In this episode, we discuss what Chat GPT is, the best way to get good responses and specific ways we can all use it to control our finances better. We also provide some guidance about being aggressive when using Chat GPT and how to use it to assist your work with a financial professional.Follow MSG on IG @https://www.instagram.com/moneysexgenx/Subscribe to us on YouTube at https://www.youtube.com/channel/UC8ZPj-9gwrEMiNpglZnzayw

MSG’s host Eric went to a Howard vs Northwestern football game on Sunday. He had the audacity to wear his Kellogg Northwestern business school cap.  In so many words, he was told by his family that he was not Pro-Black. Was his family right?Follow MSG on IG @https://www.instagram.com/moneysexgenx/Subscribe to us on YouTube at https://www.youtube.com/channel/UC8ZPj-9gwrEMiNpglZnzayw

Follow MSG on IG @https://www.instagram.com/moneysexgenx/Subscribe to us on YouTube at https://www.youtube.com/channel/UC8ZPj-9gwrEMiNpglZnzayw

Follow MSG on IG @https://www.instagram.com/moneysexgenx/Subscribe to us on YouTube at https://www.youtube.com/channel/UC8ZPj-9gwrEMiNpglZnzayw

I. IntroII. Why this topic is important? 1 in 5 businesses fail in the first year. And some of the main reasons are not properly researching he market, not enough financing, poor marketing, not understanding key trends and not having the right people on your team.III. What is a business plan?A business plan is a comprehensive document that outlines your business's objectives, strategies, financial projections, and more. It's a roadmap that guides your business's growthIV. What’s in a business plan?Problem statement (Innovation), Marketing (including research), FinancingV. ConclusionVI. CTA-If you need a business plan, MSG hosts can assist. Big Stew co-owns an AI website generator called Plannit AI https://plannit.ai/ .  Eric McLoyd owns a consulting company that assists emerging small businesses with business plan development (https://www.productiveleaders.co/your-cfo-fractional-cfo).Follow MSG on IG @https://www.instagram.com/moneysexgenx/Subscribe to us on YouTube at https://www.youtube.com/channel/UC8ZPj-9gwrEMiNpglZnzayw

Title: Capital 4 the Culture: Crowdfunding Essentials for  EntrepreneursI. INTROPartner in podcasting, my brotha fromAnotha, AI mogul in the making (check out plannit AI) the Rashaeed Wallace of podcast knowledge -BIG STEW!II. What is  crowdfunding?Crowdfunding is the raising of small amounts of capital from a large number of individuals to finance a new business venture.It is also used to finance things such as funerals, non profit programming, tuition, etc. (church donations on Sunday are form of crowd funding)Stew have you ever crowd funded?III. Actual Factuals:The average success rate of any Crowdfunding campaign is 22.4%. If a crowdfunding campaign includes a video, it is more likely to earn 105% of funding than those without a video. If a campaign raises 30% of its goal within the first week, it is more like to gain funding as expected.https://www.enterpriseappstoday.com/stats/crowdfunding-statistics.html#:~:text=The%20average%20success%20rate%20of,to%20gain%20funding%20as%20expected.Crowdfunding Statistics: Overview. $17.2 billion is generated yearly through crowdfunding in North America. Funds raised through crowdfunding grew 33.7% last year. There were 6,455,080 worldwide crowdfunding campaigns last year.https://www.fundera.com/resources/crowdfunding-statistics#:~:text=Crowdfunding%20Statistics%3A%20Overview,worldwide%20crowdfunding%20campaigns%20last%20year.IV. 3 types of crowdfunding:Reward based, donation based and debt based, equity basedhttps://www.thebalancemoney.com/a-guide-what-is-crowdfunding-985100V. Pros and Conshttps://www.hubspot.com/startups/crowdfunding-pros-and-cons#:~:text=For%20startups%2C%20crowdfunding%20offers%20many,connections%20with%20your%20target%20audience.V. Sites for people of color / womenhttps://www.womenandminoritybusiness.org/crowdfunding-for-women-or-minority-businesses/VI. OutroFollow MSG on IG @https://www.instagram.com/moneysexgenx/Subscribe to us on YouTube at https://www.youtube.com/channel/UC8ZPj-9gwrEMiNpglZnzayw

What is Financial Imposter Syndrome?-What are Money Blocks?-Where does Financial Imposter Come From?-How does it show up in Black people?Follow MSG on IG @https://www.instagram.com/moneysexgenx/Subscribe to us on YouTube at https://www.youtube.com/channel/UC8ZPj-9gwrEMiNpglZnzayw

