In this episode of The Property Mindset Podcast, Phil Gadd invites back mortgage professional Rob Bain to discuss the pressing issue on every buyer's mind: Should you wait for interest rates to drop, or is now the right time to buy? They delve into current and predicted trends in interest rates and how they will impact fixed and variable mortgages. Phil and Rob analyze Fernie's property value trends and provide practical advice on approaching home buying in this competitive market. Tune in to discover the strategies for making informed decisions, regardless of interest rate fluctuations.Show Sponsor: First Tracks Real Estate Group - eXp Luxury

In this enlightening episode of The Property Mindset Podcast, host Phil Gadd is joined by Kim Maleta, RBC Mortgage Specialist, to explore how RBC is revolutionizing mortgage options for luxury real estate markets. Discover RBC's unique programs like the Wealth Accumulator, designed to facilitate higher debt servicing for affluent clients, and learn about flexible down payment options for second homes and large-acreage properties. Whether you're eyeing a vacation home or a substantial investment in a rural community, this episode offers essential insights into making informed financial decisions in high-end real estate. Tune in to navigate the complexities of luxury property financing with expert advice from RBC.Show Sponsor: First Tracks Real Estate Group - eXp Luxury

Dive into the dynamic world of Fernie's real estate market with our April 2024 update! This episode breaks down the significant uptick in activity, showcasing a remarkable 38% increase in new listings and a 22% rise in average sale prices. We also explore the near-perfect sale-to-list ratio of 99%, indicating that properties are selling almost at their listing price.What We Cover:Market Explosion: Detailed analysis of the new listings and what’s driving the surge.Price Trends: Insights into the escalating average list and sale prices and what this means for potential buyers and sellers.Buyer's vs. Seller's Market: Understanding the shift in market dynamics and how to leverage this for your real estate decisions.Strategic Insights: Practical advice for navigating Fernie’s lively market whether you are looking to buy or sell.Whether you're actively looking to invest, considering selling your property, or just keeping an eye on the market, this episode is packed with essential insights to help you make informed decisions. Don’t miss out on understanding these pivotal changes—tune in now!Schedule a Personal Consultation:Ready to dive deeper or discuss what this market means for you? Schedule a direct consultation through the LINK to get tailored advice from our experts.Stay connected with us for more updates and expert insights into Fernie's real estate market. Subscribe and share with anyone who might benefit from this episode!Show Sponsor: First Tracks Real Estate Group - eXp Luxury

Join Phil Gadd in this informative episode of the Property Mindset Podcast as he delves deep into the strategies that led to a remarkable victory in a competitive real estate market. In "Mastering the Art of Real Estate Success," Phil reveals the innovative techniques and personal touches that helped secure a property for $20,000 below the asking price amidst multiple offers. Discover how understanding client motivations, conducting educational property tours, and meticulous financial preparation can transform your property-buying experience. Whether you're a seasoned investor or a first-time buyer, Phil's insights will provide you with the tools to navigate the complexities of today’s real estate market confidently. Tune in to learn how teamwork, strategic negotiation, and a client-focused approach make all the difference in winning bids and achieving real estate success.Show Sponsor: First Tracks Real Estate Group - eXp Luxury

In this podcast episode, I have a conversation with Sky McLean, an entrepreneur from Canada who has made her mark in the hospitality industry with her company, Basecamp Resorts. Sky shares with us the inspiration behind Basecamp and gives us a sneak peek of what to expect when Basecamp arrives in Fernie, BC.Apart from that, we delve into the topic of entrepreneurship and what it takes to achieve success in the industry. Sky emphasizes the significance of failure and its role in the journey to becoming a thriving entrepreneur. Additionally, we touch on the unconventional topic of gore-tex one-piece ski outfits!To learn more about Basecamp ResortsDon't forget to hit the subscribe button to stay up-to-date on all our latest episodes!Hosted by: Phil GaddShow Sponsor - Living in Fernie

