Today in Mortgages we discuss how housing plays into inflation. Yesterday Powell discussed "sticky shelter inflation" referring to high shelter costs, which make up about 30-40% of CPI. Shelter includes rent, insurance, hotels, and personal residences. Powell discussed whether cuts can come while housing inflation is still elevated and hinted at only one rate cut this year. Ultimately, we shouldn't wait for rates to come down to get down to business. It took a while for these rates to come up, and it's going to take a while for them to come back down. Tune in to this episode to gain a deeper understanding of the current market dynamics and discover how you can better support your clients in achieving their homeownership dreams. Whether you're a seasoned professional or new to the industry, this discussion offers valuable insights to help you navigate today's real estate landscape. ______Grow Your Business: https://join.nflp.com/______Today in mortgages is produced by Network Funding, LP, which is an equal housing lender, NMLS# 2297. The content of this program is meant to be a commentary on mortgage and real estate news and any discussion of rates and or products should not be taken as individual mortgage or home buying advice or pricing estimates, and any commentary on this show is should not be considered a promise to make a loan. All applicants for a loan must qualify and you should consult a professional regarding your individual loan scenarios for your financial situation. Visit our website at nflp.com/licenses for all state licensing and other legal information._____Learn more about Network Funding on our parent site.Today in mortgages is produced by Network Funding, LP, which is an equal housing lender, NMLS# 2297. Corporate office located at 10370 Richmond Ave. Suite 900, Houston, TX 77042.The content of this program is meant to be a commentary on mortgage and real estateSee more at TodayInMortgages.comWant to get expert coaching everyday and have the power of the best Network in Mortgages behind your production business? Learn more here. Learn more about Network Funding on our parent site. Today in mortgages is produced by Network Funding, LP, which is an equal housing lender, NMLS# 2297. Corporate office located at 10370 Richmond Ave. Suite 900, Houston, TX 77042. The content of this program is meant to be a commentary on mortgage and real estate news and any discussion of rates and or products should not be taken as individual mortgage or home buying advice or pricing estimates, and any commentary on this show is should not be considered a promise to make a loan. All applicants for a loan must qualify and you should consult a professional regarding your individual loan scenarios for your financial situation. Visit our website at nflp.com/licenses for all state licensing and other legal information.

Today in Mortgages we dive into the current state of credit card debt with the average interest at 26% or above. There is a disconnect between employment and earnings. Today's article from the AP News: "Borrowers, especially the young, struggle with credit card debt in potentially bad sign for the economy," focuses on the younger generations, who have higher utilization of the credit are lower FICO and higher delinquencies.Tune in to this episode to gain a deeper understanding of the current market dynamics and discover how you can better support your clients in achieving their homeownership dreams. Whether you're a seasoned professional or new to the industry, this discussion offers valuable insights to help you navigate today's real estate landscape._________See more at TodayInMortgages.comWant to get expert coaching everyday and have the power of the best Network in Mortgages behind your production business? Learn more here. Learn more about Network Funding on our parent site. Today in mortgages is produced by Network Funding, LP, which is an equal housing lender, NMLS# 2297. Corporate office located at 10370 Richmond Ave. Suite 900, Houston, TX 77042. The content of this program is meant to be a commentary on mortgage and real estate news and any discussion of rates and or products should not be taken as individual mortgage or home buying advice or pricing estimates, and any commentary on this show is should not be considered a promise to make a loan. All applicants for a loan must qualify and you should consult a professional regarding your individual loan scenarios for your financial situation. Visit our website at nflp.com/licenses for all state licensing and other legal information.

Today in Mortgages Rich Jefferson is here in the studio! Several news articles today are talking about prices coming down. The tide is shifting, and sellers are starting to concede on home price with cuts. A contributing factor is the increasing inventory, but even with price cuts, home price growth is still above average. This is great news for your buyers who need prices to soften with these high interest rates. Tune in to this episode to gain a deeper understanding of the current market dynamics and discover how you can better support your clients in achieving their homeownership dreams. Whether you're a seasoned professional or new to the industry, this discussion offers valuable insights to help you navigate today's real estate landscape.See more at TodayInMortgages.comWant to get expert coaching everyday and have the power of the best Network in Mortgages behind your production business? Learn more here. Learn more about Network Funding on our parent site. Today in mortgages is produced by Network Funding, LP, which is an equal housing lender, NMLS# 2297. Corporate office located at 10370 Richmond Ave. Suite 900, Houston, TX 77042. The content of this program is meant to be a commentary on mortgage and real estate news and any discussion of rates and or products should not be taken as individual mortgage or home buying advice or pricing estimates, and any commentary on this show is should not be considered a promise to make a loan. All applicants for a loan must qualify and you should consult a professional regarding your individual loan scenarios for your financial situation. Visit our website at nflp.com/licenses for all state licensing and other legal information.

