We're The Brits In America

Plan First Wealth

A podcast by British expats in the US for British expats in the US.

We're the Brits In America is brought to you by Plan First Wealth LLC, a US/UK cross-border financial planning and wealth management firm exclusively serving successful British expatriates now living in America.

Being an immigrant to America can be - should be - a wonderful, life-changing decision. But, it can also be extremely challenging, accompanied by some unique and idiosyncratic rules and regulations that can catch the unknowing expat unawares.

At Plan First Wealth LLC, on an almost daily basis, we see Brits in America making many of the same avoidable mistakes and missteps - some of which have been going on for years and can be costly to resolve.

Meeting with prospective clients one-on-one is great and we can have an enormous impact on the people we work with directly, but we're not moving the needle.

We're the Brits In America seeks to address the problem en masse.

Our mission & purpose is that of Plan First Wealth LLC - we want to help fellow British expats thrive in America. We want them to change their and their family's lives financially. We want Brits in America to be rewarded for their boldness and their risk taking and be wealthier and happier.

We believe that this can be achieved, in large part, by avoiding the expat landmines that can trip them up and by taking advantage of all available opportunities.

We're the Brits In America consists of 3 different show formats:

Ask An Expert will tap into host Richard Taylor's network and bring subject matter experts - professionals in the US/UK advisory space - on to highlight some of the challenges and also opportunities that accompany being an expatriate in America.

From The Trencheswill see Richard and colleague James Boyle bring you their take on what's going on in the world. They'll do a deep dive into some technical topics and share their thoughts on some of the popular financial planning aphorisms, all interlaced with the real stories and observations that they encounter on a daily basis in the field.

Finally, Always An Expatis a show where we bring in an interesting expat to talk about their experience moving to and living in America,

I hope you enjoy! More importantly, I hope you thrive!

We're The Bris In America is affiliated with Plan First Wealth LLC, an SEC-registered investment advisor. The views and opinions expressed in this program are those of the speakers and do not necessarily reflect the views or positions of Plan First Wealth.

The information presented is for educational purposes only and does not intend to make an offer or solicitation for the sale or purchase of any specific securities, investments, or investment strategies. Investments involve risk and unless otherwise stated, are not guaranteed. Be sure to first consult with a qualified financial adviser and/or tax professional before implementing any strategy discussed herein.

Plan First Wealth does not provide any tax and/or legal advice and strongly recommends that listeners seek their own advice in these areas.

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Society & CultureSociety & Culture

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Introducing Always An Expat

Introducing Always An Expat

It’s a big step: moving across the pond. No matter how long you spend in the US as an expat, you always keep that connection with home. Do you ever stop being an expat? I don’t think you do.I'm Richard Taylor, from Plan First Wealth. I'll be bringing you captivating interviews with people who have embarked on incredible journeys, and experienced life in different countries. Discover how our bold guests have chased their dream across the pond, hopping time-zones and navigating cultural change, and learn from their experiences along the way. Always an Expat is affiliated with Plan First Wealth LLC, an SEC registered investment advisor. The views and opinions expressed in this program are those of the speakers and do not necessarily reflect the views or positions of Plan First Wealth. Information presented is for educational purposes only and does not intend to make an offer or solicitation for the sale or purchase of any specific securities, investments, or investment strategies. Investments involve risk and unless otherwise stated, are not guaranteed. Be sure to first consult with a qualified financial adviser and/or tax professional before implementing any strategy discussed herein. Plan First Wealth does not provide any tax and/or legal advice and strongly recommends that listeners seek their own advice in these areas.

Episodes

22. Sell in May and go away? | From the Trenches

22. Sell in May and go away? | From the Trenches

Richard Taylor and James Boyle are back, bringing you the latest reports and their unfiltered takes on what’s going in the world of US/UK cross-border investing and financial planning. Rich and James start with a look at how the markets behaved in May, which was generally very positive. As said many times on the show before, it’s important not be reactive or make emotional investment decisions. Current events influencing long-term investment strategies is a common mistake. Don’t touch that third rail! The conversation then turns to investment and tax implications for expats who may move back to the UK. What are the implications for reporting vs non-reporting funds? Avoid punitive tax liabilities with some key planning decisions.Finally, the talk turns to retirement (sadly not their own) and, citing a recent New York Times Magazine piece, the importance of having something to retire to. Have you thought about your retirement plan? It’s crucial to have one. James and Rich weigh up the pros and cons of retiring early against continuing to work in a consultancy role.Always an Expat is affiliated with Plan First Wealth LLC, an SEC registered investment advisor. The views and opinions expressed in this program are those of the speakers and do not necessarily reflect the views or positions of Plan First Wealth. Information presented is for educational purposes only and does not intend to make an offer or solicitation for the sale or purchase of any specific securities, investments, or investment strategies. Investments involve risk and unless otherwise stated, are not guaranteed. Be sure to first consult with a qualified financial adviser and/or tax professional before implementing any strategy discussed herein. Plan First Wealth does not provide any tax and/or legal advice and strongly recommends that listeners seek their own advice in these areas.

