Mastering Your Financial Life — Episode 82 In this episode of Mastering Your Financial Life, Judy Heft interviews Gail Harris, a Wealth Advisor and Certified Financial Planner™ with Wealthspire Advisors, a $25 Billion Registered Investment Advisor (RIA) firm.  Gail brings a wealth of experience in financial planning, investment advisory, and wealth management. Her career has spanned various channels of finance, from Wirehouse and single family offices to trust accounts, and she is now thriving at the respected RIA, Wealthspire Advisors. Tune in to the episode to hear about:  * The common financial issues and goals clients bring to their advisors, including the need for clarity and strategic planning in their financial lives.  * Insights into current trends in real estate investment, particularly how interest rates impact decisions about buying second homes or helping children with home purchases.  * The influence of rising interest rates on investment strategies, with a focus on how this environment is reshaping approaches to fixed income and equity allocations.  * Misconceptions about investment management and the importance of understanding the real goals of investing, beyond just achieving high returns.  * The value of professional financial advice and how fees associated with wealth management can translate into long-term benefits for clients. Learn more about Gail Harris:  * Connect with Gail on LinkedIn: http://www.linkedin.com/in/gailmharris   * Visit Gail’s business website: http://www.wealthspire.com/  *********************************** In each episode of Mastering Your Financial Life, Judy Heft interviews professionals who help others successfully manage their financial lives. Judy is a Financial and Lifestyle Concierge and Founder & CEO of Judith Heft & Associates.  * Connect with Judy Heft on LinkedIn: https://www.linkedin.com/in/judyheft/  * Visit Judith Heft & Associates' Website: http://www.judithheft.com/ Subscribe to Mastering Your Financial Life on Apple podcast https://podcasts.apple.com/us/podcast/mastering-your-financial-life/id1628822980 Don't miss a video by subscribing to Judith Heft & Associates' YouTube Channel: https://www.youtube.com/channel/UCxnWUm35dJhmCX0XPX_eZhQ

Mastering Your Financial Life — Episode 81 In this episode of Mastering Your Financial Life, Judy Heft interviews Anthony Verna, Managing Partner of Verna Law, P.C., an intellectual property and advertising boutique law firm. Anthony specializes in trademarks, patents, and copyrights, helping clients create and protect their innovative ideas. His practice involves collaboration with clients across various industries to ensure their intangible assets are secured. Tune in to the episode to hear about:  * An in-depth explanation of what constitutes intellectual property and its importance to the valuation of a business.  * Real-world challenges and solutions in protecting intellectual property, including handling cases of infringement and misuse.  * The impact of intellectual property on business strategies and the importance of having a comprehensive business plan.  * Discussion on how intellectual property rights are handled in different contexts, such as fashion and comic book industries.  * Insightful tips on navigating the complexities of patent filing and intellectual property law from an expert in the field. Learn more about Anthony Verna:  * LinkedIn Profile: https://www.linkedin.com/in/anthonyverna  * YouTube Channel: https://www.youtube.com/@avernalawfirm    * Website: http://vernalaw.com    * Facebook Business: https://www.facebook.com/anthonyvernalaw   *********************************** In each episode of Mastering Your Financial Life, Judy Heft interviews professionals who help others successfully manage their financial lives. Judy is a Financial and Lifestyle Concierge and Founder & CEO of Judith Heft & Associates.  * Connect with Judy Heft on LinkedIn: https://www.linkedin.com/in/judyheft/  * Visit Judith Heft & Associates' Website: http://www.judithheft.com/ Subscribe to Mastering Your Financial Life on Apple podcast https://podcasts.apple.com/us/podcast/mastering-your-financial-life/id1628822980 Don't miss a video by subscribing to Judith Heft & Associates' YouTube Channel: https://www.youtube.com/channel/UCxnWUm35dJhmCX0XPX_eZhQ

Mastering Your Financial Life — Episode 80 In this episode of Mastering Your Financial Life, Judy Heft interviews Sharon Bregman, Founder and Managing Member of 360déménager LLC. Sharon brings over 18 years of expertise in managing residential moves for clients ranging from high-net-worth individuals to seniors transitioning to assisted or independent living. Her company specializes in right-sizing rather than downsizing, handling everything from local moves to international relocations and storage solutions. Tune in to the episode to hear about: * The common financial and emotional mistakes families make when managing estates or downsizing homes. * The importance of professional management in estate clearance to avoid overlooked valuables and potential family disputes. * Practical tips on managing the logistics of a move, including the benefits of professional packing and moving services. * The emotional challenges associated with moving and downsizing, particularly for seniors, and how professional help can ease this transition. * Real-life stories from Sharon's extensive experience that highlight the need for meticulous planning and execution in estate and move management. Learn more about Sharon Bregman: * Connect with Sharon on LinkedIn: http://www.linkedin.com/in/sharonbbregman * Visit 360déménager LLC’s Website: http://www.360demenager.com/ * Follow 360déménager LLC on Facebook: https://www.facebook.com/profile.php?id=100064452143799 * Follow 360déménager LLC on Instagram: http://instagram.com/360demenager *********************************** In each episode of Mastering Your Financial Life, Judy Heft interviews professionals who help others successfully manage their financial lives. Judy is a Financial and Lifestyle Concierge and Founder & CEO of Judith Heft & Associates. * Connect with Judy Heft on LinkedIn: https://www.linkedin.com/in/judyheft/ * Visit Judith Heft & Associates' Website: http://www.judithheft.com/ Subscribe to Mastering Your Financial Life on Apple podcast https://podcasts.apple.com/us/podcast/mastering-your-financial-life/id1628822980 Don't miss a video by subscribing to Judith Heft & Associates' YouTube Channel: https://www.youtube.com/channel/UCxnWUm35dJhmCX0XPX_eZhQ