Today in Mortgages we dive into whether we may be seeing lower home prices this year. Fox business, states that home prices are being "slashed" in today's article. The article finds that prices are slowing due to more competition amongst sellers. There is still record low inventory even if prices are softening. Fannie Mae believes interest rates will remain at or above 7% this year, so home prices are going to have to keep coming down. Some key points, that effect inflation coming down:- PCE staying low- Jobs opening at three year low- Home price going downEven though times are weird in the real estate market, American still want to buy homes! Tune in to this episode to gain a deeper understanding of the current market dynamics and discover how you can better support your clients in achieving their homeownership dreams. Whether you're a seasoned professional or new to the industry, this discussion offers valuable insights to help you navigate today's real estate landscape._________To learn more, read today's article: https://www.foxbusiness.com/economy/us-house-sellers-cutting-prices-first-time-over-year______Grow Your Business: https://join.nflp.com/______Today in mortgages is produced by Network Funding, LP, which is an equal housing lender, NMLS# 2297. The content of this program is meant to be a commentary on mortgage and real estate news and any discussion of rates and or products should not be taken as individual mortgage or home buying advice or pricing estimates, and any commentary on this show is should not be considered a promise to make a loan. All applicants for a loan must qualify and you should consult a professional regarding your individual loan scenarios for your financial situation. Visit our website at nflp.com/licenses for all state licensing and other legal information._____Learn more about Network Funding on our parent site.Today in mortgages is produced by Network Funding, LP, which is an equal housing lender, NMLS# 2297. Corporate office located at 10370 Richmond Ave. Suite 900, Houston, TX 77042.The content of this program is meant to be a commentary on mortgage and real estateSee more at TodayInMortgages.comWant to get expert coaching everyday and have the power of the best Network in Mortgages behind your production business? Learn more here. Learn more about Network Funding on our parent site. Today in mortgages is produced by Network Funding, LP, which is an equal housing lender, NMLS# 2297. Corporate office located at 10370 Richmond Ave. Suite 900, Houston, TX 77042. The content of this program is meant to be a commentary on mortgage and real estate news and any discussion of rates and or products should not be taken as individual mortgage or home buying advice or pricing estimates, and any commentary on this show is should not be considered a promise to make a loan. All applicants for a loan must qualify and you should consult a professional regarding your individual loan scenarios for your financial situation. Visit our website at nflp.com/licenses for all state licensing and other legal information.

Today, we are talking about inventory! Inventory is increasing with more people actively selling their homes, up to 740,000, according to "The Fred Economic Data." Active listings have nearly doubled from two years ago, but rates have stayed high, meaning we are still in a sellers market, but prices won't skyrocket. Tune in to this episode to gain a deeper understanding of what these current market conditions mean for your clients and how to help them navigate these waters. ______Grow Your Business: https://join.nflp.com/______Today in mortgages is produced by Network Funding, LP, which is an equal housing lender, NMLS# 2297. The content of this program is meant to be a commentary on mortgage and real estate news and any discussion of rates and or products should not be taken as individual mortgage or home buying advice or pricing estimates, and any commentary on this show is should not be considered a promise to make a loan. All applicants for a loan must qualify and you should consult a professional regarding your individual loan scenarios for your financial situation. Visit our website at nflp.com/licenses for all state licensing and other legal information._____Learn more about Network Funding on our parent site.Today in mortgages is produced by Network Funding, LP, which is an equal housing lender, NMLS# 2297. Corporate office located at 10370 Richmond Ave. Suite 900, Houston, TX 77042.The content of this program is meant to be a commentary on mortgage and real estateSee more at TodayInMortgages.comWant to get expert coaching everyday and have the power of the best Network in Mortgages behind your production business? Learn more here. Learn more about Network Funding on our parent site. Today in mortgages is produced by Network Funding, LP, which is an equal housing lender, NMLS# 2297. Corporate office located at 10370 Richmond Ave. Suite 900, Houston, TX 77042. The content of this program is meant to be a commentary on mortgage and real estate news and any discussion of rates and or products should not be taken as individual mortgage or home buying advice or pricing estimates, and any commentary on this show is should not be considered a promise to make a loan. All applicants for a loan must qualify and you should consult a professional regarding your individual loan scenarios for your financial situation. Visit our website at nflp.com/licenses for all state licensing and other legal information.

