In this episode of Fit Over 40, Coach Clarence discusses essential tips for first-time home buyers. He emphasizes the importance of knowing your budget, getting pre-approved, and understanding the role of credit. Buying a home is a key step towards building wealth, and Coach Clarence offers valuable insights to help listeners navigate the home buying process successfully.00:00:10 - Introduction to Home Buying Tips00:01:03 - Know Your Budget00:01:35 - Importance of Credit Score00:03:13 - Getting Pre-Approved00:04:37 - Choosing the Right Location00:06:11 - Long-Term Home Buying Strategy00:07:45 - The Importance of Home Inspections00:08:06 - Understanding the Closing Process00:12:43 - Being Flexible in the Home Buying Process00:13:36 - Recap and Next Steps in Home BuyingFind out More here:http://www.clarenceferguson.comSupport the showPlease subscribe give a review and share the show. Email show ideas or apply to be a guest at: info@coachclarence.com. We love your feedback.YouTube: Coach Clarence TVInstagram: www.instagram.com/coachclarence1Instagram: www.instagram.com/clarencemfergusonFacebook:https://www.facebook.com/groups/fitover40withcoachclarenceLinkedin:https://www.linkedin.com/in/clarencef/Pinterest: https://www.pinterest.com/CoachClarence/Twitter: https://twitter.com/fitnusbiznus

In this episode of Fit Over 40, Coach Clarence interviews Carolina Sotomayor, a Reiki fertility womb healer, discussing her spiritual journey and the impact of grief on her life. Carolina shares her experience with seeking spiritual guidance after her father's passing and how it led her to explore Reiki healing. Tune in to learn more about Carolina's path to becoming a healer and the power of spirituality in overcoming challenges.00:00:02 - Introduction and Guest IntroductionIntroducing the podcast "Fit Over 40" with host Coach Clarence and guest Carolina Sotomayor, a Reiki fertility womb healer.00:01:00 - Carolina's Journey to ReikiCarolina shares her personal story of grief, spiritual awakening, and how Reiki played a role in her fertility and overcoming postpartum depression.00:05:19 - Focusing on Fertility and Online TransitionCarolina discusses her shift to focusing on fertility healing, moving her practice online, and the impact of Reiki on women's fertility issues.00:07:06 - Celebrating Fertility SuccessesThe celebration of nearly 100 babies conceived with the help of Carolina's Reiki practice and the importance of addressing emotional blockages for fertility.00:10:36 - Women's Health and LegislationA discussion on the current state of women's health legislation and its impact on fertility treatments and women's choices.00:13:41 - Defining FertilityCarolina explains her perspective on fertility and the individualized nature of fertility goals and plans for her clients.00:16:23 - The Reiki ProcessAn explanation of what Reiki is, how it works, and its application to womb healing and fertility.00:19:38 - Client Onboarding and ConsultationThe process of how clients start working with Carolina, from initial contact to choosing the right program for their needs.00:25:49 - Personal Life and Family ActivitiesCarolina shares a glimpse into her family life, including their plans for a pizza night and enjoying simple, everyday moments.00:28:28 - Date Nights and Relationship MaintenanceThe importance of date nights and maintaining a strong relationship, along with some of Carolina's personal date night experiences.00:29:43 - Gift for ListenersCarolina offers a special gift to the podcast listeners, including a six-part Reiki series and a trial of her Make a Baby membership.00:30:59 - How to Follow and ConnectInformation on where to follow Carolina Sotomayor and how to connect with her for those interested in learning more about her work.Join the Reki Baby Movementhttp://carolinasotomayor.com/movementWhat they will receive:Download the FREE Connect to Your Spirit Baby Now Reiki Guided MeditationJoin our FREE Facebook CommunityGet 3 days FREE inside the Make A Baby MembershipSupport the showPlease subscribe give a review and share the show. Email show ideas or apply to be a guest at: info@coachclarence.com. We love your feedback.YouTube: Coach Clarence TVInstagram: www.instagram.com/coachclarence1Instagram: www.instagram.com/clarencemfergusonFacebook:https://www.facebook.com/groups/fitover40withcoachclarenceLinkedin:https://www.linkedin.com/in/clarencef/Pinterest: https://www.pinterest.com/CoachClarence/Twitter: https://twitter.com/fitnusbiznus

