Episode 38 - What are DeFi Token Bridges? (The good, the bad, and can Bitcoin fix it?)I need to start off by saying this is not financial advice so if you are looking for that this show isn’t for you. The content of this podcast episode is for informational purposes only. The opinions expressed here are not meant to be taken as financial, investment, or any other advice.There’s a lot of criticism and confusion in and out of the crypto community with users unable to swap one type of coin for another like Bitcoin for Ethereum without going through a centralized exchange service like Coinbase. Decentralized finance has a big problem, and this is where defi token bridges attempt to fix the problem. DeFi token bridges are becoming increasingly important as the DeFi ecosystem continues to grow and expand across multiple blockchain networks. They offer users the ability to access a wider range of DeFi applications and services, while also helping to bridge the gap between different blockchain communities.Join the discord server - https://discord.gg/Y9CPnYm8C2Looking for Crypto apparel? Crypto 101 swag, shirts and apparel available here. This episode is sponsered by Joe Ugly Apparel - www.joeuglyapparel.comThis week's episode was produced by The WIld 1 Media. If you or anyone you know is looking for podcast editing, podcast production, or any other podcast services please reach out to The WIld 1 Media at www.thewild1media.com. Thanks for listening.FOLLOW US ON:Facebook - @crypto101show or https://www.facebook.com/The-Crypto-101-Show-100158338867665Instagram - https://www.instagram.com/crypto101show/Sign up for our newsletter - thecrypto101show@gmail.comProduced by The Wild 1 Media - www.thewild1media.comCheck out our other podcasts-https://darksidediaries.sounder.fmhttps://anchor.fm/ttmyghhttps://anchor.fm/morning-joe-rant-show#crypto #cryptocurrency #bitcoin #tokenbridges #token #altcoins #defi #coins #cryptocoins #blockchain #finance #ordinals #protocols #currency #etherum #smartcontracts

Episode 37 - Listeners Crypto Questions Vol 4 - LCQ 4I need to start off by saying this is not financial advice so if you are looking for that this show isn’t for you. The content of this podcast episode is for informational purposes only. The opinions expressed here are not meant to be taken as financial, investment, or any other advice.This is our Listeners Crypto Questions Vol 4 episode. With 4 new questions from listeners pertaining to crypto. Let’s jump in. Question 1 - Why is the SEC going after crypto?Question 2 - What is the difference between custody and lending?Question 3 - How do shitcoins and altcoins get their market cap?Question 4 - What is Nostr?Join the discord server - https://discord.gg/Y9CPnYm8C2Looking for Crypto apparel? Crypto 101 swag, shirts and apparel available here. This episode is sponsered by Joe Ugly Apparel - www.joeuglyapparel.comThis week's episode was produced by The WIld 1 Media. If you or anyone you know is looking for podcast editing, podcast production, or any other podcast services please reach out to The WIld 1 Media at www.thewild1media.com. Thanks for listening.FOLLOW US ON:Facebook - @crypto101show or https://www.facebook.com/The-Crypto-101-Show-100158338867665Instagram - https://www.instagram.com/crypto101show/Sign up for our newsletter - thecrypto101show@gmail.comProduced by The Wild 1 Media - www.thewild1media.comCheck out our other podcasts-https://darksidediaries.sounder.fmhttps://anchor.fm/ttmyghhttps://anchor.fm/morning-joe-rant-show#crypto #cryptocurrency #bitcoin #tokenburning #token #altcoins #defi #coins #cryptocoins #blockchain #finance #ordinals #protocols #miners #currency