21. Understanding dual taxation: it's better to go talk to the IRS than have the IRS come looking for you | From the Trenches

21. Understanding dual taxation: it's better to go talk to the IRS than have the IRS come looking for you | From the Trenches

Richard Taylor and Sean Kearney are in the trenches, giving you the latest reports and their unfiltered takes on what’s going in the world of investing and financial planning. Sean is the founder of Amvoy Wealth, an Irish/American financial planning and investment management firm based in Dublin and New York City. You need to understand dual taxation. The US and Irish tax systems shouldn’t be viewed in isolation; Sean explains how they interact and how they can impact your financial planning. There are tough penalties for failing to comply with tax obligations in both jurisdictions – the penalties for not doing it if you’re found out are pretty archaic, and they’ll hurt your bank account far worse than complying. The three key takeaways from this episode: 1. Complexity of Dual Taxation: Understanding and managing the tax responsibilities in two countries is crucial. Kearney points out, "We pay CGT in Ireland, we pay CGT in the US. But how does that work together?"2. Necessity of Specialized Advice: The importance of obtaining specialized financial and tax advice is a recurring theme. As Kearney explains, many advisors may not fully grasp the intricacies of international tax laws which can lead to severe consequences. "There's lots of people out there that pretend that they know what to do and from my experience they don't."3. Proactive Compliance: Rich and Sean stress the importance of being proactive rather than reactive when it comes to tax compliance and financial planning. As Sean says: "It's better to be going talking to the IRS than the IRS come looking for you." This proactive approach can prevent severe penalties and ensure smoother financial operations across borders.Always an Expat is affiliated with Plan First Wealth LLC, an SEC registered investment advisor. The views and opinions expressed in this program are those of the speakers and do not necessarily reflect the views or positions of Plan First Wealth. Information presented is for educational purposes only and does not intend to make an offer or solicitation for the sale or purchase of any specific securities, investments, or investment strategies. Investments involve risk and unless otherwise stated, are not guaranteed. Be sure to first consult with a qualified financial adviser and/or tax professional before implementing any strategy discussed herein. Plan First Wealth does not provide any tax and/or legal advice and strongly recommends that listeners seek their own advice in these areas.

20. The importance of sticking to an investment plan | From the Trenches

20. The importance of sticking to an investment plan | From the Trenches

Richard Taylor and James Boyle are in the trenches, giving you the latest reports and their unfiltered takes on what’s going in the world of investing and financial planning.There’s been a 25% increase in the markets from Oct 2023 to March 2024, followed by a noticeable downturn in April. Most of us know the importance of sticking to investment plans, but how do we create one, and how do we keep a steady hand in volatile times? Rich and James also talk about non-US investments for Brits living in America, and the inevitability of dealing with Passive Foreign Investment Companies (PFICs).Also covered: Richard shares his reflections on turning 40 – it’s a milestone in our personal life but it’s also a key step along the way as we plan for our retirement. The three key takeaways from this episode: 1. Market Volatility and Investment Strategy – financial markets are inherently volatile, it’s important to stick to investment plans and maintain a steady investment strategy despite fluctuations. Endure short-term losses, achieve long-term gains.2. Tax and Investment Compliance for Expats – the complexities of managing investments in the US for British expats are numerous, navigating the tax implications and reporting requirements of PFICs is essential to know. It’s critical to be compliant with tax laws and potential consequences of mishandling foreign investments. 3. Personal Reflection and Life Planning – Ferris Bueller said it best (Richard’s 40 – excuse his dated references), time moves pretty fast, if you don’t stop and look around once in a while, you might miss it. Planning the time you have is essential – balance professional focus and success with personal satisfaction and wellbeing.Always an Expat is affiliated with Plan First Wealth LLC, an SEC registered investment advisor. The views and opinions expressed in this program are those of the speakers and do not necessarily reflect the views or positions of Plan First Wealth. Information presented is for educational purposes only and does not intend to make an offer or solicitation for the sale or purchase of any specific securities, investments, or investment strategies. Investments involve risk and unless otherwise stated, are not guaranteed. Be sure to first consult with a qualified financial adviser and/or tax professional before implementing any strategy discussed herein. Plan First Wealth does not provide any tax and/or legal advice and strongly recommends that listeners seek their own advice in these areas.

