Divorces are not only emotionally exhausting, they can be financially draining. Over the course of such a trying procedure, you need someone in your corner who can help you best hang on to your assets and money, and keep the process as quick and painless as possible. On this week’s show, Barbara interviews Carlie Berke, CDFA, CVA, who breaks down not only the valuable financial information you’ll need to know before getting divorced, but also, who you’ll need to consult at which stage of divorce proceedings, and the many case-by-case scenarios that she’s seen unfold in her long and accomplished career helping divorcees save their money.   Carlie Berke is the Founder of Your Money Advocate and is a Certified Divorce Financial Analyst (“CDFA”) and a Certified Valuation Analyst (“CVA”). Ms. Berke has worked on over 250 marital dissolution cases that were predominantly settled through alternative dispute resolution, in addition to providing expert witness testimony. Her experience in the field of marital dissolution includes business and asset valuation, income and expense analyses, separate property tracings, executive compensation and related equity awards, commercial and residential real estate economic analyses. She also has a unique background related to dividing alternative investment assets in marital dissolutions. Ms. Berke brings over 35 years of experience in finance with extensive expertise in valuation, financial modeling and budgeting and distilling and presenting complex financial analyses. She has structured and raised over $3 billion of equity and debt securities in both the public and private markets including IPO’s, corporate bonds, secured debt, structured finance, preferred stock, Master Limited Partnerships and has advised on a number of mergers and acquisitions. She managed $1.3 billion of commercial real estate assets for pension funds, institutional funds, family offices, endowments and foundations. Ms. Berke was named Vice President of Finance of a multi-billion dollar publicly traded REIT. She is an alternative assets specialist such as private equity, venture capital, hedge funds and real estate partnerships to name the key types.    Connect with Carlie: WEBSITE: https://yourmoneyadvocate.net/ LINKEDIN: https://www.linkedin.com/in/carlieheadapohl/%20 YOUTUBE: https://www.youtube.com/results?search_query=carlie+headapohl   Connect with Barbara Norman: https://bit.ly/3TAQ3bf      Please be sure to rate and subscribe to Sage Money Conversations wherever you listen to podcasts! Apple Podcasts: http://bit.ly/3EDOHbv  Spotify: http://bit.ly/3hKc5ef  Google Podcasts: http://bit.ly/3ECAFGW  YouTube: http://bit.ly/3hLXPlj  Stitcher: http://bit.ly/3g80p4y

Whether you are negotiating a pay raise, moving to a new company, or re-entering the work force, this episode is a great resource.  Our guest, Ann Chamberlin, is a leader in early-stage technology companies and a key executive for successful mergers and acquisitions. Over the course of her career Ann spent considerable time on both sides of the table in salary negotiations. She tells us how to position our value as employees, build trust with the employer, and develop a partnership attitude during the interview phase. She is a big believer in win-win scenarios and her techniques lead to happier outcomes for both employers and employees.   Listen to this valuable episode of Sage Money Conversations, for tips on re-entering the workplace, and getting the most out of your contract negotiations.    Here is what to expect on this week’s show: ● Tips for women who are negotiating re-entering the workforce. ● How and when to give push back during contract negotiations. ● Certifications and recruitment programs to look for when considering re-entering the workplace as a new mom.  ● Ways that the wage gap between men and women has (and has not) changed over the years.  ● Tips on how to carry yourself in a job interview.     Connect with Ann: LINKEDIN: https://www.linkedin.com/in/annchamberlin/ TWITTER: https://twitter.com/AnnChamberlin3   Connect with Barbara Norman: https://bit.ly/3TAQ3bf      Please be sure to rate and subscribe to Sage Money Conversations wherever you listen to podcasts! Apple Podcasts: http://bit.ly/3EDOHbv  Spotify: http://bit.ly/3hKc5ef  Google Podcasts: http://bit.ly/3ECAFGW  YouTube: http://bit.ly/3hLXPlj  Stitcher: http://bit.ly/3g80p4y

