Today I have the pleaseure of speaking with Lynette. 47 Years as a Physical Therapist with LOTS of good information for you.  Lynette will discuss a fw things that happened to her recently and what she learned. Today you MUST read "EVERYTHING" or possibly end up paying a fortune out of pocket!NEW things to be aware of when seeing a NEW doctor.READ EVERYTHING BEFORE YOU SIGN!Look CLOSELY at ALL the forms!Why should YOU do THEIR job?3:18 Lynette talks about how a doctors office wanted her to do their job!STAY IN NETWORK !!!DO NOT have them send you a new script and here's why!9:12 How allowing the doctors office to send a script Lynette paid MORE and had to wait!11:10 On line forms and security concernsWatch the video version hereContact me Visit my website#consentform#fineprint#medicalforms#medicarepodcast#medicareinsurance #innetwork#outofnetwork#dentist #medicaredentalcoverage#medicaredental#reimbursementfrommedicare#onlineforms #medicalformsonline#medicalforms#onlinemedicalforms#medicareadvantagedental#medicareadvantage #medigap #dentalandmedicare

Will Medicare cover my procedure?Can I get dentures with basic Medicare? These questions and more are going to be answered in this episode. I will also have some suggestions for getting coverage that Medicare and Medigap do not provide.Will my procedure / test be covered? Click here   Watch Video version hereVisit my website Click hereContact me#medicare#medicarepodcast#medicaresignup#learnmedicare#socialsecurity#retirement#pennsylvaniamedicarespecialist#learnmedicare#retirement #retirementplanning#medicarechanges#medicareplang#medicare#medicareadvantage #mapd #medicareadvantageormedigap#medicareadvantagevsmedigap#medigapvsmedicareadvantage#medicaresupplement #medicareplans #medicarecoverage #valueaddedbenefitsmedicareextrabenefits#medicarebenefits#Medicareanddental#medicareandvision#medicarehearingaids#medicarevision

Matt joins us again only this time he shows us how Final Needs Planning can be done with Life Insurance. With 25 years of experience Matt has many ways and programs he can use Life Insurance to help you have "Peace of Mind" should an unfortunate event happen. Most people don't understand how valuable Life Insurance can be. Especially if you are newly married and starting a family.Money an issue? Well Matt will address that as well.  There is more than one way to get the coverage you want and or need. Watch the video version hereContact mewww.mig4u.net#insurance #finalexpenseinsurance #finalexpense #Funeralcost#funeralarrangements #lifeinsurance

Jeff is back with more advice and examples on how to prepare for possible nursing home stays. We hope to never need a nursing home but we also do NOT know the future! Being prepared is far than not being prepared at all! Nursing home stays are extremely expensive and they can wiupe you out if you aren't prepared!Learn how to protect yourself from the state reimbursement act, keep your home, and so much more!2:45 Jeff is helping us to learn how and when we need to sit down and prepare documentation to protect your assetts.4:0413:3614:05 NOBODY does this but Jeff. Watch his FREE Workshops available online, in person and pre-recorded. Watch at your convience!14:50 Common mistakes everyone makes! 16:53 Learn how to protect your assets "The RIGHT way!"20:50 When to plan 22:20 Never too early to plan, Only to LATE!22:38 Your investments like Annuities, stocks bonds are NOT protected! So what is?26:00 Contat Jeff today!www.bellomoassociates.comWatch Video version hereContact mewww.mig4u.net#nursinghome #medicaidreimbursementprogram#medicarepodcast#bellomoassociates#protectyourassets #statereimbursement#retirement #retirementplanning #retirementplan#pastatereimbursementprogram#medicarenadnursinghome#medicareandnursinghomes#payingfornursinghome#medicaidandnursinghome

Jeff has been a Lawyer for over 20 years, highly educted. He passedthe bar and an Under Grad degree from Junita College, MBA in Taxation and Estate Planing and several other degrees.  Jeff has dedicated his practice to helping people protect their assets WITHOUT spending a fortune! This comes from a real life experience he and his family went through and Jeff will share that with us today also. Jeff does what other lawyers don't! He holds FREE workshops and he shares some of his knowledge and experience with us in regards to Nursing Home care. How to protect yourself from being taken to the cleaners if Medicaid is involved. Jeff is an expert with over 15 years in Elder Law alone! He has helped people even if they didn't plan ahead. 2:35 Jeff talks about how he got in to Law and why he does what he does9:00 Great example of why he does FREE workshops by telling us about what happened with his mother10:07 I talk about my other and throw some questions to Jeff11:46 Jeff explains about Medicaid, and nursing homes13:06 Now we learn about the State Recovery Program and how to "Protect Your Assets!"14:32 Jeff explains how he and his office can help you protect yourself from being taken to the cleaners if Medicaid gets involved19:05 FREE Workshops and how they work and what you can expect.20:07 When do you need to start planning?23:48 More about workshops, what you need and how to sign up for one.Watch the Video version herewww.bellomoassociates.comContact mewww.mig4u.net#nursinghome #medicaidreimbursementprogram#medicarepodcast#bellomoassociates#protectyourassets #statereimbursement#retirement #retirementplanning #retirementplan#pastatereimbursementprogram#medicarenadnursinghome#medicareandnursinghomes#payingfornursinghome#medicaidandnursinghome#payingfornursinghome