Are we currently in a recession? Are you thriving or just surviving?A recession can be defined as a sustained period of weak or negative growth in real GDP (output) that is accompanied by a significant rise in the unemployment rate.Gross domestic product is a monetary measure of the market value of all the final goods and services produced and sold in a specific time period by countries. Due to its complex and subjective nature this measure is often revised before being considered a reliable indicator.During a recession, unemployment rates go up because companies start cutting their workforce in order to handle the challenges of decreased spending from consumers. The employment market turns bleak — there's less hiring, more layoffs and fewer financial incentives offered to current employees, like bonuses and raises.Follow MSG on IG @https://www.instagram.com/moneysexgenx/Subscribe to us on YouTube at https://www.youtube.com/channel/UC8ZPj-9gwrEMiNpglZnzaywFollow MSG on IG @https://www.instagram.com/moneysexgenx/Subscribe to us on YouTube at https://www.youtube.com/channel/UC8ZPj-9gwrEMiNpglZnzayw

If you like thought provoking conversations about Money, Sex from Generation X subscribe to our YOUTUBE channel-just type in MONEY SEX GEN X. We are currently streaming iin 48 countries and 403 cities globally, you can find us on Apple Music, Spotify and all the major streaming platforms. If you are streaming on Apple Podcasts, go in right now and leave us a review–we’d love that!With so much happening in the media lately with Kyrie Irving and Kanye West and others we thought it was important to do an episode about the media. Specifically literacy, my wife gave me this idea and I started thinking about how powerful of a topic this could be.The purpose of this episode is to really get into Kyrie or Kanye per se but to focus on the outlets that have made us know them in the first place. How and why are we even aware of them?To find out if we are media literate or not? Are our children media literate? And who cares right? If we are not media literate does it matter since we spend so much time consuming media?Follow MSG on IG @https://www.instagram.com/moneysexgenx/Subscribe to us on YouTube at https://www.youtube.com/channel/UC8ZPj-9gwrEMiNpglZnzayw#Ye #Kanye #Kyrie #Media #KyrieIrving #MediaLiteracy #BigStew #EMoney #EricMcloyd #ScottSteward #MSG #Money #Sex #GenX #MoneySexGenx Follow MSG on IG @https://www.instagram.com/moneysexgenx/Subscribe to us on YouTube at https://www.youtube.com/channel/UC8ZPj-9gwrEMiNpglZnzayw

A man who has had a vasectomy still makes semen and is able to ejaculate. But the semen doesn't contain sperm. The testosterone level and all other male sex traits stays the same. For most men, the ability to have an erection is unchanged.How common are vasectomies? About 50 million men have had a vasectomy — approximately 5% of all married men of reproductive age. More than 500,000 men elect to have vasectomies every year in the U.S.Vasectomy is a form of male birth control that cuts the supply of sperm to your semen. It's done by cutting and sealing the tubes that carry sperm. Vasectomy has a low risk of problems and can usually be performed in an outpatient setting under local anesthesia.Overall, vasectomies are very safe, and most people don’t have any problems. But all medical procedures have some possible risks. The most common risk with a vasectomy is infection, but those are usually minor and treatable with antibiotics. You may also have some pain, bleeding, bruising, or swelling after the procedure. Read more about vasectomy safety.While some health insurance plans may cover a vasectomy, the procedure is not considered an essential health benefit under the Affordable Care Act.A vasectomy typically costs about $1,000 out of pocket but may be a better bargain than other forms of birth control for you or your partner.If you like thought provoking conversations about Money, Sex from Generation X subscribe to our YOUTUBE channel-just type in MONEY SEX GEN X. We are currently streaming iin 48 countries and 403 cities globally, you can find us on Apple Music, Spotify and all the major streaming platforms. If you are streaming on Apple Podcasts, go in right now and leave us a review–we’d love that!I want to SHOW SOME RESPECT TO  the top cities that stream  MSG. ChicagoFrankfurt am Main in GermanyWilmette, ILColumbus, OHCharlotte, NCEast Brunswick, NJSan Diego, CA Atlanta, GA Clichy, lle-deFrance If you would like to be a guest on an upcoming episode send us an email to: emcloyd@moneysexgenxpodcast.comFollow MSG on IG @https://www.instagram.com/moneysexgenx/Subscribe to us on YouTube at https://www.youtube.com/channel/UC8ZPj-9gwrEMiNpglZnzayw

