Wealthworx Radio with Eric Kearney

Eric Kearney discusses the evolving landscape of retirement planning as they step into 2025. They explore the impact of geopolitical shifts, inflation, and interest rates on the investment landscape. The conversation delves into strategies for protecting retirement savings, the importance of emotional intelligence in financial planning, and the role of behavioral finance in investment decisions. They emphasize the need for proactive financial management and the significance of understanding personal emotions related to money. The hosts encourage listeners to seek financial education and clarity to ensure a successful retirement journey. Call Eric Kearney 800-779-1942 Visit Retirement Wealth LLC to learn more. Text Eric to 600700.See omnystudio.com/listener for privacy information.

Eric Kearney, and Joseph Lanza discuss the critical connection between financial fitness and physical fitness. They explore various exercises that can enhance both physical health and financial well-being, emphasizing the importance of discipline in both areas. The conversation transitions into strategies for navigating market fluctuations and the significance of having a solid recovery plan during market downturns. The hosts also highlight the role of a fiduciary advisor in managing investments and ensuring that clients are well-prepared for retirement, regardless of market conditions. Call Eric Kearney 800-779-1942 Visit Retirement Wealth LLC to learn more. Text Eric to 600700.See omnystudio.com/listener for privacy information.

Eric Kearney and Joseph Lanza discuss critical financial concerns for retirees, including the importance of proper planning, understanding employer resources, and the mismanagement of 401(k) plans. They emphasize the need for a proactive approach to retirement planning, the impact of daily market fluctuations, and the role of technology in financial advice. The conversation also highlights valuable financial advice and the significance of focusing on income rather than just wealth in retirement. The discussion also covers investment options, the complexities of long-term care insurance, and insights into market predictions for the future. Call Eric Kearney 800-779-1942 Visit Retirement Wealth LLC to learn more. Text Eric to 600700.See omnystudio.com/listener for privacy information.

Joseph Lanza discusses the feasibility of retiring in three years or less. They explore essential factors such as financial planning, cash flow, income streams, health care considerations, and the importance of maximizing retirement accounts. The conversation also delves into the implications of debt, mortgage management, and the potential role of part-time work or freelancing in retirement. This conversation delves into various aspects of retirement planning, focusing on part-time work, social security, tax implications, and the importance of staying active. Call Eric Kearney 800-779-1942 Visit Retirement Wealth LLC to learn more. Text Eric to 600700.See omnystudio.com/listener for privacy information.

Joseph Lanza discusses the findings of a study by Northwestern Mutual that reveals how the wealthy excel in financial planning compared to the general population. They explore the importance of having a long-term financial strategy, the need for regular updates to financial plans, and the benefits of working with a professional advisor. The conversation also delves into the psychological aspects of financial planning, emphasizing the need to control what can be controlled and to avoid overreacting to market volatility. Call Eric Kearney 800-779-1942 Visit Retirement Wealth LLC to learn more. Text Eric to 600700.See omnystudio.com/listener for privacy information.

Eric Kearney and Joseph Lanza discuss significant upcoming changes in retirement planning for 2025, including higher contribution limits for 401k plans and automatic enrollment expansions. The hosts discuss the implications of required minimum distributions (RMDs) and the benefits of qualified longevity annuity contracts (QLACs). They emphasize the importance of comprehensive financial planning and draw parallels between military branches and financial resilience, highlighting the need for diversification and adaptability in investment strategies. Call Eric Kearney 800-779-1942 Visit Retirement Wealth LLC to learn more. Text Eric to 600700.See omnystudio.com/listener for privacy information.

Eric Kearney and Joseph Lanza discuss essential strategies for wealth preservation and financial planning. They explore the mindsets of wealthy individuals, emphasizing the importance of discipline, continuous improvement, and having a comprehensive financial plan. Key topics include diversification, maintaining a cash reserve, tax strategies, estate planning, and the role of life insurance in wealth transfer. The conversation highlights the need for individuals to work with a qualified financial advisor to navigate these complexities and secure their financial future. Call Eric Kearney 800-779-1942 Visit Retirement Wealth LLC to learn more. Text Eric to 600700.See omnystudio.com/listener for privacy information.

Eric Kearney and Joseph Lanza discuss the realities of retirement, emphasizing the importance of financial planning, health, and understanding inflation. They highlight common concerns for retirees, such as Social Security and market fluctuations, and stress the need for a comprehensive financial strategy. The conversation also draws parallels between managing finances and dealing with various personality types during Thanksgiving gatherings, illustrating the emotional aspects of financial decision-making. Call Eric Kearney 800-779-1942 Visit Retirement Wealth LLC to learn more. Text Eric to 600700.See omnystudio.com/listener for privacy information.

Eric Kearney, and Joseph Lanza discuss the complexities of retirement planning, emphasizing the importance of understanding financial products like Wealthguard, the implications of national debt, and the necessity of realistic expense planning. They highlight common pitfalls retirees face, such as underestimating expenses and the role of financial advisors in navigating these challenges. The conversation also covers healthcare costs, social security strategies, tax management, and long-term care planning, ultimately encouraging listeners to make informed financial decisions for a secure retirement. Call Eric Kearney 800-779-1942 Visit Retirement Wealth LLC to learn more. Text Eric to 600700.See omnystudio.com/listener for privacy information.

Joseph Lanza explores the intersection of Halloween candy and retirement planning. They discuss the importance of diversification, multiple income streams, long-term planning, and the need for a proactive approach to financial security. The conversation highlights the challenges facing retirees today, including the impact of job changes on retirement savings, the significance of Social Security timing, and the rising costs of healthcare. The hosts emphasize the necessity of planning for unexpected expenses and the value of working with a financial advisor to create a comprehensive retirement strategy. Call Eric Kearney 800-779-1942 Visit Retirement Wealth LLC to learn more. Text Eric to 600700.See omnystudio.com/listener for privacy information.