19. How the US operates as 50 little countries | Ask An Expert with Christy Woskobojnik

19. How the US operates as 50 little countries | Ask An Expert with Christy Woskobojnik

In the UK you've got four countries that make up the United Kingdom, governed by HMRC. In the US, you've got 50 little governments that reside under that umbrella. They each have autonomous authority to set their own rules, and that's where we see people stumble the most. Christy Waskobojnik is a tax advisor specializing in US-UK cross-border matters, and head of business development for DYUSA, a tax and accounting firm. This week's Ask An Expert with Christy focuses on advice for business owners thinking of starting up in the US. The three key takeaways from this episode: Understanding State Complexity: Each state has its own set of rules regarding taxation, employment, and business operations. Christy emphasizes the importance of understanding these nuances early on to avoid compliance issues and unnecessary penalties.Choosing the Right Business Structure: Many UK businesses mistakenly choose an LLC when expanding to the US, unaware of the potential tax implications. Christy advises that a C Corporation, owned by a UK Limited entity, is often the best structure. This setup allows businesses to efficiently navigate the tax systems of both countries, leveraging the US-UK tax treaty to avoid double taxation and maximize tax benefits.The Importance of Cross-Border Expertise: Seek advice from someone with specific cross-border experience. General advice from domestic accountants or incomplete research can lead businesses into complicated tax situations, costly penalties, and operational headaches. Early engagement with cross-border tax advisors can save businesses from these pitfalls and provide a smoother expansion process into the US market.Always an Expat is affiliated with Plan First Wealth LLC, an SEC registered investment advisor. The views and opinions expressed in this program are those of the speakers and do not necessarily reflect the views or positions of Plan First Wealth. Information presented is for educational purposes only and does not intend to make an offer or solicitation for the sale or purchase of any specific securities, investments, or investment strategies. Investments involve risk and unless otherwise stated, are not guaranteed. Be sure to first consult with a qualified financial adviser and/or tax professional before implementing any strategy discussed herein. Plan First Wealth does not provide any tax and/or legal advice and strongly recommends that listeners seek their own advice in these areas.

Always An Expat is changing - a new format is coming soon!

Always An Expat is changing - a new format is coming soon!

Plan First Wealth, the company behind this podcast, works with British expats in America. We're seeing the same avoidable mistakes and missteps when it comes to financial planning - some of which have been going on for years and can be very costly to resolve.So, we want to address the problems. As a result, Always An Expat is changing and the show's remit is expanding. However, our objective remains the same - we want to help fellow British expats thrive in America, by avoiding the landmines and taking advantage of all available opportunities.We're very excited to introduce We're the Brits in America, which will replace Always An Expat. Going forward, a few different shows will sit under the We're The Brits In America umbrella.We are going to have Ask An Expert, where I'll tap into my network and bring subject matter experts - professionals in the US/UK advisory space - on to highlight some of the challenges and also the opportunities that accompany being an expatriate in America.Then there will be From The Trenches, where myself and colleague James Boyle bring you our take on what's going on in the world. We'll do a deep dive into some technical topics that you can find on our website, and we'll give you our thoughts on some of the popular financial planning aphorisms, all interlaced with the real stories and observations that we encounter on a daily basis in the field.Always An Expat will still exist, where I will bring in an interesting expat to talk about their experience in America, but it will now exist alongside Always An Expat and From The Trenches.I hope you enjoy! More importantly, I hope you thrive!Always an Expat is affiliated with Plan First Wealth LLC, an SEC registered investment advisor. The views and opinions expressed in this program are those of the speakers and do not necessarily reflect the views or positions of Plan First Wealth. Information presented is for educational purposes only and does not intend to make an offer or solicitation for the sale or purchase of any specific securities, investments, or investment strategies. Investments involve risk and unless otherwise stated, are not guaranteed. Be sure to first consult with a qualified financial adviser and/or tax professional before implementing any strategy discussed herein. Plan First Wealth does not provide any tax and/or legal advice and strongly recommends that listeners seek their own advice in these areas.

