Radical Personal Finance

Joshua Sheats

Joshua J Sheats, MSFS, CFP, CLU, ChFC, CASL, RHU, REBC, CAP is a financial planner who teaches people how to live a rich life now while building a plan for financial freedom in 10 years or less. He mixes creative approaches to lifestyle design, deep-dive financial planning techniques, and hard-core business strategy to equip you with the knowledge and inspiration you need to build financial independence. read less

Our Editor's Take

Radical Personal Finance is a podcast with the mission of teaching financial literacy. Host Joshua J Sheats explores everything from budgeting to investing. The podcast examines more than money, however. Listeners hear about the balance of income and lifestyle. Sheats also discusses the value of lifestyle design and entrepreneurship. As a personal finance coach, he offers comprehensive financial education on the show. It may be a helpful resource for listeners seeking practical asset management advice.

Before becoming a podcast host, Sheats has spent most of his life studying personal finance. He began saving as much of his income as possible in an IRA at 18. After college, Sheats spent some time working a corporate job. He developed an interest in financial services after a meeting with his mentor. His transition started by developing sales skills in the insurance industry.

After earning his master's in financial planning, Sheats focused on education. He realized there was a lack of resources for people wanting to learn about money management. Everyone with the skills and knowledge either couldn't share it or wasn't interested. Sheats decided to try sharing his expert knowledge through an educational podcast. After recording some test audio, he started Radical Personal Finance in 2014. His goal was to create the financial advice show he wished was available in his youth.

This podcast shares an accessible approach to technical ideas. Rather than a lecture, Sheat'ss delivery has a conversational feel. His experience as a professional speaker gives the show a personable tone. He explores the complexities of taxation, starting a business, and retirement. As an educator, Sheats aims to teach college-level content on the show.

Anyone looking for a simple way to improve their finances will find actionable tips on this show. Sheats gives detailed advice for all kinds of money situations. Radical Personal Finance offers step-by-step guidance for achieving economic goals. New episodes of the podcast are available several times a week.

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1010: Friday Q&A: Building Work Ethic and Character, Taking Drugs and Getting Plastic Surgery, Overcoming Risks for Full-Time Moms

1010: Friday Q&A: Building Work Ethic and Character, Taking Drugs and Getting Plastic Surgery, Overcoming Risks for Full-Time Moms

On today's Friday Q&A show we discuss: 1:27 Should we pass our children through a grueling gauntlet of work and study to build character and work ethic in them?36:00 Should we take drugs (either actual or get-rich-quick schemes) to get faster results?51:23 Should we get plastic surgery to be more appealing to a potential spouse?59:26 I'm considering becoming a full-time mom: 1) How can I combat the risk of losing social contact with adults and intellectual stimulation?2) How can I enhance my family's finances without falling prey to a scarcity mindset?3) Can I make my children my special project without smothering them? To join me next week, go here: https://patreon.com/radicalpersonalfinance Joshua

Episodes

1010: Friday Q&A: Building Work Ethic and Character, Taking Drugs and Getting Plastic Surgery, Overcoming Risks for Full-Time Moms

1010: Friday Q&A: Building Work Ethic and Character, Taking Drugs and Getting Plastic Surgery, Overcoming Risks for Full-Time Moms

On today's Friday Q&A show we discuss: 1:27 Should we pass our children through a grueling gauntlet of work and study to build character and work ethic in them?36:00 Should we take drugs (either actual or get-rich-quick schemes) to get faster results?51:23 Should we get plastic surgery to be more appealing to a potential spouse?59:26 I'm considering becoming a full-time mom: 1) How can I combat the risk of losing social contact with adults and intellectual stimulation?2) How can I enhance my family's finances without falling prey to a scarcity mindset?3) Can I make my children my special project without smothering them? To join me next week, go here: https://patreon.com/radicalpersonalfinance Joshua

1009: U.S. Fertility Rate Falls to Record Low! How Can We Invest Money To Get More Babies?

1009: U.S. Fertility Rate Falls to Record Low! How Can We Invest Money To Get More Babies?

Episode description not available.