Episode 36 - Bitcoin’s new ordinal protocol and the difference between Bitcoin Ordinals and NFT’sI need to start off by saying this is not financial advice so if you are looking for that this show isn’t for you. The content of this podcast episode is for informational purposes only. The opinions expressed here are not meant to be taken as financial, investment, or any other advice.For some in the crypto world the utility of Bitcoin was seen as limited to only storing and transferring value with currency. That was some of the criticism Bitcoin was often getting from non-bitcoiners. With the most recent Ordinal Protocol which came January 2023 on the Bitcoin network it’s definitely sparked many different reactions. Creating a divide between many in the Bitcoin world. So let’s take a deeper dive into it and try to simplify this.Join the discord server - https://discord.gg/Y9CPnYm8C2Looking for Crypto apparel? Crypto 101 swag, shirts and apparel available here. This episode is sponsered by Joe Ugly Apparel - www.joeuglyapparel.comThis week's episode was produced by The WIld 1 Media. If you or anyone you know is looking for podcast editing, podcast production, or any other podcast services please reach out to The WIld 1 Media at www.thewild1media.com. Thanks for listening.FOLLOW US ON:Facebook - @crypto101show or https://www.facebook.com/The-Crypto-101-Show-100158338867665Instagram - https://www.instagram.com/crypto101show/Sign up for our newsletter - thecrypto101show@gmail.comProduced by The Wild 1 Media - www.thewild1media.comCheck out our other podcasts-https://darksidediaries.sounder.fmhttps://anchor.fm/ttmyghhttps://anchor.fm/morning-joe-rant-show#crypto #cryptocurrency #bitcoin #tokenburning #token #altcoins #defi #coins #cryptocoins #blockchain #finance #ordinals #protocols #miners #currency

Episode 35 - Listeners Crypto Questions Vol 3 - LCQ 3 and UPDATES (about the show) I need to start off by saying this is not financial advice so if you are looking for that this show isn’t for you. The content of this podcast episode is for informational purposes only. The opinions expressed here are not meant to be taken as financial, investment, or any other advice.I first want to say thank you all for listening to the show. I had a few quick updates about the podcast and wanted to share. Some of you may have noticed the show has gotten a bit of a facelift with new cover art, music, a discord group, and the Crypto Minute Instagram reels. The show is staying relatively the same when it comes to the format of it. I felt these new updates needed to happen for the show to grow. So thanks again for listening and I hope you keep coming back. Which leads us perfectly into our first question for Listeners Crypto Questions Vol 3. Question 1 - Why don’t you ever interview anyone?Question 2 - Is Amazon making its own crypto?Question 3 - What happened with the big hack on cryptocurrency involving North Korea?Question 4 - Is ChatGPT going to cause speculation issues with tokens and trading?Join the discord server - https://discord.gg/Y9CPnYm8C2Looking for Crypto apparel? Crypto 101 swag, shirts and apparel available here. This episode is sponsered by Joe Ugly Apparel - www.joeuglyapparel.comThis week's episode was produced by The WIld 1 Media. If you or anyone you know is looking for podcast editing, podcast production, or any other podcast services please reach out to The WIld 1 Media at www.thewild1media.com. Thanks for listening.FOLLOW US ON:Facebook - @crypto101show or https://www.facebook.com/The-Crypto-101-Show-100158338867665Instagram - https://www.instagram.com/crypto101show/Sign up for our newsletter - thecrypto101show@gmail.comProduced by The Wild 1 Media - www.thewild1media.comCheck out our other podcasts-https://darksidediaries.sounder.fmhttps://anchor.fm/ttmyghhttps://anchor.fm/morning-joe-rant-show#crypto #cryptocurrency #bitcoin #tokenburning #token #altcoins #defi #coins #cryptocoins #blockchain #finance