Welcome back dream-makers! Today in Mortgages we are discussing Gen Z's continued presence in the real estate world. Today's article from Redfin states Gen Z took out 40% of real estate loans in 2023. They are now the predominate buyers. As mortgage professionals, we need to know how to offer, sell and market to these Gen Z borrowers who are ready to buy. To learn more, read today's article: https://www.redfin.com/news/gen-z-millennial-mortgages-2023/?utm_source=www.mortgagenuggets.com&utm_medium=newsletter&utm_campaign=cfpb-chair-says-he-is-open-to-reviewing-the-lo-comp-rule ______Grow Your Business: https://join.nflp.com/______Today in mortgages is produced by Network Funding, LP, which is an equal housing lender, NMLS# 2297. The content of this program is meant to be a commentary on mortgage and real estate news and any discussion of rates and or products should not be taken as individual mortgage or home buying advice or pricing estimates, and any commentary on this show is should not be considered a promise to make a loan. All applicants for a loan must qualify and you should consult a professional regarding your individual loan scenarios for your financial situation. Visit our website at nflp.com/licenses for all state licensing and other legal information.See more at TodayInMortgages.comWant to get expert coaching everyday and have the power of the best Network in Mortgages behind your production business? Learn more here.Learn more about Network Funding on our parent site.Today in mortgages is produced by Network Funding, LP, which is an equal housing lender, NMLS# 2297. Corporate office located at 10370 Richmond Ave. Suite 900, Houston, TX 77042.The content of this program is meant to be a commentary on mortgage and real estate news and any discussion of rates and or products should not be taken as individual mortgage or home buying advice or pricing estimates, and any commentary on this show is should not be considered a promise to make a loan. All applicants for a loan must qualify and you should consult a professional regarding your individual loan scenarios for your financial situation. Visit our website at nflp.com/licenses for all state licensing and other legal information.See more at TodayInMortgages.comWant to get expert coaching everyday and have the power of the best Network in Mortgages behind your production business? Learn more here. Learn more about Network Funding on our parent site. Today in mortgages is produced by Network Funding, LP, which is an equal housing lender, NMLS# 2297. Corporate office located at 10370 Richmond Ave. Suite 900, Houston, TX 77042. The content of this program is meant to be a commentary on mortgage and real estate news and any discussion of rates and or products should not be taken as individual mortgage or home buying advice or pricing estimates, and any commentary on this show is should not be considered a promise to make a loan. All applicants for a loan must qualify and you should consult a professional regarding your individual loan scenarios for your financial situation. Visit our website at nflp.com/licenses for all state licensing and other legal information.

