Journey To Launch

Jamila Souffrant

Jamila Souffrant is a Certified Financial Education Instructor (CFEI), host of the Journey To Launch podcast and author of "Your Journey to Financial Freedom: A Step-By-Step Guide to Achieving Wealth and Happiness". The Journey To Launch podcast explores all aspects of reaching Financial Freedom; from increasing income, paying off debt, investing, saving & learning how to retire early and wealthy. The book, "Your Journey to Financial Freedom: A Step-By-Step Guide to Achieving Wealth and Happiness," shows you how to skyrocket your savings, blast through debt and ultimately accelerate your unique and truly epic journey to financial freedom and independence. The audiobook, which is narrated by Jamila, and the eBook are available in the Apple store. As a money expert who “walks her talk” she helps brave listeners also known as Journeyers; gain clarity around their finances and create an actionable plan to reach their goals. Her mission is to teach, inspire and help others reach Financial Freedom and Financial Independence. read less

Our Editor's Take

Journey To Launch is a podcast about gaining financial freedom. Host and money expert Jamila Souffrant addresses all topics of money and finance. She focuses on helping people reach their financial goals while they learn a thing or two along the way. This podcast is as informative as it is inspiring. Each episode contains as many actionable lessons as the last.

Souffrant hosts Journey To Launch. She is a financial education professional. Her mission is helping people get rid of debt and have financial freedom. She acknowledges finances can be complex and confusing. That's why her method of breaking down topics into manageable pieces is so effective. Listeners will love her non-patronizing approach and find her vast wisdom impressive.

Journey To Launch also has special guests who can share financial knowledge. For example, best-selling author Linda Sivertsen joined to chat about following one's dreams. Atomic Habits author, James Clear, discusses money's interaction with habits. And Sam Dogen, creator of The Financial Samurai, talks about spending one's way to wealth.

As diverse as the guest list, topics span far. There's everything from when to buy a home to protecting wealth. There are topics on creating healthy money boundaries and retiring early. No matter how much wealth one has, every listener can find a topic to resonate with.

As an overview, Journey To Launch teaches people how to make financial decisions to live life how they want to. Souffrant is the ideal host to do this. It's not only because of her achievements and qualifications, either. It's because she speaks in a practical manner. She is delicate and friendly, addressing her listeners as "Journeyers." This nature makes Journey To Launch feel more like a community than a podcast.

Listeners can get control of finances, learn to invest, or discover how money interacts with mindset. These are a few main topics explored in Journey to Launch. The show focuses on how to get out of debt, save, invest, and build real wealth. As is evident, there is so much to uncover.

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Episodes

Episode 406: Financial Independence is Within Your Reach - Chapter 1 From My Book “Your Journey To Financial Freedom”
Yesterday
Episode 406: Financial Independence is Within Your Reach - Chapter 1 From My Book “Your Journey To Financial Freedom”
This week on the Journey to Launch Podcast, I have a gift for you! I’m sharing the 1st chapter to my book, Your Journey to Financial Freedom. In this chapter I start off my book defining Financial Freedom and Independence and addressing the various financial independence approaches. I highlight the importance of setting financial goals, even if they seem unattainable initially, and the personal growth achieved through the pursuit of FI. Financial Independence doesn’t necessarily mean you need to quit working, instead it's about having options and control over your financial life.  In the first chapter of my book I share:  How to choose a path other than the basic personal finance and elite FIRE approaches and create your own financial path to Financial FreedomThat financial independence is not about accumulating wealth but about the personal growth and skills gained along the journey.That the idea that retiring early is impossible or unrealistic is a common misconception. This decision is personal & can vary from person to person.Why you should view financial freedom as a form of control and peace of mind, even with any current financial constraints. Other Links Mentioned in episode: Get your copy of my book: Your Journey To Financial Freedom!Join The Weekly Newsletter List to get updates, deals & more!Leave Your Journey To Financial Freedom a review!Get The Budget BootcampCheck out my personal website here.Leave me a voicemail– Leave me a question on the Journey To Launch voicemail and have it answered on the podcast!YNAB –  Start managing your money and budgeting so that you can reach your financial dreams. Sign up for a free 34 days trial of YNAB, my go-to budgeting app by using my referral link.What stage of the financial journey are you on? Are you working on financial stability or work flexibility? Find out with this free assessment and get a curated list of the 10 next best episodes for you to listen to depending on your stage. Check it out here! Connect with me: Instagram: @JourneytolaunchTwitter: @JourneyToLaunchFacebook: @Journey To LaunchJoin the Private Facebook GroupJoin the Waitlist for My FI CourseGet The Free Jumpstart Guide
Episode 405: 10 Life & Financial Lessons from Running My First Half Marathon in Jamaica
1w ago
Episode 405: 10 Life & Financial Lessons from Running My First Half Marathon in Jamaica