Episode 34 - Cryptocurrency, Blockchain and AI - the present and the future.I need to start off by saying this is not financial advice so if you are looking for that this show isn’t for you. The content of this podcast episode is for informational purposes only. The opinions expressed here are not meant to be taken as financial, investment, or any other advice.This will be a very surface level episode to get your feet wet and in a later episode we’ll take a deeper dive into this topic. Cryptocurrency, blockchain and AI are three of the most talked-about technologies of the 21st century. The intersection of AI, blockchain and cryptocurrency has the potential to revolutionize the way we think about money, technology and computing. AI, or artificial intelligence, is a branch of computer science that deals with creating machines that can think and learn like humans, while cryptocurrency is a digital or virtual currency that uses cryptography for security and operates independently of a central bank with the help of blockchain. And Blockchain is the operation behind cryptocurrency which is an encrypted digital database that stores data in blocks that are linked together on a chain. One of the biggest questions asked is how will AI, Blockchain, and cryptocurrency work together? The easiest way to think about it is AI can process through a huge amount of data and create newer scenarios and discover patterns based on data behavior. blockchain effectively removes bugs and fraudulent data sets. Together, these technologies can be used to improve security, efficiency, and decentralization in the financial industry all while working together. And cryptocurrency allows digital payments to be used while they all work together. So let's take a look in the episode!ARTICLE - Forget ChatGPT — an AI-driven investment fund powered by IBM's Watson supercomputer is quietly beating the market by nearly 100%Join the discord server - https://discord.gg/Y9CPnYm8C2Looking for Crypto apparel? Crypto 101 swag, shirts and apparel available here. This episode is sponsered by Joe Ugly Apparel - www.joeuglyapparel.comThis week's episode was produced by The WIld 1 Media. If you or anyone you know is looking for podcast editing, podcast production, or any other podcast services please reach out to The WIld 1 Media at www.thewild1media.com. Thanks for listening.FOLLOW US ON:Facebook - @crypto101show or https://www.facebook.com/The-Crypto-101-Show-100158338867665Instagram - https://www.instagram.com/crypto101show/Sign up for our newsletter - thecrypto101show@gmail.comProduced by The Wild 1 Media - www.thewild1media.comCheck out our other podcasts-https://darksidediaries.sounder.fmhttps://anchor.fm/ttmyghhttps://anchor.fm/morning-joe-rant-show#crypto #cryptocurrency #bitcoin #tokenburning #token #altcoins #defi #coins #cryptocoins #blockchain #finance

Episode 33 - What is Tokenomics? And the 5 rules behind it.I need to start off by saying this is not financial advice so if you are looking for that this show isn’t for you. The content of this podcast episode is for informational purposes only. The opinions expressed here are not meant to be taken as financial, investment, or any other advice.Tokenomics. The name comes from 2 words combined - token and economics. It is the main word used to describe all the elements that make a particular cryptocurrency valuable and interesting to investors. Tokenomics is used by investors to understand the supply and demand characteristics of cryptocurrencies and to help them with which coins to invest in.Tokenomics is the study of the economy of digital tokens, which are digital assets that have value and can be exchanged for goods or services. We all know Tokens are created and used in various ways, such as through initial coin offering (ICO) or initial token offering (ITO), decentralized finance or (DeFi) platforms, and blockchain networks. These all are where investors can purchase tokens in exchange for fiat currency or other cryptocurrencies. The amount of tokens issued, as well as the price at which they are sold, can have a significant impact on the value and utility of the tokens. Tokenomics is meant to make it easier for investors to determine two things about a crypto economy – the incentives that set out how the token will be distributed and the utility of the tokens that influence its demand. And these 5 rules are what most investors live by when following tokenomics. Join the discord server - https://discord.gg/Y9CPnYm8C2Looking for Crypto apparel? Crypto 101 swag, shirts and apparel available here. This episode is sponsered by Joe Ugly Apparel - www.joeuglyapparel.comThis week's episode was produced by The WIld 1 Media. If you or anyone you know is looking for podcast editing, podcast production, or any other podcast services please reach out to The WIld 1 Media at www.thewild1media.com. Thanks for listening.FOLLOW US ON:Facebook - @crypto101show or https://www.facebook.com/The-Crypto-101-Show-100158338867665Instagram - https://www.instagram.com/crypto101show/Sign up for our newsletter - thecrypto101show@gmail.comProduced by The Wild 1 Media - www.thewild1media.comCheck out our other podcasts-https://darksidediaries.sounder.fmhttps://anchor.fm/ttmyghhttps://anchor.fm/morning-joe-rant-show#crypto #cryptocurrency #bitcoin #tokenburning #token #altcoins #defi #coins #cryptocoins #blockchain #finance