Join us for an in-depth exploration of the Galloway Lands residential development, located next to Fernie Alpine Resort. This proposed project has sparked a heated debate, with many opinions divided on its potential impact. In this episode, we are joined by Reto Barrington, the President of Handshake Holdings, the company behind the development. We ask him questions and delve into the various aspects of this contentious issue.Tune in to gain a comprehensive understanding of this proposed development and decide for yourself. This is a must-listen for anyone interested in the future of this beautiful location.So, sit back and listen to our latest episode to learn more about this important issue.Don't forget to hit the subscribe button to stay up-to-date on all our latest episodes!Hosted by: Phil GaddShow Sponsor - Living in Fernie

Brings listeners into the minds of other entrepreneurs to learn how they developed their success and growth.Show sponsorPhil Gadd - Fernie REALTOR® - Brokered by eXp RealtyI chat with Al about how he has achieved success since being licensed in 1998, and how Al went from;Going from a newbie agent without a good understanding of the industryExperiencing "Real Estate Rolocoster" month after monthBeing an independent brokerage with ten agents on the board and a $2 million dollars maximum revenueTo being:A mentor and leader of a team with over 12,000 real estate agents on the Honey Badger Nation eXp teamOver $10M in Annual RevenueLiving my best life, I never need a vacation fromHow he overcame obstacles, and how Al developed his success and growth. Including how they decided on naming their group Honey Badgers Nation and why everyone needs a coach.Implement the strategies you learn listening to this podcast and start shaping your own growth mindset and entrepreneurial journey. It can be that simple.#thephilgaddpodcast #exp #realestate #growth #success #entrepreneurs #entrepreneur #entrepreneurship #entrepreneurlife

Brings listeners into the minds of other entrepreneurs to learn how they developed their success and growth.Show sponsorPhil Gadd - Fernie REALTOR® - Brokered by eXp Realtyhttps://philgadd.com/In this episode, delve into the mind of Spencer Gough - one of the candidates in the City of Fernie Council elections. We learn why he wants is running for a second term on council. How he defines success, and what a successful term on the Fernie city council would look like for him.Born in Calgary Alberta, Spencer grew up coming to Fernie nearly every weekend in the winter. Then after living abroad for 4 years, and working in the energy sector, hospitality and as a chef, he found his passion as a competitive gymnastics coach here in Fernie, reconnecting a love of the sport with a city I deeply adored. To discuss the local Fernie City Council elections with Spencer, he can be contacted at; spencergough@shaw.ca#thephilgaddpodcast #exp #realestate #growth #success #entrepreneurs #entrepreneur #entrepreneurship #entrepreneurlife

Brings listeners into the minds of other entrepreneurs to learn how they developed their success and growth.Show sponsor Phil Gadd - Fernie REALTOR® - Brokered by eXp Realty https://philgadd.com/In this episode, delve into the mind of Nic Milligan - one of the candidates for mayor in the City of Fernie Council elections.  What a successful term on the Fernie city council would look like for him.Nic was born in the West Highlands of Scotland and moved to Fernie at the age of four when his father came here to take a job in mine reclamation at Kaiser Resources. His late father, Tony Milligan, is considered the father of open-pit mine reclamation in the province of British Columbia.Nic was raised in Fernie and is passionate about this community. He has decided to run for office to give back to this incredible place but also because of a long history of community engagement, consultation, building bridges, and finding collaborative solutions around shared values. Nic believes the community can benefit from the application of those skills in municipal government.We also discuss his favourite book routines, and a fun fact that not many people know about Nic, listen towards the end to find out!To discuss the local Fernie City Council elections with Nic, he can be contacted via his website: milliganformayor.ca or by email at milliganformayor@gmail.com#thephilgaddpodcast #exp #realestate #growth #success #entrepreneurs #entrepreneur #entrepreneurship #entrepreneurlife

Brings listeners into the minds of other entrepreneurs to learn how they developed their success and growth.Show sponsor Phil Gadd - Fernie REALTOR® - Brokered by eXp Realty https://philgadd.com/In this episode, delve into the mind of Kyle Hamilton - one of the candidates in the City of Fernie Council elections. We learn why he is running for a second term on council. How he defines success, and what a successful term on the Fernie city council would look like for him.A resident of Fernie for 15+ years, Hamilton is seeking a second term on Council. Throughout his time in Fernie, he has been active and involved in many local community groups and organizations. He has sat on the Board of Directors for Tourism Fernie, the Board of Directors for the Fernie and District Arts Council, as well as a Rotarian for the last 12 years. Known throughout the community as a photographer and content creator, he has had his images used locally, and internationally.After his first term on council, and seeing how decisions made 5, 10, and 20 years ago are now impacting the community, his platform for re-election is based on looking not just at the next 4 years, but the next 40, to ensure that the decisions made today ensure that community remains a diverse, welcoming, and vibrant place to live well into the future.We also discuss his favourite book which is Not Wanted on the Voyage by Timothy Findley, habits and much more.To discuss the local Fernie City Council elections with Kyle, he can be contacted at;@iamkylehamilton, or email hello@kylehamiltonphotography.com#thephilgaddpodcast #exp #realestate #growth #success #entrepreneurs #entrepreneur #entrepreneurship #entrepreneurlife