18. Mark Ridley's Foreign Exchange

18. Mark Ridley's Foreign Exchange

This week Richard is joined by longtime friend and expert in foreign exchange and global payments (and East London native) Mark Ridley. Together they explore Ridley's personal and professional journey as a British expat living in the United States, highlight the nuances of expatriate life and discuss the challenges of adjusting to a new country and the opportunities it presents.Three main takeaways from this episode are:The Importance of Adaptability: Mark's story emphasizes the need for expatriates to be open and adaptable to new experiences. Despite having expectations based on previous visits and professional experiences in the U.S., living there full-time presented unforeseen challenges and opportunities.Financial Planning for Expatriates: The conversation sheds light on the significance of early and effective financial planning for expatriates. Richard highlights the unique financial challenges faced by British expats in the U.S. and the importance of managing pensions, investments, and savings to secure a stable future.Cultural and Social Adjustments: Richard and Mark discuss the cultural and social adjustments expatriates must make, from understanding local customs and work ethics to finding community and making new friends. Always an Expat is affiliated with Plan First Wealth LLC, an SEC registered investment advisor. The views and opinions expressed in this program are those of the speakers and do not necessarily reflect the views or positions of Plan First Wealth. Information presented is for educational purposes only and does not intend to make an offer or solicitation for the sale or purchase of any specific securities, investments, or investment strategies. Investments involve risk and unless otherwise stated, are not guaranteed. Be sure to first consult with a qualified financial adviser and/or tax professional before implementing any strategy discussed herein. Plan First Wealth does not provide any tax and/or legal advice and strongly recommends that listeners seek their own advice in these areas.

17. Jeremy Bettle's Expat Playbook

17. Jeremy Bettle's Expat Playbook

Jeremy Bettel, founder and CEO of Vitality Collective, shares his journey as a British expat in America and his career in high-performance professional sports. He discusses his move to the US for education and career opportunities, his experiences working in the NBA and NHL, and his transition to New York City Football Club. Together, Jeremy and Richard explore the themes of identity, self-validation, reevaluating priorities, and the pursuit of a well-lived life. As always on the show, the conversation explores the differences in mindset and financial responsibility between the UK and the US. The importance of having an emergency fund and avoiding excessive debt is emphasized. The concept of the American Dream is discussed as the opportunity to build one's own future and be in control of one's destiny. The episode concludes with closing remarks and contact information for the guest.Always an Expat is affiliated with Plan First Wealth LLC, an SEC registered investment advisor. The views and opinions expressed in this program are those of the speakers and do not necessarily reflect the views or positions of Plan First Wealth. Information presented is for educational purposes only and does not intend to make an offer or solicitation for the sale or purchase of any specific securities, investments, or investment strategies. Investments involve risk and unless otherwise stated, are not guaranteed. Be sure to first consult with a qualified financial adviser and/or tax professional before implementing any strategy discussed herein. Plan First Wealth does not provide any tax and/or legal advice and strongly recommends that listeners seek their own advice in these areas.

BONUS: US Retirement Accounts (from PFW & Friends)

BONUS: US Retirement Accounts (from PFW & Friends)

James Boyle and Richard Taylor are joined by guest Simon Misiewicz, property tax specialist, to focus on US-UK cross-border financial and tax planning for British expatriates in America. The trio emphasizes the critical need for British expats to have both a US-UK cross-border tax advisor and a financial planner, and the importance of these professionals collaborating closely. They look at US retirement accounts, stressing their significance in wealth creation for expats in the US and the intricacies of managing UK pensions from abroad. The discussion highlights the complexities of navigating US financial systems, such as understanding 401(k)s and other retirement plans, and underscores the importance of compliance and strategic financial planning. The episode also touches on recent changes affecting expats' voting rights and encourages listener engagement and questions.Always an Expat is affiliated with Plan First Wealth LLC, an SEC registered investment advisor. The views and opinions expressed in this program are those of the speakers and do not necessarily reflect the views or positions of Plan First Wealth. Information presented is for educational purposes only and does not intend to make an offer or solicitation for the sale or purchase of any specific securities, investments, or investment strategies. Investments involve risk and unless otherwise stated, are not guaranteed. Be sure to first consult with a qualified financial adviser and/or tax professional before implementing any strategy discussed herein. Plan First Wealth does not provide any tax and/or legal advice and strongly recommends that listeners seek their own advice in these areas.

