disability claims.๐Ÿ“„ The importance of medical documentation and evidence in ERISA claims.๐Ÿค Tips for building a strong disability case when dealing with brain health disorders.Nancy will share her wealth of knowledge and experience in disability law, offering valuable insights and strategies for individuals and their representatives who are pursuing ERISA disability claims related to brain health conditions.Whether you're someone affected by these disorders or a professional assisting clients, this episode provides critical information to help you navigate the complexities of ERISA disability claims.Tune in to Season 3, Episode 36 of "Winning Isn't Easy" to gain a deeper understanding of how brain-related disorders impact ERISA disability claims. ๐Ÿ“ป๐Ÿง Please remember that the content shared is for informational purposes and should not replace personalized legal advice or guidance from qualified professionals.
Winning Isn't Easy Season 3 Episode 35: More On UNUM Disability Insurance Carrier Claims
Nov 14 2023
Winning Isn't Easy Season 3 Episode 35: More On UNUM Disability Insurance Carrier Claims
Welcome to Season 3, Episode 35 of "Winning Isn't Easy"! ๐ŸŽ™๏ธIn this episode, your host, Nancy L. Cavey, takes a deep dive into the world of UNUM Disability Insurance Carrier Claims. UNUM is a prominent name in the realm of disability insurance, and understanding the intricacies of their claims process is essential for anyone navigating disability benefits.In this insightful episode, you'll explore:๐Ÿ” A closer look at UNUM's disability insurance offerings and policies.๐Ÿ“‹ Common challenges individuals face when dealing with UNUM claims.๐ŸŒŸ Strategies and tips for successfully pursuing your disability claim with UNUM.Nancy will draw from her extensive experience in disability law to provide you with valuable insights and practical advice for handling UNUM disability insurance claims effectively.Whether you're considering a UNUM policy, currently navigating a claim, or simply interested in understanding the landscape of disability insurance, this episode offers valuable information to empower you.Tune in to Season 3, Episode 35 of "Winning Isn't Easy" to gain a deeper understanding of UNUM Disability Insurance Carrier Claims. ๐Ÿ“ป๐Ÿ“‹Resources Mentioned In This Episode:LINK TO ROBBED: https://caveylaw.com/get-free-reports/get-disability-book/LINK TO PROFESSIONAL BOOK: https://caveylaw.com/get-free-reports/disability-insurance-claim-survival-guide-professionals/FREE CONSULT LINK: https://caveylaw.com/contact-us/Need Help Today?Need help with your Long Term Disability or ERISA claim? Have questions? Please feel free to reach out to use for a FREE consultation. Just mention you listened to our Podcast!Review like and give us a thumbs up! We love to see your feedback about our Podcast!Please remember that the content shared is for informational purposes and should not replace personalized legal advice or guidance from qualified professionals.
Winning Isn't Easy Season 3 Episode 33: How Doctors Can Destroy Their Disability Claim, Lose Their License and Go To Jail By Doing Work as A Peer Review Doctor With Attorney Jonathan Rose
Oct 31 2023
Winning Isn't Easy Season 3 Episode 33: How Doctors Can Destroy Their Disability Claim, Lose Their License and Go To Jail By Doing Work as A Peer Review Doctor With Attorney Jonathan Rose
Welcome to Season 3, Episode 33 of "Winning Isn't Easy"! ๐ŸŽ™๏ธIn this eye-opening episode, join your host, Nancy L. Cavey, as she welcomes a special guest, Attorney Jonathan Rose. Together, they'll delve into the critical topic of "How Doctors Can Destroy Their Disability Claim, Lose Their License, and Go To Jail by Doing Work as a Peer Review Doctor."You'll gain insights into:๐Ÿฉบ The potential pitfalls doctors face when engaging in peer review work while on disability.๐Ÿ“œ Legal ramifications and ethical considerations that can jeopardize a medical professional's career.๐Ÿšซ The risks of losing disability benefits, medical licenses, and even facing criminal charges.This episode serves as a vital warning to medical professionals navigating the delicate balance between disability claims and professional responsibilities. Attorney Jonathan Rose will share his legal expertise, shedding light on the potential consequences doctors may face when they cross this ethical and legal threshold.Tune in to Season 3, Episode 33 of "Winning Isn't Easy" to discover how to safeguard your disability claim, professional reputation, and legal standing as a medical professional. ๐Ÿ“ป๐ŸฉบPlease note that the content shared is for informational purposes and should not replace personalized legal advice or guidance from qualified professionals.