Brings listeners into the minds of other entrepreneurs to learn how they developed their success and growth.Show sponsor Phil Gadd - Fernie REALTOR® - Brokered by eXp Realtyhttps://philgadd.com/Today I speak with Pierre Nadeauone of the top1% real estate agents in Canada with over $1 Billion in sales.I chat with Pierre about how he has achieved constant success over the last 20 years. From selling over 5,000 properties with over $1 Billion in sales to growing his team to almost 500 agents at eXp.How he overcame obstacles, and how Pierre developed his success and growth. We also will discuss favourite books, music, routines, habits and the success of 30 years of marriage with three amazing kids.Implement the strategies you learn listening to this podcast and start shaping your own growth mindset and entrepreneurial journey. It can be that simple.#thephilgaddpodcast #exp #realestate #growth #success #entrepreneurs #entrepreneur #entrepreneurship #entrepreneurlife

Brings listeners into the minds of other entrepreneurs to learn how they developed their success and growth.Show sponsorPhil Gadd - Fernie REALTOR® - Brokered by eXp Realtyhttps://philgadd.com/In this episode, I delve into the mind of Harshan Ramadass "Harsh" - one of the candidates in the local City of Fernie council elections. We learn why he wants to get into local government, how he defines success, how he arrived in Fernie from his native country of India and what a successful term on the Fernie city council would look like for him.We also discuss his favourite books, and music, which turns out to be Swedish melodic death metal. Routines, habits and much more.To discuss the local Fernie City Council elections with Harsh, he can be contacted atFacebook(250) 433-1240#thephilgaddpodcast #exp #realestate #growth #success #entrepreneurs #entrepreneur #entrepreneurship #entrepreneurlife

Brings listeners into the minds of other entrepreneurs to learn how they developed their success and growth.Show sponsorPhil Gadd - Fernie REALTOR® - Brokered by eXp Realtyhttps://philgadd.com/Andre LaFountain has been in the Real Estate Industry for 31 years. Starting out as a part-time agent in NY to a full-time agent with a team and became an Associate Broker of an Independent brokerage selling over 300 units per year with his partner and team. Then moving to GA to be part of a high-level real estate coaching team for 9 years helping agents grow their business and then back to a solo agent in a new market starting over from scratch at 49 years old. In the last 3 years at eXp, Andre has grown his global team to over 789 partners in 30 states, 4 provinces of Canada, India & Mexico, and now he is earning 3 times more per month in passive income than he ever made as a coach and is more NET profitable then he ever was in his 31-year career with no liability and virtually no overhead. He now spends his days helping his partners grow their real estate businesses and is having a TON of FUN changing lives.Implement the strategies you learn listening to this podcast and start shaping your own growth mindset and entrepreneurial journey. It can be that simple.#thephilgaddpodcast #exp #realestate #growth #success #entrepreneurs #entrepreneur #entrepreneurship #entrepreneurlife

Brings listeners into the minds of other entrepreneurs to learn how they developed their success and growth.Show sponsorPhil Gadd - Fernie REALTOR® - Brokered by eXp Realtyhttps://philgadd.com/We chat with Nick about how Greg achieved his start, and overcame obstacles, and how Nick developed his success and growth. We also will discuss favourite books, music, routines, habits and much more.Implement the strategies you learn by listening to this podcast and start shaping your growth and entrepreneurial journey. It can be that simple.#thephilgaddpodcast #exp #realestate #growth #success #entrepreneurs #entrepreneur #entrepreneurship #entrepreneurlife