Burnout is real. Colleen Hauk, a bestselling author and professional speaker, tells us how to overcome the feelings of being overwhelmed and wanting to quit. She offers tips for communicating with your employer and spouse, and to prioritize life events so you can be your happiest and best self. Her goal is to teach you how to live “The And Life.”   Colleen spent 15 years in the corporate world specializing in training and leading sales teams. Her leadership and personal development skills were honed when she experienced, first-hand, the negative effects of poor leadership and lack of self-care. She transformed the workplace culture from toxic to thriving and, after suffering her own breaking point, she altered her circumstances and developed successful methods to become a sustained, elite leader.   Colleen is now a speaker, trainer and co-author of two books, including the bestseller, Women Who Ignite. She shows organizations and leaders how to take burned-out female executives and turn them into top-tier women leaders. Colleen has appeared in Forbes and delivered her keynotes and trainings to Fortune 500 companies and organizations such as Dell, Pfizer, Panasonic, Merck, New York Life, and US Foods.    Listen to this information-packed episode of Sage Money Conversations about how to avoid burnout as a modern, professional woman.   Here is what to expect on this week’s show: ●      How Colleen changed her life to bounce back from career burnout. ●      Know how to recognize career burnout and make changes. ●      Ways to effectively communicate your needs at home and in the workplace. Connect with Colleen: WEBSITE: https://colleenhauk.com/ LINKEDIN: https://www.linkedin.com/in/colleen-hauk/ TWITTER: https://twitter.com/colleen_hauk?lang=en INSTAGRAM: https://www.instagram.com/colleenhaukspeaker/?hl=en THE COST OF LEAVING YOUR CAREER CALCULATOR: https://interactives.americanprogress.org/childcarecosts/ TEXT “burnout” TO 33777 FOR A FREE DOWNLOAD OF COLLEEN’S “FIVE MISTAKES THAT ARE FLAMING YOUR BURNOUT” Connect with Barbara Norman: https://bit.ly/3TAQ3bf      Please be sure to rate and subscribe to Sage Money Conversations wherever you listen to podcasts! Apple Podcasts: http://bit.ly/3EDOHbv  Spotify: http://bit.ly/3hKc5ef  Google Podcasts: http://bit.ly/3ECAFGW  YouTube: http://bit.ly/3hLXPlj  Stitcher: http://bit.ly/3g80p4y

Finding happiness and meaning in life can be difficult. In this episode, Jeffrey Bornman, a mind/body trainer and personal coach, reveals exercises for helping us to identify what gives us joy and purpose. Listen to the end and then click on his exercises. You may be surprised and delighted at what you find.    When Jeffrey started his career over 30 years ago, ‘Mind-Body Training’ had not yet been defined. He quickly discovered that permanent body change only comes when one changes their mind, thoughts, attitudes, and ideas about how life is lived. The answers for joy and health are in all of us. We just need the right training and tools to discover our passions.       This episode is full of tips for mind and body wellness and finding your passion in life. Learn to discover and live “your cosmic occupation.”   Here is what to expect on this week’s show: ●      How Jeffrey found his purpose in life, and what gives him a sense of gratitude at the end of the day. ●      How finding happiness and meaning is your decision. ●      What a “cosmic occupation” is, and how one can determine what theirs is for themselves. ●      Introspective and meditative questions for anyone needing direction in life. ●      Tips on pursuing what makes you happy.    Want to learn more about finding your passion in life? Get your free your cosmic occupation worksheet and connect with Jeffrey: EMAIL: info@investyourvalues.com   Connect with Barbara Norman: https://bit.ly/3TAQ3bf      Please be sure to rate and subscribe to Sage Money Conversations wherever you listen to podcasts! Apple Podcasts: http://bit.ly/3EDOHbv  Spotify: http://bit.ly/3hKc5ef  Google Podcasts: http://bit.ly/3ECAFGW  YouTube: http://bit.ly/3hLXPlj  Stitcher: http://bit.ly/3g80p4y