This week on the Journey to Launch Podcast, I am sharing my journey of running my first half marathon at the Reggae Marathon in Negril, Jamaica, drawing the parallels between the lessons learned from running and those from my financial freedom journey. This race aligned with the one-year anniversary of my book “Your Journey to Financial Freedom” and had me reflect on the power of setting ambitious goals, embracing challenges, and finding joy in the journey. I also share the pleasure I had to be able to stay at two boutique, family-owned resorts—Rondel Village and Travelers Beach Resort, and being able to reunite with former podcast guests, Tiffany Grant and Tanya Taylor. Through the lessons drawn from the race, I talk about the importance of community, preparation, and maintaining an optimistic mindset, while celebrating serendipitous moments that reflect life’s magic.  In this episode I share:  The race details, waking up at 3:45 AM for the shuttle to the starting line, starting the race at 5:15 AM, shared moments with other runners & the thrill of crossing the finish line with a sense of accomplishment.How training for the race paralleled the financial independence journey since both require preparation, perseverance, incremental progress & community supportWhy you should avoid assumptions about others and comparing yourself to others, instead focus on your progressSerendipitous moments like reuniting with family and connecting with podcast listeners can remind us of life’s wonder and interconnectedness + more. Other Links Mentioned in episode: ReggaeMarathon.comKinisha Correia from About Her CultureResorts I stayed at: Rondel Village and TravellersTanya Taylor's episodeTiffany Grant EpisodeGet your copy of my book: Your Journey To Financial Freedom!Join The Weekly Newsletter List to get updates, deals & more!Leave Your Journey To Financial Freedom a review!Get The Budget BootcampCheck out my personal website here.Leave me a voicemail– Leave me a question on the Journey To Launch voicemail and have it answered on the podcast!YNAB –  Start managing your money and budgeting so that you can reach your financial dreams. Sign up for a free 34 days trial of YNAB, my go-to budgeting app by using my referral link.What stage of the financial journey are you on? Are you working on financial stability or work flexibility? Find out with this free assessment and get a curated list of the 10 next best episodes for you to listen to depending on your stage. Check it out here! Connect with me: Instagram: @JourneytolaunchTwitter: @JourneyToLaunchFacebook: @Journey To LaunchJoin the Private Facebook GroupJoin the Waitlist for My FI CourseGet The Free Jumpstart Guide
Episode 404: Entrepreneurship & Relocation: Building a Sustainable Lifestyle in Jamaica with Tiffany Grant
Dec 11 2024
Episode 404: Entrepreneurship & Relocation: Building a Sustainable Lifestyle in Jamaica with Tiffany Grant
In this episode of the Journey to Launch podcast, I had an amazing conversation with Tiffany Grant, an accredited financial counselor and entrepreneur, about her journey to achieving financial freedom and her decision to relocate from the United States to Jamaica. Tiffany shares how she created a career in personal finance through her blog, podcast, and coaching business, Money Talk with Tiff and recounts the challenges of transitioning from corporate America to full-time entrepreneurship. Tiffany also dives into her life in Jamaica and talks about the cultural, educational, and healthcare differences compared to the U.S. She shares how her move was motivated by a desire for a simpler, more community-focused lifestyle and better opportunities for her children. Tiffany emphasizes the importance of financial preparedness, adaptability, and building a support system when making a significant life change. In this episode, Tiffany shares: The impact of becoming a teenage mother at 17, which motivated her to get serious about her finances and debt payoff, making it a goal to be debt free by 35.  The financial considerations of living in Jamaica, the importance of understanding the local culture, safety concerns and how she has built a support system, including friends who helped her navigate the new environment.The visa process for staying in Jamaica, the process for relocating and for obtaining citizenship by descent Why anyone relocating to another country should think about how they can contribute to the local community and the need to know your financial numbers and understand the legal requirements for living in a new country. Other Links Mentioned in episode: See Jamayka site - https://seejamayka.com/Article/episode with moving abroad tips - https://moneytalkwitht.com/podcast-show-notes/tips-for-moving-abroad/Get your copy of my book: Your Journey To Financial Freedom!Join The Weekly Newsletter List to get updates, deals & more!Leave Your Journey To Financial Freedom a review!Get The Budget BootcampCheck out my personal website here.Leave me a voicemail– Leave me a question on the Journey To Launch voicemail and have it answered on the podcast!YNAB –  Start managing your money and budgeting so that you can reach your financial dreams. Sign up for a free 34 days trial of YNAB, my go-to budgeting app by using my referral link.What stage of the financial journey are you on? Are you working on financial stability or work flexibility? Find out with this free assessment and get a curated list of the 10 next best episodes for you to listen to depending on your stage. Check it out here! Connect with Tiffany: Website: MoneyTalkWithT.comInstagram:@MoneyTalkWithTFacebook:@MoneyTalkWithTTwitter: @MoneyTalkWithT Connect with me: Instagram: @JourneytolaunchTwitter: @JourneyToLaunchFacebook: @Journey To LaunchJoin the Private Facebook GroupJoin the Waitlist for My FI CourseGet The Free Jumpstart Guide
Episode 403: Protecting Love with Finances: How Prenups Strengthen Relationships w/ Aaron Thomas
Dec 4 2024
Episode 403: Protecting Love with Finances: How Prenups Strengthen Relationships w/ Aaron Thomas
This week on the Journey to Launch podcast, I’m joined by Aaron Thomas, a Harvard-educated family law expert and founder of Prenups.com. Aaron takes us through his journey from public defender to family law attorney and entrepreneur, highlighting the critical role of financial planning in marriage through prenups and postnups. These agreements help couples establish clear financial boundaries and expectations, reducing potential conflicts both during the marriage and in the event of a divorce. Aaron explains that every couple is already subject to a default "prenup" defined by state laws, but creating a personalized agreement allows couples to take control of their financial dynamics. He stresses that prenups aren’t just for the wealthy—they’re valuable tools for any couple looking to avoid common financial disputes and strengthen their relationship In this episode, Aaron shares: Aaron clarifies the difference between a prenup and a postnup and the benefits of creating a customized agreement.The