It's time to FEEL SOMETHING on Wealthworx Radio! Joseph and Eric take this episode to dive into the interplay between our SIX MAIN EMOTIONS and how they relate to GETTING YOUR MONEY RIGHT. Don't miss this riveting talk on happiness, sadness, fear, anger, and MORE BIG FEELINGS in the context of MAKING YOUR RETIREMENT PLAN BULLETPROOF!See omnystudio.com/listener for privacy information.

Eric Kearney and Joseph Lanza take a look at retirement planning through food. For example lasagna describes the layers of retirement. They also highlight their favorite restaurants that relate to the food being discussed. The conversation also addresses listener questions, providing insights into managing retirement income and navigating unexpected financial challenges. Call Eric Kearney 800-779-1942 Visit Retirement Wealth LLC to learn more. Text Eric to 600700.See omnystudio.com/listener for privacy information.

Eric Kearney and Joseph Lanza discuss the complexities of retirement planning, emphasizing the importance of creating a personalized game plan. They explore the role of AI in financial education, the necessity of tax strategies, and the emotional aspects of financial decision-making. The conversation also addresses listener questions, providing insights into managing retirement income and navigating unexpected financial challenges. all Eric Kearney 800-779-1942 Visit Retirement Wealth LLC to learn more. Text Eric to 600700.See omnystudio.com/listener for privacy information.

Eric Kearney and Joseph Lanza discuss seven financial diseases that retirees should avoid, comparing them to common health conditions. They cover topics such as overlooking long-term risk, failing to review and update financial plans, mismanaging cash flow, accumulating too much debt, ignoring hidden fees and costs, and being too rigid with retirement plans. They also provide tips for finding happiness in retirement, including staying connected with loved ones, embracing lifelong learning, and maintaining a healthy lifestyle. The hosts emphasize the importance of being prepared for the unexpected and offer listeners a complimentary financial review. Call Eric Kearney 800-779-1942 Visit Retirement Wealth LLC to learn more. Text Eric to 600700.See omnystudio.com/listener for privacy information.

Joseph Lanza discusses the financial mistakes made by monarchs throughout history and how we can learn from them. He highlights four lessons: avoiding short-term gains, addressing financial problems promptly, being proactive in spending and investing, and listening to expert advice. Lanza emphasizes the importance of creating a long-term financial plan that is sustainable for retirement and regularly reviewing and updating it. He also connects popular 80s songs to retirement planning, emphasizing the need for optimism, monitoring and reviewing financial plans, and balancing present and future financial goals. Call Eric Kearney 800-779-1942 Visit Retirement Wealth LLC to learn more.See omnystudio.com/listener for privacy information.

Planning for retirement can be daunting, but knowing the pitfalls can make all the difference. This episode of WealthWorks Radio discusses common mistakes and proactive strategies to secure a comfortable and stress-free retirement. The conversation covers topics such as waiting too long to plan, not prioritizing contributions to investments, not diversifying investments, deferring taxes, and the importance of personalized advice and continuous monitoring. Call Eric Kearney 800-779-1942 Visit Retirement Wealth LLC to learn more.See omnystudio.com/listener for privacy information.

The conversation on WealthWorx Radio covers various topics related to retirement planning and the current market volatility. The hosts discuss the recent market volatility and its potential impact on the economy. They also talk about the importance of having a financial plan and regularly updating it. The conversation touches on topics such as Social Security, healthcare costs, estate planning, and the emotional transition from working full-time to retirement. The hosts emphasize the need for investors to stay calm and not let emotions drive their investment decisions. They also offer a complimentary financial blueprint and income plan to listeners who call in. Call Eric Kearney 800-779-1942 Visit Retirement Wealth LLC to learn more.See omnystudio.com/listener for privacy information.

In this segment of WealthWorks Radio, the hosts discuss the topic of Roth conversions and the factors to consider when deciding whether to do a Roth conversion. They highlight the increasing awareness of tax implications and the national debt, which may lead to higher tax brackets in the future. They also mention the Secure Act 2.0 and the changes it brings to RMDs for non-spousal IRAs. The hosts provide tips for retirement planning, including saving 15% annually, considering longevity risk, and getting professional help. They offer listeners a financial blueprint and an income plan as giveaways. Call Eric Kearney 800-779-1942 Visit Retirement Wealth LLC to learn more.See omnystudio.com/listener for privacy information.

In this episode of WealthWorks Radio, Eric Kearney and Joseph Lenza discuss the five pillars of retirement planning: retirement income, financial planning, investment management, healthcare planning, and estate planning. They emphasize the importance of regularly updating and monitoring financial plans, as well as the need for a comprehensive estate plan. The hosts also touch on the rising healthcare costs and the potential impact on retirement planning. They offer listeners the opportunity to receive a personal financial blueprint and an income plan at no cost. Call Eric Kearney 800-779-1942 Visit Retirement Wealth LLC to learn more.See omnystudio.com/listener for privacy information.

This episode of WealthWorx Radio covers various topics including retirement regrets, the retirement savings crisis, minding your own business for retirement, and the importance of having a destination in mind. The hosts also discuss the dependency on Social Security, the challenges of healthcare in retirement, and popular retirement activities. The episode emphasizes the need for proper financial planning and the importance of working with a knowledgeable advisor. Call Eric Kearney 800-779-1942 Visit Retirement Wealth to learn more.See omnystudio.com/listener for privacy information.