Episode 32- What is token burning? The good and the bad. I need to start off by saying this is not financial advice so if you are looking for that this show isn’t for you. The content of this podcast episode is for informational purposes only. The opinions expressed here are not meant to be taken as financial, investment, or any other advice.Token burning has been gaining popularity among cryptocurrency projects. While some say that token burning can be beneficial for the long-term growth and success of a project, others argue it is important to critically examine the potential drawbacks of this practice and we will discuss both sides of this in this episode. Let's dive into what Token Burning is and what is good and bad about it. Join the discord server - https://discord.gg/Y9CPnYm8C2Looking for Crypto apparel? Crypto 101 swag, shirts and apparel available here. This episode is sponsered by Joe Ugly Apparel - www.joeuglyapparel.comThis week's episode was produced by The WIld 1 Media. If you or anyone you know is looking for podcast editing, podcast production, or any other podcast services please reach out to The WIld 1 Media at www.thewild1media.com. Thanks for listening.FOLLOW US ON:Facebook - @crypto101show or https://www.facebook.com/The-Crypto-101-Show-100158338867665Instagram - https://www.instagram.com/crypto101show/Sign up for our newsletter - thecrypto101show@gmail.comProduced by The Wild 1 Media - www.thewild1media.comCheck out our other podcasts-https://darksidediaries.sounder.fmhttps://anchor.fm/ttmyghhttps://anchor.fm/morning-joe-rant-show#crypto #cryptocurrency #bitcoin #tokenburning #token #altcoins #defi #coins #cryptocoins #blockchain #finance

Episode 31 - Listeners Crypto Questions Vol 2 - LCQ V2I need to start off by saying this is not financial advice so if you are looking for that this show isn’t for you. The content of this podcast episode is for informational purposes only. The opinions expressed here are not meant to be taken as financial, investment, or any other advice.In this episode we are discussing Listeners Crypto Questions Vol. 2. There are 4 questions from 4 different listeners. If you would like to ask any questions for future episodes there’s a couple ways to reach out. Through social media with Facebook or Instagram, through our newly formed discord group, or via email. All of these links are provided in the show notes description. What are some other use cases for smart contracts?What causes cryptocurrency exchanges to go bankrupt, in particular FTX?Why does it seem bitcoin purists and altcoiners and shitcoiners are always fighting with each other?Who do you recommend listening to when learning about crypto?Join the discord server - https://discord.gg/Y9CPnYm8C2Looking for Crypto apparel? Crypto 101 swag, shirts and apparel available here. This episode is sponsered by Joe Ugly Apparel - www.joeuglyapparel.comThis week's episode was brought to you by The WIld 1 Media. If you or anyone you know is looking for podcast editing, podcast production, or any other podcast services please reach out to The WIld 1 Media at www.thewild1media.com. Thanks for listening.FOLLOW US ON:Facebook - @crypto101show or https://www.facebook.com/The-Crypto-101-Show-100158338867665Instagram - https://www.instagram.com/crypto101show/Sign up for our newsletter - thecrypto101show@gmail.comProduced by The Wild 1 Media - www.thewild1media.com.Check out our other podcasts-https://darksidediaries.sounder.fmhttps://anchor.fm/ttmyghhttps://anchor.fm/morning-joe-rant-show