Mastering Your Financial Life — Episode 79 In this episode of Mastering Your Financial Life, Judy Heft interviews Dahiema Grant, CEO and Founder of DSG Advisory CPA, a NY-based CPA firm where financial expertise meets unwavering support for female entrepreneurs and business owners. With 17 years at the helm of her own accounting firm, Dahiema specializes in cash flow management, accounting, and bookkeeping for startups, alongside tax preparation. Tune in to the episode to hear about:  * The significance of cash flow analysis for startups and established businesses and how it can predict financial health and future needs.  * Practical strategies for managing cash inflows and outflows to enhance business financial stability.  * The role of a fractional CFO and how they can provide strategic financial oversight to growing businesses.  * Insights on the importance of proactive financial management and planning to avoid common pitfalls that businesses face.  * Dahiema's personal journey in balancing a demanding career with her passion for marathon running. Learn more about Dahiema Grant:  * Connect with Dahiema on LinkedIn: https://www.linkedin.com/in/dsg-advisory-cpa/    * Visit DSG Advisory CPA’s Website: https://www.dsgadvisorycpa.com/  * Follow DSG Advisory CPA on Facebook: https://www.facebook.com/DSGAdvisoryCPA/   *********************************** In each episode of Mastering Your Financial Life, Judy Heft interviews professionals who help others successfully manage their financial lives. Judy is a Financial and Lifestyle Concierge and Founder & CEO of Judith Heft & Associates.  * Connect with Judy Heft on LinkedIn: https://www.linkedin.com/in/judyheft/  * Visit Judith Heft & Associates' Website: http://www.judithheft.com/ Subscribe to Mastering Your Financial Life on Apple podcast https://podcasts.apple.com/us/podcast/mastering-your-financial-life/id1628822980 Don't miss a video by subscribing to Judith Heft & Associates' YouTube Channel: https://www.youtube.com/channel/UCxnWUm35dJhmCX0XPX_eZhQ

Mastering Your Financial Life — Episode 78 In this episode of Mastering Your Financial Life, Judy Heft interviews Lesley Brovner and Mark Peters,  founding partners of the boutique law firm, Peters Brovner, which focuses on civil litigation, internal investigations, and regulatory defense.  Tune in to the episode to hear about:  * When and why internal investigations make sense for companies and nonprofits  * An overview of some of the different federal regulations that industry leaders should be aware of as their business grows  * The financial benefits for a company keeping up to date with your compliance requirements  * 5 Common pitfalls and misconceptions in compliance  * Regulatory attorneys — what they do; and when and why should you hire them    * The Top 3 things Lesley and Mark wish every profit or not-for-profit knew Learn more about Lesley Brovner and Mark Peters:  * Connect with Lesley on LinkedIn: https://www.linkedin.com/in/lesleybrovner/   * Connect with Mark on LinkedIn: https://www.linkedin.com/in/markgpetersesq/  * Follow Peters Brovner LLP on LinkedIn: https://www.linkedin.com/company/peters-brovner-llp/  * Visit Peters Brovner LLP’s website: https://petersbrovner.com/ *********************************** In each episode of Mastering Your Financial Life, Judy Heft interviews professionals who help others successfully manage their financial lives. Judy is a Financial and Lifestyle Concierge and Founder & CEO of Judith Heft & Associates.  * Connect with Judy Heft on LinkedIn: https://www.linkedin.com/in/judyheft/  * Visit Judith Heft & Associates' Website: http://www.judithheft.com/ Subscribe to Mastering Your Financial Life on Apple podcast https://podcasts.apple.com/us/podcast/mastering-your-financial-life/id1628822980Don't miss a video by subscribing to Judith Heft & Associates' YouTube Channel: https://www.youtube.com/channel/UCxnWUm35dJhmCX0XPX_eZhQ

