Ice Blue Money

Greg Carter & Danny Bullock

Greg Carter of Carter Financial & Danny Bullock of Dream Builders Financial Services host The Ice Blue Money Podcast. They talk about investing, estate planning health care costs and all the things that can affect your money in retirement. Be sure to listen each week to The Ice Blue Money Podcast.

Greg Carter & Danny Bullock help individuals create retirement strategies using a variety of investment and insurance products to custom suit their needs and objectives. Investing involves risk, including the potential loss of principal. No investment strategy can guarantee a profit or protect against loss in periods of declining values. Any comments regarding safety and guaranteed income streams refer only to fixed insurance products. They do not refer, in any way to securities or investment advisory products. Insurance and Annuity product guarantees are subject to the claims-paying ability of the issuing company. No legal advice, options or recommendations are being made in respect to this proposal. You should consult your tax professional or attorney concerning such advice and opinions.

read less

BusinessBusiness

Start Here

Aging and Your Finances

Aging and Your Finances

This week Greg and Danny discuss the challenges of cognitive decline in aging family members. They explore the importance of planning ahead, understanding cognitive decline, and implementing legal and financial safeguards. The conversation emphasizes the need for open communication among family members and the significance of emotional support in navigating these difficult situations. The hosts provide practical advice on how to protect loved ones from scams and ensure their well-being as they age.

Episodes

Aging and Your Finances

Aging and Your Finances

This week Greg and Danny discuss the challenges of cognitive decline in aging family members. They explore the importance of planning ahead, understanding cognitive decline, and implementing legal and financial safeguards. The conversation emphasizes the need for open communication among family members and the significance of emotional support in navigating these difficult situations. The hosts provide practical advice on how to protect loved ones from scams and ensure their well-being as they age.

Roth IRA's - When To take One And How They Work

Roth IRA's - When To take One And How They Work

In this episode of Ice Blue Money, hosts Greg Carter & Danny Bullock discuss the intricacies of Roth conversions, including when and why to consider them. They explore the implications of current tax rates, market conditions, and the importance of professional guidance in making these financial decisions. The conversation also touches on the concept of doomsday bunkers as a light-hearted segue into serious financial planning topics, emphasizing the need for strategic thinking in retirement savings and estate planning.

Found Money & Your Retirement Planning

Found Money & Your Retirement Planning

In this episode of the Ice Blue Money podcast, Greg and Danny discuss the various aspects of retirement planning, focusing on the importance of retirement income, diversification of income sources, and the role of social security and pensions. They explore alternative income sources such as real estate and annuities, and emphasize the significance of planning for the future of social security. The conversation highlights the need for a comprehensive approach to retirement income planning, ensuring stability and security for retirees.

What Is Financial Love?

What Is Financial Love?

In this episode of the Ice Blue Money podcast, hosts Greg and Danny discuss the importance of financial preparedness for families, especially as the holiday season approaches. They explore various aspects of financial planning, including the necessity of emergency funds, life insurance, long-term care, estate planning, and tax strategies. The conversation emphasizes that love for family is demonstrated through proactive financial measures that ensure their security and well-being.

Estate Planning & Rum Bottles

Estate Planning & Rum Bottles

In this episode, Greg, and Danny discuss the importance of estate planning as a crucial aspect of retirement planning. They highlight common mistakes people make regarding estate planning, such as assuming they have a plan when they don't, not seeking professional help, and failing to update their plans regularly. The conversation emphasizes the need for proper documentation and the benefits of having an estate plan in place to ensure that one's wishes are honored and that loved ones are taken care of after one's passing

The Great Wealth Transfer And Dog Perfume

The Great Wealth Transfer And Dog Perfume

In this episode of the Ice Blue Money podcast, Greg and Danny discuss various aspects of retirement planning, including the implications of 401(k) accounts, the importance of tax strategies in retirement and they also touch on the significant wealth transfer expected from baby boomers to their heirs and the strategies for managing inherited IRAs. The conversation emphasizes the need for comprehensive financial planning and collaboration with tax professionals to optimize retirement income and minimize tax liabilities.

Financial Planning Is Key To Your Retirement

Financial Planning Is Key To Your Retirement

In this episode of the Ice Blue Money podcast, Greg Carter and Danny Bullock discuss the financial mistakes made by celebrities and offer tips for young professionals to achieve financial stability and success. They highlight the importance of creating a budget, saving and investing early, living within your means, minimizing debt, using credit wisely, negotiating your salary, and keeping track of old 401(k) accounts. They also emphasize the need for comprehensive financial planning and understanding your options for retirement accounts.

Umbrella Insurance...Who needs It?

Umbrella Insurance...Who needs It?

In this episode of the Ice Blue Money podcast, the hosts discuss umbrella insurance and who needs it. They highlight the importance of having umbrella insurance to protect against liability claims that exceed regular insurance limits. They provide examples of situations where umbrella insurance can be beneficial, such as car accidents, injuries on your property, and lawsuits. The hosts emphasize that umbrella insurance is relatively affordable and can provide peace of mind.

10 Simple habits of Financial Success Plus...Divorce & Your Airline Miles

10 Simple habits of Financial Success Plus...Divorce & Your Airline Miles

In this podcast episode, Bill, Greg, and Danny discuss the habits of people who always move forward financially. They cover 10 simple habits that can lead to financial success, including setting clear financial goals, budgeting and tracking expenses, investing wisely, continuous learning, maintaining an emergency fund, avoiding debt, and so much more. They emphasize the importance of consistency, discipline, and patience in achieving financial goals, as well as the value of giving back to others.