16. Managing Finances From A Distance - with Steve Statler

16. Managing Finances From A Distance - with Steve Statler

Steve Statler, Chief Marketing Officer at Williott, shares his journey from the UK to the US and his experiences as an expat. He discusses the cultural differences between Israel and the UK, the challenges of moving to a new country, and the financial and immigration issues he faced. He opens up about his father's struggle with schizophrenia and the difficulties of managing family matters from a distance. It's an emotional and honest account of expat lift, wrapping up with a reminder of the importance of seeking professional advice for financial and tax matters. Always an Expat is affiliated with Plan First Wealth LLC, an SEC registered investment advisor. The views and opinions expressed in this program are those of the speakers and do not necessarily reflect the views or positions of Plan First Wealth. Information presented is for educational purposes only and does not intend to make an offer or solicitation for the sale or purchase of any specific securities, investments, or investment strategies. Investments involve risk and unless otherwise stated, are not guaranteed. Be sure to first consult with a qualified financial adviser and/or tax professional before implementing any strategy discussed herein. Plan First Wealth does not provide any tax and/or legal advice and strongly recommends that listeners seek their own advice in these areas.

BONUS: UK Pensions as a US resident (from PFW & Friends)

BONUS: UK Pensions as a US resident (from PFW & Friends)

In this bonus episode, taken from the Plan First Wealth & Friends series, Richard Taylor is joined by Richard Bradstock to examine the complexities of cross-border financial management for expats. Richard shares insights on the property market's current trends, noting the investment prospects amid changing interest rates and market dynamics. The discussion includes a look at:The latest developments in property markets, particularly focusing on Berlin's market dynamics and investment opportunitiesThe importance of proper financial and tax planning for expatriatesThe complexities of transatlantic financial management The significance of staying compliant with tax obligationsAlways an Expat is affiliated with Plan First Wealth LLC, an SEC registered investment advisor. The views and opinions expressed in this program are those of the speakers and do not necessarily reflect the views or positions of Plan First Wealth. Information presented is for educational purposes only and does not intend to make an offer or solicitation for the sale or purchase of any specific securities, investments, or investment strategies. Investments involve risk and unless otherwise stated, are not guaranteed. Be sure to first consult with a qualified financial adviser and/or tax professional before implementing any strategy discussed herein. Plan First Wealth does not provide any tax and/or legal advice and strongly recommends that listeners seek their own advice in these areas.

15. Arriving In The US With A Negative Net Worth

15. Arriving In The US With A Negative Net Worth

Richard Taylor is joined by Rob Tye to discuss his remarkable journey from Harlow to Wisconsin, where he unexpectedly discovered his entrepreneurial calling. This episode explores the birth of Necessity Media during economic upheaval, highlighting Rob's ingenuity in identifying market needs during a crisis and his innovative approach to influencer marketing. Rob shares his experiences with navigating personal and business finances, tackling the complexities of credit systems, investments, and teaching others about financial stability. He delves into the importance of strategic planning and wealth preservation, providing a unique perspective on adapting to shifting marketing landscapes and societal changes.Rob's story of transforming adversity into opportunity, shows us the power of resilience and adaptability in the face of foreign financial systems and legal challenges. This episode is a must-listen for anyone interested in entrepreneurship, financial literacy, and the art of turning dreams into successful ventures, especially in challenging economic times. It offers valuable lessons in seizing opportunities, understanding the importance of financial planning, and the critical role of foresight in business and life.Always an Expat is affiliated with Plan First Wealth LLC, an SEC registered investment advisor. The views and opinions expressed in this program are those of the speakers and do not necessarily reflect the views or positions of Plan First Wealth. Information presented is for educational purposes only and does not intend to make an offer or solicitation for the sale or purchase of any specific securities, investments, or investment strategies. Investments involve risk and unless otherwise stated, are not guaranteed. Be sure to first consult with a qualified financial adviser and/or tax professional before implementing any strategy discussed herein. Plan First Wealth does not provide any tax and/or legal advice and strongly recommends that listeners seek their own advice in these areas.