Mastering Your Financial Life — Episode 77 In this episode of Mastering Your Financial Life, Judy Heft interviews Attorney Eric Schutzbank from The Law Offices of Berid & Schutzbank, a family-founded law firm located in North Andover, Massachusetts. Eric concentrates his practice in the areas of Domestic Relations, Family Law, Dispute Resolution, Guardianship, Elder Care / Abuse Law, Criminal Law, and Probate Litigation. Tune in to the episode to hear about:  * The emotional complexity of divorce   * The emotional and financial considerations when determining what to do with the marital home  * Understanding how investments, inheritance, and retirement are distributed in divorce  * The importance of hiring the right professionals when getting a divorce  * What do you do if you suspect your divorcing spouse is hiding assets — the role of forensic accountants Learn more about Eric Schutzbank:  * Connect with Eric on LinkedIn: www.linkedin.com/in/attorneyschutzbank  * Read Eric’s full profile on the Law Offices of Berid & Schutzbank,’s website: https://www.berid-schutzbank.com/attorney-eric-schutzbank/  * Follow Law Offices of Berid & Schutzbank,on Facebook: https://www.facebook.com/beridschutzbankllc.lawfirm  * Follow Eric on Twitter: https://twitter.com/AndoverAttorney  * Email: eschutzbank@berid-schutzbank.com  * Call: 978 655 4282 *********************************** In each episode of Mastering Your Financial Life, Judy Heft interviews professionals who help others successfully manage their financial lives. Judy is a Financial and Lifestyle Concierge and Founder & CEO of Judith Heft & Associates.  * Connect with Judy Heft on LinkedIn: https://www.linkedin.com/in/judyheft/  * Visit Judith Heft & Associates' Website: http://www.judithheft.com/ Subscribe to Mastering Your Financial Life on Apple podcast https://podcasts.apple.com/us/podcast/mastering-your-financial-life/id1628822980 Don't miss a video by subscribing to Judith Heft & Associates' YouTube Channel: https://www.youtube.com/channel/UCxnWUm35dJhmCX0XPX_eZhQ

Mastering Your Financial Life — Episode 76 In this episode of Mastering Your Financial Life, Judy Heft interviews Fran Pastore, CEO and Founder of Women's Business Development Council (WBDC). Women’s Business Development Council is a 501(c)(3) non-profit organization that is dedicated to providing the tools and resources to help women thrive in business.  Tune in to the episode to hear about:  * How Fran came to founding Women's Business Development Council and focusing her work on women entrepreneurs  * The importance and impact of the Women's Business Ownership Act, which eradicated archaic and sexist state laws that mandated that women could not access capital for commercial purposes  * The current and projected landscape of the United States economy and women business owners’ place in it with women starting businesses at twice the rate of their male counterparts  * The types of grants that the WBDC gives away, including those for childcare Learn more about Fran Pastore:  * Connect with Fran on LinkedIn: https://www.linkedin.com/in/francinepastore  * Visit the Women's Business Development Council’s website: https://ctwbdc.org/ *********************************** In each episode of Mastering Your Financial Life, Judy Heft interviews professionals who help others successfully manage their financial lives. Judy is a Financial and Lifestyle Concierge and Founder & CEO of Judith Heft & Associates.  * Connect with Judy Heft on LinkedIn: https://www.linkedin.com/in/judyheft/  * Visit Judith Heft & Associates' Website: http://www.judithheft.com/ Subscribe to Mastering Your Financial Life on Apple podcast https://podcasts.apple.com/us/podcast/mastering-your-financial-life/id1628822980 Don't miss a video by subscribing to Judith Heft & Associates' YouTube Channel: https://www.youtube.com/channel/UCxnWUm35dJhmCX0XPX_eZhQ

Mastering Your Financial Life — Episode 75 In this episode of Mastering Your Financial Life, Judy Heft interviews Dina De Giorgio, an attorney with over 30 years of experience handling all aspects of Family Law, divorce, child support, pre-nuptial agreements and custody issues. Dina is a partner at Schwartz Sladkus Reich Greenberg Atlas LLP. and has an office on Long Island and in New York City. Tune in to this episode for these key takeaways: * "Divorce-proofing" your marriage in financial terms — the most effective way for both partners * The Role Prenuptial Agreements play in a marriage — who should consider them and why * Important factors to consider when contemplating a divorce Learn more from and connect with Dina De Giorgio: * Connect with Dina on LinkedIn: https://www.linkedin.com/in/dina-de-giorgio-02154414 * Follow Schwartz Sladkus Reich Greenberg Atlas LLP on LinkedIn: https://www.linkedin.com/company/schwartz-sladkus-reich-greenberg-atlas-llp/ * Read more about Dina and her firm at Schwartz Sladkus Reich Greenberg Atlas LLP's website : https://ssrga.com/attorney/dina-de-giorgio * Follow Dina on Facebook: https://www.facebook.com/DinaDeGiorgio * Follow Dina on Instagram: https://www.instagram.com/dinadegiorgio * Email: ddegiorgio@ssrga.com * Call: 212-743-7047 ******************************** In each episode of Mastering Your Financial Life, Judy Heft interviews professionals who help others successfully manage their financial lives. Judy is a Financial and Lifestyle Concierge and Founder & CEO of Judith Heft & Associates. * Connect with Judy Heft on LinkedIn: https://www.linkedin.com/in/judyheft/ * Visit Judith Heft & Associates' Website: http://www.judithheft.com/ Subscribe to Mastering Your Financial Life on Apple podcast: https://podcasts.apple.com/us/podcast/mastering-your-financial-life/id1628822980 Don't miss a video by subscribing to Judith Heft & Associates' YouTube Channel: https://www.youtube.com/channel/UCxnWUm35dJhmCX0XPX_eZhQ