Upon joining Jackson State in 2020, Sanders, 55, a Pro Football Hall of Famer and two-time Super Bowl winner, essentially became a champion of football at historically Black colleges and universities. He promoted the virtues of the schools, lured top recruits away from predominantly white institutions, sparked a surge of donations and sponsorships to the underfunded Jackson State, increased national exposure for HBCUs and put up his own money to renovate the school’s Walter Payton Center.Have you ever sold out? Even just a little bit?Follow MSG on IG @https://www.instagram.com/moneysexgenx/Subscribe to us on YouTube at https://www.youtube.com/channel/UC8ZPj-9gwrEMiNpglZnzayw

ARE YOU A POWER COUPLE?The term power couple gets thrown around a lot, I felt like it was important to truly define it, provide a roadmap, and a test if you will to see if a couple is REALLY a power couple.A power couple is a couple who both compliments each other’s strengths and supports each other’s individuality. They are considered role models when it comes to relationships, business, and life. They are seen as a unit—a package deal.Traits of power couples:1-Prioritize Teamwork (work together well)2-Individually Strong3-Mutually Protective (each other’s biggest fan and it shows)4-Clearly communicate around successes (openly negotiate who will be more successful at any given time)5-You speak each other’s love languages6-Publicly viewed as successful7-Have receipts to back up your successMEET OUR GUESTS:Rio Watkins is a PowermateTM Relationship Strategist and Matchmaker, Executive Trainer, Transformational Speaker, and Coach, and 2X Best Selling Author. He has demonstrated this with an array of audiences including schools, workshops, and many Fortune 500 companies. Rio has been featured in numerous magazines. Rio is also a trained and Certified Mindfulness Practitioner as well as a Certified Meditation Practitioner.Micca Watkins is a PowermateTM Relationship Strategist, Transformational Speaker, and 3X Best Selling Author. She is a coach and matchmaker who champions busy singles who are sick and tired of the old way of building relationships to have a complete, customized life plan for building a dynamic love life. Micca has also been featured in a number of publications. Check out PowermateTM at https://www.powermates.io/Follow MSG on IG @https://www.instagram.com/moneysexgenx/Subscribe to us on YouTube at https://www.youtube.com/channel/UC8ZPj-9gwrEMiNpglZnzaywFollow MSG on IG @https://www.instagram.com/moneysexgenx/Subscribe to us on YouTube at https://www.youtube.com/channel/UC8ZPj-9gwrEMiNpglZnzayw

Making the decision to take a student loan:-Is there another way?-Will this degree increase my earning potential? What is the outlook for the career I’m investing in?-What are the interest rates on the debt? 4.99% undergrad, 6.54% grad loan rates, plus loan rates -What personal development will you need other than the degree?-Will the debt stop me from building wealth? (Buying real estate, saving, investing)-intangibles (credibility, confidence)Follow MSG on IG @https://www.instagram.com/moneysexgenx/Subscribe to us on YouTube at https://www.youtube.com/channel/UC8ZPj-9gwrEMiNpglZnzaywFollow MSG on IG @https://www.instagram.com/moneysexgenx/Subscribe to us on YouTube at https://www.youtube.com/channel/UC8ZPj-9gwrEMiNpglZnzaywFollow MSG on IG @https://www.instagram.com/moneysexgenx/Subscribe to us on YouTube at https://www.youtube.com/channel/UC8ZPj-9gwrEMiNpglZnzayw

Research-based facts and tips on how to run your family like a million dollar businessFollow MSG on IG @https://www.instagram.com/moneysexgenx/Subscribe to us on YouTube at https://www.youtube.com/channel/UC8ZPj-9gwrEMiNpglZnzayw

A conversation many people are not having. Many GenXers and parents of other generations have kept this conversation pretty quiet... but sometimes our kids respond to us as if they HATE us.Is it all their fault? Is there something we've done to contribute to their hate for us as parents?We're digging all the way in on this episode of Money, Sex, GenX.For all the MSG drip, go to shopmoneysexgenx.com.Follow MSG on IG @https://www.instagram.com/moneysexgenx/Subscribe to us on YouTube at https://www.youtube.com/channel/UC8ZPj-9gwrEMiNpglZnzayw

Thought about holding out? Need a restart on your love life? Thinking about being abstinent or celibate?Learn the difference, pros, and cons here.For all the latest drip, go to ShopMoneySexGenx.coFollow MSG on IG @https://www.instagram.com/moneysexgenx/Subscribe to us on YouTube at https://www.youtube.com/channel/UC8ZPj-9gwrEMiNpglZnzayw