Coach Clarence delves into the topic of preserving your legacy, discussing it from a financial perspective with a touch of fitness. He emphasizes the importance of considering what you leave behind for future generations, whether it be your family, company, or community. Clarence highlights the common fixation on interest rates in financial decisions and challenges the notion that the lowest rate is always the best choice. He encourages loan officers to move beyond simply selling rates and to provide more comprehensive and personalized service to clients. Check out Coach Clarence on TikTok at TheRealCoachClarence and on Instagram at ClarenceMFerguson for more insights on financial fitness.[00:00:24] Preserving your legacy.[00:06:26] Interest rates and loan risk.[00:09:50] Preserving your legacy with trust.[00:13:56] Utilizing a living trust.[00:15:20] Setting up a living trust.[00:20:41] Keeping relationships drama-free.Support the showPlease subscribe give a review and share the show. Email show ideas or apply to be a guest at: info@coachclarence.com. We love your feedback.YouTube: Coach Clarence TVInstagram: www.instagram.com/coachclarence1Instagram: www.instagram.com/clarencemfergusonFacebook:https://www.facebook.com/groups/fitover40withcoachclarenceLinkedin:https://www.linkedin.com/in/clarencef/Pinterest: https://www.pinterest.com/CoachClarence/Twitter: https://twitter.com/fitnusbiznus

In this episode of Coaches Corner, host Clarence interviews guest Lucie Ptasznik, a national speaker, coach, and entrepreneur. Lucie shares her journey from growing up in Detroit with a big dream of Riding a horse, despite her family's financial constraints. She emphasizes the power of perseverance and having a burning desire to achieve your dreams. Tune in to hear how Lucie's passion for horses shaped her path to success.00:00:02 - Introduction and Guest WelcomeIntroducing the podcast and welcoming guest Lucie Ptasznik.00:00:42 - Lucie's BackgroundLucie shares her childhood dreams and her journey to becoming a national speaker, coach, and entrepreneur.00:02:20 - Turning Passion into BusinessLucie discusses how she turned her passion for horses into a successful business.00:03:48 - Law of Attraction and EmpowermentLucie talks about her mission to teach others about the law of attraction and empowering people to achieve their dreams.00:04:56 - Synchronicity and Shared MissionsA moment of synchronicity between the host and Lucie's philosophies.00:05:30 - Personal Experience with HorsesThe host shares his lack of experience with horses and the divergence in their missions.00:06:44 - Overcoming Stuck FeelingsLucie explains why people feel stuck and how changing one's story can lead to a different future.00:09:24 - Peak Emotional StateLucie defines what a peak emotional state is and its importance in decision-making.00:12:12 - Lucie's Coaching ProgramLucy outlines the three pillars of her 16-week coaching program.00:19:27 - Intention SettingLucie describes the process of intention setting and its impact on achieving goals.00:23:13 - Public Speaking and Overcoming FearLucie discusses her experience with public speaking and how she overcame the fear associated with it.00:24:05 - Ideal Client for Lucie's CoachingLucie describes the ideal candidate for her coaching services.00:25:40 - Mindset and Daily HabitsThe host and Lucie discuss the importance of mindset in achieving personal goals.00:29:20 - Personal and Business Goals for the YearLucie shares her goals for the year, focusing on service and giving back.00:31:13 - Balancing a Busy LifestyleLucie talks about how she manages her various commitments and the importance of having a good team.00:35:03 - Personal Habit ChallengesLucie opens up about her challenges with self-love and self-image.00:39:09 - Where to Find Lucie and Her Coaching ProgramLucie provides information on where people can find her coaching program and access free training.Support the showPlease subscribe give a review and share the show. Email show ideas or apply to be a guest at: info@coachclarence.com. We love your feedback.YouTube: Coach Clarence TVInstagram: www.instagram.com/coachclarence1Instagram: www.instagram.com/clarencemfergusonFacebook:https://www.facebook.com/groups/fitover40withcoachclarenceLinkedin:https://www.linkedin.com/in/clarencef/Pinterest: https://www.pinterest.com/CoachClarence/Twitter: https://twitter.com/fitnusbiznus

On this episode of Fit Over 40, Coach Clarence interviews Michael Herbert, an addiction specialist, about his journey to success. Michael shares his story of overcoming insecurities and making decisions to keep himself safe in the world. Despite not being particularly athletic in his youth, he found a passion for running and maintaining a good physique. Tune in to learn how Michael's personal experiences shaped his career path in addiction counseling.[00:03:21] Building endurance through CrossFit.[00:04:59] Ultramarathon race challenges.[00:09:36] Overcoming self-perception through fitness.[00:14:46] Overcoming homelessness and addiction.[00:19:12] Physical fitness and adventures.[00:23:51] Family involvement in addiction.[00:27:23] Addictive personality and recovery.[00:33:34] Keys to long-term recovery.[00:36:16] Alcohol industry risks.[00:38:41] Fear and hope in recovery.[00:44:13] Alternative health practices and meditation.[00:47:54] Fundraising for Ethiopian school supplies.[00:53:09] Lions vs. hyenas debate.Support the showPlease subscribe give a review and share the show. Email show ideas or apply to be a guest at: info@coachclarence.com. We love your feedback.YouTube: Coach Clarence TVInstagram: www.instagram.com/coachclarence1Instagram: www.instagram.com/clarencemfergusonFacebook:https://www.facebook.com/groups/fitover40withcoachclarenceLinkedin:https://www.linkedin.com/in/clarencef/Pinterest: https://www.pinterest.com/CoachClarence/Twitter: https://twitter.com/fitnusbiznus