Mastering Your Financial Life — Episode 74 In this episode of Mastering Your Financial Life, Judy Heft interviews Frank Demming, owner and operator of a lead generation digital marketing agency called Local Business Marketing Solutions. He helps small law firms increase their revenue by promoting their services using proven online marketing strategies. Tune in to this episode for these key takeaways: * The circumstances that led Frank to start his own business * Why Frank decided to cash out his retirement savings to start his business rather than taking out a business loan * How Frank managed his finances in the early years of running his business * Frank’s biggest lessons he learned when starting his business and managing his finances * The hardest thing Frank encountered when switching from working for a business to starting his own business Learn more from and connect with Frank Demming: * Connect with Frank Demming on LinkedIn: https://www.linkedin.com/in/fdemming/ * Follow Local Business Marketing Solutions on LinkedIn: https://www.linkedin.com/company/local-business-marketing-solutions * Visit Local Business Marketing Solutions on YouTube: https://www.youtube.com/@lbmsllc * Visit Local Business Marketing Solutions’ Website: https://lbmsllc.com * Tune in to Frank’s podcast, Marketing Solutions for Local Law Firms, on Apple: https://podcasts.apple.com/us/podcast/marketing-solutions-for-local-law-firms/id1596766131 * Tune in to Frank’s podcast on Spotify: https://open.spotify.com/show/45aMzOAc8IwyuKnOwqEysS * Check out Frank’s book, 7 Steps to Recession Proofing Your Business, on Amazon: https://www.amazon.com/gp/product/1671718844 ******************************** In each episode of Mastering Your Financial Life, Judy Heft interviews professionals who help others successfully manage their financial lives. Judy is a Financial and Lifestyle Concierge and Founder & CEO of Judith Heft & Associates. * Connect with Judy Heft on LinkedIn: https://www.linkedin.com/in/judyheft/ * Visit Judith Heft & Associates' Website: http://www.judithheft.com/ Subscribe to Mastering Your Financial Life on Apple podcast https://podcasts.apple.com/us/podcast/mastering-your-financial-life/id1628822980 Don't miss a video by subscribing to Judith Heft & Associates' YouTube Channel: https://www.youtube.com/channel/UCxnWUm35dJhmCX0XPX_eZhQ

Mastering Your Financial Life — Episode 73 In this episode of Mastering Your Financial Life, Judy Heft interviews Scott Mautner, a corporate lawyer who specializes in start up financing, mergers and acquisitions and outsource general counsel. Tune in to this episode for these key takeaways:  * Understanding the multiple sides to Scott’s practice, including Mergers and Acquisitions and startup financing  * Scott’s role as an Outside General Counsel  * Scott’s work with startup companies  * How businesses can utilize attorneys in an efficient and cost-effective way Learn more from and connect with Scott Mautner:  * Connect with Scott Mautner on LinkedIn: https://www.linkedin.com/in/scott-mautner/  * Email: SMautner@homlegal.com  * Phone: (914) 686-4800  ******************************** In each episode of Mastering Your Financial Life, Judy Heft interviews professionals who help others successfully manage their financial lives. Judy is a Financial and Lifestyle Concierge and Founder & CEO of Judith Heft & Associates.  * Connect with Judy Heft on LinkedIn: https://www.linkedin.com/in/judyheft/   * Visit Judith Heft & Associates' Website: http://www.judithheft.com/  Subscribe to Mastering Your Financial Life on Apple podcast https://podcasts.apple.com/us/podcast/mastering-your-financial-life/id1628822980 Don't miss a video by subscribing to Judith Heft & Associates' YouTube Channel: https://www.youtube.com/channel/UCxnWUm35dJhmCX0XPX_eZhQ