Don't Be Like This Guy In Retirement

Don't Be Like This Guy In Retirement

In this conversation, Greg & Danny talk about the benefits of using a financial advisor to plan for retirement by relating a story from a retired boomer who regrets not using one. The main themes covered include the need for long-term care planning, the importance of investment diversification, the impact of taxes in retirement, and the timing of Social Security benefits. The hosts emphasize the importance of having a comprehensive retirement plan that addresses these key areas.

Don't Be 65 And Have To Go back To Work

Don't Be 65 And Have To Go back To Work

In this episode of the Ice Blue Money podcast, Greg and Danny discuss the growing trend of American seniors over 65 having to return to the workforce due to insufficient retirement savings. The guys emphasize the importance of planning and financial literacy, as well as having a strategy for claiming Social Security. They also discuss the impact of inflation, taxes, and market volatility on retirement savings.

Common Estate Planning Mistakes & How To Avoid Them

Common Estate Planning Mistakes & How To Avoid Them

In this episode of the Ice Blue Money podcast, Greg, and Danny discuss the importance of estate planning in retirement. They debunk the misconception that estate planning is only for the wealthy and emphasize the need for everyone to have an estate plan. They highlight common estate planning mistakes, such as not updating the plan over time and failing to prepare for incapacity. The hosts also stress the importance of communicating with heirs and choosing the right executor or trustee. They conclude by discussing the significance of long-term care planning and special needs beneficiaries.

Retirement Success Stories & Olympic Break Dancing

Retirement Success Stories & Olympic Break Dancing

In this episode, the Greg & Danny share success stories of their clients and how they helped them achieve their retirement goals. They share stories of clients who were able to retire early, protect their assets through estate planning, leverage life insurance policies for financial support, and pay off mortgages early. These stories highlight the importance of financial planning and the positive impact it can have on people's lives.

Are Roth IRA Alternatives A Good Idea?

Are Roth IRA Alternatives A Good Idea?

In this conversation, Greg, and Danny discuss alternative options to Roth IRAs that address long-term care. They explore the concept of using a Roth conversion alternative, such as an indexed universal life insurance policy, to create a tax-free savings vehicle with long-term care coverage. They emphasize the importance of planning for long-term care expenses in retirement and highlight the need to qualify for life insurance to utilize this strategy.

The Benefits Of Roth IRA's & Hippos Can Fly?

The Benefits Of Roth IRA's & Hippos Can Fly?

In this conversation, Greg & Danny discuss the importance of planning for retirement and the potential tax implications of traditional IRAs and 401(k)s. They explore the benefits of Roth IRAs and the possibility of converting traditional IRAs to Roth IRAs. The guys also touch on the rule of 100, a method used to determine the percentage of their portfolio that should be at risk.

6 Money Mistakes That Could Change Your Retirement Lifestyle

6 Money Mistakes That Could Change Your Retirement Lifestyle

In this conversation, Greg and Danny discuss retirement and the potential money mistakes that could derail your retirement lifestyle. They cover topics such as taking excessive risk, not having an emergency fund, paying high taxes, not adapting to change, and paying high withdrawal rates. They also provide tips for avoiding these mistakes, including reviewing and prioritizing your budget, considering part-time work, and downsizing. The conversation ends with a riddle about FDIC coverage for safety deposit boxes.

Top 8 Financial Tips Part 2

Top 8 Financial Tips Part 2

In this episode, Greg & Danny continue with their Top 8 Financial Tips. They discuss various financial tips, including health savings accounts, accelerated banking, life insurance retirement plans, and revocable trusts. They emphasize the importance of planning for retirement and estate planning. The conversation also touches on a new AI streaming service that allows users to create their own TV shows.

Top 8 Financial Tips Part 1 and Body Cams

Top 8 Financial Tips Part 1 and Body Cams

In this episode, Greg and Danny discuss various financial tips for retirement planning. The conversation covers topics such as living benefits, high-yield savings accounts, retirement contracts, and institutional money management. These tips aim to help individuals protect their assets, grow their savings, and optimize their returns. Greg and Danny provide insights and strategies for each tip, breaking down the importance of careful financial planning for a secure retirement.

Diversification, The Trouble with A.I. & Money Lessons For Kids

Diversification, The Trouble with A.I. & Money Lessons For Kids

In this episode of the Ice Blue Money podcast, hosts Greg Carter and Danny Bullock discuss important topics related to retirement planning. They start by addressing the misinformation surrounding social security and the challenges of overpayment and repayment. They emphasize the need for diversification and other sources of income in retirement. The conversation then shifts to the significant impact of healthcare expenses on retirement funds and the importance of planning for healthcare costs. The hosts also provide tips for teaching kids about money and share personal money mistakes they have made, such as not investing in real estate early on and cashing out 401(k) accounts.

Retirement Planning, Financial Coaching & Investment Strategies

Retirement Planning, Financial Coaching & Investment Strategies

In this episode Greg and danny talk about a lot of different things pertaining to your retirement planning. The importance of financial coaching, and investment strategies. The conversation covers topics such as saving too much for retirement, different kinds of investments, planning for unforeseen life circumstances, and the importance of building a solid financial house. The hosts emphasize the need for proper protection, an emergency fund, and saving for retirement as key steps in financial planning.