On this episode of Fit Over 40, Coach Clarence interviews Justin, a former natural bodybuilder with over a decade of experience in fitness. Justin shares his journey from battling identity issues in high school to becoming passionate about bodybuilding. They discuss the distinction between natural bodybuilding and other forms, shedding light on misconceptions in the industry. Stay tuned for an insightful conversation on personal transformation and dedication to fitness.[00:01:53] Body image struggles in high school.[00:04:18] Progressive Overloading in Fitness[00:10:38] Fitness app launch.[00:14:03] Health and fitness priorities.[00:16:04] Fitness misconceptions and priorities.[00:21:12] Relationships and gender dynamics.[00:27:19] Downtime activities for couples.[00:32:48] Discovering mental and physical capabilities.[00:37:14] Intermittent fasting and carnivore diet.[00:39:29] Fitness and business principles.Support the showPlease subscribe give a review and share the show. Email show ideas or apply to be a guest at: info@coachclarence.com. We love your feedback.YouTube: Coach Clarence TVInstagram: www.instagram.com/coachclarence1Instagram: www.instagram.com/clarencemfergusonFacebook:https://www.facebook.com/groups/fitover40withcoachclarenceLinkedin:https://www.linkedin.com/in/clarencef/Pinterest: https://www.pinterest.com/CoachClarence/Twitter: https://twitter.com/fitnusbiznus

On this episode of Coach's Corner, host Coach Clarence welcomes Colin Sanburg, the founder of Finn Elevate, to discuss small business finances and supporting entrepreneurs. Colin shares his journey as an entrepreneur and the importance of aligning mindset, fitness, and finances for success. Tune in for valuable insights on navigating the world of small business and personal growth.00:00:04 - Introduction to Coach's Corner00:00:16 - Guest Introduction: Colin Sandburg00:01:00 - Colin's Entrepreneurial Journey00:03:32 - Financial Assessments for Businesses00:05:18 - Colin's Affinity for Math and Business Finance00:07:23 - The Team Behind Finn Elevate00:08:01 - Simplifying Profit for Various Industries00:09:10 - The Importance of Vulnerability in Business00:11:17 - Know Your Numbers in Business and Fitness00:12:10 - The Profit First Approach00:14:09 - Scaling a Healthy, Profitable Business00:15:04 - Embracing Losses and Learning in Entrepreneurship00:16:27 - Mentors and Anti-Mentors in Colin's Life00:18:46 - Colin's Educational Background and MBA Experience00:20:10 - The Process of Working with Finn Elevate00:24:18 - Types of Businesses That May Not Benefit from Finn Elevate00:26:42 - Ideal Clients for Finn Elevate00:28:05 - Marketing and Financial Accountability00:29:25 - Colin's Low Point and How He Overcame It00:32:01 - Making Tough Decisions as a CEO00:33:34 - Balancing Family Life with Business00:37:17 - Integrating Faith and Business00:37:38 - Colin's Message to Entrepreneurs00:41:21 - Special Offer for ListenersSupport the showPlease subscribe give a review and share the show. Email show ideas or apply to be a guest at: info@coachclarence.com. We love your feedback.YouTube: Coach Clarence TVInstagram: www.instagram.com/coachclarence1Instagram: www.instagram.com/clarencemfergusonFacebook:https://www.facebook.com/groups/fitover40withcoachclarenceLinkedin:https://www.linkedin.com/in/clarencef/Pinterest: https://www.pinterest.com/CoachClarence/Twitter: https://twitter.com/fitnusbiznus

On this episode of Coach's Corner, host Coach Clarence interviews Ryan Daniel, co-founder of Zandolee Media, a seasoned leader in campaign development and content distribution. Ryan, a broadcast journalist with a background in storytelling, shares his journey from Trinidad and Tobago to success in the media industry, including his experience in the rap and hip-hop scene. Tune in to learn about Ryan's fascinating background and his insights on leadership and creativity.Support the showPlease subscribe give a review and share the show. Email show ideas or apply to be a guest at: info@coachclarence.com. We love your feedback.YouTube: Coach Clarence TVInstagram: www.instagram.com/coachclarence1Instagram: www.instagram.com/clarencemfergusonFacebook:https://www.facebook.com/groups/fitover40withcoachclarenceLinkedin:https://www.linkedin.com/in/clarencef/Pinterest: https://www.pinterest.com/CoachClarence/Twitter: https://twitter.com/fitnusbiznus