Mastering Your Financial Life — Episode 72 In this episode of Mastering Your Financial Life, Judy Heft interviews Niraj Chhabra, Managing Director of SideBar Advisors. SideBar Advisors provides financial planning for attorneys. In addition, they provide complementary CLEs & networking opportunities specifically for attorneys. Tune in to this episode for these key takeaways: * Financial planning for attorneys — the specific needs and specialized planning * Suggested financial vehicles for attorneys, including their employer benefits and beyond * Financial planning concerns for women — 3 key areas make it unique Learn more from and connect with Niraj Chhabra: * Connect with Niraj on LinkedIn: https://www.linkedin.com/in/nirajchhabra/ * Follow SideBar Advisors on LinkedIn: https://www.linkedin.com/company/sidebaradvisors/ * Visit SideBar Advisors' website: https://sidebaradvisors.com/ * Follow SideBar Advisors on Facebook: https://www.facebook.com/SideBarAdvisors/ * Consider attending SideBar Advisors' upcoming events (RSVP here: https://sidebaradvisors.com/events/): **** Solo & Small Firm Attorney Virtual Networking on February 28, 2024 at noon EST **** Women’s Attorney Virtual Networking on March 28, 2024 at noon EST ******************************** In each episode of Mastering Your Financial Life, Judy Heft interviews professionals who help others successfully manage their financial lives. Judy is a Financial and Lifestyle Concierge and Founder & CEO of Judith Heft & Associates. * Connect with Judy Heft on LinkedIn: https://www.linkedin.com/in/judyheft/ * Visit Judith Heft & Associates' Website: http://www.judithheft.com/ Subscribe to Mastering Your Financial Life on Apple podcast https://podcasts.apple.com/us/podcast/mastering-your-financial-life/id1628822980 Don't miss a video by subscribing to Judith Heft & Associates' YouTube Channel: https://www.youtube.com/channel/UCxnWUm35dJhmCX0XPX_eZhQ

Mastering Your Financial Life — Episode 71 In this episode of Mastering Your Financial Life, Judy Heft interviews Wendy Prince. Wendy is Principal and founding member of Prince Law Group, LLC, which focuses in family law, representing individuals in all alternative dispute resolution areas of matrimonial law including marriage and dissolution agreements in divorce and family law. Wendy has focused her entire legal career on family law with an emphasis on divorce mediation and other non-adversarial processes. Tune in to this episode for these key takeaways: * Non-adversarial options for divorce — definitions and differences * Divorce Mediation — how to guide clients when they refuse outside counsel * Asset division differences in Connecticut and New York * The benefits of a prenuptial agreement Learn more from and connect with Wendy Prince * Connect with Wendy on LinkedIn: https://www.linkedin.com/in/wendyprinceesq/ * Visit Wendy's business website: https://princelawgroup.com * Phone: (203) 405-0987 ******************************** In each episode of Mastering Your Financial Life, Judy Heft interviews professionals who help others successfully manage their financial lives. Judy is a Financial and Lifestyle Concierge and Founder & CEO of Judith Heft & Associates. * Connect with Judy Heft on LinkedIn: https://www.linkedin.com/in/judyheft/ * Visit Judith Heft & Associates' Website: http://www.judithheft.com/ Subscribe to Mastering Your Financial Life on Apple podcast https://podcasts.apple.com/us/podcast/mastering-your-financial-life/id1628822980 Don't miss a video by subscribing to Judith Heft & Associates' YouTube Channel: https://www.youtube.com/channel/UCxnWUm35dJhmCX0XPX_eZhQ

Mastering Your Financial Life — Episode 70 In this episode of Mastering Your Financial Life, Judy Heft interviews Jen Cochrane, Co-founder and Chief Executive Officer at Gifted Travel Network. Jen has one of the most unique backgrounds of any executive of a modern travel agency. Jen was previously an executive with the Federal Reserve where she was a start-up and turnaround specialist tasked with tackling some of the Fed’s most complex business challenges. In her current role as co-founder and CEO of Gifted Travel Network, Jen has steered the company through start-up and growth phases with a vision for creating a unique business in a mature industry. Her work has led to GTN being recognized throughout the industry for its innovative approach to supporting and educating grooming successful travel entrepreneurs. Tune in to this episode for these key takeaways: * The benefits of using a travel agent * Why businesses should be hiring ahead of growth * The importance for businesses to invest in services and technology * How travel advisors are paid * How to create a team comprised of people with different personality and work styles who you can delegate important work to * Key steps necessary to transition your mass market travel business into the exclusive luxury travel market * Key ingredients to becoming a successful travel agent/advisor * Gifted Travel Network's Travel MBA training program for travel advisors: https://www.giftedtravelnetwork.com/travel-mba Learn more from and connect with Jen Cochrane: * Connect with Jen on LinkedIn: https://www.linkedin.com/in/jennifercochrane/ * Follow Gifted Travel Network on LinkedIn: https://www.linkedin.com/company/giftedtravelnetwork * Subscribe to Gifted Travel Network's channel YouTube: https://www.youtube.com/ @giftedtravelnetwork  * Visit Gifted Travel Network's website: http://www.giftedtravelnetwork.com * Follow Gifted Travel Network on Facebook: https://www.facebook.com/GiftedTravelNetwork * Follow Gifted Travel Network on Instagram: https://www.instagram.com/giftedtravelnetwork/ * Email: lybbi@giftedtravelnetwork.com ******************************** In each episode of Mastering Your Financial Life, Judy Heft interviews professionals who help others successfully manage their financial lives. Judy is a Financial and Lifestyle Concierge and Founder & CEO of Judith Heft & Associates. * Connect with Judy Heft on LinkedIn: https://www.linkedin.com/in/judyheft/ * Visit Judith Heft & Associates' Website: http://www.judithheft.com/ Subscribe to Mastering Your Financial Life on Apple podcast https://podcasts.apple.com/us/podcast/mastering-your-financial-life/id1628822980 Don't miss a video by subscribing to Judith Heft & Associates' YouTube Channel: https://www.youtube.com/channel/UCxnWUm35dJhmCX0XPX_eZhQ