emotional barriers people face when bringing up the topic of prenups with their partners and the need to frame the conversation in terms of financial protection rather than planning for divorce.How customized prenups can include unique clauses like counseling or annual meetings and the importance of adapting prenups to a couple's evolving life and finances.The value of prenups, emphasizing their cost-effectiveness compared to weddings, their role in avoiding costly divorces, and the importance of treating them as a serious financial investment. Other Links Mentioned in episode: Get a consultation at Prenups.com for $99. You'll get a video, free ebook, and a half hour consultation with a premarital finance specialist to walk you through how a prenup might help in your situation.Get your copy of my book: Your Journey To Financial Freedom!Join The Weekly Newsletter List to get updates, deals & more!Leave Your Journey To Financial Freedom a review!Get The Budget BootcampCheck out my personal website here.Leave me a voicemail– Leave me a question on the Journey To Launch voicemail and have it answered on the podcast!YNAB –  Start managing your money and budgeting so that you can reach your financial dreams. Sign up for a free 34 days trial of YNAB, my go-to budgeting app by using my referral link.What stage of the financial journey are you on? Are you working on financial stability or work flexibility? Find out with this free assessment and get a curated list of the 10 next best episodes for you to listen to depending on your stage. Check it out here! Connect with Aaron: Website: Prenups.com Instagram:@PrenupGuy Connect with me: Instagram: @JourneytolaunchTwitter: @JourneyToLaunchFacebook: @Journey To LaunchJoin the Private Facebook GroupJoin the Waitlist for My FI CourseGet The Free Jumpstart Guide
Episode 402: Redefining Happiness through Intentional and Sustainable Spending with Kara Perez
Nov 27 2024
Episode 402: Redefining Happiness through Intentional and Sustainable Spending with Kara Perez
This week on the Journey to Launch Podcast, I’m joined by Kara Perez, founder of Bravely Go and author of Green Money. Kara shares her inspiring journey from paying off $65,000 in student loans to creating a financial education company. She emphasizes the impact of values-based budgeting and reducing waste as key strategies for building wealth. Kara also discusses how to use money as a force for positive change, including aligning your finances with ethical practices like switching banks, and introduces the concept of "financially secure YOLO," offering practical advice on balancing financial goals with enjoying life. In this episode Kara shares:  How to align your spending with personal values in a social media-driven world that may encourage overconsumption & strategies to resist unnecessary purchases.How individuals can contribute to environmental sustainability through financial choices, like moving money to ethical banks.Examples of collective financial solutions like babysitting co-ops and bartering services to reduce costs while fostering community connections.Her experience of maintaining separate bank accounts with her partner but scheduling regular money dates to ensure alignment on shared financial goals and upcoming expenses. Other Links Mentioned in episode: Check out Kara's book, "Green Money: How to Reduce Waste, Build Wealth, and Create a Better Future for All"Get your copy of my book: Your Journey To Financial Freedom now on sale for 50% off for a limited time!Join The Weekly Newsletter List to get a sweet Black Friday deal on Friday, 11/29!Leave Your Journey To Financial Freedom a review!Get The Budget BootcampCheck out my personal website here.Leave me a voicemail– Leave me a question on the Journey To Launch voicemail and have it answered on the podcast!YNAB –  Start managing your money and budgeting so that you can reach your financial dreams. Sign up for a free 34 days trial of YNAB, my go-to budgeting app by using my referral link.What stage of the financial journey are you on? Are you working on financial stability or work flexibility? Find out with this free assessment and get a curated list of the 10 next best episodes for you to listen to depending on your stage. Check it out here! Connect with Kara: Website: BravelyGo.coInstagram: @WeBravelyGoTwitter: @BravelyGo Connect with me: Instagram: @JourneytolaunchTwitter: @JourneyToLaunchFacebook: @Journey To LaunchJoin the Private Facebook GroupJoin the Waitlist for My FI CourseGet The Free Jumpstart Guide
Episode 401: A Candid Convo on Finding the Balance Between Enjoyment and Financial Discipline with my Sister, Imani Manning
Nov 20 2024
Episode 401: A Candid Convo on Finding the Balance Between Enjoyment and Financial Discipline with my Sister, Imani Manning
This week on the podcast, I’m having a real talk with my sister, Imani, about her financial habits and goals. Imani started a Roth IRA back in 2020 and has seen it grow nicely, but she’s had trouble staying consistent with contributions—mainly because of concerns about accessibility and wanting to enjoy her money now (can you relate?) We dive into why opening a high-yield savings account, automating her Roth IRA contributions, and paying off her credit card in full each month are game changers. Imani gets the long-term benefits of these moves and is open to making changes, but she shares the challenges of balancing saving for the future with enjoying the present. Together, we talk through realistic strategies to overcome financial hesitations and why small, steady steps can lead to big wins when it comes to financial stability and growth. In this episode Imani shares:  Her excitement on seeing her initial investment double in her Roth IRA from 2020, and the importance of regular contributions and the value of patience and discipline in building long-term wealth.Her struggles with maintaining consistent contributions to her Roth IRA, fearing losing access to funds and prioritizing short-term gratification over long-term financial goal.How to balance enjoyment with financial responsibility, and the challenges of following a plan that will benefit us in the future.How she's seen successes from following my advice in the past and commits to implementing the suggested steps:  Open a high-yield savings account to earn more interest on her savings.Set up automatic monthly contributions to her Roth IRA, even starting with a