Ms Moneypennies

This week we take the time to answer your questions. We talk about various financial topics, including the implications of the new auto enrolment scheme, managing Christmas expenses, planning for retirement, and the financial implications of receiving a redundancy payment. Keep your questions coming and thank you for all the support in 2024. We’re taking a Christmas break but will be back in January 2025 for lots more finance chats! Have you got a question for Ms Moneypennies? Get in touch Voice Note: 085 7285161 Email: info@msmoneypennies.ie Website: www.msmoneypennies.ie Instagram: https://www.instagram.com/msmoneypennies.ie/ All topics discussed during this podcast are for informational purposes only and do not constitute financial advice.  We recommend when considering financial decisions, you seek the appropriate professional advice.

This week we discuss the upcoming changes in pensions and tax as per the recent Finance Bill, including the changes to PRSA contribution limits, the increase in capital acquisition tax bands, and the implementation of auto-enrolment. We share our recent experiences and emphasise the importance of planning and seeking advice for company directors looking to exit their businesses and plan for retirement. We chat about upcoming changes in pension contributions and their impact on small businesses. Have you got a question for Ms Moneypennies? Get in touch Voice Note: 085 7285161 Email: info@msmoneypennies.ie Website: www.msmoneypennies.ie Instagram: https://www.instagram.com/msmoneypennies.ie/ All topics discussed during this podcast are for informational purposes only and do not constitute financial advice.  We recommend when considering financial decisions, you seek the appropriate professional advice.

This week we are joined by Payroll Specialist Alison Gaffney from www.horizonaccounting.ie We walk through a sample payslip, explaining each section—from gross pay to tax deductions, pension contributions, and other important figures. Whether you are new to the workforce or just want a better understanding of where your money goes, pull out your payslip and tune in!   Have you got a question for Ms Moneypennies? Get in touch Voice Note: 085 7285161 Email: info@msmoneypennies.ie Website: www.msmoneypennies.ie Instagram: https://www.instagram.com/msmoneypennies.ie/ All topics discussed during this podcast are for informational purposes only and do not constitute financial advice.  We recommend when considering financial decisions, you seek the appropriate professional advice.

This week we discuss the 2025 Budget Highlights. We chat about the changes in Tax and other benefits. Over conversation, we break it down to help you understand. Have a listen and see what applies to you Have you got a question for Ms Moneypennies? Get in touch Voice Note: 085 7285161 Email: info@msmoneypennies.ie Website: www.msmoneypennies.ie Instagram: https://www.instagram.com/msmoneypennies.ie/ All topics discussed during this podcast are for informational purposes only and do not constitute financial advice.  We recommend when considering financial decisions, you seek the appropriate professional advice.

This week we discuss the tax benefits of pensions. We chat about the tax relief, tax free lump sums and no tax charge on investment growth. Have a listen to understand how to make the most out of the most tax efficient savings method. Have you got a question for Ms Moneypennies? Get in touch Voice Note: 085 7285161 Email: info@msmoneypennies.ie Website: www.msmoneypennies.ie Instagram: https://www.instagram.com/msmoneypennies.ie/ All topics discussed during this podcast are for informational purposes only and do not constitute financial advice.  We recommend when considering financial decisions, you seek the appropriate professional advice.

This week we’re diving into all things Life Cover. We explain the terms and definitions mentioned in a Life Insurance policy. Get your statement out while you listen and see what you’re covered for! Have you got a question for Ms Moneypennies? Get in touch Voice Note: 085 7285161 Email: info@msmoneypennies.ie Website: www.msmoneypennies.ie Instagram: https://www.instagram.com/msmoneypennies.ie/ All topics discussed during this podcast are for informational purposes only and do not constitute financial advice.  We recommend when considering financial decisions, you seek the appropriate professional advice.

Today we are joined by Elaine Conlon, who shares her own true life experience of claiming on an income protection policy after an accident. Have you got a question for Ms Moneypennies? Get in touch Voice Note: 085 7285161 Email: info@msmoneypennies.ie Website: www.msmoneypennies.ie Instagram: https://www.instagram.com/msmoneypennies.ie/ All topics discussed during this podcast are for informational purposes only and do not constitute financial advice.  We recommend when considering financial decisions, you seek the appropriate professional advice.