Matt has been in the life insurance business for over 20 years. He has developed several programs using life insurance to help people protect their home, provide a short term income and give peace of mind knowing that if something happens to the spouce the other will still keep their home, kids will get an education and even extend Social Security income a short time.3:03 Matt talks about using life insurance as a means to extent Social Security income when a spouce passes away4:30 Matt Elaborates on how a "DIME" can protect a dollar5:09 Matt uses a real world example on how this works11:35 Living benefits are a "possible" option depending on the policy and company13:02 we talk about the best time to buy a life policy11:57 Matt tells us just how easy and fast a final expense policy can be issued12:33 Get a policy now or pay a lot of out of pocket laterWatch the video version here www.mig4u.netQuestions? Contact me here: Questions#lifeinsurance #socialsecurity #retirementincomeplanning #lifeplanning #retirementplanning #insurance #finalexpenseinsurance #finalexpense

I know its been a while but I'M BACK !!!First a quick refresher then on to new information, interviews and so much more!Subscribe and make sure you don't miss any episodes! Share with your friends and STAY TUNED !!!Watch the Video version herewww.mig4u.net

Mary Bach is back with more tips and great information on Scams and how NOT to be a victim! Mary Bach has been doing public speaking on SCAMS FRAUD and so much more for years. She has been featured on Good day Pa for 2 years every 2nd Tuesday with new information and tips to avoid becoming a statistic! Watch and learn how to protect yourself. Don't become a victim, be a FRAUD STOPPER like Mary!#medicarescam#scam#mailfraud#checkfraud#checkwashing#romancescam#spoofing #callerid #fakecallerid

Time to start your Social Security benefits? Well this step by step video should help you get that check started. Dave will walk you through the steps and if all goes well within 35 mnutes you should have everything done.This is best watched on YouTube as there are a lot of screen shots that may be hard to understand by audio only.If you were previously married (especially the ladies) you will need some information from your former spouce. Hopefully you have old tax returns or something that will have his birth date and social security number.www.mig4u.netWatch the video version here#socialsecurity #socialsecuritycheck#socialsecuritybenefits #applyforsocialsecurity#socialsecurityenrollment#howtoapplyforsocialsecurity

How do you enroll in Part B for Medicare?Want to be on hold 30+ minutes? NO?! Then watch this video and do it in 20-25 minutes!Documentation needed (to avoid Penalties) Dave will walk you through how to enroll in Part "B" ONLY (for those that already have Part "A".It's quick and you only need to be an average computer savy person!This episode is best watched on YouTubewww.mig4u.netWatch the video version here#enrollinpartb#howtoenrollinpartb#medicarepartb #howtoenrollinmedicarepartb#medicarepodcast #medicare #partb

How o you know if you need to make changes in your Medicare plan?What should you consider?Dave is going to cover all this and more. We will also look at what to DO and NOT DO!  Things to look out for and how to best protect your identity!Also, make sure you watch "SCAM SLAM" with mary Bach! Excelent interview showing you how to best protect your identity.Some other great interviews are with:Tom Kennedy on Medicare vs Medigap, How plans are designed with Ashley Mountain.Watch the video version herewww.mig4u.net#medicare #medicarepodcast #medicareopenenrollment #medicareannualenrollment#annualenrollmentformedicare#openenrollment #annualenrollment#openenrollmentformedicare#medicaredosanddonts#medicareadvertising

Things are always changing with Medicare.FINALLY some help with the more expensive drugs is underway!Take a sneek preview at what is changing for Perscription Drugs for 2024 and beyond.Watch the video version herewww.mig4u.netLearn about late enrollment penaltiesCreate your "Personalized" Medicare Account#medicarechanges#medicarepartd #medicarepodcast #2020medicarechanges#medicarechangesin2024#medicaredrugchanges#medicarepartdchanges#medicaredonuthole#donuthole