Episode 30 - The Ticketmaster failure: can Web 3.0 NFT blockchain ticketing fix problems with event ticketing?I need to start off by saying this is not financial advice so if you are looking for that this show isn’t for you. The content of this podcast episode is for informational purposes only. The opinions expressed here are not meant to be taken as financial, investment, or any other advice.First things first let’s talk about the elephant in the room, Ticketmaster. I want to start by giving a bit of a backstory to what led to where we are today with the ticketing giant. A few weeks ago there was a huge mishap in the event ticketing world specifically involving Ticketmaster and Taylor Swift fan’s. The trouble started when registered fans received codes for a pre-sale for Taylor Swift's newest tour. Ticket buyers were met with long delays and error messages that Ticketmaster blamed on bots and historically unprecedented demand. Many wanting to buy tickets walked away frustrated and empty-handed. Ticketmaster acknowledged a “staggering number of bot attacks,” occurred while fans were trying to get tickets as well. This created problematic questions like who was actually getting the tickets — Swift fans or scalpers hoping to make a profit on the resale market? And at this point Ticketmaster said it was canceling its general public sale because of “high demands on ticketing systems”. This has set off a firestorm against Ticketmaster where some second hand tickets were being priced at $28,000. But this isn’t the first time Ticketmaster has been a problem for artists and fans either. Listen to the full episode for more information. Looking for Crypto apparel? Crypto 101 swag, shirts and apparel available here. This episode is sponsered by Joe Ugly Apparel - www.joeuglyapparel.comThis week's episode was brought to you by The WIld 1 Media. If you or anyone you know is looking for podcast editing, podcast production, or any other podcast services please reach out to The WIld 1 Media at www.thewild1media.com. Thanks for listening.FOLLOW US ON:Facebook - @crypto101show or https://www.facebook.com/The-Crypto-101-Show-100158338867665Instagram - https://www.instagram.com/crypto101show/ Sign up for our newsletter - thecrypto101show@gmail.comProduced by The Wild 1 Media - www.thewild1media.com. Check out our other podcasts-https://darksidediaries.sounder.fmhttps://anchor.fm/ttmyghhttps://anchor.fm/morning-joe-rant-show

Episode 29 - What is The Fediverse and how does it pertain to crypto?I need to start off by saying this is not financial advice so if you are looking for that this show isn’t for you. The content of this podcast episode is for informational purposes only. The opinions expressed here are not meant to be taken as financial, investment, or any other advice.I think we’ve all heard about the recent takeover and purchase of Twitter by Elon Musk. With this there’s been quite a bit of users leaving the social media platform and looking for something new or an alternative. This is where Mastodon comes in, a decentralized social media network. Before we talk about Mastodon let’s go over a few things to help clarify. As the crypto world keeps growing and evolving there’s a lot of interest that gravitates new users and developers to it. In particular decentralization and blockchain technology that’s evolving the Web 3.0 movement. We talked about Web 3.0 in a previous episode and The Fediverse is something that’s becoming a part of that. Many users, organizations and companies believe the centralized web isn't working anymore. That it’s time for something different. A lot of users of Web 2.0 are waking up and becoming aware of the power a handful of companies have amassed through the centralized nature of the modern web, Musk bring a good example. Many of these users are now turning to a decentralized alternative. The biggest reason for this is users want to own their data and the other is freedom. In episode 23 we talked about Web 1.0 being read only, Web 2.0 being read/write only and the newest Web 3.0 being read/write and own only. With over five and half million registered users already, and over half a billion posts ranging from photos uploaded to status updates in the Fediverse, this is how the future of the internet is evolving.Looking for Crypto apparel? Crypto 101 swag, shirts and apparel available here. This episode is sponsered by Joe Ugly Apparel - www.joeuglyapparel.comThis week's episode was brought to you by The WIld 1 Media. If you or anyone you know is looking for podcast editing, podcast production, or any other podcast services please reach out to The WIld 1 Media at www.thewild1media.com. Thanks for listening.FOLLOW US ON:Facebook - @crypto101show or https://www.facebook.com/The-Crypto-101-Show-100158338867665Instagram - https://www.instagram.com/crypto101show/ Sign up for our newsletter - thecrypto101show@gmail.comProduced by The Wild 1 Media www.thewild1media.com. Check out our other podcasts-https://darksidediaries.sounder.fmhttps://anchor.fm/ttmyghhttps://anchor.fm/morning-joe-rant-show