Traci Herbert, a leading authority on health and wellness, shares her inspiring journey of being diagnosed with juvenile diabetes at 17 years old. Despite the grim prognosis given by the doctor, Traci turned her diagnosis into a life-changing opportunity. Tune in to hear how Traci became a professional speaker, best-selling author, podcast host, and diabetes advocate, empowering others to take control of their health and well-being.Introduction to Traci Herbert's Health JourneyTraci Herbert's diagnosis and initial challenges with diabetes.Traci's Determination and MindsetTraci's decision to be better, not bitter, and her journey towards a positive mindset.Traci's 3M Formula: Mindset, Mouth, MoveTraci's approach to health and wellness focuses on mindset, nutrition, and physical activity.Traci's Cross-Country Bike RideTraci's inspiring journey of biking across the country and the impact on others.Traci's Books: The Longevity Code, I for HopeOverview of Traci's books and the messages they convey.Traci's Coaching PhilosophyTraci's coaching approach and the importance of mindset and daily habits.Challenges in Achieving Health GoalsCommon roadblocks faced by individuals in achieving their health goals.The Longevity MovementDiscussion on changing attitudes towards aging and living a healthier, active life.Traci's Resources and PodcastInformation on Tracy's website, free resources, and podcast episodes.Update on Tracy's Diabetes ManagementTraci's current status with diabetes management and the impact of her lifestyle choices.Closing RemarksFinal thoughts and conclusion of the podcast episode.Support the showPlease subscribe give a review and share the show. Email show ideas or apply to be a guest at: info@coachclarence.com. We love your feedback.YouTube: Coach Clarence TVInstagram: www.instagram.com/coachclarence1Instagram: www.instagram.com/clarencemfergusonFacebook:https://www.facebook.com/groups/fitover40withcoachclarenceLinkedin:https://www.linkedin.com/in/clarencef/Pinterest: https://www.pinterest.com/CoachClarence/Twitter: https://twitter.com/fitnusbiznus

In this episode of Coach's Corner, Coach Clarence explores the topic of external validation in the era of social media. He discusses how people seek validation through various means, both positive and negative, including exposing themselves online. Coach Clarence reflects on his approach to his podcast, choosing to educate rather than engage in questionable tactics for more followers and views. He emphasizes the importance of standing by one's values and passions. Additionally, he touches on the connection between fitness and finances, highlighting the significance of mental and physical health. Tune in to gain insights on validation and making authentic choices in a digital world.00:00:08 - Introduction and Valentine's Day Reflections00:00:29 - External Validation in Social Media00:01:02 - Personal Choices and Public Perception00:01:15 - Podcast Purpose and Audience Engagement00:01:46 - Fit Over 40: Health, Finances, and Mindset00:02:52 - Personal Experiences with Money and Validation00:03:02 - Valentine's Day Observations and Social Pressure00:04:16 - The Significance of Valentine's Day and Self-Love00:05:10 - Client Motivations and Internal Validation00:06:26 - Engaging with the Audience: Likes and Reviews00:07:18 - The Importance of Mindset in Personal Development00:07:59 - Pros of External Validation00:09:03 - Positive Feedback and Relationship Building00:10:16 - The Opinion Factor in External Validation00:11:20 - External Validation in Relationships and Work00:12:35 - Honesty in External Validation00:13:17 - External Validation and Personal Growth00:14:12 - The Commercialization of Valentine's Day00:15:03 - Self-Talk and Internal Dialogue00:16:27 - External Validation During Personal Loss00:17:01 - Cons of External Validation00:18:04 - The Risks of Seeking Approval00:19:09 - Manipulation and Exploitation through Validation00:20:02 - The Lion Analogy and Authentic Self-Presentation00:21:17 - External Validation and Relationship Expectations00:22:19 - The Circle of Friends and Honest Feedback00:23:25 - The Fleeting Nature of External Validation00:24:18 - Intrinsic Motivation vs. External Validation00:25:35 - Final Thoughts on External Validation00:30:48 - Closing Remarks and Upcoming ContentSupport the showPlease subscribe give a review and share the show. Email show ideas or apply to be a guest at: info@coachclarence.com. We love your feedback.YouTube: Coach Clarence TVInstagram: www.instagram.com/coachclarence1Instagram: www.instagram.com/clarencemfergusonFacebook:https://www.facebook.com/groups/fitover40withcoachclarenceLinkedin:https://www.linkedin.com/in/clarencef/Pinterest: https://www.pinterest.com/CoachClarence/Twitter: https://twitter.com/fitnusbiznus

