In this episode Neil discusses the most recent Canadian Government Budget Plan, who it helps and who it hurts, and how Canadians can still find opportunity in hard economic times.  Link to video: https://youtu.be/nGOHLDXCQfI?si=Jade38lFWE_kKvR2 -- Connect with Neil on:  Linkedin: linkedin.com/in/neilmortgages Email: wyatt.kastflex@gmail.com

In this episode Neil discusses the recent ruling in America of the National Association of Realtors payout of $418 Million over 4 years to home sellers. This ruling will impact the future of US Home purchases but there is also a similar case currently under litigation in Canada that will also be impacted by the outcome of this case.  Article Link: https://www.nar.realtor/newsroom/nar-reaches-agreement-to-resolve-nationwide-claims-brought-by-home-sellers CREA Link: https://www.crea.ca/media-hub/news/crea-monitoring-to-nar-settlement-announcement/ https://www.mississauga.com/news/mississauga-home-prices-surge-10-2-per-cent-to-1-05-million-in-january-2024/article_983eb48c-145f-544e-b7ed-556b360b26d0.html -- Connect with Neil on:  Linkedin: linkedin.com/in/neilmortgages Email: wyatt.kastflex@gmail.com

In this episode Neil discusses the current Canadian Real Estate Bubble vs the American crash of 2008 and how the Canadian Government has already told us what they will do when the bubble bursts.  -- Connect with Neil on:  Linkedin: linkedin.com/in/neilmortgages Email: wyatt.kastflex@gmail.com

In this episode Neil discusses the comments made by the Governor of the Bank of Canada on the current state of the Canadian Economy. He also addresses the $1.4 Billion Government Payout CBC is receiving while more Canadians are unemployed and homeless then ever before.  -- Connect with Neil on:  Linkedin: linkedin.com/in/neilmortgages Email: wyatt.kastflex@gmail.com

In this episode Neil addresses the scam that is the Canadian Housing Accelerator Fund that the Liberal government put in place in 2022 to encourage home building in Canada. The fund is $4 billion, $900 Million of which is going to Quebec, with the rest distributed directly to cities and towns.  -- Connect with Neil on:  Linkedin: linkedin.com/in/neilmortgages Email: wyatt.kastflex@gmail.com

In this episode Neil discuss why Canadian Real Estate Investors are taking their money to the U.S. and what are the impacts on the Canadian Economy with so much money leaving the country.  -- Connect with Neil on:  Linkedin: linkedin.com/in/neilmortgages Email: wyatt.kastflex@gmail.com

In this episode, join us as we sit down with the seasoned real estate investor, Harry James, to delve into the world of long-term wealth creation through real estate. Harry, with decades of experience in the industry, shares his insights, strategies, and invaluable tips on how to navigate the dynamic landscape of real estate investing. This episode provides practical advice on building a robust real estate portfolio. Harry discusses the importance of thorough research, selecting the right properties, and the power of compounding returns over time. Learn how to weather economic fluctuations, make informed decisions, and position yourself for long-term prosperity in the ever-evolving world of real estate. -- 🔔 Connect with Harry  Linkedin:linkedin.com/in/harryjamesgroup Website: https://harryjamesenterprises.com/ -- Connect with Neil on:  Linkedin: linkedin.com/in/neilmortgages Email: wyatt.kastflex@gmail.com

In this episode Neil discusses the Bank of Canada's Interest Rates projections for the coming years and what will have to happen in the economy for their projections to come true. Also Neil addresses the past year of home sales over $1 Million in Canada and what to expect for 2024. Link to John Flynn Charts:  https://www.youtube.com/results?search_query=jon+flynn Link to Article: https://www.bankofcanada.ca/2023/12/staff-analytical-note-2023-19/ Connect with Neil on:  Linkedin: linkedin.com/in/neilmortgages Email: wyatt.kastflex@gmail.com

In this episode Neil addresses the current level of Canadian Christmas debt that is collected annually, how all that spending effects other sectors of the economy and how people can change their spending habits if they find themselves in debt.  Link to article: https://www.wealthprofessional.ca/news/industry-news/debt-and-inflation-dampen-canadians-holiday-spirit/371530 Connect with Neil on: 🔔 Linkedin: linkedin.com/in/neilmortgages Email: wyatt.kastflex@gmail.com

In this episode Neil addresses the current level of Canadian Mortgage Debt Compared to America before the 08 Market Crash, shares how Canadians can adapt their lifestyles to survive in the new economy, and what the government is doing about it.  Link to article: https://financialpost.com/news/mortgage-crunch-hits-canada-economy Link to Video: https://globalnews.ca/news/10165674/mortgage-stress-test-december-2023/ Connect with Neil on: 🔔 Linkedin: linkedin.com/in/neilmortgages Email: wyatt.kastflex@gmail.com 00:00 Introduction 07:11 Canadian Mortgage Debt 12:16 What to expect