small amount like $100–200.Pay off her credit card balance in full each month to avoid interest charges Other Links Mentioned in episode:  Episode 221- Achieving Financial Freedom as a Creative Entrepreneur & Learning to Invest: A Real Conversation with My SistersGet your copy of my book: Your Journey To Financial FreedomLeave Your Journey To Financial Freedom a review!Get The Budget BootcampCheck out my personal website hereJoin The Weekly Newsletter ListLeave me a voicemail– Leave me a question on the Journey To Launch voicemail and have it answered on the podcast!YNAB –  Start managing your money and budgeting so that you can reach your financial dreams. Sign up for a free 34 days trial of YNAB, my go-to budgeting app by using my referral link.What stage of the financial journey are you on? Are you working on financial stability or work flexibility? Find out with this free assessment and get a curated list of the 10 next best episodes for you to listen to depending on your stage. Check it out here! Connect with Imani: Instagram: @yaadchef_45 Connect with me: Instagram: @JourneytolaunchTwitter: @JourneyToLaunchFacebook: @Journey To LaunchJoin the Private Facebook GroupJoin the Waitlist for My FI CourseGet The Free Jumpstart Guide
Episode 400: Building Wealth Through Healing, Self Love and Breaking Cycles with Judy McCutcheon
Nov 13 2024
Episode 400: Building Wealth Through Healing, Self Love and Breaking Cycles with Judy McCutcheon
In this episode of the Journey to Launch Podcast, I speak with Judy McCutcheon, a Caribbean human resources expert, who shares her inspiring life story. Judy grew up in Tobago with humble beginnings, raised by a single mother facing financial challenges. Despite a childhood marked by scarcity, she became the first in her family to attend university. Her journey through self-sabotage, overcoming poverty, and healing from emotional struggles transformed her perspective on self-worth and financial well-being.  In this episode, Judy shares:  Despite earning a good income as a consultant, she still struggled with financial discipline because of her mindset around money, influenced by her upbringing, leading her to spend rather than save and invest.How a pivotal moment in her journey was reading The Secret, which led her to deep self-reflection and building self-love.The challenges of self-reflection and the importance of addressing deep-seated beliefs about oneself.How her Disruptive Leadership Conference aims to provide practical insights and networking opportunities for leaders.& more! Other Links Mentioned in episode: Get your copy of my book: Your Journey To Financial FreedomLeave Your Journey To Financial Freedom a review! cGet The Budget BootcampCheck out my personal website hereJoin The Weekly Newsletter ListLeave me a voicemail– Leave me a question on the Journey To Launch voicemail and have it answered on the podcast!YNAB –  Start managing your money and budgeting so that you can reach your financial dreams. Sign up for a free 34 days trial of YNAB, my go-to budgeting app by using my referral link.What stage of the financial journey are you on? Are you working on financial stability or work flexibility? Find out with this free assessment and get a curated list of the 10 next best episodes for you to listen to depending on your stage. Check it out here! Connect with Judy: Disruptive Leadership ConferenceGo Blue ConsultingInstagram: @BadassJudsInstagram: @GoBlueConsulting Connect with me: Instagram: @JourneytolaunchTwitter: @JourneyToLaunchFacebook: @Journey To LaunchJoin the Private Facebook GroupJoin the Waitlist for My FI CourseGet The Free Jumpstart Guide
Episode 398- My Financial Freedom Story and The Steps You Need to Take To Reach Your Dream Life
Oct 30 2024
Episode 398- My Financial Freedom Story and The Steps You Need to Take To Reach Your Dream Life
This week on the Journey to Launch Podcast, I’m reflecting on my own financial freedom journey so far and defining key concepts around financial independence. Not too long ago my growing family and demanding commute to my corporate job fueled my desire for a more flexible, fulfilling life. My husband and I saved and invested $169,000 in two years, I began my journey of entrepreneurship, wrote my book “Your Journey to Financial Freedom” and today I get to choose what I want to do with my time. I’m also reviewing my framework for achieving financial freedom, starting with calculating your financial independence number (the amount needed to live off investments without active work) and progressing through my "Journeyer Stages" from stabilizing finances to achieving full work flexibility or "financial independence." I’m encouraging you to embrace your journey towards financial independence and find fulfillment along the way.  In this episode I share: The challenges of balancing work and family, and how it started me on the path to financial freedomThe components of the wealth formula and why you need to maximize your income and optimize expenses to achieve financial independence.The guac levels, which represent different spending habits and lifestyles & why it’s important to be honest with yourself about spending habitsThe importance of changing oneself and becoming the best version of you through the journey. Other Links Mentioned in episode: I Quit My Job: Why & How I Quit My 6-Figure Job & How This Affects My Journey To Financial IndependenceGet your copy of my book: Your Journey To Financial FreedomLeave Your Journey To Financial Freedom a review!Get The Budget BootcampCheck out my personal website hereJoin The Weekly Newsletter ListLeave me a voicemail– Leave me a question on the Journey To Launch voicemail and have it answered on the podcast!YNAB –  Start managing your money and budgeting so that you can reach your financial dreams. Sign up for a free 34 days trial of YNAB, my go-to budgeting app by using my referral link.What stage of the financial journey are you on? Are you working on financial stability or work flexibility? Find out with this free assessment and get a curated list of the 10 next best episodes for you to listen to depending on your stage. Check it out here! Connect with me: Instagram: @JourneytolaunchTwitter: @JourneyToLaunchFacebook: @Journey To LaunchJoin the Private Facebook GroupJoin the Waitlist for My FI CourseGet The Free Jumpstart Guide
Episode 397: How to Spend, Save & Find Joy Before and After Retirement w/ Christine Benz