Episode 28 - Listeners Crypto Questions Vol 1 - LCQ V1I need to start off by saying this is not financial advice so if you are looking for that this show isn’t for you. The content of this podcast episode is for informational purposes only. The opinions expressed here are not meant to be taken as financial, investment, or any other advice.In this episode I wanted to answer some listeners' questions I have received. I actually really enjoy the questions and it helps me see where some of you as listeners are, with your thinking. It also helps me understand what I may need to do an episode on in the near future. Some of these questions you may know the answer to and some you may not. But I find it important as a whole community we try to help each other out. There are 4 questions today from 4 different listeners. First things first, there is no stupid question in my book. Even some of the simple ones can actually be a deep dive. Second, if there are any of you listeners that have questions you would like to ask about anything pertaining to crypto please either DM the show via the Instagram, Twitter, or Facebook profiles or use the email address I have provided in the show notes and I will try to put it in for the next episode of listeners questions. Third, like all things with this show I am going to do my best to leave my opinion out of the answers as much as possible. And lastly, like all things in life there’s a grayscale. There’s an in between where we have to weigh the pros and cons. So I hope you all can take an open mind to these questions and answers and use them to help you grow in your crypto education. 1. "When will crypto become more mainstream?"2. “Doesn’t bitcoin or crypto just create a new type of generational wealth that will eventually lead to inequality all over again?”3. “Do NFT’s get held in wallets like crypto?”4. “Do you think there will be a white swan or black swan event?”

Episode 27 - Proof of Work vs Proof of Stake & the Ethereum 2.0 release I need to start off by saying this is not financial advice so if you are looking for that this show isn’t for you. The content of this podcast episode is for informational purposes only. The opinions expressed here are not meant to be taken as financial, investment, or any other advice.In order for cryptocurrency to come to the creation and validation of cryptocurrency onto the blockchain they have to follow one of two ways. Either proof of work or proof of stake. These are two different consensus mechanisms for cryptocurrency that help validate cryptocurrency transactions. These consensus mechanisms help blockchains synchronize data, remain secure, verify and add new transactions to the blockchain, and create new tokens. Consensus mechanisms allow each computer attached to the network to agree on legitimate transactions to avoid middlemen. Proof of work, first pioneered by Bitcoin, uses mining to achieve those goals and the first functioning proof-of-stake cryptocurrency was Peercoin, introduced in 2012 which uses staking to achieve its goals. The main upside of proof of work is that it is trusted, and has a long track record while the main upside of proof of stake is that it requires less energy, and is scalable. While both methods validate incoming transactions and add them to a blockchain which is the ultimate endgame they still both differ in how they get there. The easiest way to think about them both is Proof of work is computer power meaning the more robust the computer the more that complex equations can be solved and more mining can be done earning them rewards. And proof of stake is currency power, which means the more coins a validator is holding the more chance they will be allowed to validate transactions which rewards them with more coins. The other thing is Proof of Work creates coins, like bitcoin, while Proof of Stake does not, because the coins have been created at the start of the project which means they essentially mint their tokens before an ICO or initial coin offering. So let’s break this down a bit more.

Episode 26 - All about Bitcoin (The Bitcoin episode)I need to start off by saying this is not financial advice so if you are looking for that this show isn’t for you. The content of this podcast episode is for informational purposes only. The opinions expressed here are not meant to be taken as financial, investment, or any other advice.In this episode we are going to talk all about Bitcoin, as it is the most known cryptocurrency throughout the world. To start I want to give a quick history of Bitcoin, who its creator or creators are, and why they created it. Then we will talk about some of the biggest questions around bitcoin. A lot has happened since the “genesis block” of bitcoin (BTC) was mined in early 2009, and Satoshi Nakamoto sent the first-ever transaction to Hal Finney. Bitcoin is a digital currency that operates on a decentralized network and is a global currency not tied to any one country. It was invented in 2009 by a person or group of people who called themselves Satoshi Nakamoto. The goal was to create "a new electronic cash system" that was "completely decentralized with no server or central authority." After creating the technology, in 2011, Nakamoto turned over the source code and domains to other individuals in the bitcoin community, and then disappeared. With just thirty-one thousand lines of code and an announcement on the Internet there were no paper bills or precious metals this type of currency would be made of. Giving way to a new form of money and payment structure. A few months after the 2008 financial sector collapse Nakamoto published a five-hundred-word essay about the traditional fiat/government-backed currencies. Nakamoto wrote “The root problem with conventional currency is all the trust that’s required to make it work. The central bank must be trusted not to debase the currency, but the history of fiat currencies is full of breaches of that trust. Banks must be trusted to hold our money and transfer it electronically, but they lend it out in waves of credit bubbles with barely a fraction in reserve.”