In this episode Neil addresses Canada's Mortgage Charter and what it means for average Canadians, the current state of Mortgage arrears, and a CTV story about what mistakes to avoid when buying a home.  Link to article: https://financialpost.com/real-estate/mortgages/mortgage-charter-draws-warnings-praise Link to Video: https://kitchener.ctvnews.ca/ontario-couple-walks-away-from-140k-after-dispute-with-developer-1.6656706 Connect with Neil on: 🔔 Linkedin: linkedin.com/in/neilmortgages Email: wyatt.kastflex@gmail.com

In this episode Neil addresses the current state of Canadian Home prices compared to Average income with the American economy. Canadian Home prices have skyrocketed in recent years but income has not mated the pace. So where should Canadians invest or buy if homes are too expensive in Canada? Listen to find out!  Link to article:https://www.tsinetwork.ca/daily-advice/wealth-management/investing-u-s-real-estate-canada-smart-move/ Link to video:https://www.youtube.com/shorts/GGuc6pp43fo Connect with Neil on: 🔔 Linkedin: linkedin.com/in/neilmortgages Email: wyatt.kastflex@gmail.com

In this episode Neil addresses a National Post article about how Income rates and Housing prices in Canada have not stayed consistent with each other and what will happen if nothing changes. He also discusses the effect of the 2008 US market crash on the US economy and how Canada will learn the same hard lessons.  Link to Article https://nationalpost.com/news/canada/canadas-unhinged-housing-market-captured-in-one-chart Connect with Neil on: 🔔 Linkedin: linkedin.com/in/neilmortgages Email: wyatt.kastflex@gmail.com

In this episode Neil addresses Canada's national debt crisis, what can be done to lower the debt and raise GDP, and what interest rates and inflation have to do with our spending habits and government control. Connect with Neil on: 🔔 Linkedin: linkedin.com/in/neilmortgages Email: wyatt.kastflex@gmail.com

In this episode Neil reacts to the Parliamentary Budget Officer's explanation of Canada's Federal Carbon Tax, what it means for Canadians short and long term, and why a carbon tax is not the solution to the "Climate problem"  Connect with Neil on: 🔔 Linkedin: linkedin.com/in/neilmortgages Email: wyatt.kastflex@gmail.com

Michael Anthony is a remarkable individual whose personal journey from homelessness to becoming a true hero in the lives of trauma survivors will leave you inspired and empowered.  Join us as we delve into Michael's profound insights, sharing his valuable wisdom on how to overcome the lingering effects of trauma and find inner strength.  Discussion  Topics  Michael's personal journey of resilience and recovery from trauma. Strategies to help trauma survivors rebuild their lives and self-esteem. The importance of becoming the hero of your own story and taking control of your narrative. Connect with Michael 🔔 Website: thinkunbroken.com Podcast: ThinkUnbrokenPodcast.com  instagram.com/michaelunbroken  Connect with Neil on: 🔔 Linkedin: linkedin.com/in/neilmortgages Email: wyatt.kastflex@gmail.com

In this episode Neil shares his perspective on Universal Basic Income (UBI) , what are the Pros & Cons, how would UBI effect the Canadian Economy long term, & why UBI may not be all it is promised to be. Connect with Neil on: 🔔 Linkedin: linkedin.com/in/neilmortgages Email: wyatt.kastflex@gmail.com

In this episode Neil & Wyatt discuss the effects of the Foreign Buyers Ban in Canada that limits foreign real estate purchases for a time of 2 years.  Has the "ban" produced the intended outcome?  What other measures should be put in place for protect Canadians ability to own property?  They also discuss why precious metals such as silver & gold are one of the best store of values for your money, but not an investment strategy.  Connect with Neil on: 🔔 Linkedin: linkedin.com/in/neilmortgages Email: wyatt.kastflex@gmail.com

In this discussion Neil and Wyatt addresses the current rate of inflation in Canada and how our current economy looks in comparison to that last 20 years. They also discuss the new Canadian Bill C-11 (censorship bill), & how is effects Canadians short and long term.  Connect with Neil on: 🔔 Linkedin: linkedin.com/in/neilmortgages Email: wyatt.kastflex@gmail.com

In this episode Neil & Wyatt have an open and frank discussion on the current state of the Canadian Government after the recent embarrassment by the Canadian MP's when giving a standing ovation to a Former SS Officer.  They discuss what got Canada to this point, what can be done for the future, and who should be taking responsibly.  Connect with Neil on: 🔔 Linkedin: linkedin.com/in/neilmortgages Email: wyatt.kastflex@gmail.com