Homeownership by Movementum Realty

Dan Giachetti

Welcome to ”Homeownership,” the ultimate podcast for navigating the world of real estate with confidence. Join our expert host, Dan Giachetti, an agent with Movementum Realty with a wealth of knowledge and experience, as he guides you through the intricate landscape of buying, selling, and owning homes. Whether you’re a first-time buyer searching for your dream home, a savvy investor exploring real estate opportunities, or simply someone curious about the ins and outs of the market, ”Homeownership” has you covered. Dan’s insightful narration offers a unique blend of professional expertise and relatable anecdotes, making even the most complex real estate concepts accessible to everyone. In each episode, we delve into a wide range of topics, from strategic house hunting and smart negotiation tactics to the art of staging your property for a quick sale. Unravel the mysteries of mortgages, learn how to evaluate neighborhoods, and gain insights into the latest market trends that could impact your decisions. Why choose ”Homeownership”? Our podcast stands out with its SEO optimized content designed to address your burning real estate questions. Whether you’re wondering about home inspections, listing your home, or the finer points of writing an offer, we bring you actionable insights that empower you to make informed choices. Dan Giachetti’s personable approach and insider knowledge ensure that ”Homeownership” is your go-to resource for real estate success. Subscribe now and embark on a journey toward securing your financial future through the power of property. Your dream home and a wealth of real estate wisdom await – tune in to ”Homeownership” today. read less

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Zero Down Payment - Episode 240

Zero Down Payment - Episode 240

Join myself and Ron Stroup of Loan Depot as we dive into some great loan programs that offer zero down payment options.

Episodes

Zero Down Payment - Episode 240

Zero Down Payment - Episode 240

Join myself and Ron Stroup of Loan Depot as we dive into some great loan programs that offer zero down payment options.

Episode 239: VA Home Loan

Episode 239: VA Home Loan

Join your host Dan Giachetti of Movementum Realty and Ron Stroup of Loan Depot as they dive into the basics of a VA Home Loan benefit for Veterans and active duty military to include national guard and reserves. We will be covering what exactly is a VA Home Loan, and the different benefits and savings are associated with this type of Loan!

Maintaining Your Property Value - EP238 - Homeownership

Maintaining Your Property Value - EP238 - Homeownership

In this episode we discuss that when buying a home it is important to do all you can to protect your property from abnormal wear and tear. Make sure to sit down and create a normal maintenance plan to ensure everything is being done. During the home inspection process the home inspector tells us a lot about the general maintenance of your home. Use your home inspection report to generate a checklist of the things that need attention. Choosing to do a little project each week can save you a lot of time and money in the long run. A home left on its own without maintenance will end up in disrepair very quickly at your own personal expense.

Are Home Inspections Standard - EP237 - Homeownership

Are Home Inspections Standard - EP237 - Homeownership

In this episode we discuss that during the height of the pandemic market we saw people waving home inspections on the majority of home purchases. Recently we have seen an uptick in the amount of buyers choosing to have a home inspection. Having a home inspection is not required in order to obtain a home loan but there are some standards that must be met based on each loan type. The appraisal is the process where the lender does their property inspection to watch out for major items. Choosing to waive a home inspection oftentimes gives an offer a better chance of getting accepted. That said it puts full liability on the buyer if they purchase the home and something is wrong.

Should I Buy New Construction Housing - EP236 - Homeownership

Should I Buy New Construction Housing - EP236 - Homeownership

In this episode we discuss that when buying a home it is important to look at all options within your budget. Oftentimes if new construction is within your budget one of the added benefits is less short term maintenance costs. When buying new construction you can before, during, or after the construction process. The more custom you want your home the earlier you need to be involved in the purchase. With new construction it is important to have flexibility on a move in date. With such a large project and so many moving pieces there is a large possibility of delays and changes.

Minimizing Property Losses - EP235 - Homeownership

Minimizing Property Losses - EP235 - Homeownership

In this episode we discuss that owning a home is a big responsibility that comes with the need to attend to things when bad weather is coming. Failure to secure your property can lead to massive damages that often are not covered by your insurance company. Make sure to keep trees and branches pruned back away from growing over your home to a safe distance. Failure to do so could cause you to suffer a huge property loss in a high wind event. When heavy rains are forecasted make sure to walk your property and think what you can do to divert water. Cleaning storm drains, placing sandbags, testing pumps, extending gutters, and so much more are great ways to avoid a costly flood.