Brings listeners into the minds of other entrepreneurs to learn how they developed their success and growth.Show sponsorPhil Gadd - Fernie REALTOR® - Brokered by eXp Realtyhttps://philgadd.com/This week I speak with Gogo Bethke "The Social Media Queen" of real estate. www.gogobethke.comWe chat about how Gogo achieved her start, overcame obstacles, and how Gogo developed her success and growth. We also will discuss favourite books, music, routines, habits and much more.Implement the strategies you learn listening to this podcast and start shaping your own growth mindset and entrepreneurial journey. It can be that simple.#thephilgaddpodcast #exp #realestate #growth #success #entrepreneurs #entrepreneur #entrepreneurship #entrepreneurlife

Brings listeners into the minds of other entrepreneurs to learn how they developed their success and growth.Show sponsorPhil Gadd - Fernie REALTOR® - Brokered by eXp Realtyhttps://philgadd.com/This week I speak with Paul Jenkins Managing Director of leading packaging innovation consultancy ThePackHub, which he founded 10 years after a career in senior brand management roles. The business helps brand owners, retailers, and packaging suppliers from around the world deliver a range of packaging innovation challenges. Paul has become an internationally renowned expert in packaging trends and runs a members’ packaging innovation platform called The Innovation Zone with over 6,100 initiatives from around the world. ThePackHub also hosts packaging conferences and webinars, publishes packaging reports and offers technical packaging support.We chat about how Paul about the ups and downs of making a success of packaging consultancy business after two decades in the corporate world. We also will discuss favourite books, music, routines, habits and much more.Implement the strategies you learn by listening to this podcast and start shaping your growth and entrepreneurial journey. It can be that simple.#thephilgaddpodcast #exp #realestate #growth #success #entrepreneurs #entrepreneur #entrepreneurship #entrepreneurlife

Brings listeners into the minds of other entrepreneurs to learn how they developed their success and growth.Show sponsorPhil Gadd - Fernie REALTOR® - Brokered by eXp Realtyhttps://philgadd.com/This week I speak with Matt Pelling - Digital Music Pioneer.We chat with Matt about how a lad from a small town in Sussex in the UK ends up on stage with the musical legend Stevie Wonder.Matt founded Loopmasters in 2002 which is a royalty-free sound source for musicians looking for inspiration, in 2012 he launched Plugin Boutique which is a marketplace for music plugins. In 2016 Loopcloud was launched which is a cloud-based subscription model for sounds.We talk NFT's and Rhodes Electric Piano, favourite books, music, routines, habits and much more.Implement the strategies you learn listening to this podcast and start shaping your own growth mindset and entrepreneurial journey. It can be that simple.#thephilgaddpodcast #exp #realestate #growth #success #entrepreneurs #entrepreneur #entrepreneurship #entrepreneurlife

Brings listeners into the minds of other entrepreneurs to learn how they developed their success and growth.Show sponsorPhil Gadd - Fernie REALTOR® - Brokered by eXp Realtyhttps://philgadd.com/This week I speak with GMoney [AKA Greg Barrow], a real local Fernie Legend. We chat about how Greg found Fernie. The history of Edge of the World the snowboarding and skate store Greg owns. How Greg achieved his start, overcame obstacles, and how Greg developed his success and growth. We also will discuss favourite books, music, routines, habits and much more.Implement the strategies you learn listening to this podcast and start shaping your own growth mindset and entrepreneurial journey. It can be that simple.#thephilgaddpodcast #exp #realestate #growth #success #entrepreneurs #entrepreneur #entrepreneurship #entrepreneurlife

Brings listeners into the minds of other entrepreneurs to learn how they developed their success and growth.Show sponsorPhil Gadd - Fernie REALTOR® - Brokered by eXp Realtyhttps://philgadd.com/This week I speak with Rob Bain, Mortgage Professional. We chat about how Rob became got his start. The value a Mortgage Broker can provide along with the benefits of a Pre-approval. Rates and Inflation and predictions on the Bank of Canada and overall financial markets for 2022.Implement the strategies you learn listening to this podcast and start shaping your own growth mindset and entrepreneurial journey. It can be that simple.#thephilgaddpodcast #exp #realestate #growth #success #entrepreneurs #entrepreneur #entrepreneurship #entrepreneurlife