14. Parenting Across The Pond – with Barry Richards

14. Parenting Across The Pond – with Barry Richards

In this episode, host Richard Taylor interviews Barry Richards, the group president at First, a global brand experience agency. Barry shares his journey from being a chef in the UK to working in corporate event management in New York and raising a family in the American suburbs. They discuss the challenges of commuting from Connecticut to New York, the differences between working in the UK and the US, and the opportunities and mindset in the US. Barry also reflects on the experience of raising his children in the US and the benefits of the American education system. What are the cultural differences in parenting between the UK and America? The way we view alcohol differs in the US compared to the UK; what's the impact of this on parenting? And as always, what does Barry think of the American Dream?Always an Expat is affiliated with Plan First Wealth LLC, an SEC registered investment advisor. The views and opinions expressed in this program are those of the speakers and do not necessarily reflect the views or positions of Plan First Wealth. Information presented is for educational purposes only and does not intend to make an offer or solicitation for the sale or purchase of any specific securities, investments, or investment strategies. Investments involve risk and unless otherwise stated, are not guaranteed. Be sure to first consult with a qualified financial adviser and/or tax professional before implementing any strategy discussed herein. Plan First Wealth does not provide any tax and/or legal advice and strongly recommends that listeners seek their own advice in these areas.

13. Understanding the US Business Landscape – with Adam Sandman

13. Understanding the US Business Landscape – with Adam Sandman

In this episode, Richard Taylor interviews Adam Sandman, the CEO of Inflectra, about his expat journey from the UK to the US. They discuss starting a family in a new country, the cost of living and healthcare, cultural differences between the US and Europe, and the opportunities and aspirations in America. They also speculate on an alternate history where the British won the American Revolution and discuss the impact of children's media on parenting. Adam shares his experience of starting a business for work-life balance and the challenges of commuting and childcare. They conclude by reflecting on the economic confinement of the American experience and the expat community in Washington, DC. The conversation explores the importance of social networks and how they have evolved during the pandemic. It also delves into the journey of the guest from Swansea to Oxford to DC and the embodiment of the American spirit. The discussion touches on the appreciation of the grass on the other side and the differences between American and European values in business. The financial cost of employee turnover is highlighted, and the concept of the American Dream is explored. The conversation concludes with a look at the future and the broader horizons of the next generation.Always an Expat is affiliated with Plan First Wealth LLC, an SEC registered investment advisor. The views and opinions expressed in this program are those of the speakers and do not necessarily reflect the views or positions of Plan First Wealth. Information presented is for educational purposes only and does not intend to make an offer or solicitation for the sale or purchase of any specific securities, investments, or investment strategies. Investments involve risk and unless otherwise stated, are not guaranteed. Be sure to first consult with a qualified financial adviser and/or tax professional before implementing any strategy discussed herein. Plan First Wealth does not provide any tax and/or legal advice and strongly recommends that listeners seek their own advice in these areas.

12. Couples Abroad: The Shared Journey Of Expat Life - with Kate Taylor

12. Couples Abroad: The Shared Journey Of Expat Life - with Kate Taylor

It's a special episode for the holiday season. Richard is joined by Mrs Kate Taylor, a highly accomplished executive and VP of Talent at Memorial Sloan Kettering - a leading cancer research and treatment center. She's built and run internal recruitment and talent functions inside some very significant businesses in the UK, Dubai and America, spanning multiple industries, including fashion, travel and healthcare. And yes, she's Rich's wife. Together, with Producer Sam (a Baltimore native) joining in the conversation to give her unique perspective, they explore the trials and tribulations of travelling the world as a couple, and what it takes to start a family as an expat. How do you maintain your British identity? What are the risks of moving? How does having a young family impact work and the relationship? And how does Kate view the American dream? Always an Expat is affiliated with Plan First Wealth LLC, an SEC registered investment advisor. The views and opinions expressed in this program are those of the speakers and do not necessarily reflect the views or positions of Plan First Wealth. Information presented is for educational purposes only and does not intend to make an offer or solicitation for the sale or purchase of any specific securities, investments, or investment strategies. Investments involve risk and unless otherwise stated, are not guaranteed. Be sure to first consult with a qualified financial adviser and/or tax professional before implementing any strategy discussed herein. Plan First Wealth does not provide any tax and/or legal advice and strongly recommends that listeners seek their own advice in these areas.