Welcome back dream-makers! Today in Mortgages we are discussing the return of summer home buying. Today's article states that last years home sales hit a record low since 1995, and predicts there will be a 9% increase in 2024 and even more in 2025. Buyers are realizing the reality of interest rates aren't changing drastically anytime soon, and they are beginning to buy again.As mortgage professionals, we need to be updated on today's market so we can best coach our borrowers. To learn more, read today's article: https://houstonagentmagazine.com/2024/05/08/lawrence-yun-outlook-housing-industry/?utm_source=emailoctopus&utm_medium=email&utm_campaign=5.20%20HOU-AU  ______Grow Your Business: https://join.nflp.com/______Today in mortgages is produced by Network Funding, LP, which is an equal housing lender, NMLS# 2297. The content of this program is meant to be a commentary on mortgage and real estate news and any discussion of rates and or products should not be taken as individual mortgage or home buying advice or pricing estimates, and any commentary on this show is should not be considered a promise to make a loan. All applicants for a loan must qualify and you should consult a professional regarding your individual loan scenarios for your financial situation. Visit our website at nflp.com/licenses for all state licensing and other legal information.See more at TodayInMortgages.comWant to get expert coaching everyday and have the power of the best Network in Mortgages behind your production business? Learn more here.Learn more about Network Funding on our parent site.Today in mortgages is produced by Network Funding, LP, which is an equal housing lender, NMLS# 2297. Corporate office located at 10370 Richmond Ave. Suite 900, Houston, TX 77042.The content of this program is meant to be a commentary on mortgage and real estate news and any discussion of rates and or products should not be taken as individual mortgage or home buying advice or pricing estimates, and any commentary on this show is should not be considered a promise to make a loan. All applicants for a loan must qualify and you should consult a professional regarding your individual loan scenarios for your financial situation. Visit our website at nflp.com/licenses for all state licensing and other legal information.See more at TodayInMortgages.comWant to get expert coaching everyday and have the power of the best Network in Mortgages behind your production business? Learn more here. Learn more about Network Funding on our parent site. Today in mortgages is produced by Network Funding, LP, which is an equal housing lender, NMLS# 2297. Corporate office located at 10370 Richmond Ave. Suite 900, Houston, TX 77042. The content of this program is meant to be a commentary on mortgage and real estate news and any discussion of rates and or products should not be taken as individual mortgage or home buying advice or pricing estimates, and any commentary on this show is should not be considered a promise to make a loan. All applicants for a loan must qualify and you should consult a professional regarding your individual loan scenarios for your financial situation. Visit our website at nflp.com/licenses for all state licensing and other legal information.

Join us on Today In Mortgages as we unpack the question: What's happening with vacation home mortgages? In this episode, we dissect the recent decline in demand for vacation home loans and explore its implications for the industry. Here's what you can expect:• The impact of pandemic migration on second home purchases.• Policy changes affecting the availability of second home financing.• Shifts in market dynamics favoring first-time home buyers.• Challenges and opportunities for real estate professionals amidst changing trends.Don't miss out—hit play now and stay informed with Today In Mortgages!________ Read today's article: https://www.washingtonpost.com/opinio..._______Grow Your Business: https://join.nflp.com/______Today in mortgages is produced by Network Funding, LP, which is an equal housing lender, NMLS# 2297. The content of this program is meant to be a commentary on mortgage and real estate news and any discussion of rates and or products should not be taken as individual mortgage or home buying advice or pricing estimates, and any commentary on this show is should not be considered a promise to make a loan. All applicants for a loan must qualify and you should consult a professional regarding your individual loan scenarios for your financial situation. Visit our website at nflp.com/licenses for all state licensing and other legal information.See more at TodayInMortgages.comWant to get expert coaching everyday and have the power of the best Network in Mortgages behind your production business? Learn more here. Learn more about Network Funding on our parent site. Today in mortgages is produced by Network Funding, LP, which is an equal housing lender, NMLS# 2297. Corporate office located at 10370 Richmond Ave. Suite 900, Houston, TX 77042. The content of this program is meant to be a commentary on mortgage and real estate news and any discussion of rates and or products should not be taken as individual mortgage or home buying advice or pricing estimates, and any commentary on this show is should not be considered a promise to make a loan. All applicants for a loan must qualify and you should consult a professional regarding your individual loan scenarios for your financial situation. Visit our website at nflp.com/licenses for all state licensing and other legal information.