Recovering from the loss of a spouse in not easy. We may feel sad, lonely, resentful, or any other vast array of emotions. In this episode Robin gives us practical steps for re-discovering (or maybe discovering for the first time) who we are, and how to create new friendships and relationships that will keep us whole and happy. When you’re done listening, make sure you go onto to her website and play with the free tools she offers. Dr. Robin Buckley helps high-achieving clients thrive in their careers and relationships. She is an author, professional speaker, and cognitive-behavioral coach who works with executives and high-performance couples. Her proprietary coaching model uses a business framework and cognitive-behavioral strategies to support clients in creating and executing concrete, strategic plans for developing their careers and relationships. The owner of Insights Group Psychological & Coaching Services, Dr. Buckley has a Ph.D. in clinical psychology and served as a doctoral professor and dissertation chair for students in business, leadership, education, and healthcare. She has published two books, including Voices From the Village: Advice for girls on the verge of adulthood. Dr. Buckley is a columnist for Entrepreneur.com and has been featured as an expert on multiple media platforms, including Thrive Global, Authority Magazine, Nike, various podcasts, News Radio 96.7, and WGN Radio 720, and will be a TEDx speaker in May 2022   Connect with Robin: WEBSITE: http://www.drrobinbuckley.com/ FACEBOOK: https://www.facebook.com/findingthepowerwithin/ TWITTER: https://twitter.com/DrRobinInsights INSTAGRAM: https://www.instagram.com/drrobinbuckley/ LINKEDIN: https://www.linkedin.com/in/dr-robin-buckley-8257277/   Connect with Barbara Norman: https://bit.ly/3TAQ3bf      Please be sure to rate and subscribe to Sage Money Conversations wherever you listen to podcasts! Apple Podcasts: http://bit.ly/3EDOHbv  Spotify: http://bit.ly/3hKc5ef  Google Podcasts: http://bit.ly/3ECAFGW  YouTube: http://bit.ly/3hLXPlj  Stitcher: http://bit.ly/3g80p4y

Rod Hatley, a former JAG officer, found his calling as an estate planning attorney after he and his sister experienced an expensive and time consuming seven-year probate for his fathers’ estate. When Rod’s father fell ill, Rod tried to get his father to do the estate planning he needed. Unfortunately, his father had a mental block and could not bear the thought of gifting or changing legal title to the assets he spent his life accumulating. In 1995, based on his experience with his father, Rod turned to estate planning so he can help others with the family conversations and the planning that needs to take place to avoid estate taxes and the costs and delays of probate.     Here is what to expect on this week’s show:    Disaster stories that show what happens when a person doesn’t plan.  Basic Essential Estate Planning documents, explained simply.The responsibilities of your agents, and how to appoint the right person to unwind your estate and help you if you are incapacitated.  What happens in Probate Court, and how planning can help you avoid it. How to talk to your children and loved ones about estate planning issues.    Connect with Rod: WEBSITE: https://hatleylawgroup.com/ FACEBOOK: https://www.facebook.com/HatleyLawGroupAPC/ LINKEDIN: https://www.linkedin.com/company/hatley-law-group-a.p.c./ TWITTER: https://twitter.com/rodneyhatley   Connect with Barbara Norman: https://bit.ly/3TAQ3bf      Please be sure to rate and subscribe to Sage Money Conversations wherever you listen to podcasts! Apple Podcasts: http://bit.ly/3EDOHbv  Spotify: http://bit.ly/3hKc5ef  Google Podcasts: http://bit.ly/3ECAFGW  YouTube: http://bit.ly/3hLXPlj  Stitcher: http://bit.ly/3g80p4y

We all make mistakes. The 5 F Words of Financial Planning are critical concepts designed to inform and guide you on your investing and planning path. I think you will be surprised to learn what they are.   Barbara Norman began her career in the Financial Services Industry in 1986. She is the CEO of Sage Path Solutions, a boutique firm that offers wealth management, and financial and tax planning. She is a fee-only advisor and adheres to the CFP® Board’s strict fiduciary standard of putting her customer’s need first. Barbara is the Founder of the Women’s Financial Academy, an educational foundation. She hosts a weekly podcast, Sage Money Conversations, where she explores money, common mistakes, misconceptions, and taboo topics. She is a graduate of UCSD, a Certified Financial Planner™, a Chartered Financial Consultant, and a Certified Divorce Financial Analyst. Barbara is a professionally trained speaker and storyteller and enjoys taking complex topics and making them easy to understand and relate to.   #FinancialPlanning #FeeOnly #Fiduciary   Connect with Barbara Norman: https://bit.ly/3TAQ3bf      Please be sure to rate and subscribe to Sage Money Conversations wherever you listen to podcasts! Apple Podcasts: http://bit.ly/3EDOHbv  Spotify: http://bit.ly/3hKc5ef  Google Podcasts: http://bit.ly/3ECAFGW  YouTube: http://bit.ly/3hLXPlj  Stitcher: http://bit.ly/3g80p4y