Oct 23 2024
Episode 397: How to Spend, Save & Find Joy Before and After Retirement w/ Christine Benz
This week on the Journey to Launch podcast, I am speaking to Christine Benz, Director of Personal Finance at Morningstar. Christine shares her insights on how to retire and addresses certain issues that come up during retirement such as safe spending rates and the under-spending problem. She advises early retirees to be flexible with withdrawals, highlights the importance of finding balance in retirement, such as community service and hobbies and stresses the value of micro joys and small daily activities that bring joy and purpose. In this episode Christine shares: Her entrepreneurial role within Morningstar, where she has freedom to build the personal finance vertical while enjoying the security of a paycheck.The importance of communication skills and building subject matter expertise which can lead to better career opportunities.How spending in retirement often fluctuates, why you should diversify income streams and advice on balancing tax-sheltered accounts and taxable savings for more flexibility in early retirement.Why you should live a fulfilling life now to avoid pent-up demand in retirement, the benefits of taking breaks and finding balance in life + more. Other Links Mentioned in episode: Lessons from a Laid-Back Summer: Family, Finances, and Future PlansGet your copy of my book: Your Journey To Financial FreedomLeave Your Journey To Financial Freedom a review!Get The Budget BootcampCheck out my personal website hereJoin The Weekly Newsletter ListLeave me a voicemail– Leave me a question on the Journey To Launch voicemail and have it answered on the podcast!YNAB –  Start managing your money and budgeting so that you can reach your financial dreams. Sign up for a free 34 days trial of YNAB, my go-to budgeting app by using my referral link.What stage of the financial journey are you on? Are you working on financial stability or work flexibility? Find out with this free assessment and get a curated list of the 10 next best episodes for you to listen to depending on your stage. Check it out here! Connect with Christine: Website: MorningStar.comTwitter: @Christine_Benz  Connect with me: Instagram: @JourneytolaunchTwitter: @JourneyToLaunchFacebook: @Journey To LaunchJoin the Private Facebook GroupJoin the Waitlist for My FI CourseGet The Free Jumpstart Guide
Episode 396: Visible Wealth vs Invisible Wealth & Redefining What it Means To Be Rich
Oct 16 2024
Episode 396: Visible Wealth vs Invisible Wealth & Redefining What it Means To Be Rich
In this week’s solo episode of the Journey to Launch Podcast, I explore the concept of wealth and what it means to be truly rich. While wealth is often defined by an abundance of money or material possessions, I discuss the distinction between "visible wealth" (like possessions) and "invisible wealth" (such as financial security, time freedom, and health). I also emphasize the importance of avoiding comparisons to others, especially in affluent environments, and instead focusing on your own financial journey.   In this episode I share:  How exploring middle school options for my oldest son has me questioning the true value of wealth and financial freedom Why you should reflect on how you view wealth and financial freedom in your own life.How different people may perceive wealth and how it can lead to misperceptions about one's financial status.Why it’s crucial to appreciate the wealth you already have, without seeking external validation.How to find value in the invisible wealth that people cannot see, such as being healthy, having strong relationships, having savings, and being able to pay bills on time.The importance of being honest with oneself about why one makes certain financial decisions + more. Other Links Mentioned in episode: Get your copy of my book: Your Journey To Financial FreedomLeave Your Journey To Financial Freedom a review!Get The Budget BootcampCheck out my personal website hereJoin The Weekly Newsletter ListLeave me a voicemail– Leave me a question on the Journey To Launch voicemail and have it answered on the podcast!YNAB –  Start managing your money and budgeting so that you can reach your financial dreams. Sign up for a free 34 days trial of YNAB, my go-to budgeting app by using my referral link.What stage of the financial journey are you on? Are you working on financial stability or work flexibility? Find out with this free assessment and get a curated list of the 10 next best episodes for you to listen to depending on your stage. Check it out here! Connect with me: Instagram: @JourneytolaunchTwitter: @JourneyToLaunchFacebook: @Journey To LaunchJoin the Private Facebook GroupJoin the Waitlist for My FI CourseGet The Free Jumpstart Guide
Episode 395: How This Nurse Earns $230K Salary While Balancing Motherhood & Entrepreneurship
Oct 9 2024
Episode 395: How This Nurse Earns $230K Salary While Balancing Motherhood & Entrepreneurship
This week on the Journey to Launch Podcast, I’m joined by Naseema McElroy, a nurse, financial expert, and founder of Financially Intentional. Naseema, who has been a guest before, previously shared her inspiring journey from single motherhood to paying off $300,000 in debt, ultimately eliminating $1 million in total debt, and achieving millionaire status while working as a nurse. In this episode, she talks about earning over $230,000 a year as a labor and delivery nurse in the San Francisco Bay Area. Naseema also dives into financial independence, mindset shifts, and how she balances her career, business, and personal life. Tune in to hear her perspective on how financial independence isn’t just about wealth—it’s about the freedom to live life on your own terms. In this episode, you’ll learn:  Naseema's strategy of paying herself first and avoiding lifestyle inflation.Balancing her passion for nursing with running a business and raising three children.About the income potential in the nursing profession and advice for aspiring nursesWhy you should set up financial accounts for children, including 529 plans, Roth IRAs, and brokerage accounts, and how to instill financial literacy and wealth-building habits from an early age. And more! Other Links Mentioned in episode: How Single Mom Naseema Went From Broke To Paying Off $300,000 in DebtPaying Off $1 Million Dollars of Debt With “The Debt Slayer” Naseema McElroy Get your copy of my book: Your Journey