Is co-borrowing a good idea? In this episode, we delve into the intricacies of co-borrowing in the realm of mortgage and real estate. Tune in as we explore several key points:The benefits and risks of co-borrowing.How co-borrowing affects credit scores and loan eligibility.Strategies for maximizing the advantages of co-borrowing while minimizing the risks.Important considerations when entering into a co-borrowing arrangement.Real-life examples illustrating successful co-borrowing scenarios.Join us for an insightful discussion that unpacks the complexities of co-borrowing and provides valuable insights for mortgage and real estate professionals. Tune in now to gain a deeper understanding and make informed decisions in your practice.Read the original article here: https://www.cnet.com/personal-finance/mortgages/advice/more-people-are-buying-homes-with-friends-siblings-or-romantic-partners-should-you/______Grow Your Business: https://join.nflp.com/______FREE MARKETING RESOURCE: https://todayinmortgages.com/marketing_________Today in mortgages is produced by Network Funding, LP, which is an equal housing lender, NMLS# 2297. The content of this program is meant to be a commentary on mortgage and real estate news and any discussion of rates and or products should not be taken as individual mortgage or home buying advice or pricing estimates, and any commentary on this show is should not be considered a promise to make a loan. All applicants for a loan must qualify and you should consult a professional regarding your individual loan scenarios for your financial situation. Visit our website at http://nflp.com/licenses for all state licensing and other legal information. See more at http://TodayInMortgages.com Want to get expert coaching everyday and have the power of the best Network in Mortgages behind your production business? Learn more here. Learn more about Network Funding on our parent site, http://nflp.comSee more at TodayInMortgages.comWant to get expert coaching everyday and have the power of the best Network in Mortgages behind your production business? Learn more here. Learn more about Network Funding on our parent site. Today in mortgages is produced by Network Funding, LP, which is an equal housing lender, NMLS# 2297. Corporate office located at 10370 Richmond Ave. Suite 900, Houston, TX 77042. The content of this program is meant to be a commentary on mortgage and real estate news and any discussion of rates and or products should not be taken as individual mortgage or home buying advice or pricing estimates, and any commentary on this show is should not be considered a promise to make a loan. All applicants for a loan must qualify and you should consult a professional regarding your individual loan scenarios for your financial situation. Visit our website at nflp.com/licenses for all state licensing and other legal information.

Will Rates Go to 10%!? Dive into the latest episode of our podcast where we unravel the possibilities of the mortgage market. We'll discuss:The current economic indicators shaping interest rates.Insights into Federal Reserve policies and their impact on mortgage rates.Strategies for mortgage and real estate professionals to navigate changing rate environments.Expert predictions and analysis on where rates might be headed next.Join us for an insightful discussion that will empower you to make informed decisions in today's dynamic mortgage landscape. Tune in now to stay ahead of the curve! Read the original article here: https://www.hud.gov/press/press_releases_media_advisories/hud_no_23_043______Grow Your Business: https://join.nflp.com/______FREE MARKETING RESOURCE: https://todayinmortgages.com/marketing_________Today in mortgages is produced by Network Funding, LP, which is an equal housing lender, NMLS# 2297. The content of this program is meant to be a commentary on mortgage and real estate news and any discussion of rates and or products should not be taken as individual mortgage or home buying advice or pricing estimates, and any commentary on this show is should not be considered a promise to make a loan. All applicants for a loan must qualify and you should consult a professional regarding your individual loan scenarios for your financial situation. Visit our website at http://nflp.com/licenses for all state licensing and other legal information. See more at http://TodayInMortgages.com Want to get expert coaching everyday and have the power of the best Network in Mortgages behind your production business? Learn more here. Learn more about Network Funding on our parent site, http://nflp.comSee more at TodayInMortgages.comWant to get expert coaching everyday and have the power of the best Network in Mortgages behind your production business? Learn more here. Learn more about Network Funding on our parent site. Today in mortgages is produced by Network Funding, LP, which is an equal housing lender, NMLS# 2297. Corporate office located at 10370 Richmond Ave. Suite 900, Houston, TX 77042. The content of this program is meant to be a commentary on mortgage and real estate news and any discussion of rates and or products should not be taken as individual mortgage or home buying advice or pricing estimates, and any commentary on this show is should not be considered a promise to make a loan. All applicants for a loan must qualify and you should consult a professional regarding your individual loan scenarios for your financial situation. Visit our website at nflp.com/licenses for all state licensing and other legal information.