Have you ever been scammed? Medicare is a HUGE target and so many seniors are falling victium to false call centers and telemarketers that aren't who they say they are!Who cares if a "Professional" athlete is promoting a plan or some celebrate! Technology is great....UNTIL you become a victium! Mary Bach has been doing public speaking on SCAMS FRAUD and so much more for years. She has been featured on Good day Pa for 2 years every 2nd Tuesday with new information and tips to avoid becoming a statistic! Bait and switch tactics and misleading mail can cost you major $$$$ ! Spoofing, has become rabid and caller ID is no longer trustworthy! Watch and learn how to protect yourself and where to REPORT any attempts to rob you of your identity!www.mig4u.netWatch the video version here#medicarescam#medicarefraud#spoofing #callcenterservices #medicarepodcast #medicare #medicarecommercials#medicarecommercial

Are you a traveler?Do you avoid the cold in winter and head south?Just make sure you're in the right plan to cover you wherever you are.In this edition of Medicare Simplified Dave discusses the do's and don'ts for frequent travelers!www.mig4u.netWatch the video version here#Medicareaccount#medicarepodcast #nationwidenetwork#snowbirds#pennsylvaniamedicarespecialist#medicarenetworks#networksinmedicare#travelingwithmedicare#medicarenetwork#medicarenetworks#medicaretravel

Why is a plan different by county?What is Nation Wide Coverage?Ashley has over 15 years in the Medicare field and a wealth of knowledge!Ashley will inform us 1. How plans are designed and why they are different by county, 2. How co-pays are set.3. What is covered when traveling when NOT on a nation wide plan.4. Why Value added benefits are part of plans and how funds allocated.SO MUCH MORE!!!www,mig4u.netWatch video version here#medicareadvantage #medicarenationwidecoverage#medicarepodcast #medicare #retirementplanning #medicarecopays#medicaredental#medicarevision#medicareadvantageperscriptiondrug#medicarenetwork#medicarezeropremium#travelingwithmedicare#medicareinnetwork#medicareoutofnetwork#starrating#medicarestarrating

Which program is better for you?What are the Pro's and Cons of each?These questions and MANY more will be discussed with Tom.  He has over 20 years in the field of Medicare Advantage and Medigap sales. He has been served as a field agent, Broker and a Broker manager. He now manages field sales and Government programs.  He knows all aspects of the Medicare industry and has a wealth of knowledge to share through this interview. We will discuss Pros and Cons of both Medigap and Medicare Advantage. Through this interview we hope to assist you in deciding which product will best suit your needs and concerns. Do's and Don'ts as well as the expense with both options.Watch the video version herewww.mig4u.net#medigap#medicareadvantage#choosingamedicareplan#medicarenetwork#medicarepodcastmedicareplang#medicare#medicareadvantage #mapd #medicareadvantageormedigap#medicareadvantagevsmedigap#medigapvsmedicareadvantage#medicaresupplement #choosingamedicareplan#medicarepodcast #medicareoptions#medicareplans #medicarecoverage #choosingamedicareplan

Medicare plans have extras that Origonal Medicare "DOESN'T OFFER!"Learn about some of these "Bonuses" and how to use them. Take advantage of "FREE" items you pay for everyday!Learn about Dental, Vision and SO MUCH MORE!Watch the video version herewww.mig4u.net#medicarebenefits#Medicareanddental#medicareandvision#medicarehearingaids#medicarevision#medicaredental#medicarepodcast#medicareextrabenefits#medicaretransportation#medicare#valueaddedbenefits

How many different options does Medicare Advantage have?What is an MSA?Today Dave will talk about all the different types of Medicare Advantage. How MSA's work and why they could be a good fit for a "FEW" people. What is PFFS? HMO and PPOs how they are similiar and different. #medicare #medicarepodcast #medicareadvantage #mapd #medicaresavingsaccount#whatisanmsaVideo version click herewww.mig4u.net

What is Medigap? Are you a snow bird or like to travel?In this 4 part series Dave will show you some of the basics of Medigap, Medicare Advantage, Value Added benefits and finishing the series off with an interview with Tom Kennedy. Tom will be comparing Medigap and Medicare Advantage, differences pros and cons. You will want to see all 4 parts!www.mig4u.netWatch the video version here#medigap #medicaresupplements #medicareplang#medicareplann#travelingwithmedicare#medicareinothercountries

Why did I get a penalty from Medicare?Can Medicare penalties be removed or lowered?How long do I have to pay these penalties?Dave will show you how and why you may have received a "Late Enrollment Penalty" and how to hopefully reduce it. Late enrollment penalties "CAN" be avoided!Watch the video version herehttps://youtu.be/7S5Q0QoiI-cwww.mig4u.net#PartDpenalty#medicarepodcast #medicarepenalty#medicarepenalties#partbpenalty#howtoreducemedicarepenalty#medicarepartd #medicarepartb