In this episode of Fit Over 40, host Coach Clarence welcomes special guest Cathlene Minor, a mother of four, a dedicated wife, and an adoring grandmother. Cathlene shares her inspiring journey as a tech entrepreneur and founder of a nonprofit organization. Despite facing challenges, including becoming a young mother and going through a divorce, Cathlene's strong work ethic and passion for fitness have guided her toward a new and exciting direction in life. Tune in to hear Cathlene's story of resilience and determination after turning 50.00:00:02 - Introduction and Guest Background00:01:08 - Cathlene's Early Career and Family Life00:02:01 - Cathlene's Fitness Journey and Stay-at-Home Mom Experience00:03:03 - Cathlene's Nonprofit Work and Tech Startups00:03:54 - Staying Sane and Strong as a Stay-at-Home Mom00:05:00 - Cathlene's Morning Routine00:06:13 - Traveling and Maintaining Routine00:06:54 - The Importance of Structure and Routine00:08:00 - Cathlene's Transition to Tech Entrepreneurship00:09:03 - ZZATM and ZZ Fans Platforms00:11:09 - Protecting Kids Online with a New Platform00:13:19 - The Dangers of Targeted Media for Kids00:15:15 - Cathlene's Approach to Parenting in the Digital Age00:17:38 - Cathlene's Advice for Staying Informed and Connected00:18:41 - The Business of Targeted Media and Research Importance00:19:13 - Cathlene's ZZATM and ZZ Fans Projects00:21:43 - Cathlene's Nonprofit: Hopeful Handbags00:26:10 - Embracing Losses and Personal Growth00:28:26 - Advice for Stay-at-Home Parents Feeling Lost00:32:54 - Balancing Personal and Professional Life00:36:19 - Quick Personality Questions00:38:27 - Cathlene's Contact Information and Final Thoughts00:40:08 - The Story Behind Cathleen's Nickname "SEA"00:41:19 - Closing Remarks and Next Episode TeaseFor more information about Cathlene click the link belowhttps://Cathleneminer.comSupport the showPlease subscribe give a review and share the show. Email show ideas or apply to be a guest at: info@coachclarence.com. We love your feedback.YouTube: Coach Clarence TVInstagram: www.instagram.com/coachclarence1Instagram: www.instagram.com/clarencemfergusonFacebook:https://www.facebook.com/groups/fitover40withcoachclarenceLinkedin:https://www.linkedin.com/in/clarencef/Pinterest: https://www.pinterest.com/CoachClarence/Twitter: https://twitter.com/fitnusbiznus

In this episode of Fit Over 40, Coach Clarence addresses the top 10 most common questions he receives about losing weight and losing fat. He emphasizes the importance of each question and explains why they are all essential for achieving fat loss goals. He discusses the significance of each question and explains how they all contribute to the goal of losing body fat. Coach Clarence concludes by emphasizing that all 10 things are equally important and work together for success.00:00:02 - Introduction and Podcast Overview00:00:13 - Discussing Common Weight Loss Questions00:00:23 - Engaging with the Audience00:01:07 - Top 10 Fat Loss Questions00:02:00 - Question 1: Diet vs. Meal Plan00:03:25 - Question 2: Realistic Body Shape Goals00:05:52 - Question 3: Eating Foods You Love00:06:55 - Interruption and Refocusing00:07:17 - Question 4: Mindful Eating00:09:45 - Question 5: Balancing Your Plate00:11:10 - Question 6: Hydration Importance00:13:09 - Question 7: Protein Intake00:15:25 - Question 8: High Fiber Carbohydrates00:17:44 - Question 9: Cardio and Movement00:19:30 - Question 10: Being Kind to Yourself00:22:42 - Fitness Consultation Offer00:23:46 - Recap of Topics DiscussedSupport the showPlease subscribe give a review and share the show. Email show ideas or apply to be a guest at: info@coachclarence.com. We love your feedback.YouTube: Coach Clarence TVInstagram: www.instagram.com/coachclarence1Instagram: www.instagram.com/clarencemfergusonFacebook:https://www.facebook.com/groups/fitover40withcoachclarenceLinkedin:https://www.linkedin.com/in/clarencef/Pinterest: https://www.pinterest.com/CoachClarence/Twitter: https://twitter.com/fitnusbiznus