Storage Hacks - EP234 - Homeownership

Storage Hacks - EP234 - Homeownership

In this episode we discuss that when organizing a room and putting things into storage it is important to get creative. If there is a way to better fold, deflate, break down, etc than do it as you store items space always seems abundant at first. Most homes have extra storage space in the attic. Simply add some plywood to your attic to create a floor and then you have more places to store items. When storing items in the basement, getting large totes that stack well can really conserve space and give a clean look. Remember when selling a home the home inspector needs access to all the walls so stack them at least 18” away from the walls.

DIY Organic Insect Controls - EP233 - Homeownership

DIY Organic Insect Controls - EP233 - Homeownership

In this episode we discuss that during the summer months it is very important that we keep our family and pets safe from biting insects. While keeping them safe from these nuisances we also must keep them safe from harmful chemicals. One place to start ridding your property of insects is to implement insect control through environmental design. This includes removing standing water, trimming back brush, and keeping your lawn maintained. For natural protection there are lots of different oils you can safely apply to your skin that keep the bugs away. This organic remedy includes oils like cedar oil, peppermint oil, rosemary oil, citrus oils, and so much more.

Humidity and Homes - EP232 - Homeownership

Humidity and Homes - EP232 - Homeownership

In this episode we discuss that when it comes to letting in the fresh air it is important to pay attention to the humidity levels. Humidity levels over 60% can often lead to mold and other growths in your home. A humidistat is a tool used to measure the humidity in the air. Make sure to get a few humidistats to monitor the humidity in different areas throughout the home. A dehumidifier with a humidistat setting can really save you both energy and from future water related issues. The best bet is to buy a pump version and hard plumb it in so you do not need to think about it and empty the heavy bucket.

Selling A Home - Ep231 - Homeownership

Selling A Home - Ep231 - Homeownership

In this episode we discuss that when selling your home it is important to start the process early by contacting a real estate agent. That way if there is need to do any improvements to maximize your sale price there is plenty of time to get the job done. Working with a trusted Realtor® will help you in making the right decisions in all of the critical parts of selling. Setting the right sale price, choosing the right marketing, deciding what improvements are worth it, and other crucial decisions are much easier to make with a trust advisor. The next step in selling a home is figuring out where you will be living after the sale which is why setting the right price really matters. Whether you're purchasing your next home or downsizing into an apartment knowing your budget really matters to finding success.

Why Get a Pre-approval - EP230 - Homeownership

Why Get a Pre-approval - EP230 - Homeownership

In this episode we discuss that on almost every real estate related website there are mortgage calculators that help you understand what you can afford. The real question is what numbers are you using and how confident with the numbers are you? When shopping from a home a budget going up or down by as little as $10,000 can make a major difference. Up it could mean you can afford that paved driveway instead of gravel and down it could mean that fenced in backyard might not be in the budget. In order for sellers to take your offer seriously they must see some sort of proof you can afford their home. A pre-approval is the assurance they need that you are financially capable of purchasing their home.

Finding the Perfect Home Office - EP229 - Homeownership

Finding the Perfect Home Office - EP229 - Homeownership

In this episode we discuss that as a career professional that just recently was sent to a work from home environment things can be challenging. The first and most important step is to find the perfect spot to call your office at home. At first working from home can seem fun and like it will offer a lot of free time. The truth is working from home is still WORK so finding somewhere you can focus and put in the work is crucial. When planning to work from home it is important your office is away from all the distractions in life. While the corner of a room or a breakfast nook might work, a proper office with a door will ensure you have the focus to complete the tasks at hand.

When Will The Real Estate Market Crash? - EP228 - Homeownership

When Will The Real Estate Market Crash? - EP228 - Homeownership

In this episode we discuss that the truth is that NO ONE knows exactly when a market crash is coming. Spending too much time speculating on when can leave you out of the market. The current driver in prices rising is higher interest rates. While this normally means lower prices due to the low rates most people have on their mortgages they do not want to sell. The rates on some peoples mortgages are in the 2’s and 3’s which means simply moving to the same priced home would lead to a rate in the 6 or 7’s. That means the same quality home would cost much more in today’s market.