Episode 25 - What is a “crypto winter” and a “crypto ice age” and why are they significant? I need to start off by saying this is not financial advice so if you are looking for that this show isn’t for you. The content of this podcast episode is for informational purposes only. The opinions expressed here are not meant to be taken as financial, investment, or any other advice.Continuing from our previous episode crypto the last few months has seen a big beat down. The value of crypto went from $3 trillion back in November 2021 to just around $1.3 trillion since the crash in May. This caused huge losses to many investors and purchasers of crypto. With the crypto market not coming close to recovering many big name investors and crypto enthusiasts say we are heading for or are potentially in “crypto winter” and even more people are asking is this a crypto “ice age” we are heading into?Crypto winter is a term used to explain a period of flat trading after a crypto price crash. It is a market condition when cryptocurrencies’ prices fall significantly below where they usually trend in a bull market or when the market rises and thrives.The cryptocurrency market goes through cycles similar to the stock market called bullish and bearish. Think of crypto winter as when crypto prices of coins go down and freeze there or stay stagnant for a shorter period of time with very little movement. The length of time of crypto winter could be thought of as a season, usually 6 months to a year but can sometimes last even longer. And causes of a crypto winter vary.

Episode 24 - What happened to stable coins with the market meltdown?I need to start off by saying this is not financial advice so if you are looking for that this show isn’t for you. The content of this podcast episode is for informational purposes only. The opinions expressed here are not meant to be taken as financial, investment, or any other advice.These last few weeks we saw the crypto market get rocked. One part of this meltdown was stablecoins, which we are going to talk about further in this episode. We saw a tremendous drop in value for most if not all of the coins and I think this is important to go over and understand what and how this happened, with stablecoins in particular. Back in episode 6 we talked a bit about Stablecoins with what they are and how they work but as a quick refresher Stablecoins are tokens pegged to the value of a government-backed currency or fiat currencies such as the US dollar or commodities like silver or gold. Hence the name stablecoins because they are kept stable by being pegged to those assets and therefore can be traded 1 to 1 for them. But there are even some Stablecoins that are pegged to currencies with an algorithm which we will discuss in this episode. Let’s answer first: what's the point of stablecoins? Stablecoins are seen as a safe haven to store cash without having to interact with the traditional financial system like banks or other regulated financial institutions. This means holding in a stablecoin allows crypto traders to both hold their money entirely on blockchains or in the crypto ecosystem without being burdened with the market fluctuation because stablecoins are supposed to be the least volatile. A lot of crypto traders hold stablecoins to easily go in and out of different crypto investments without using a traditional bank or fiat currency and can make for faster trades. Stablecoins are supposed to help crypto traders have a steady and less volatile place to park their cash and occupy a different role in the digital finance market because of this.

I need to start off by saying this is not financial advice so if you are looking for that this show isn’t for you. The content of this podcast episode is for informational purposes only. The opinions expressed here are not meant to be taken as financial, investment, or any other advice.Before we begin into what Web3 or Web 3.0 is, let's take a step back. The very first version or first generation of the internet available to use, we know as the World Wide Web. This goes back to the early 90s, where it was primarily made up of static web pages connected by hyperlinks. Some of you may remember those annoying dial up tone high pitch squeals that sounded like this. That was the very first of its kind and we called it Web 1.0. Next came Web 2.0, the 2nd generation where the internet was used as a platform. We saw the rise of e-commerce sites like Amazon and eBay as well as social media sites like Facebook, Twitter, and Instagram. People had the ability to interact with online platforms and publish content of their own websites as well. Cloud computing and smartphones were the large accelerators of growth for this.Some people believe the problem with Web 2.0 is that internet users are required to surrender their personal data. If users want to use "free" services provided by the tech giants of the industry, they collect all the users' information and preferences while using these services. This personal information is then sold to third parties and often used to send specific ads to its users. And this is where the 3rd generation called Web3 or Web 3.0 comes in. Web 3.0 is believed to bring Internet technology that has the advantage of machine learning, artificial intelligence, and blockchain all together unified to achieve real-world human communication. It can potentially be open, trustless, and permissionless which we'll touch on in a bit. But first in this episode we will take a look at what Web 3.0 is, where it is now, where it’s possibly going in the future, and why it pertains to cryptocurrency.