Mastering Your Financial Life — Episode 69 In this episode of Mastering Your Financial Life, Judy Heft interviews Attorney Howard Graber, co-founding partner at GraberRoberts, LLC. GraberRoberts is a law firm in Stamford, Connecticut that focuses on all aspects of family law including premarital agreements, postnuptial agreements, divorce, property division, business valuation, child support, spousal support, contempt, domestic violence, child custody, visitation, modification of support, custody/visitation orders and appeals. Our goal is to obtain the best possible outcome for our clients with the least emotional and financial impact on the family. Tune in to this episode for these key takeaways: * The most important questions to ask a prospective divorce attorney * How the Covid pandemic affected divorce law cases in Connecticut * Financial steps to be taken before broaching the topic of divorce with your spouse * What to look for and where to look when suspicious of your spouse hiding funds * What a spendthrift trust is and how it can help protect your assets * The secret to a successful marriage Learn more from and connect with Howard Graber: * Connect with Howard on LinkedIn: https://www.linkedin.com/in/howard-r-graber-7a1743109/ * Follow GraberRoberts LLC on LinkedIn: https://www.linkedin.com/company/graberroberts-llc * Visit Howard's firm website: https://www.graberroberts.com/ * Read Howard's full bio: https://www.graberroberts.com/howard-r-graber * Follow GraberRoberts on Facebook: https://www.facebook.com/GraberLaw/ * Email: HGraber@graberroberts.com ******************************** In each episode of Mastering Your Financial Life, Judy Heft interviews professionals who help others successfully manage their financial lives. Judy is a Financial and Lifestyle Concierge and Founder & CEO of Judith Heft & Associates. * Connect with Judy Heft on LinkedIn: https://www.linkedin.com/in/judyheft/ * Visit Judith Heft & Associates' Website: http://www.judithheft.com/ Subscribe to Mastering Your Financial Life on Apple podcast: https://podcasts.apple.com/us/podcast/mastering-your-financial-life/id1628822980 Don't miss a video by subscribing to Judith Heft & Associates' YouTube Channel: https://www.youtube.com/channel/UCxnWUm35dJhmCX0XPX_eZhQ

Mastering Your Financial Life — Episode 68 In this episode of Mastering Your Financial Life, Judy Heft interviews Todd Stankiewicz, president and CIO of SYKON Capital. Todd's mission is to transform the wealth management experience. At SYKON, they champion a pioneering approach that goes beyond traditional risk metrics. Tune in to this episode for these key takeaways: * The Revolution of Behavioral Finance in Wealth Management — How behavioral finance has transformed the traditional methods of wealth management, and why the everyday investor needs to understand this shift * Tailoring Financial Advice to Client Core Values — Rather than solely focusing on a client's financial goals that may change as time passes, Todd highlights the importance of tailoring to core values, which remain consistent * Innovative Technologies and Their Role in Modern Financial Decision-making — How cutting-edge tools, like the ones used at SYKON Capital, help in capturing the human essence behind financial decisions * Education and Empowerment in Financial Planning — How individuals can educate themselves to make empowered financial decisions that resonate with their life goals Learn more from and connect with Todd Stankiewicz: * Connect with Todd on LinkedIn: https://www.linkedin.com/in/todd-stankiewicz-chfc%C2%AE-cfp%C2%AE-cmt%C2%AE-5b517a57/ * Follow Sykon Capital on LinkedIn: https://www.linkedin.com/company/sykon-capital * Visit Sykon Capital's website: https://www.sykoncapital.com/ * Follow Sykon Capital on Facebook: https://www.facebook.com/people/Sykon-Capital-LLC/100094605116024/ * Follow Sykon Capital on Twitter: https://twitter.com/SykonCap * Follow Sykon Capital on Instagram: https://www.instagram.com/sykoncap/ ******************************** In each episode of Mastering Your Financial Life, Judy Heft interviews professionals who help others successfully manage their financial lives. Judy is a Financial and Lifestyle Concierge and Founder & CEO of Judith Heft & Associates. * Connect with Judy Heft on LinkedIn: https://www.linkedin.com/in/judyheft/ * Visit Judith Heft & Associates' Website: http://www.judithheft.com/ Subscribe to Mastering Your Financial Life on Apple podcast https://podcasts.apple.com/us/podcast/mastering-your-financial-life/id1628822980 Don't miss a video by subscribing to Judith Heft & Associates' YouTube Channel: https://www.youtube.com/channel/UCxnWUm35dJhmCX0XPX_eZhQ