1008: We Got Him! The Demise of the IRS Whistleblower and What We Need to Learn From It

1008: We Got Him! The Demise of the IRS Whistleblower and What We Need to Learn From It

The IRS whistleblower was caught and imprisoned. That's great news. But the problem doesn't go away. www.HackProofCourse.com

1007: Friday Q&A: Costs of Motherhood, International Snow-Bird Adventures for Employees, Tithing on Investments, Abortion Debate, AI Dominating AI and Bookkeeping

1007: Friday Q&A: Costs of Motherhood, International Snow-Bird Adventures for Employees, Tithing on Investments, Abortion Debate, AI Dominating AI and Bookkeeping

In today's Friday Q&A Show we discuss: 1:30 How could an expectant mother build a financial model as for when it makes sense for her to leave her job to be a full-time mother?18:05 A listener's real story of an international snow bird adventure in South Africa31:45 How should I tithe on the growth of my investments?37:25 Human abortion: discussion on why Christians oppose it and how we can figure out when personhood begins1:43:51 Why does Joshua think that AI will dominate bookkeeping and accounting? If you'd like to join me next week, join here: https://patreon.com/RadicalPersonalFinance Joshua

1006: Building Enormous Wealth Efficiently Through Business Abroad: Interview with Andrew Henderson

1006: Building Enormous Wealth Efficiently Through Business Abroad: Interview with Andrew Henderson

On today's podcast we discuss Andrew Henderson's, The Nomad Capitalist's pathway to wealth and his global ambitions. Enjoy! (Note: I will be speaking at Nomad Capitalist Live in Malaysia in September. Come hang out! https://nomadcapitalist.com/live/ )

Come Join Me at Nomad Capitalist Live in September!

Come Join Me at Nomad Capitalist Live in September!

I will be speaking at Nomad Capitalist Live September 25-28 in Kuala Lumpur Malaysia. This is an awesome event in the world of international planning and boy do we need more international redundancy right now! Please come join me and let's hang out! Sign up here: https://nomadcapitalist.com/live/

1005: How to Navigate the Social Financial Complexities of Dining Out So You Can Have a Great Social Life Without Breaking the Bank

1005: How to Navigate the Social Financial Complexities of Dining Out So You Can Have a Great Social Life Without Breaking the Bank

Today on the podcast, I cover something that is intensely practical: How to handle the social complexities of mixed dining. You know the feeling...you've gone to a nice dinner with friends, the bill arrives, and no one reaches for it. Now what? The 2-Hour Cocktail Party: How to Build Big Relationships with Small Gatherings by Nick Gray The Hospitality Commands: Building Loving Christian Community: Building Bridges to Friends and Neighbors by Alexander Strauch

1004: Don't Wait to Have Babies Until You Can "Afford It"

1004: Don't Wait to Have Babies Until You Can "Afford It"

Is it good to be financially prepared before having children? Yes, it is. But it doesn't take all that long to accomplish this. Perhaps a year at most. Let's talk about the real preparations that are necessary and those that aren't.

1003: Don't Wait For Marriage Until You Can "Afford It"

1003: Don't Wait For Marriage Until You Can "Afford It"

If you want to marry and you've found a great potential spouse, you should marry. Don't wait until you can "afford it." In this podcast, I'll explain why and how.

1002: Lessons From The Collapse of Haiti

1002: Lessons From The Collapse of Haiti

www.InternationalEscapePlan.com

1001: Cheap Books, Guiding Young People to Wealth, Divorce Advice, Masters Degrees

1001: Cheap Books, Guiding Young People to Wealth, Divorce Advice, Masters Degrees

On today's Q&A podcast we discuss: 1:29 How to find cheap or free books5:00 Good program for mens groups to use8:24 How do I guide a 15-year-old to wealth?40:30 How to carefully navigate the ending of a marriage1:16:25 Should I take a Master's Degree in Business to help me in my entrepreneurial role? To join me on next week's Q&A show, go here: https://patreon.com/radicalpersonalfinance

1000: Episode 1,000: The Story of the Accomplishment of My Ten-Year Goal

1000: Episode 1,000: The Story of the Accomplishment of My Ten-Year Goal

Thank you. From the bottom of my heart, thank you for being here with me for a ten-year journey. Joshua

999: Friday Q&A: Financial Privacy, UTMA Accounts, Business Curriculum, Company Stock, Family-Owned Business, etc.