11. The Highs and Lows that Define Creative Careers – with Hywel Berry

11. The Highs and Lows that Define Creative Careers – with Hywel Berry

Richard Taylor is back with a new thought-provoking episode of “Always an Expat.” Accompanied by Hywel Berry, the discussion segues into the intriguing dichotomy between British modesty and American tenacity concerning professional identities. The conversation teases apart the threads of this cultural quilt, assessing the influence of these contrasting tendencies on the ways individuals represent themselves professionally.Venturing into specific industry experiences, this episode also underscores the challenges of professional screenwriting and explores the related narratives revealing the highs and lows that define creative careers. Finally, the episode rounds out with a focus on evolving from passion to practicality, illustrating how individuals repurpose their skills as they steer their careers in new directions. Join us as we delve into these compelling stories of resilience, imagination, and triumph.Always an Expat is affiliated with Plan First Wealth LLC, an SEC registered investment advisor. The views and opinions expressed in this program are those of the speakers and do not necessarily reflect the views or positions of Plan First Wealth. Information presented is for educational purposes only and does not intend to make an offer or solicitation for the sale or purchase of any specific securities, investments, or investment strategies. Investments involve risk and unless otherwise stated, are not guaranteed. Be sure to first consult with a qualified financial adviser and/or tax professional before implementing any strategy discussed herein. Plan First Wealth does not provide any tax and/or legal advice and strongly recommends that listeners seek their own advice in these areas.

10. Moving With a Large Family - with Jermaine Edwards

10. Moving With a Large Family - with Jermaine Edwards

How does the move across the pond affect our families? Jermaine Edwards knows; he moved over with a family of 7. He talks to Richard on this week's episode about changes in relationships, parenting, and managing a household. They also explore how businesses need to adapt to changing work and family dynamics. They'll share stories about combining family and work and the importance of time management. There's also the obligatory comparison between healthcare in the UK and US, in particular prenatal and postnatal care. Jermaine brings valuable advice and a unique perspective to expat life on this week's Always An Expat.Always an Expat is affiliated with Plan First Wealth LLC, an SEC registered investment advisor. The views and opinions expressed in this program are those of the speakers and do not necessarily reflect the views or positions of Plan First Wealth. Information presented is for educational purposes only and does not intend to make an offer or solicitation for the sale or purchase of any specific securities, investments, or investment strategies. Investments involve risk and unless otherwise stated, are not guaranteed. Be sure to first consult with a qualified financial adviser and/or tax professional before implementing any strategy discussed herein. Plan First Wealth does not provide any tax and/or legal advice and strongly recommends that listeners seek their own advice in these areas.

9. Raising a 1st Generation American Family – with Neal Best

9. Raising a 1st Generation American Family – with Neal Best

In this episode of Always An Expat, our guest Neal Best takes us on his journey as a British expat living his American dream. Neal shares his experience of moving from industrial London to the broad, sun-kissed landscapes of California. Having established his successful business, Plan First Wealth, Neil guides us through his adaptation process to the American way of life and his dedication to helping fellow British expats maximise their financial opportunities in the US.The resonant warmth of Southwestern United States pulled Neil and his family into making the significant move, especially after visiting his brother-in-law in beautiful San Francisco. Neal talks about the mingled feelings of living in this influential city, characterised by both striking issues and enviable resilience. He also fondly remembers Chicago's frozen beauty, a city that truly tests one's endurance in the face of unforgiving winters.Always an Expat is affiliated with Plan First Wealth LLC, an SEC registered investment advisor. The views and opinions expressed in this program are those of the speakers and do not necessarily reflect the views or positions of Plan First Wealth. Information presented is for educational purposes only and does not intend to make an offer or solicitation for the sale or purchase of any specific securities, investments, or investment strategies. Investments involve risk and unless otherwise stated, are not guaranteed. Be sure to first consult with a qualified financial adviser and/or tax professional before implementing any strategy discussed herein. Plan First Wealth does not provide any tax and/or legal advice and strongly recommends that listeners seek their own advice in these areas.