Navigating the needs of the world can be daunting. How can we be sure our chartable giving has the greatest impact? Radha Friedman, a Philanthropic Advisor, helps us create thoughtful and effective strategies for planned giving, and she offers tools we can access to help us evaluate charities. Radha Friedman is a philanthropy and social impact advisor on a mission to encourage investing in women and girls, especially women of color, women who are LGBTQ and women with disabilities. She has been working to advance gender equality for over 20 years and has seen firsthand that how people use their finances—where they spend, invest, and donate—can be a powerful act of social change. She created Radha Friedman Consulting to help deepen social impacts and show up for the people, communities and causes that matter. This is a space to work together to build a world where women (including trans, non-binary and gender non-conforming folks) have equal rights, power and resources to all thrive together.   Connect with Radha: WEBSITE: https://radhafriedman.org/ FACEBOOK: https://facebook.comhttps://www.facebook.com/Radha-Friedman-Consulting-2051402751820127 TWITTER: https://twitter.com/radhafriedman INSTAGRAM: https://www.instagram.com/radhacal_good/ LINKEDIN: https://www.linkedin.com/in/radhafriedman/ YOUTUBE: https://www.youtube.com/channel/UCeJ1CxEnG-toMyt6UbBMK1Q PODCAST: https://open.spotify.com/show/2nQq0f2nUEJus6HNyyaniE?si=103d3309d0e248da LINKTREE: https://linktr.ee/radhafriedman Learn more about your ad choices. Visit megaphone.fm/adchoices   Connect with Barbara Norman: https://bit.ly/3TAQ3bf      Please be sure to rate and subscribe to Sage Money Conversations wherever you listen to podcasts! Apple Podcasts: http://bit.ly/3EDOHbv  Spotify: http://bit.ly/3hKc5ef  Google Podcasts: http://bit.ly/3ECAFGW  YouTube: http://bit.ly/3hLXPlj  Stitcher: http://bit.ly/3g80p4y

This episode of sage Money Conversations takes you on the incredible journey of Dr. Izdihar, as she shares her inspiring and touching story about powering through adversity and discrimination to become one of the leading female inspirational leaders and a best-selling authors.   Dr. Izdihar Jamil is an immigrant, Asian, hijab-wearing, Muslim computer scientist turned media expert. She has been a coach and entrepreneur for over 15 years. In 2021, Izdihar was inducted into the prestigious Marquis Who's Who biography in recognizing her contribution as the top 5% in the industry with Warren Buffet and Oprah.   She is also an upcoming TEDx presenter sharing her idea about to inspire marginalized women to be confident with their heritage and roots. She is an influential trailblazer and inspirational leader in helping female entrepreneurs to be the #1 go-to experts in their field with her simple, no-fuss methods. She has helped over 100 people to be a #1 international best-selling author, get in the media, magazines, high-profile interviews and publications. Izdihar lives in California with her husband and three kids and in her spare time she loves reading and baking for her family.    Connect with Izdihar: WEBSITE: https://www.izdiharjamil.com/  FACEBOOK: https://www.facebook.com/iamdrizdiharjamil  INSTAGRAM: https://www.instagram.com/iamdrizdiharjamil  LINKEDIN: https://www.linkedin.com/in/iamdrizdiharjamil  YOUTUBE: https://www.youtube.com/channel/UCEWb8eXBvihwMr6AkDeKyMQ  TWITTER: https://twitter.com/IzdiharJamil  Learn more about your ad choices. Visit megaphone.fm/adchoices   Connect with Barbara Norman: https://bit.ly/3TAQ3bf      Please be sure to rate and subscribe to Sage Money Conversations wherever you listen to podcasts! Apple Podcasts: http://bit.ly/3EDOHbv  Spotify: http://bit.ly/3hKc5ef  Google Podcasts: http://bit.ly/3ECAFGW  YouTube: http://bit.ly/3hLXPlj  Stitcher: http://bit.ly/3g80p4y