In this episode of Fit Over 40, Coach Clarence discusses the topic of grief and its importance, especially as we age and experience losses in our lives. He emphasizes that grief is a personal and individual process, and everyone should be allowed to have their way of grieving. However, he also highlights the importance of stepping in as a friend if the grieving behavior becomes destructive and offering support. Tune in to hear Coach Clarence's insights on navigating grief and supporting others.00:00:00 - Introduction to Grief00:00:11 - Dealing with Loss00:00:32 - Grief in Later Life00:00:53 - Individuality of Grief00:01:24 - When Grief Becomes Destructive00:01:45 - Starting the Conversation on Grief00:01:56 - Personal Experience with Loss00:02:07 - The Seven Phases of Grief00:02:48 - Podcast Format and Audience Engagement00:03:41 - The Triangle of Fitness, Finances, and Mindset00:04:02 - YouTube Engagement Request00:04:14 - The First Phase of Grief: Shock00:05:08 - The Second Phase: Denial00:06:32 - The Third Phase: Anger00:07:17 - Recognizing Grief Phases00:08:43 - The Fourth Phase: Bargaining00:09:48 - The Fifth Phase: Depression00:10:19 - The Sixth Phase: Testing00:11:12 - The Seventh Phase: Acceptance00:12:18 - Moving Forward After Acceptance00:13:02 - Depression and Grief00:14:17 - Testing New Normals00:15:33 - Accepting the Loss00:16:14 - Strategies for Each Grief Phase00:17:09 - Coping with Shock00:18:08 - Overcoming Denial00:19:23 - Managing Anger00:20:36 - The Role of Bargaining00:21:40 - Dealing with Depression00:22:33 - The Testing Phase Explained00:23:25 - Reaching Acceptance00:24:07 - Final Thoughts on Grieving00:26:36 - Grief as We Age00:27:21 - Closing and Social Media EngagementSupport the showPlease subscribe give a review and share the show. Email show ideas or apply to be a guest at: info@coachclarence.com. We love your feedback.YouTube: Coach Clarence TVInstagram: www.instagram.com/coachclarence1Instagram: www.instagram.com/clarencemfergusonFacebook:https://www.facebook.com/groups/fitover40withcoachclarenceLinkedin:https://www.linkedin.com/in/clarencef/Pinterest: https://www.pinterest.com/CoachClarence/Twitter: https://twitter.com/fitnusbiznus

In this episode, Coach Clarence introduces Sherry Saban, a health and life coach based in Montreal, Quebec. Unlike traditional fitness professionals who focus on weight loss and calorie counting, Sherry delves into the mindset behind unhealthy habits. She shares her coaching journey and how desperation led her to help others transform their lives. Sherry and Clarence discuss why people knowingly sabotage their health and explore the importance of understanding the "why" behind these actions. Tune in to gain insights on overcoming self-sabotage and achieving a healthier mindset.00:00:02 - Introduction to the Podcast00:00:13 - Meet Sherry Saban: Fitness Professional00:00:23 - Beyond the Basics of Fitness00:00:45 - The Mindset in Fitness Coaching00:01:23 - Sherry's Personal Journey into Health and Fitness00:03:41 - Sherry's Transformation and Career Shift00:04:54 - New Year's Resolutions and Outcome-Based Goals00:06:02 - Adopting a System-Based Approach to Goals00:07:09 - Daily Habits and Long-Term Success00:07:44 - Sherry's Primary Demographic: Busy Mothers and Professionals00:08:54 - Falling in Love with Fitness00:09:57 - Women's Body Image and Eating Habits00:12:24 - The Impact of Trauma on Eating and Fitness00:16:18 - Sherry's Transition to Online Coaching00:17:06 - Sherry's Stance on Diets and Intuitive Eating00:20:01 - The Importance of Gut Health00:24:40 - Sherry's Personal De-Stress Habits00:29:53 - Creating a Life of Freedom00:30:09 - Sherry's Take on Supplements and Quick Fixes00:33:08 - Sherry's Personal and Business Goals for 202400:35:44 - How to Connect with Sherry and Her Work00:36:49 - Closing Thoughts on Mindset and FitnessSupport the showPlease subscribe give a review and share the show. Email show ideas or apply to be a guest at: info@coachclarence.com. We love your feedback.YouTube: Coach Clarence TVInstagram: www.instagram.com/coachclarence1Instagram: www.instagram.com/clarencemfergusonFacebook:https://www.facebook.com/groups/fitover40withcoachclarenceLinkedin:https://www.linkedin.com/in/clarencef/Pinterest: https://www.pinterest.com/CoachClarence/Twitter: https://twitter.com/fitnusbiznus

