For anyone living the paycheck-to-paycheck cycle or who finds talk of investment confusing, this podcast is here to help. Introducing You Need A Budget (YNAB), founded and hosted by Jesse Mecham. Jesse created YNAB while he was studying for a master's in accountancy. It's based on four simple rules that he used to help track his family expenses. These four rules form the basis of this weekly podcast. They are here to help people no matter their situations.

Living according to these rules means setting budgets and updating them when needed. It involves dividing costly, occasional expenses into easy-to-manage monthly bills. And the plan allows money that's at least 30 days old to be spent.

In each week's episode of the YNAB podcast, Jesse shares real-life stories. People experiencing the impact of poor budgeting or lifelong debt talk about their struggles. One episode shares how a family teaches their children the joy of budgeting and saving “fun money.”

Listeners will learn how to start saving money for rainy days. The next step is to understand the topic of investment. Jesse discusses investment strategies so everyone can make the right choice for themselves.

Plus, there's always the opportunity for listeners to ask Jesse for his one-on-one advice. The host spends time answering the most popular questions. What to do with a life-changing windfall? How to spend that paycheck from a first real job? Which first-time investment strategy works best? How should one choose their bank account, and how many credit cards are too many? And how good are payment methods that encourage shoppers to pay later? Listeners will hear from the experts to make the right financial goals for them. All recommendations are up to date according to the latest market news and trends.