To Financial FreedomLeave Your Journey To Financial Freedom a review!Get The Budget BootcampCheck out my personal website hereJoin The Weekly Newsletter ListLeave me a voicemail– Leave me a question on the Journey To Launch voicemail and have it answered on the podcast!YNAB –  Start managing your money and budgeting so that you can reach your financial dreams. Sign up for a free 34 days trial of YNAB, my go-to budgeting app by using my referral link.What stage of the financial journey are you on? Are you working on financial stability or work flexibility? Find out with this free assessment and get a curated list of the 10 next best episodes for you to listen to depending on your stage. Check it out here! Connect with Naseema: Website: FinanciallyIntentional.comInstagram: @FinanciallyIntentional Connect with me: Instagram: @JourneytolaunchTwitter: @JourneyToLaunchFacebook: @Journey To LaunchJoin the Private Facebook GroupJoin the Waitlist for My FI CourseGet The Free Jumpstart Guide
Episode 394: Building Wealth and Fulfillment through Continuous Learning with Scott Young
Oct 2 2024
Episode 394: Building Wealth and Fulfillment through Continuous Learning with Scott Young
This week on the podcast, we speak to Scott H. Young, the Wall Street Journal bestselling author of Ultralearning, podcast host, computer programmer, and avid reader. Scott discusses the importance of continuous learning and personal growth, focusing on how learning new skills can lead to personal fulfillment and financial success. He shares insights on managing anxiety through exposure therapy and the significance of self-directed learning. He also discusses the balance between personal and public learning, the evolving landscape of online entrepreneurship and much more.  In this episode, you’ll learn:  about the value of observing successful people and learning from their strategies to apply in your own journey.why passion should drive the pursuit of new skills, making learning more enjoyable and fulfilling.how practice and real-world application differ and how both are needed for mastery, especially in high-pressure environments.how learning and doing new things help people build confidence, encouraging them to take on more challenges + more Other Links Mentioned in episode: Self Education and Ultralearning as a Means to Reach Your Financial Goals & More with Scott YoungGet your copy of my book: Your Journey To Financial FreedomLeave Your Journey To Financial Freedom a review!Get The Budget BootcampCheck out my personal website here.Join The Weekly Newsletter ListLeave me a voicemail– Leave me a question on the Journey To Launch voicemail and have it answered on the podcast!YNAB –  Start managing your money and budgeting so that you can reach your financial dreams. Sign up for a free 34 days trial of YNAB, my go-to budgeting app by using my referral link.What stage of the financial journey are you on? Are you working on financial stability or work flexibility? Find out with this free assessment and get a curated list of the 10 next best episodes for you to listen to depending on your stage. Check it out here! Connect with Scott: Website: ScottHYoung.com/blog/Instagram: @ScottHYoungFacebook: @AuthorScottYoungTwitter: @ScottHYoung Connect with me: Instagram: @JourneytolaunchTwitter: @JourneyToLaunchFacebook: @Journey To LaunchJoin the Private Facebook GroupJoin the Waitlist for My FI CourseGet The Free Jumpstart Guide
Episode 393: Your Money Playbook For Winning in Life and Finances with NFL Veteran Brandon Copeland
Sep 25 2024
Episode 393: Your Money Playbook For Winning in Life and Finances with NFL Veteran Brandon Copeland
This week on the podcast, we chat with returning guest, Brandon Copeland, a 10-year NFL veteran and CEO of Athletes for College Athletes, who discusses his new book "Your Money Playbook".  In this conversation, Brandon emphasizes the importance of financial hustle, smart spending, and legacy planning. He shares his early NFL experiences, highlighting the necessity of saving plus stresses the significance of financial education and having a support system.  In this episode Brandon discusses:  The concept of the "art of the hustle" in his book, emphasizing the importance of earning and creating a life you want.His early NFL career and the financial challenges he faced, including the impact of taxes and deductions on his paychecks. The importance of having a financial team and a support system to hold each other accountable. Leaving a legacy beyond just money, including values and financial literacy plus more  Other Links Mentioned in episode: Get your copy of Brandon's book at YourMoneyPlaybook.comBuilding Multiple Streams Of Income, Diversifying Your Passions, And Knowing Your Why With NFL Player Brandon CopelandGet your copy of my book: Your Journey To Financial FreedomLeave Your Journey To Financial Freedom a review!Get The Budget BootcampCheck out my personal website here.Join The Weekly Newsletter ListLeave me a voicemail– Leave me a question on the Journey To Launch voicemail and have it answered on the podcast!YNAB –  Start managing your money and budgeting so that you can reach your financial dreams. Sign up for a free 34 days trial of YNAB, my go-to budgeting app by using my referral link.What stage of the financial journey are you on? Are you working on financial stability or work flexibility? Find out with this free assessment and get a curated list of the 10 next best episodes for you to listen to depending on your stage. Check it out here! Connect with Brandon: Website: YourMoneyPlaybook.comInstagram: @BCope51Twitter: @BCope51TikTok:@BCope51 Connect with me: Instagram: @JourneytolaunchTwitter: @JourneyToLaunchFacebook: @Journey To LaunchJoin the Private Facebook GroupJoin the Waitlist for My FI CourseGet The Free Jumpstart Guide
Episode 392: Lessons from a Laid-Back Summer: Family, Finances, and Future Plans
Sep 18 2024
Episode 392: Lessons from a Laid-Back Summer: Family, Finances, and Future Plans