In this episode, Coach Clarence emphasizes the significance of improving one's lifestyle and mindset as a means to create a better world. Clarence stresses that individual change and mindset are crucial in this process. Clarence encourages listeners to reflect on their mindset, considering factors like reading habits and media consumption. While acknowledging that sports can be a pleasant distraction, Clarence emphasizes the importance of personal growth and improvement.Furthermore, Coach Clarence highlights the value of setting realistic goals. He expresses skepticism towards quick fixes or short-term programs that promise immediate results. Instead, advocating for building habits and momentum over time. Clarence suggests setting achievable and sustainable goals, such as going to the gym twice a week or tracking food intake. He also mentions the role of coaches in helping individuals set realistic goals and providing guidance and support on their fitness journey.00:00:02 - Introduction and Cowboys Game Reaction00:01:07 - Cowboys' Performance and Coaching Critique00:02:33 - Dak Prescott's Future and Jerry Jones' Management00:02:53 - Political Commentary and Independence00:03:37 - New Year's Resolutions and Gym Habits00:04:40 - Realistic Goal Setting and Six-Week Programs00:05:12 - Accountability and Coaching00:05:24 - Current Events and Credit Advice00:07:33 - Fit Over 40 Updates and Guest Teasers00:08:04 - Sponsor Shoutout: Complete Cuisines00:09:30 - Improving Mindset and Lifestyle in 202400:10:05 - Mortgage Rates and Home Buying Advice00:12:26 - The Dangers of Phantom Credit00:13:52 - Credit Repair and Achieving a 720 Score00:17:09 - Upcoming Podcast Plans and Guest Information00:18:54 - Setting Realistic Goals and Seeking Coaching00:19:38 - Wrapping Up and Sports UpdateSupport the showPlease subscribe give a review and share the show. Email show ideas or apply to be a guest at: info@coachclarence.com. We love your feedback.YouTube: Coach Clarence TVInstagram: www.instagram.com/coachclarence1Instagram: www.instagram.com/clarencemfergusonFacebook:https://www.facebook.com/groups/fitover40withcoachclarenceLinkedin:https://www.linkedin.com/in/clarencef/Pinterest: https://www.pinterest.com/CoachClarence/Twitter: https://twitter.com/fitnusbiznus

In this episode of Fit Over 40, Coach Clarence welcomes Khalid Mateen, an entrepreneur, to discuss the Self-Employment Tax Credit (SETC). Khalid explains that the SETC is a tax credit available to self-employed individuals who filed as 1099 or self-employed in 2020 and 2021. The credit is not a loan and does not need to be repaid. It provides compensation for sick time during the pandemic, with a daily payment of up to $511 for 10 days in 2020 and 2021. Additionally, individuals who had to care for a child or quarantine themselves can receive an additional 50 days at $200 per day. The program is easy to qualify for and typically takes three to six weeks to process. Khalid recommends working with SNAP Partners, who offer free audit assistance for five years and provide a commission for referrals. The deadline to take advantage of the tax credit for 2020 is April 15, 2024, and for 2021 is April 15, 2025. 00:00:00 - Introduction and Background of Khalid Mateen00:01:42 - Explanation of the Self-Employment Tax Credit (SETC)00:05:07 - Duration of the application process for the tax credit00:05:58 - Opportunity for side work and benefits of the tax credit00:07:16 - Addressing skepticism and concerns about the program00:08:33 - Free audit assistance provided by SNAP Financial and SNAP Partners00:10:00 - Compensation for referring people to the program00:11:17 - How to determine if someone is a good candidate for the program00:12:37 - Conclusion and invitation to sign up for the program00:13:40 - Contact information for Khalid Mateen00:14:33 - Announcement of a future Zoom meeting to discuss the programHere is the link to  find out more information:https://mysnappartners.com/referral-code/Coachclarence/11472190/setc-sizzle/Khalidmateen123@gmail.comSupport the showPlease subscribe give a review and share the show. Email show ideas or apply to be a guest at: info@coachclarence.com. We love your feedback.YouTube: Coach Clarence TVInstagram: www.instagram.com/coachclarence1Instagram: www.instagram.com/clarencemfergusonFacebook:https://www.facebook.com/groups/fitover40withcoachclarenceLinkedin:https://www.linkedin.com/in/clarencef/Pinterest: https://www.pinterest.com/CoachClarence/Twitter: https://twitter.com/fitnusbiznus

Hey everyone, Coach Clarence here, wrapping up the final episode of 2023 with some valuable insights to carry you into a better 2024. Whether you're over 40 or not, these tips are about enhancing your mindset, fitness, and longevity. Let's dive into the 10 gems I shared:Financial Empowerment: It's crucial to manage your finances wisely. Consider how you can use your mortgage to your advantage, explore investment properties, and ensure you're in the right financial products for your goals.Credit Awareness: Regularly check your credit report for errors. I offer free annual credit reviews to help you stay on top of your financial health.Fitness Over 40: As you age, fitness becomes increasingly important. Understand your daily caloric needs, learn about macros, and find a fitness routine that works for you.Health and Wealth: Your health is as valuable as your wealth. Focus on both mental and physical health, and make sure you're consuming enriching content and nutritious food.Goal Setting: Set realistic and achievable goals in all areas of your life. Consider working with a coach to help you navigate your path to success.Building Resilience: Cultivate resilience to handle life's challenges. This involves planning, self-forgiveness, and realistic expectations.Mind-Body Connection: Embrace practices like meditation and journaling to align your mind and body, which is essential for overall well-being.Sustainable Fitness Practices: Develop fitness habits that you can maintain long-term, like regular walking or resistance training.Smart Money Moves: Learn to manage your money wisely, save effectively, and make educated financial decisions.Invest in Self-Care: Prioritize self-care through physical activities, setting boundaries, and being honest with yourself about your needs.Join our Flagship Coaching PROGRAM RIGHT HERE 28 Day introduction to the new you!https://www.theresultsaretypical.com/00:00:03 - Introduction and Channel Engagement00:01:05 - Financial Empowerment Strategies00:03:20 - Credit Report Awareness00:04:45 - Fitness Over 4000:07:10 - Health and Wealth Importance00:09:35 - Goal Setting and Coaching00:12:00 - Building Resilience00:14:25 - Mind-Body Connection00:16:50 - Sustainable Fitness Practices00:19:15 - Smart Money Moves for 202400:21:40 - Self-Care as a Priority00:24:05 - Personal Training and Online Coaching Services00:26:30 - Upcoming 28-Day Challenge00:28:55 - Closing Remarks and Future PlansSupport the showPlease subscribe give a review and share the show. Email show ideas or apply to be a guest at: info@coachclarence.com. We love your feedback.YouTube: Coach Clarence TVInstagram: www.instagram.com/coachclarence1Instagram: www.instagram.com/clarencemfergusonFacebook:https://www.facebook.com/groups/fitover40withcoachclarenceLinkedin:https://www.linkedin.com/in/clarencef/Pinterest: https://www.pinterest.com/CoachClarence/Twitter: https://twitter.com/fitnusbiznus