999: Friday Q&A: Financial Privacy, UTMA Accounts, Business Curriculum, Company Stock, Family-Owned Business, etc.

On today's Q&A podcast we discuss: 1:43 If we try to keep financial privacy about our affairs, won't we miss out on some very valuable financial conversations?20:02 I have UTMA accounts for my children. Is that a problem?25:39 Should we incorporate a business curriculum into our homeschool curriculum?41:41 How do we handle excessive children's growth opportunitites like gymnastics?46:50 How do I figure out how much company stock to keep vs. sell?53:58 How do I choose a high-quality charity to leave as the benificiary of my trust?1:05:05 How do I do a business valuation for a family-owned bar?1:16:42 How do I affect the behavior of my distracted homeschooler?1:40:31 How do I choose what services to outsource?1:46:50 Biographies Joshua is reading and discussion on the future of family wealth planning.

998: The Credit Card Hacking and Points Game Isn't Worth It (except for these people)

998: The Credit Card Hacking and Points Game Isn't Worth It (except for these people)

Episode description not available.

997-Choose Your Beliefs About Money

997-Choose Your Beliefs About Money

The inaugural Radical Personal Finance Family Camp is sold out, but there is a waitlist. (I'm working on securing some more cabins.) Go to www.RadicalFamilyCamp.com to register for the waitlist.

996: Friday Q&A: Moving Closer to Family, Allowances for Children, Swapping Real Estate for Bitcoin, etc.

996: Friday Q&A: Moving Closer to Family, Allowances for Children, Swapping Real Estate for Bitcoin, etc.

On today's Friday Q&A podcast we cover: 1:30 Should I reject a substantial promotion in order to move closer to my family?18:58 Should I give my children an allowance?37:26 How do I build a long-term vision for my life after children?52:10 Should I sell my real estate and invest all the money into Bitcoin?1:09:11 What are Joshua's affirmations?1:30:21 Will Texas secede from the USA? Enjoy! Joshua To join me on next week's Q&A podcast, go here: www.patreon.com/radicalpersonalfinance To sign up for my forthcoming family camp, either use www.RadicalFamilyCamp.com or go straight to the Eventbrite page: https://www.eventbrite.com/e/radical-personal-finance-family-camp-tickets-825667091497

995: Please Come to the Inaugural RPF Family Camp!

995: Please Come to the Inaugural RPF Family Camp!

Please come to the inaugural Radical Family Camp in Seymour, Indiana April 11-14, 2024. All the detail and tickets are here: www.radicalfamilycamp.com (A few people seem to be having trouble with my forwarding link above. If you have any issues, here's the direct link to the Eventbrite page: https://www.eventbrite.com/e/radical-personal-finance-family-camp-tickets-825667091497 )

994: Solving the Immigration Crisis in the USA

994: Solving the Immigration Crisis in the USA

Fair warning: today's podcast topic will have only limited interest, as it's outside the normal guidlines of "personal finance." I'm recording the show in response to a question from a long-time listener who wanted my input on a specific topic: the current immigration crisis. This is clearly an important topic, but one that has only a peripheral connection to personal finance. If you're interested in hearing my extensive thoughts on the immigration crisis and topic in general, listen to this show. Enjoy, Joshua Immigration Control: Federal Social Engineering

993: Are Wealth and Poverty Infectious Diseases?

993: Are Wealth and Poverty Infectious Diseases?

Only 7 consulting slots left. Book now! https://radicalpersonalfinance.com/consult

992: Friday Q&A-Starting an Audio Podcast in 2024, Cash, More Cash, Impact of Family on Job

992: Friday Q&A-Starting an Audio Podcast in 2024, Cash, More Cash, Impact of Family on Job

On today's Q&A we discuss: 2:12 Should I start an audio podcast?13:01 How do I reestablish my cash position?29:00 How do I generate additional cash to build my house?36:10 WWJD in choosing between job and daddy mode? Enjoy! Joshua