This week, I’m bringing you a long overdue solo episode, catching you up on what's been happening in my life and business lately. I talk about our decision to skip summer camp for the kids this year, allowing us to spend more quality time together as a family while I took a break from work. I also reflect on how I'm managing the business at a slower pace, thanks to relying on savings and the importance of planning for fluctuating income. Plus, I share my journey of preparing for my first half marathon, the Reggae Marathon in Jamaica this December (which also coincides with the 1 year anniversary of my book release, "Your Journey To Financial Freedom", along with some other exciting projects on the horizon! In This Episode I Share: Why we opted out of summer camp, how I prepared the business in order to be free from work, & the importance of having help in order to be able to relax and recharge.Why you should save and invest to ensure financial stability during slow business months and how having that solid financial foundation brings you confidence during challenging times.The importance of having a positive mindset and looking for opportunities and lessons in everyday experiences.The Well Read Black Girl Book Festival in October and my new community project, Freedom Quest which is in beta and aims to support people on their journey to financial independence! Other Links Mentioned in episode: The Reggae Marathon The Well Read Black Girl Book Festival Get your copy of my book: Your Journey To Financial FreedomLeave Your Journey To Financial Freedom a review!Get The Budget BootcampCheck out my personal website here.Join The Weekly Newsletter ListLeave me a voicemail– Leave me a question on the Journey To Launch voicemail and have it answered on the podcast!YNAB –  Start managing your money and budgeting so that you can reach your financial dreams. Sign up for a free 34 days trial of YNAB, my go-to budgeting app by using my referral link.What stage of the financial journey are you on? Are you working on financial stability or work flexibility? Find out with this free assessment and get a curated list of the 10 next best episodes for you to listen to depending on your stage. Check it out here! Connect with me: Instagram: @JourneytolaunchTwitter: @JourneyToLaunchFacebook: @Journey To LaunchJoin the Private Facebook GroupJoin the Waitlist for My FI CourseGet The Free Jumpstart Guide
Episode 391: How to Balance Life, Health & Wealth with Stage 4 Cancer Survivor, Esther Hyun
Sep 11 2024
Episode 391: How to Balance Life, Health & Wealth with Stage 4 Cancer Survivor, Esther Hyun
This week on the Journey to Launch Podcast, I have a powerful conversation with Esther Hyun, a stage four colorectal cancer survivor and lawyer, who opens up about her journey to financial independence. Esther highlights the need to balance financial goals with personal well-being, while stressing the importance of preventative health care. She also discusses the financial challenges of navigating cancer treatment, such as unexpected out-of-network medical bills, and underscores the value of life insurance, estate planning, and much more. In this episode, we discuss:  Esther’s financial foundations which allowed her to be debt-free except for student loans and how she contributes to HSAs and 401(k)s to build wealth Esther’s experience of being diagnosed with colorectal cancer at 36, the financial impact it had on her, and the importance of having a plan in place for unexpected events. Life insurance, estate planning, and balancing financial independence with enjoying life in the present. Other Links Mentioned in episode: All About The Health Savings Account (HSA) -The Ultimate Retirement and Investment Account w/ Jackie KoskiGet your copy of my book: Your Journey To Financial FreedomLeave Your Journey To Financial Freedom a review!Get The Budget BootcampCheck out my personal website here.Join The Weekly Newsletter ListLeave me a voicemail– Leave me a question on the Journey To Launch voicemail and have it answered on the podcast!YNAB –  Start managing your money and budgeting so that you can reach your financial dreams. Sign up for a free 34 days trial of YNAB, my go-to budgeting app by using my referral link.What stage of the financial journey are you on? Are you working on financial stability or work flexibility? Find out with this free assessment and get a curated list of the 10 next best episodes for you to listen to depending on your stage. Check it out here! Connect with Esther: Instagram:@ParentingwithCancerTikTok: @ParentingwithCancer Connect with me: Instagram: @JourneytolaunchTwitter: @JourneyToLaunchFacebook: @Journey To LaunchJoin the Private Facebook GroupJoin the Waitlist for My FI CourseGet The Free Jumpstart Guide
Episode 390: Breaking the Burnout Cycle & Finding Balance in Work and Life w/ Amina AlTai
Sep 4 2024
Episode 390: Breaking the Burnout Cycle & Finding Balance in Work and Life w/ Amina AlTai
This week on the Journey to Launch Podcast, Amina AlTai, a holistic business and career coach, discusses her journey from burnout to wellness. She shares her experience of nearly dying from organ failure due to overwork and stress & emphasizes the importance of setting boundaries, practicing self-care, and advocating for oneself. She advises listeners to identify and address tolerations, practice micro habits for well-being, seek support from allies + much more.  In this episode, you’ll learn: About the concept of microdosing joy and the importance of inviting joy into every moment, even in challenging situations.How Amina set boundaries and created a work-life balance while still working in her traditional job.About the wage gap and the importance of advocating for pay equity within organizations.Of the value of micro habits and small actions that can lead to significant improvements in one's life. Other Links Mentioned in episode: Get your copy of my book: Your Journey To Financial FreedomLeave Your Journey To Financial Freedom a review!Get The Budget BootcampCheck out my personal website here.Join The Weekly Newsletter ListLeave me a voicemail– Leave me a question on the Journey To Launch voicemail and have it answered on the podcast!YNAB –  Start managing your money and budgeting so that you can reach your financial dreams. Sign up for a free 34 days trial of YNAB, my go-to budgeting app by using my referral link.What stage of the financial journey are you on? Are you working on financial stability or work flexibility? Find out with this free assessment and get a curated list of the 10 next best episodes for you to listen to depending on your stage. Check it out here! Connect with Amina: Website: AminaAlTai.comInstagram:@AminaAlTaiFacebook: @AminaAlTai Connect with me: Instagram: @JourneytolaunchTwitter: @JourneyToLaunchFacebook: @Journey To LaunchJoin the Private Facebook GroupJoin the Waitlist for My FI CourseGet The Free Jumpstart Guide