In this episode, we talk about Auto Enrolment. We explain the rules around the new pension scheme and what it will mean for company owners and employees. Have you got a question for Ms Moneypennies? Get in touch Voice Note: 085 7285161 Email: info@msmoneypennies.ie Website: www.msmoneypennies.ie Instagram: https://www.instagram.com/msmoneypennies.ie/ All topics discussed during this podcast are for informational purposes only and do not constitute financial advice.  We recommend when considering financial decisions, you seek the appropriate professional advice.

In this episode we chat with Money Coach Anne-Marie Macken, founder of Money Coaching Ireland. Anne-Marie explains the difference between a Money Coach and a Financial Advisor and why someone might use the services of a Money Coach before seeking financial advice. We discuss the importance of mindset to your financial wellbeing and how to deal with money worries.  Anne-Marie is passionate about making financial education and wellness accessible to all and tells us about her upcoming course “Heart of Money” You can find out more about Money Coaching Ireland at www.moneycoaching.ie Or click below to register or enquire about “Heart of Money”  https://courses.moneycoaching.ie/courses/heart-of-money   Have you got a question for Ms Moneypennies? Get in touch Voice Note: 085 7285161 Email: info@msmoneypennies.ie Website: www.msmoneypennies.ie Instagram: https://www.instagram.com/msmoneypennies.ie/ All topics discussed during this podcast are for informational purposes only and do not constitute financial advice.  We recommend when considering financial decisions, you seek the appropriate professional advice.

In this episode, we discuss the basics of investing and discuss where your money should be. We explain the importance of goal setting, why we complete risk profile questionnaires and the magic of compound interest! Have you got a question for Ms Moneypennies? Get in touch Voice Note: 085 7285161 Email: info@msmoneypennies.ie Website: www.msmoneypennies.ie Instagram: https://www.instagram.com/msmoneypennies.ie/ All topics discussed during this podcast are for informational purposes only and do not constitute financial advice.  We recommend when considering financial decisions, you seek the appropriate professional advice.

This week we discuss "Emergency Funds” and how they play a crucial role in achieving financial stability and peace of mind. Join us as we explore the numerous benefits of having an emergency fund, from handling unexpected expenses and avoiding debt to enhancing financial security and reducing stress.   Have you got a question for Ms Moneypennies? Get in touch  Voice Note: 085 7285161  Email: info@msmoneypennies.ie  Website: www.msmoneypennies.ie  Instagram: https://www.instagram.com/msmoneypennies.ie/  All topics discussed during this podcast are for informational purposes only and do not constitute financial advice.  We recommend when considering financial decisions, you seek the appropriate professional advice.

In this episode we discuss the basics of pensions and how they play a crucial role in future planning. We cover the different types of pensions, how they work, the benefits they offer, and common misconceptions.    Have you got a question for Ms Moneypennies? Get in touch  Voice Note: 085 7285161  Email: info@msmoneypennies.ie  Website: www.msmoneypennies.ie  Instagram: https://www.instagram.com/msmoneypennies.ie/  All topics discussed during this podcast are for informational purposes only and do not constitute financial advice.  We recommend when considering financial decisions, you seek the appropriate professional advice.

Inspired by Joanne’s insights on Income Protection, we’re delving deeper into this topic to demystify the terms and benefits. Tune in as we break it down and explore this essential financial safety net. Come in for the chat! Have you got a question for Ms Moneypennies? Get in touch Email: info@msmoneypennies.ie Website: www.msmoneypennies.ie Instagram: https://www.instagram.com/msmoneypennies.ie/ All topics discussed during this podcast are for informational purposes only and do not constitute financial advice.  We recommend when considering financial decisions, you seek the appropriate professional advice.

Esteemed Estate Agent Joanne Lavelle helps kick off our podcast and joins us to discuss her financial insights and experiences as a woman in business. Come in for the chat! Have you got a question for Ms Moneypennies? Get in touch Email: info@msmoneypennies.ie Website: www.msmoneypennies.ie Instagram: https://www.instagram.com/msmoneypennies.ie/ All topics discussed during this podcast are for informational purposes only and do not constitute financial advice.  We recommend when considering financial decisions, you seek the appropriate professional advice.

Meet your hosts, Jill Steeples QFA RPA and Kelly-Anne Quinn QFA RPA SIA FPRA CFP®.