Mastering Your Financial Life — Episode 67 In this episode of Mastering Your Financial Life, Judy Heft interviews Lauren Banyar Reich, Founder & CEO of LBR/PR. At LBR/PR, Lauren and her team deliver top-tier media placements that move the needle for their clients. Lauren’s energy and enthusiasm lead the way at LBR/PR, whether she’s cultivating new business, heading up strategy sessions or asking a million questions to really understand what makes her clients – and their businesses – tick. She loves geeking out on entrepreneurship, listening to podcasts (like this one!), helping people in her network, drinking dry martinis (with a twist) and flipping tires at the gym. For almost two decades, Lauren has been helping business thought leaders leverage their expertise for greater visibility, credibility and ultimately profitability for their businesses. Throughout her career, Lauren has worked with bestselling authors, C-Suite executives, entrepreneurs, doctors, lawyers and innovative brands and non-profits to advance their business goals by generating high-impact press placements. Tune in to this episode for these key takeaways: * What is public relations and why is it important * Biggest misconceptions about PR * How to know if PR is right for your business and what things should be in place before starting a PR or thought leadership campaign * LBR/PR in a Box — what it is and why we need this in the market * How to set your business apart from the competition Learn more from and connect with Lauren Banyar Reich: * Connect with Lauren on LinkedIn: https://www.linkedin.com/in/lbrpr/ * Follow LBR/PR on LinkedIn: https://www.linkedin.com/company/lbr-pr * Visit LBR/PR's website: https://www.lbrpr.com/ * Email: lreich@lbrpr.com ******************************** In each episode of Mastering Your Financial Life, Judy Heft interviews professionals who help others successfully manage their financial lives. Judy is a Financial and Lifestyle Concierge and Founder & CEO of Judith Heft & Associates. * Connect with Judy Heft on LinkedIn: https://www.linkedin.com/in/judyheft/ * Visit Judith Heft & Associates' Website: http://www.judithheft.com/ Subscribe to Mastering Your Financial Life on Apple podcast https://podcasts.apple.com/us/podcast/mastering-your-financial-life/id1628822980 Don't miss a video by subscribing to Judith Heft & Associates' YouTube Channel: https://www.youtube.com/channel/UCxnWUm35dJhmCX0XPX_eZhQ

Mastering Your Financial Life — Episode 66 In this episode of Mastering Your Financial Life, Judy Heft interviews Merry Neitlich. For over 30 years, Merry has been a leader in branding and business development working with professional service providers. She is an award-winning consultant who assists firms in raising their visibility and driving new revenue. Merry is founding partner of EM Consulting, a leading business development consultancy with over 25 years of experience in professional services marketing, brand development and business development solutions, coaching and training. There are offices in Irvine, California and Chicago, Illinois. Tune in to this episode for these key takeaways: * The importance of creating a distinctive brand that's real and true to the business and how Merry and her team get there with their clients * Why a company should start with branding when thinking of business development * How a company or firm applies its brand to achieve increased visibility and profits * Once the brand is applied, how to strategize to create sustained business development opportunities that combine clients, non-clients, and referral sources * The most common mistakes firms and companies make with regard to their websites * How long it takes to go from branding to seeing actual revenue increase Learn more from and connect with Merry Neitlich: * Connect with Merry on LinkedIn: https://www.linkedin.com/in/merryneitlich/ * Follow EM Consulting on LinkedIn: https://www.linkedin.com/company/extreme-marketing/ * Visit EM Consulting's website: https://emconsults.org/ * Email: merry@emconsults.org ******************************** In each episode of Mastering Your Financial Life, Judy Heft interviews professionals who help others successfully manage their financial lives. Judy is a Financial and Lifestyle Concierge and Founder & CEO of Judith Heft & Associates. * Connect with Judy Heft on LinkedIn: https://www.linkedin.com/in/judyheft/ * Visit Judith Heft & Associates' Website: http://www.judithheft.com/ Subscribe to Mastering Your Financial Life on Apple podcast https://podcasts.apple.com/us/podcast/mastering-your-financial-life/id1628822980 Don't miss a video by subscribing to Judith Heft & Associates' YouTube Channel: https://www.youtube.com/channel/UCxnWUm35dJhmCX0XPX_eZhQ

Mastering Your Financial Life — Episode 65 In this episode of Mastering Your Financial Life, Judy Heft interviews Erin Ardleigh, Founder and President of Dynama Insurance. Dynama Insurance is an independent brokerage representing the country’s largest and most reputable insurance companies. Dynama takes an educational, transparent approach and will help you compare multiple options in order to select the best possible insurance policy. Erin provides life, health, disability, and long-term care insurance from the strongest insurers. Tune in to this episode for these key takeaways: * The most important advice Erin gives to someone who needs insurance * Mistakes to avoid when buying insurance * Ideal age to acquire long-term care insurance * Types of insurance Erin recommends for particular life stages * Life Settlement — What is it and is it right for you Learn more from and connect with Erin Ardleigh: * Connect with Erin on LinkedIn: https://www.linkedin.com/in/ardleigh * Visit Dynama Insurance's Website: https://dynamainsurance.com/ * Email: Erin@dynamainsurance.com ******************************** In each episode of Mastering Your Financial Life, Judy Heft interviews professionals who help others successfully manage their financial lives. Judy is a Financial and Lifestyle Concierge and Founder & CEO of Judith Heft & Associates. Connect with Judy Heft on LinkedIn: https://www.linkedin.com/in/judyheft/ Visit Judith Heft & Associates' Website: http://www.judithheft.com/ Subscribe to Mastering Your Financial Life on Apple podcast: https://podcasts.apple.com/us/podcast/mastering-your-financial-life/id1628822980 Don't miss a video by subscribing to Judith Heft & Associates' YouTube Channel: https://www.youtube.com/channel/UCxnWUm35dJhmCX0XPX_eZhQ