Episode 389: How Cassandra Increased Her Income by $10k & Improved Her Money Mindset REWIND
Aug 28 2024
Episode 389: How Cassandra Increased Her Income by $10k & Improved Her Money Mindset REWIND
Cassandra Henry is a Journeyer from Bronx, New York, who is paying off debt and investing in herself. Cassandra is a first generation Dominican American and at 25 years old she was her family’s breadwinner. As a result, she quickly learned the importance of taking control of her finances and her debt. Cassandra shares how she eliminated credit card debt and boosted her income with side hustles. In this episode, you'll learn:  How Cassandra started following a financial minimalist approach which helped her pay off her credit card debt How changing her mindset was key to tackling debt and improving her financial situation. Why Cassandra encourages others to educate themselves, invest in personal development, and seek out communities or resources that support financial growth. Other Links Mentioned in episode: Get your copy of my book: Your Journey To Financial FreedomLeave Your Journey To Financial Freedom a review!Get The Budget BootcampCheck out my personal website here.Join The Weekly Newsletter ListLeave me a voicemail– Leave me a question on the Journey To Launch voicemail and have it answered on the podcast!YNAB –  Start managing your money and budgeting so that you can reach your financial dreams. Sign up for a free 34 days trial of YNAB, my go-to budgeting app by using my referral link.What stage of the financial journey are you on? Are you working on financial stability or work flexibility? Find out with this free assessment and get a curated list of the 10 next best episodes for you to listen to depending on your stage. Check it out here! Connect with me: Instagram: @JourneytolaunchTwitter: @JourneyToLaunchFacebook: @Journey To LaunchJoin the Private Facebook GroupJoin the Waitlist for My FI CourseGet The Free Jumpstart Guide
Episode 388: How To Change Overthinking From A Super Problem To A Superpower With Jon Acuff REWIND
Aug 21 2024
Episode 388: How To Change Overthinking From A Super Problem To A Superpower With Jon Acuff REWIND
Jon Acuff, New York Times bestselling author of seven books including his latest, “Soundtracks: The Surprising Solution to Overthinking,” and INC Magazine Top 100 Leadership speaker, joins the podcast to discuss how overthinking affects the results we have in life and how to rewire our thoughts so that we can make progress towards our goals.  We all have the ability to change our unhealthy patterns of overthinking from a super problem to a superpower. We just need a little help along the way. If you’re ready to unlearn and reprogram your thoughts, listen to this episode! In this episode we share: How what we tell ourselves + what we think leads to our emotions and actionsWhy most people over-focus on their actions, and never change the underlying resultsActionable steps to take to rewire our brains to be more positiveThe power of aligned thinking with aligned action + more Other Links Mentioned in episode: Get your copy of my book: Your Journey To Financial FreedomLeave Your Journey To Financial Freedom a review!Get The Budget BootcampCheck out my personal website here.Join The Weekly Newsletter ListLeave me a voicemail– Leave me a question on the Journey To Launch voicemail and have it answered on the podcast!YNAB –  Start managing your money and budgeting so that you can reach your financial dreams. Sign up for a free 34 days trial of YNAB, my go-to budgeting app by using my referral link.What stage of the financial journey are you on? Are you working on financial stability or work flexibility? Find out with this free assessment and get a curated list of the 10 next best episodes for you to listen to depending on your stage. Check it out here! Connect with Jon: WebsiteInstagram:@JonAcuffFacebook:@AuthorJonAcuffTwitter:@JonAcuff Connect with me: Instagram: @JourneytolaunchTwitter: @JourneyToLaunchFacebook: @Journey To LaunchJoin the Private Facebook GroupJoin the Waitlist for My FI CourseGet The Free Jumpstart Guide
Episode 387- Retiring at 30yrs Old & Living A Full Life On $20k A Year W/ Purple
Aug 14 2024
Episode 387- Retiring at 30yrs Old & Living A Full Life On $20k A Year W/ Purple
If you didn’t have to work again for money, what would you really do with your time? We often hear about retiring early in the context of someone quitting their corporate job to work on their own business. But what if you truly didn’t have to work and could really live your life on your own terms?  On this episode of the Journey To Launch Podcast, we have a returning guest, Purple who shares her life after early retirement.  Purple retired from corporate America with a portfolio of $500k+ at the young age of 30 right before the 2020 pandemic. She explains what she does with her time now that she is no longer working, how she strives to live an intentional, purpose driven life, and how the pandemic was a catalyst for exiting the work-force. In this episode, we discuss: How fear during the pandemic pushed Purple to retire earlyRealistically living off of $20,000 + what that lifestyle looks likeThe nomad lifestyle + how it saves Purple moneyStrategies for withdrawing money, what a Roth Conversion ladder is, + more Other Links Mentioned in episode: journeytolaunch.com/episode126 Get your copy of my book: Your Journey To Financial FreedomLeave Your Journey To Financial Freedom a review!Get The Budget BootcampCheck out my personal website here.Join The Weekly Newsletter ListLeave me a voicemail– Leave me a question on the Journey To Launch voicemail and have it answered on the podcast!YNAB –  Start managing your money and budgeting so that you can reach your financial dreams. Sign up for a free 34 days trial of YNAB, my go-to budgeting app by using my referral link.What stage of the financial journey are you on? Are you working on financial stability or work flexibility? Find out with this free assessment and get a curated list of the 10 next best episodes for you to listen to depending on your stage. Check it out here! Connect with Purple: WebsiteInstagram: @APurpleLifeTwitter: @APurpleLifeBlog Connect with me: Instagram: @JourneytolaunchTwitter: @JourneyToLaunchFacebook: @Journey To LaunchJoin the Private Facebook GroupJoin the Waitlist for My FI CourseGet The Free Jumpstart Guide