Zach Arend is a former rodeo cowboy, and a master at captivating audiences with powerful stories. As a professionally trained leadership coach he gives us hands-on tools for how to live more creatively and powerfully. Zach brings his stories and tools to stages and organizations across the US to produce transformations in personal development, leadership team performance, and greater productivity in the workplace.   Saddle-up and take ownership of your life and happiness on this information packed episode of Sage Money Conversations.   Here is what to expect on this week’s show: ●      Growing up, Zach was kicked off a lot of horses. The lessons he learned became metaphors for life, persistency, and success. He loves sharing his insights with you. ●      Zach’s guiding philosophy, “raise high and lift,” helps us to focus on what is important in live. ●      How trusting yourself from the inside out will land you in a stronger, more secure place in life. ●      Learn the Pearls of Wisdom that Zach teaches to his daughters and clients.  - Connect with Zach: EOS: https://www.eosworldwide.com/zach-arend LINKEDIN: https://www.linkedin.com/in/zacharend/ INSTAGRAM: https://www.instagram.com/zach.arend/?hl=en FACEBOOK: https://www.facebook.com/chatwithzacharend YOUTUBE: https://www.youtube.com/channel/UC3PkILHtXgfJeh5E_MYj8-g   Connect with Barbara Norman: https://bit.ly/3TAQ3bf      Please be sure to rate and subscribe to Sage Money Conversations wherever you listen to podcasts! Apple Podcasts: http://bit.ly/3EDOHbv  Spotify: http://bit.ly/3hKc5ef  Google Podcasts: http://bit.ly/3ECAFGW  YouTube: http://bit.ly/3hLXPlj  Stitcher: http://bit.ly/3g80p4y

Sandra Estok became the victim of identity theft. Not only did it change her life, but the fall-out affected her work and almost destroyed her marriage. In this episode she shares her horrifying tale and teaches us how to protect yourself against hackers, scammers, and cybermonsters . Sandra Estok is the founder of Way2Protect™, author of the international bestselling and award-winning Happily Ever Cyber!™ book, and the Cyber Literacy series for children. She is a Keynote Speaker and Corporate Trainer with over 20 years of experience in Cybersecurity, IT and Data Privacy. Her mission is to empower women to take charge of their cyber safety, thrive using technology and have Peace of Mind Online.   #cybersecurity #identitytheft #HappilyEverCyber #onlinescammers #identityprotection Connect with Sandra: Twitter: twitter.com/way2protect Facebook: facebook.com/way2protect Instagram: instagram.com/way2protect Pinterest: pinterest.com/way2Protect LinkedIn: linkedin.com/in/way2protect Way2Protect on LinkedIN: linkedin.com/company/way2protect YouTube Channel: https://www.youtube.com/way2protect   Learn more about your ad choices. Visit megaphone.fm/adchoices

Less really does means more! More money, more time, more peace of mind, more freedom to be who really are and to do the things that bring us joy. Stephanie Seferian is the best-selling author of Sustainable Minimalism and host of the top-rated podcast by the same name. Join us as we explore how to get to an unencumbered and happier life. Stephanie Seferian is a former teacher-turned full-time podcast host of The Sustainable Minimalists podcast. She’s also the author of the non-fiction book Sustainable Minimalism and is an avid distance runner and a lover of fiction. Stephanie lives just outside of Boston with her two daughters, yellow Labrador Retriever, 10,000-ish bees, and husband who loves to compost almost as much as she does.   #minimalism #sustainableminimalism #maximizeyourlife #findyourjoy #downsizeyourlife   Connect with Stephanie: Get a copy of Sustainable Minimalism     Visit her website     Subscribe to The Sustainable Minimalists podcast Facebook: https://www.facebook.com/SustainableMinimalists Twitter: https://twitter.com/mamaminimalist Instagram: https://www.instagram.com/mommyminimalist/ Learn more about your ad choices. Visit megaphone.fm/adchoices

Do you feel vulnerable when it’s time to get your car repaired? Meet Erika. She was taken advantage of by a car repair shop, and then made it her life’s mission to learn everything about cars and become a great service manager. Tune in as she tells her story and gives us some great tips. Erika Lara has been in the automotive repair business for 6 years and wouldn’t change it for the world. Erika’s parents are both retired from the medical field and hoped she would follow in their footsteps. Erika likes to tell them now that she does save lives, but in a different way.  #carcareforwomen #carbasicsforwomen #divorce #carrepairsforwomen #dontbetakenadvantageof    Website: http://www.ebersstreetgarage.com/ Instagram: @love_cheesefit       Learn more about your ad choices. Visit megaphone.fm/adchoices