Ever wonder how the recent Federal Reserve update impacts the mortgage and real estate landscape? This episode dives deep into the question: "No News Actually IS News."Join us as we uncover:Key takeaways from the latest Fed policy statement.Implications for mortgage rates and housing market trends.Strategies for adapting your business approach in response to Fed decisions.Expert insights into market reactions and potential future scenarios.Ready to stay ahead of the curve in an ever-changing industry? Tune in now to gain invaluable insights from industry experts!Read the original article here: https://www.mortgagenewsdaily.com/markets/mortgage-rates-05012024 ______Grow Your Business: https://join.nflp.com/______FREE MARKETING RESOURCE: https://todayinmortgages.com/marketing_________Today in mortgages is produced by Network Funding, LP, which is an equal housing lender, NMLS# 2297. The content of this program is meant to be a commentary on mortgage and real estate news and any discussion of rates and or products should not be taken as individual mortgage or home buying advice or pricing estimates, and any commentary on this show is should not be considered a promise to make a loan. All applicants for a loan must qualify and you should consult a professional regarding your individual loan scenarios for your financial situation. Visit our website at http://nflp.com/licenses for all state licensing and other legal information. See more at http://TodayInMortgages.com Want to get expert coaching everyday and have the power of the best Network in Mortgages behind your production business? Learn more here. Learn more about Network Funding on our parent site, http://nflp.comSee more at TodayInMortgages.comWant to get expert coaching everyday and have the power of the best Network in Mortgages behind your production business? Learn more here. Learn more about Network Funding on our parent site. Today in mortgages is produced by Network Funding, LP, which is an equal housing lender, NMLS# 2297. Corporate office located at 10370 Richmond Ave. Suite 900, Houston, TX 77042. The content of this program is meant to be a commentary on mortgage and real estate news and any discussion of rates and or products should not be taken as individual mortgage or home buying advice or pricing estimates, and any commentary on this show is should not be considered a promise to make a loan. All applicants for a loan must qualify and you should consult a professional regarding your individual loan scenarios for your financial situation. Visit our website at nflp.com/licenses for all state licensing and other legal information.

Are buyers ready to seize the opportunities of the spring housing market? In this episode, we’re discussing the BIG question: How are rising mortgage rates impacting the spring market? Key points:Understanding the dynamics of the current spring buying season amidst fluctuating mortgage rates.Exploring the implications of market volatility and its effects on homebuyers and sellers.Flipping the narrative on rising rates: uncovering the hidden opportunities for buyers in a shifting market.Providing strategic advice for mortgage professionals to guide clients through uncertain times and make informed decisions.Offering actionable tips for navigating the evolving real estate landscape and positioning yourself for success.Tune in to Today in Mortgage and stay ahead of the curve in the dynamic world of real estate and mortgage lending.Read the original article here: https://www.cnbc.com/2024/04/29/how-mortgage-rates-have-influenced-the-spring-housing-market.html ______Grow Your Business: https://join.nflp.com/______FREE MARKETING RESOURCE: https://todayinmortgages.com/marketing_________Today in mortgages is produced by Network Funding, LP, which is an equal housing lender, NMLS# 2297. The content of this program is meant to be a commentary on mortgage and real estate news and any discussion of rates and or products should not be taken as individual mortgage or home buying advice or pricing estimates, and any commentary on this show is should not be considered a promise to make a loan. All applicants for a loan must qualify and you should consult a professional regarding your individual loan scenarios for your financial situation. Visit our website at http://nflp.com/licenses  for all state licensing and other legal information. See more at http://TodayInMortgages.com  Want to get expert coaching everyday and have the power of the best Network in Mortgages behind your production business? Learn more here. Learn more about Network Funding on our parent site, http://nflp.comSee more at TodayInMortgages.comWant to get expert coaching everyday and have the power of the best Network in Mortgages behind your production business? Learn more here. Learn more about Network Funding on our parent site. Today in mortgages is produced by Network Funding, LP, which is an equal housing lender, NMLS# 2297. Corporate office located at 10370 Richmond Ave. Suite 900, Houston, TX 77042. The content of this program is meant to be a commentary on mortgage and real estate news and any discussion of rates and or products should not be taken as individual mortgage or home buying advice or pricing estimates, and any commentary on this show is should not be considered a promise to make a loan. All applicants for a loan must qualify and you should consult a professional regarding your individual loan scenarios for your financial situation. Visit our website at nflp.com/licenses for all state licensing and other legal information.