In this episode of Mastering Your Financial Life, Judy Heft interviews Katherine Taylor, a Maryland lawyer who represents business owners. Based in Maryland, Katherine is the Founder and Owner of Taylor Legal™. Katherine is also an adjunct professor in the Intellectual Property and Entrepreneurship Clinic at the University of Maryland Carey School of Law. Taylor Legal™ specializes in representing startups, emerging and established businesses and/or their founders and owners. Like many of our clients, we at Taylor Legal™ are running a business, so we understand the issues that face business owners. Tune in to this episode for these key takeaways: * How to protect your business in the event the owner becomes incapacitated or passes away * The key differences between being a solo practitioner, forming an LLC, and becoming a corporation * What a business owner can do to protect their own personal assets from any potential claims against their business * The importance of an operating agreement * How business bank accounts should be titled * How to choose the signatory on business bank accounts Learn more from and connect with Katherine Taylor: * Visit Taylor Legal's website: https://www.taylorlegal.com/ * Watch Katherine's videos and subscribe to the Taylor Legal YouTube channel (if you're a business owner, make sure to check out Katherine's video on the Corporate Transparency Act): https://www.youtube.com/channel/UCLSQcqb98NubiqJIM8WfYOQ * Connect on LinkedIn: https://www.linkedin.com/in/katherineltaylor/ * Follow Taylor Legal on LinkedIn: https://www.linkedin.com/company/taylor-legal/ * Follow Taylor Legal on Facebook: https://www.facebook.com/taylorlegalbizlaw * Follow Katherine on Instagram: https://www.instagram.com/ktaylorpics/ * Do you have experience with Taylor Legal? Write a review on Google: https://tinyurl.com/yjktf84u ******************************** In each episode of Mastering Your Financial Life, Judy Heft interviews professionals who help others successfully manage their financial lives. Judy is a Financial and Lifestyle Concierge and Founder & CEO of Judith Heft & Associates. Connect with Judy Heft on LinkedIn: https://www.linkedin.com/in/judyheft/ Visit Judith Heft & Associates' Website: http://www.judithheft.com/ Subscribe to Mastering Your Financial Life on Apple podcast: https://podcasts.apple.com/us/podcast/mastering-your-financial-life/id1628822980 Don't miss a video by subscribing to Judith Heft & Associates' YouTube Channel: https://www.youtube.com/channel/UCxnWUm35dJhmCX0XPX_eZhQ

In this episode of Mastering Your Financial Life, Judy Heft interviews Pamela Mosiello. Pam Mosiello has over 20 years of experience in public accounting with a focus on tax planning, preparation and consulting services to high-net-worth Individuals, family office clients, trusts and estates, private foundations and closely held businesses. She advises clients with complex tax reporting requirements, including those with financial assets held in foreign trusts, institutions and other entities. In addition, Pamela also provides multi-state tax planning concerning residency as well as tax planning for individuals approaching retirement. She also has extensive experience representing clients before the IRS and state/local taxing authorities. Tune into the episode for insights from Pamela Mosiello: * Pam's takeaway from the October 2023 tax season * How Pam is advising her clients for end-of-year planning * The importance of preparing ahead for taxes * Advice about charitable giving Connect with and learn more from Pamela Mosiello: * Connect with Pam on LinkedIn: https://www.linkedin.com/in/pamela-a-mosiello-cpa-143a9422/ * Read more about Pam on the UHC website: https://uhy-us.com/professional/pam-mosiello ******************************** In each episode of Mastering Your Financial Life, Judy Heft interviews professionals who help others successfully manage their financial lives. Judy is a Financial and Lifestyle Concierge and Founder & CEO of Judith Heft & Associates. Connect with Judy Heft on LinkedIn: https://www.linkedin.com/in/judyheft/ Visit Judith Heft & Associates' Website: http://www.judithheft.com/ Subscribe to Mastering Your Financial Life on Apple podcast: https://podcasts.apple.com/us/podcast/mastering-your-financial-life/id1628822980 Don't miss a video by subscribing to Judith Heft & Associates' YouTube Channel: https://www.youtube.com/channel/UCxnWUm35dJhmCX0XPX_eZhQ