8. Journey Across The Atlantic: Elaine’s Transformation from Consultant to American Bear Advocate

8. Journey Across The Atlantic: Elaine’s Transformation from Consultant to American Bear Advocate

Born and raised in England, Elaine Anderson has always been an adventurer at heart. With a natural inclination towards risk-taking, she has lived a remarkable life defined by spontaneity and courage. This dynamic spirit served her well until she made a life-altering decision in 2013. On the show this week, Richard Taylor talks with Elaine about this decision, and what led to her selling her house, car, and possessions and hopping on a plane to the US.This bold move was a huge leap of faith. Elaine's professional journey has been as extraordinary as her personal one. With a career spanning over 30 years, she has served as a professional learning and development consultant, a leadership and behavioral skills consultant, and has travelled the world for training, coaching, and consulting. She has trained and coached in various countries for big organizations like the Big Four banks and Toyota. Her proud moments include delivering conflict management related sessions in business in Beirut, Lebanon.Her move to the United States was, indeed, not part of the initial plan. While travelling, she found a woman named Christine Kane, whose music she enjoyed. Christine was running a retreat in the United States, and Elaine decided to participate, which turned out to be a catalyst for changing her life. The retreat eventually led her to Asheville, a place she fell in love with at first sight. It felt like home, a feeling she had not experienced anywhere else. Elaine's journey demonstrates the potential for growth and change inherent in stepping out of one's comfort zone. Her story signifies that immigrating may bring a host of challenges but it also provides an opportunity to reinvent oneself and to learn to be truly present in one's life. Today, she uses her story and learned wisdom to help and guide others through her consulting and coaching business, continuing to make a significant impact wherever she goes.Always an Expat is affiliated with Plan First Wealth LLC, an SEC registered investment advisor. The views and opinions expressed in this program are those of the speakers and do not necessarily reflect the views or positions of Plan First Wealth. Information presented is for educational purposes only and does not intend to make an offer or solicitation for the sale or purchase of any specific securities, investments, or investment strategies. Investments involve risk and unless otherwise stated, are not guaranteed. Be sure to first consult with a qualified financial adviser and/or tax professional before implementing any strategy discussed herein. Plan First Wealth does not provide any tax and/or legal advice and strongly recommends that listeners seek their own advice in these areas.

7. Lessons Learned: What to Do Differently When Dealing with Inheritance - with Andrew Duffel

7. Lessons Learned: What to Do Differently When Dealing with Inheritance - with Andrew Duffel

Andrew Duffel is the president of Florida Atlantic University's Research Park, based in Boca Raton. Born and raised in the UK, Duffel relocated to the US post-graduation and has been residing there ever since. His expat journey is brimming with unique experiences. One particular aspect of this forms the crux of this podcast episode - discussing an often-neglected financial aspect of expat life, that several British expats are bound to face in the near future. In a detailed exchange, Andrew shared his experiences about moving to the US in the aftermath of the September 11 attacks. He reminisces about how travel, once celebrated for its simplicity, has since become something of an ordeal. Life in the US introduced Andrew to a cultural melting pot, Florida, where about 60% of the population originates from other states or countries. As a British expat in such a culturally diverse state, he relished this acceptance, rivalling any presumed notions of the region being conservative or unwelcoming.This account serves as a pertinent reminder that being an expat encompasses a gamut of experiences. From the joys of exploring a new city to the trepidations of dealing with unfamiliar policy changes, these stories embody resilience, growth, and most importantly, the human spirit of adventure.Always an Expat is affiliated with Plan First Wealth LLC, an SEC registered investment advisor. The views and opinions expressed in this program are those of the speakers and do not necessarily reflect the views or positions of Plan First Wealth. Information presented is for educational purposes only and does not intend to make an offer or solicitation for the sale or purchase of any specific securities, investments, or investment strategies. Investments involve risk and unless otherwise stated, are not guaranteed. Be sure to first consult with a qualified financial adviser and/or tax professional before implementing any strategy discussed herein. Plan First Wealth does not provide any tax and/or legal advice and strongly recommends that listeners seek their own advice in these areas.

6. Barry Lynch's Life at Full Speed: Finding the Thrills in Rollercoasters and Everyday Moments

6. Barry Lynch's Life at Full Speed: Finding the Thrills in Rollercoasters and Everyday Moments

Moving to another country is always a challenge, but our guest this week Barry Lynch's journey was amplified by the added stakes of securing dual citizenships for his children. Richard and Barry talk about confronting unique complications, acquiring a deeper understanding of different cultures, and encountering the many highs and lows of expatriate living. Barry is Senior Vice President of Field Services at PTC, but his career has now transformed into an interesting amalgamation of professional accomplishments and social media stardom as an esteemed theme park reviewer.Relocating from the UK to the US in 2005 was the beginning of a captivating excursion for Barry. It was not without hurdles, but it represents the joy and achievement of a well-planned journey filled with resilience, adaptation, and eventual success. Dive into their story as we unravel the essence of the Lynch family's "expat" living, marked by personal professional victories, familial growth, and a passionate love for theme parks.Always an Expat is affiliated with Plan First Wealth LLC, an SEC registered investment advisor. The views and opinions expressed in this program are those of the speakers and do not necessarily reflect the views or positions of Plan First Wealth. Information presented is for educational purposes only and does not intend to make an offer or solicitation for the sale or purchase of any specific securities, investments, or investment strategies. Investments involve risk and unless otherwise stated, are not guaranteed. Be sure to first consult with a qualified financial adviser and/or tax professional before implementing any strategy discussed herein. Plan First Wealth does not provide any tax and/or legal advice and strongly recommends that listeners seek their own advice in these areas.