I need to start off by saying this is not financial advice so if you are looking for that this show isn’t for you. The content of this podcast episode is for informational purposes only. The opinions expressed here are not meant to be taken as financial, investment, or any other advice.Blockchain has been single handedly changing the tech industry with its ability to keep a decentralized encryption ledger. This technology has led to the evolution of cryptocurrency which has shaken up and changed the financial industry. There are so many other industries evolving with blockchain technology like the medical, real estate, supply chain, cyber security and the most recent being the art and entertainment industry. NFT’s or non-fungible tokens are the latest thing to come out evolving the art world. So let’s take a look at what these are, how they work, and what the possible bigger picture is for them.

Episode 21 - The basics about cryptocurrency exchangesI need to start off by saying this is not financial advice so if you are looking for that this show isn’t for you. The content of this podcast episode is for informational purposes only. The opinions expressed here are not meant to be taken as financial, investment, or any other advice.In this episode we are going to talk all about crypto exchanges. How crypto exchanges work, the difference between them, why they have different prices, and rules to live by finding the right exchange for you. Crypto exchanges are a pretty big critical function in the crypto ecosystem. Think of exchanges like the portal between the fiat world and the crypto world. There are currently thousands of digital currencies, and more get added every month. With the crypto world evolving investors, beginners and everyday people will need to understand where and how to do all transactions with cryptocurrencies. One of those ways is with a crypto exchange. Simplified, crypto exchanges make it possible to do 3 main things. They allow the exchange of one cryptocurrency for another, the buying and selling of coins, and the exchange of fiat money into cryptocurrency.

Episode 20 - Everything we need to know about blockchain including use casesI need to start off by saying this is not financial advice so if you are looking for that this show isn’t for you. The content of this podcast episode is for informational purposes only. The opinions expressed here are not meant to be taken as financial, investment, or any other advice.Blockchain. I am not a guru on blockchain nor do I claim to ever be when it comes to crypto or blockchain, but the coolest thing about cryptocurrency in my opinion is blockchain. It is estimated that global spending on blockchain technology will reach around $17.9 billion in 2024. So it doesn’t seem to be going anywhere considering the demand for it. Blockchain is the online digital ledger. Think of it as the blocks are what store data and as you add more blocks full of data they build the chain with one block after another, hence its name blockchain.In this episode we will go over the basics of blockchain and some use cases such as NFT's, cybersecurity, smart contracts and IoT (Internet of Things).

Episode 19 - What would it mean if the Fed creates a Central Bank Digital Currency?I need to start off by saying this is not financial advice so if you are looking for that this show isn’t for you. The content of this podcast episode is for informational purposes only. The opinions expressed here are not meant to be taken as financial, investment, or any other advice.Recently the Federal Reserve came out and stated that it is beginning the talks over whether or not they should create a Central Bank Digital Currency or CBDC and how it could improve a safe and effective domestic payments system. With this news coming out, there’s been a big heated debate about what this would ultimately entail. As it tries to figure out how to keep cash relevant in a cashless digital world. And we need to be clear that there is no determined date at the moment for this, and if they do say yes to this we don’t actually know when this will come to fruition. There is a MIT and Boston Fed test project in the works called Project Hamilton which is a high performance payment system specifically designed for a CBDC but again this is really just in the early phases.If we do see a CBDC we would most likely see a direct bank account given to each U.S. citizen that the Fed would have access to to deposit funds. Think exactly like a banking app but with the Fed. China, for example, allows digital yuan payments in the cities in which the country is piloting its digital currency, and it allows citizens to make payments via an app set up by the government.So many questions arise with this. Will stable coins survive if this happens? How would a US digital coin work with being centralized? What regulations and restrictions could be issued with this? How would this affect cryptocurrencies as a whole? One of the biggest concerns is what about privacy? Add in the differing opinions on all sides with it and it becomes a bit of cluster and confusion.So let's take a look at what this all means.