In this episode, we dig into the conversation around being actively engaged in politics.We explore the following with our amazing guests, Alani Brown and Maze JacksonWHAT IS THE DEFINITION OF POLITICS? WHAT ARE EXAMPLES OF POLITICS? (KNOWING AND COMMUNICATING WITH YOUR LEGISLATORS, ATTEND TOWN HALL MEETINGS, ATTEND CITY COUNCIL MEETINGS, PARTICIPATE ON THE  LOCAL SCHOOL BOARD, MOBILIZE PEOPLE TO SUPPORT A CAUSE, VOLUNTEER, ATTEND RALLIES, RUN FOR POLITICAL OFFICEDOES THE TALKING HEAD STUFF ON TELEVISION HELP AT ALL? (SUPPOSE THAT’S A FORM OF BEING POLITICAL)WHAT’S AT RISK BY NOT GOING INTO POLITICS? OR ARE WE ALL INVOLVED SOMEHOW IN THE POLITICAL PROCESS?WHO IS MOST LIKELY TO ENGAGE IN THE POLITICAL PROCESS (THOSE WHO FEEL THREATENED, WANT TO CHANGE POLICY IN A POSITION THEY FAVOR?)FOR MSG MERCH, GO TOhttps://www.shopmoneysexgenx.com/the-money-sex-genx-shopFollow MSG on IG @https://www.instagram.com/moneysexgenx/Subscribe to us on YouTube at https://www.youtube.com/channel/UC8ZPj-9gwrEMiNpglZnzayw

DO NOT-FOR-PROFIT ORGANIZATIONS STILL MAKE SENSE FOR BLACK PEOPLE?We wanted to discuss this today because not for profits—organizations weren’t geared toward profit but trying to improve life for a certain group of people and they provided the framework for Eric McLoyd (E-Money) to start helping people launch for-profit organizations.  Some of the questions we will ask during this conversation are:What really goes into starting a non-profit?Should black people be doing not for profits? In regards to wealth (foundation for a tax write-off?)Are non-profits important for our culture?What are some of not so pleasant experiences you’ve had in non-profits?What are some wins you have had in the not-for-profit space?For exclusive MSG merch, go to https://www.shopmoneysexgenx.com/the-money-sex-genx-shopFollow MSG on IG @https://www.instagram.com/moneysexgenx/Subscribe to us on YouTube at https://www.youtube.com/channel/UC8ZPj-9gwrEMiNpglZnzayw

In this episode, we sit with ordained Pastor, @StephanJThurston of New Covenant on Chicago's southside.This progressive Church leader talks about:- Church and leadership- Passing the torch- The LGBTQ+ community- Social mediaWe even ask:1-What does the Church offer that is not found in other forms of spirituality?2-Is Church providing solutions appropriate to what we are experiencing in society?3-Have you studied other faiths?4-What problems does Church solve?5-How far away are we from how worship/church was approached in ancient Africa?To purchase merch, check out https://www.shopmoneysexgenx.com/the-money-sex-genx-shop.To discover more new music, go to http://www.poolofmusic.comFollow MSG on IG @https://www.instagram.com/moneysexgenx/Subscribe to us on YouTube at https://www.youtube.com/channel/UC8ZPj-9gwrEMiNpglZnzayw

Do you deal with colorism?** Discrimination based on skin or hair color, also known as colorism, or shadeism, is a form of prejudice and/or discrimination in which people who share similar ethnic traits or perceived race are treated differently based on the social implications that come with the cultural meanings that are attached to skin color.** European imperialists are often blamed for bringing the "lighter skin is righter" mentality to indigenes of colonized lands in Africa and Asia. Critics of this mental colonization don't always acknowledge in the same breath that many North African and Asian cultures had placed a premium on light skin PRIOR to European exposure. Indian folk songs praised the beautiful woman who has "the color of butter" (Indian butter is white, not yellow). Pre-colonial Indonesian women used plant-based skin treatments to make their complexion pale.“Color Struck” is an old saying among African-Americans that refers to individuals who believe that a lighter complexion and European features represent the epitome of beauty and desirability. Past research indicates that marriage is less common among darker skin women (Bodenhorn 2006). In particular, Hamilton et al. (2009), in a study of 329 young black women found that light skin tone was associated with approximately a 15 % greater probability of marriage.Researchers have examined colorism—or the preference for lighter skin over darker skin—primarily as it pertained to women, but little research existed regarding men.Skin color is one device for assigning people to a racial category. Race is the social meaning attributed to that category. It is a set of beliefs or assumptions about individuals falling within a particular racial group.For merchandise please shop https://www.shopmoneysexgenx.com/the-money-sex-genx-shop.To discover more new music, go to http://www.poolofmusic.comFollow MSG on IG @https://www.instagram.com/moneysexgenx/Subscribe to us on YouTube at https://www.youtube.com/channel/UC8ZPj-9gwrEMiNpglZnzayw