Should I Paint Before Selling My Home - EP227 - Homeownership

Should I Paint Before Selling My Home - EP227 - Homeownership

In this episode we discuss that when it comes to painting a home you are going to sell, make sure to pick trending colors. Do not let your personal opinion affect what colors you choose because it is for the buyers. If you decide to do the painting yourself and not hire a professional make sure to do a quality job. A bad paint job can look worse than a paint job that is just faded and tired. In order to have a quality paint job you must do quality prep work ensuring the paint will stick and you have clean lines. Sanding the previous paint job focusing on any chipping and peeling paint will ensure maximum adhesion of the new paint.

Buying a Waterfront Home - EP226 - Homeownership

Buying a Waterfront Home - EP226 - Homeownership

In this episode we discuss that buying a home on the water is a dream of many people. When deciding to pursue this goal one of the first steps is to find a Realtor® who understands waterfront living. The reason it is so important to understand waterfront living is there are so many different styles of waterfront living. You can choose to live on an ocean, a bay, a river, a marsh, a swamp, a lake, a pond, or so many other options. When buying on the water often people ask or assume that each property needs flood insurance. While this may be true in some cases not all waterfront homes require flood insurance.

Housing Wants Vs Needs - EP225 - Homeownership

Housing Wants Vs Needs - EP225 - Homeownership

In this episode we discuss that in simple terms a want is something you would like to have but would be OK without having. A need is something that you must fulfill in order to make the purchase. When speaking with your agent telling them you need three bedrooms can put them on the wrong path if it is only a want. Maybe a bonus room would work to be a home office and fulfill your needs. With a want we can find a home that has the opportunity to create the desired outcome in time. Maybe instead of having a garage.

Understanding Title V for Homeowners - EP224 - Homeownership

Understanding Title V for Homeowners - EP224 - Homeownership

In this episode we discuss that when selling a property serviced by a septic system it is required by law that you have the system tested. This test is to ensure the property meets the state requirements under the Title V regulations. Sellers should do all they can to answer the questions buyers may have when looking at their property. Getting your Title V done ahead of coming on the market can alleviate a lot of the buyer’s and your concerns. The Title V testing has three types of results including pass, fail, or conditional pass. Conditional pass means that there are some repairs required to come into compliance with the state regulations. Thanks to Arthur Bloomquist from Title V Inspections found at www.titlevinspections.com for joining us.

DIY Taking Care of Mosquitos and Ticks Organically - EP223 - Homeownership

DIY Taking Care of Mosquitos and Ticks Organically - EP223 - Homeownership

In this episode we discuss that the first step to taking care of mosquitos and ticks without using chemicals is to think about the habitat. Make sure to trim back brush, drain any standing water, and plan to use the space during the sunny times of day. There are lots of natural oils that can be worn as insect repellent. Some oils are even powerful enough to be sprayed as a treatment to kill and detract mosquitos and ticks. Some of the most common oils used in pest relief include lemon grass, cedar, peppermint, spearmint, orange, and more. When using these oils make sure to read about how much and which products to mix for better results.

Building a Home - EP222 - Homeownership

Building a Home - EP222 - Homeownership

In this episode we discuss that when buying new construction there are a few different methods. Buying land, buying a tear down, or buying into a developers neighborhood are the most common. Buying land or buying a tear down is usually your most flexible option when it comes to building designs. Buying into a developers neighborhood usually means there will be limiting covenants in effect. When buying land to build a home it is important to understand your funding options. Cash or construction loans are two of the most common ways to fund the project.

Buying Land - EP221 - Homeownership

Buying Land - EP221 - Homeownership

In this episode we discuss that buying land is a dream that many people share. They envision buying the land and building their dream home. When buying land to build a home there are a lot of factors to think about. It is highly advised to hire an experienced Realtor ® to help in the purchase to ensure you find success. The worst thing that could happen is buying land to build the dream home only to find out it can not happen. There is an enormous amount of due diligence that must be done ahead of building a home.