Fire Up Your Life Sage Money Conversations with Barbara Norman Episode 47 Fire Up Your Life with Kate Butler What kind of life do you want to have and how do you want to be remembered? Kate Butler is an international bestselling author and producer of the weekly TV show, Where All Things Are Possible. Join us, as she tells us how to create meaning and live our best life. Kate Butler is the TV Host of the wildly popular show Where All Things Are Possible that streams on the RVN Channel via ROKU. She is also a #1 International Best-selling Publisher, Author and Speaker. Having published over 300 #1 Best-selling Authors, Kate is truly an expert on taking your story and bringing it to life in a best-selling book...this is her specialty! Being in Kate's world you can expect miracles to unfold daily and life to become magical. This is guaranteed! #whereallthingsarepossible #katebutler #createyourownstory #createmeaning #bestlife       Contact Kate: Website: www.katebutlerbooks.com Facebook: Kate Butler Official IG: @katebutlerbooks   Learn more about your ad choices. Visit megaphone.fm/adchoices

Grief is inevitable. The dilemma is how to deal with loss and move forward. Ligia Houben, a well published and sought-after grief expert, teaches us how to transform grief and turn it into meaning and personal growth. If you or a loved one is moving through a loss, please tune in! Ligia M. Houben MA, FT, FAAGC, CP is a whole-hearted educator who has reached thousands of people with her message about grief transformation, meaning, and personal growth. She is a Former Board Member of ADEC (The Association for Death, Education, and Counseling). Ligia is a Fellow in Thanatology: Death, Dying, and Bereavement and a Fellow in the American Academy of Grief Counseling. Mrs. Houben holds a BA in Psychology and Religious Studies from the University of Miami, MA in Religious Studies and Graduate Certificates in Multidisciplinary Gerontology from Florida International University, and in Loss and Healing from the mental health program from St. Thomas University. Ligia is a Certified Professional Coach (CPC), and the former Grief & Growth Coach Leader for International Coaching Academy (ICA). She is a former PESI presenter, with her signature seminar- Transforming Grief & Loss. Strategies to Help your Clients through Major Life Transitions. This seminar was presented in more than 100 cities and is based on The 11 Principles of Transformation®, the grief model she created to transform losses into personal growth. It was introduced in her book, Transform your Loss. Your Guide to Strength and Hope.  https://the11principlesoftransformation.com/ https://www.facebook.com/ligiahouben https://www.instagram.com/ligia_houben/ #LigiaHouben #Grief #forgiveness #MovingPastLoss #LifeAfterLoss    Learn more about your ad choices. Visit megaphone.fm/adchoices

Dealing with Dementia, Alzheimer’s, or just general aging and slowing down is stressful. Adding on to that, is the worry and the legal complexities for how bills and finances are handled. This has the potential for high drama!  Amy Burfitt walks us through the conversations and nuances we need to be aware of. Learn to navigate the process and protect your loved ones – before you get there!  Amy Burfitt is the Executive Sales and Marketing Director at Monarch Cottage located in the village of La Jolla. She is proud to have over 15 years’ experience supporting families and seniors in San Diego. Her passion is guiding families through the complex space of long-term care by simplifying information such as the difference between the varying types of long-term care, Medicare, MediCal, LTC insurance and what is needed legally and financially. She graduated from Sonoma State University, in Communication Studies and has worked for Sunrise Senior Living, LivHOME, Healthy Living and Monarch Cottage. #alzheimerscare #dementiacare #longtermcarefinancialplanning #seniorlivingn #protectyourlovedones Learn more about your ad choices. Visit megaphone.fm/adchoices

How are assets protected and preserved when a new spouse (and maybe their kids) join the family? “It depends.” The inter-personal dynamics and the laws can be complex.  Anne Wenger of McLaughlin Legal digs into the complexities of blended families and offers great strategies for passing assets. Anne is committed to providing hands-on legal services to the McLaughlin Legal clients and families she works with, assisting them in making important legal and life decisions for themselves and the future of their loved ones. She excels at breaking down legal and tax concepts in such a way that becomes easily digestible for her clients, making the estate planning process less intimidating. Anne is frequently invited to speak at educational seminars held by financial planning firms for their clients to educate them about estate planning issues.    Connect with Anne: Website: https://mclaughlinlegal.com/ Phone Number:  (858) 678-0061 x 102 Email: anne@mclaughlinlegal.com     #EstatePlanning #BlendedFamilies #Trust #Trustee #Assets   Learn more about your ad choices. Visit megaphone.fm/adchoices