In this podcast, Coach Clarence talks about the importance of not playing the victim in our lives. He emphasizes the need for self-improvement and suggests starting with knowing our numbers. This includes regular check-ups with a physician to monitor health metrics like blood pressure, triglycerides, and muscle mass. Knowing our numbers also extends to financial aspects such as credit scores, savings, and debt. Additionally, Coach Clarence highlights the importance of mindset, including getting enough sleep, avoiding negativity, and consuming positive content. Overall,  Coach Clarence encourages listeners to take control of their lives and make proactive changes for self-improvement.00:01:02 Know your numbers in life.00:05:15 Know your numbers, plan, be proactive.Support the showPlease subscribe give a review and share the show. Email show ideas or apply to be a guest at: info@coachclarence.com. We love your feedback.YouTube: Coach Clarence TVInstagram: www.instagram.com/coachclarence1Instagram: www.instagram.com/clarencemfergusonFacebook:https://www.facebook.com/groups/fitover40withcoachclarenceLinkedin:https://www.linkedin.com/in/clarencef/Pinterest: https://www.pinterest.com/CoachClarence/Twitter: https://twitter.com/fitnusbiznus

In this episode of Fit Over 40, host Coach Clarence interviews Tom Paladino, a researcher who studies scalar energy. They discuss how scalar energy is different from electricity and how Tom uses scalar energy instruments for quantum health. Tom explains how he can work with people remotely by accessing their energy through photographs. He also demonstrates the power of his instruments by illuminating a light bulb using scalar energy.00:00:09 Scalar energy research and healing.00:06:02 New science of energetic healing.00:17:40 Scalar energy is the life force of the universe.00:18:30 Scalar energy is a powerful force.00:25:19 Scalar energy can improve health.00:30:09 Scalar energy is a powerful and universal force.00:37:49 Alternative healing methods are intriguing.Support the showPlease subscribe give a review and share the show. Email show ideas or apply to be a guest at: info@coachclarence.com. We love your feedback.YouTube: Coach Clarence TVInstagram: www.instagram.com/coachclarence1Instagram: www.instagram.com/clarencemfergusonFacebook:https://www.facebook.com/groups/fitover40withcoachclarenceLinkedin:https://www.linkedin.com/in/clarencef/Pinterest: https://www.pinterest.com/CoachClarence/Twitter: https://twitter.com/fitnusbiznus

In this podcast episode of Fit Over 40, host Coach Clarence discusses the importance of mindset for a better year in 2024. He emphasizes the need to evaluate mistakes and make improvements in various areas of life, including mindset, fitness, and finances. He suggests setting clear goals for the first quarter of the year and starting small rather than waiting for January to make changes. Coach Clarence also encourages accountability and having a circle of people who inspire and motivate personal growth.00:01:00 Start planning for a better 2024 by setting clear goals and evaluating your mindset, fitness, and finances.00:05:55 Take control of your mindset.00:11:18 Start small, have a plan.00:19:34 Commit to daily fitness habits.00:20:53 Check credit regularly for mistakes.Support the showPlease subscribe give a review and share the show. Email show ideas or apply to be a guest at: info@coachclarence.com. We love your feedback.YouTube: Coach Clarence TVInstagram: www.instagram.com/coachclarence1Instagram: www.instagram.com/clarencemfergusonFacebook:https://www.facebook.com/groups/fitover40withcoachclarenceLinkedin:https://www.linkedin.com/in/clarencef/Pinterest: https://www.pinterest.com/CoachClarence/Twitter: https://twitter.com/fitnusbiznus