Sharon Herrick is a widow, and she is living the life she always wanted to live. It’s never too soon or too late to re-make ourselves. She inspires us to be open, wild and a bit crazy. Tune-in, as Sharon challenges us to do the same.  Sharon Herrick grew up in Texas and attended St Mary’s University in San Antonio. She has worked in an array of professions, including banking, office management and life insurance. She even spent nine months with Maryknoll missionary nuns Sharon Herrick has CLU (Chartered Life Underwriter) and CASL (Certified Advisor for Senior Living) designations, series 6 and 63 security licenses. She is a 2013 LILI (Leadership in Life Institute through NAIFA) graduate and a past member of NAIFA-AR (National Association of Insurance and Financial Advisors) past member of State Board of Directors. Additionally, she was the 2015 IFAPAC chair for NAIFA-AR.  Sharon received the industry’s National Quality Assurance award and the bronze and gold awards from Northwestern Mutual for production achievements. She also graduated of the Fastrack Academy, training session provided by Northwestern Mutual to agents meeting certain performance standards.  Sharon was awarded the Gaylon Brown Lifetime Leadership Award by NAIFA-WA in 2012.  Sharon is a widow with two adult children and currently spends her time as an author. She is most fulfilled when helping others realize their goals and dreams.  #NextChapter #FindJoy #ReinventYourself #NeverTooLate #LifeAfterWidowhood      Learn more about your ad choices. Visit megaphone.fm/adchoices

The person who unwinds an estate has many time-consuming and complex tasks.  The devil is in the details.  Do they know what they must do, when to do it, and the liabilities they are assuming? Roberta walks us through the tasks of an executor. Roberta j. Robinson, attorney-at-law, is a California Board of Legal Specialization Certified Specialist in Estate Planning, Trust and Probate Law. Now in her 44th year of practice, Roberta’s works with her son and partner, Attorney Daniel J. Wilson. Roberta’s office is located in Rancho Bernardo in the City of San Diego, CA, Ms. Robinson helps clients to establish living trusts, wills, financial powers of attorney and advance health care directives. Roberta helps clients avoid conservatorships and probate, minimize estate/income/and property taxes, and transfer assets to their heirs. Ms. Robinson has taught the course entitled "Family Estate Planning" for San Diego State University, Extension since 1982. Connect with Roberta: Email: robertarobinson@trustlaw.us Website: https://www.trustlaw.us/     #Executor #Will #Trust #Liabilities #Fiduciary #Probate   Learn more about your ad choices. Visit megaphone.fm/adchoices

The average household loses over $110K of Social Security benefits over their lifetime. Why? Social Security has 2700 rules, and their agents are not allowed to offer advice. Martha Shedden, a Chartered Retirement Planning Counselor, talks about some of the loopholes, what the mean to you, and where to get help. This episode is a great learning opportunity – even if you think you don’t qualify! Martha Shedden is President and Co-founder of the National Association of Registered Social Security Analysts, NARSSA, which provides online education and training for financial professionals to become Registered Social Security Analysts. The five module RSSA program provides professionals with a thorough knowledge of the Social Security program and trains them how to analyze clients’ claiming options to obtain their maximized Social Security income by filing for benefits at the optimal time. The modules provide CE/CPE units for NASBA, the CFP Board, and the IRS. Martha is a certified Chartered Retirement Planning Counselor (CRPC) and also has her own business, Shedden Social Security & Retirement Planning, helping retirees make their optimal Social Security claiming decision.  She is passionate about educating financial professionals and retirees on the details of Social Security income planning, the foundation and first step to creating a financially secure retirement plan. Trained and practicing as a professional engineer for over 30 years, she enjoys the detailed, problem solving aspects of Social Security income planning, sharing her knowledge with others, and helping them make this very important financial decision.  Martha has over a decade of experience providing Social Security education, consulting, and analyses for individual clients, financial and accountancy professionals. She is the author of numerous Social Security white papers, seminar presentations and articles in financial publications.      #SocialSecurity #Taxes #Income #Retirement #SpousalBenefits #SurvivorBenefits        Learn more about your ad choices. Visit megaphone.fm/adchoices