It may have been a bad week for rates… but inventory? Actually looking up! Here’s what we’re discussing Today in Mortgages:Understanding the driving factors behind the significant increase in inventory.Exploring the implications of this inventory surge on market trends and client strategies.Strategies to capitalize on the expanded inventory for enhanced client satisfaction and business growth.Tune in to gain invaluable insights that will empower you to navigate the evolving real estate market with confidence and success.Read the original article here: https://www.realtor.com/news/trends/housing-inventory-march-2024-sellers-slashing-prices/______Grow Your Business: https://join.nflp.com/______FREE MARKETING RESOURCE: https://todayinmortgages.com/marketing_________Today in mortgages is produced by Network Funding, LP, which is an equal housing lender, NMLS# 2297. The content of this program is meant to be a commentary on mortgage and real estate news and any discussion of rates and or products should not be taken as individual mortgage or home buying advice or pricing estimates, and any commentary on this show is should not be considered a promise to make a loan. All applicants for a loan must qualify and you should consult a professional regarding your individual loan scenarios for your financial situation. Visit our website at http://nflp.com/licenses for all state licensing and other legal information. See more at http://TodayInMortgages.com Want to get expert coaching everyday and have the power of the best Network in Mortgages behind your production business? Learn more here. Learn more about Network Funding on our parent site, http://nflp.comSee more at TodayInMortgages.comWant to get expert coaching everyday and have the power of the best Network in Mortgages behind your production business? Learn more here. Learn more about Network Funding on our parent site. Today in mortgages is produced by Network Funding, LP, which is an equal housing lender, NMLS# 2297. Corporate office located at 10370 Richmond Ave. Suite 900, Houston, TX 77042. The content of this program is meant to be a commentary on mortgage and real estate news and any discussion of rates and or products should not be taken as individual mortgage or home buying advice or pricing estimates, and any commentary on this show is should not be considered a promise to make a loan. All applicants for a loan must qualify and you should consult a professional regarding your individual loan scenarios for your financial situation. Visit our website at nflp.com/licenses for all state licensing and other legal information.

What the read on builder sentiment amidst fluctuating mortgage rates? In this episode of Today in Mortgages, Michael and Rich dive into the topic, separating fact from hype in the real estate and mortgage industry. They explore several key points:The stability of home builder sentiment despite market fluctuations.The impact of interest rates on demand and home buying trends.The significance of the NAHB's housing market index in gauging industry health.The role of new home builds in addressing inventory shortages.Strategies for professionals to guide buyers effectively in the current market.Tune in for insightful discussions on navigating the evolving landscape of real estate and mortgage, and discover why now might just be the perfect time to make your move. Join Michael and Rich on Today in Mortgages for expert insights and practical advice.Read the original article here: [ _ ]______Grow Your Business: https://join.nflp.com/______FREE MARKETING RESOURCE: https://todayinmortgages.com/marketing_________Today in mortgages is produced by Network Funding, LP, which is an equal housing lender, NMLS# 2297. The content of this program is meant to be a commentary on mortgage and real estate news and any discussion of rates and or products should not be taken as individual mortgage or home buying advice or pricing estimates, and any commentary on this show is should not be considered a promise to make a loan. All applicants for a loan must qualify and you should consult a professional regarding your individual loan scenarios for your financial situation. Visit our website at http://nflp.com/licenses for all state licensing and other legal information. See more at http://TodayInMortgages.com Want to get expert coaching everyday and have the power of the best Network in Mortgages behind your production business? Learn more here. Learn more about Network Funding on our parent site, http://nflp.comSee more at TodayInMortgages.comWant to get expert coaching everyday and have the power of the best Network in Mortgages behind your production business? Learn more here. Learn more about Network Funding on our parent site. Today in mortgages is produced by Network Funding, LP, which is an equal housing lender, NMLS# 2297. Corporate office located at 10370 Richmond Ave. Suite 900, Houston, TX 77042. The content of this program is meant to be a commentary on mortgage and real estate news and any discussion of rates and or products should not be taken as individual mortgage or home buying advice or pricing estimates, and any commentary on this show is should not be considered a promise to make a loan. All applicants for a loan must qualify and you should consult a professional regarding your individual loan scenarios for your financial situation. Visit our website at nflp.com/licenses for all state licensing and other legal information.

Are you feeling the ups and downs of the current mortgage roller coaster? On today’s episode, we dissect the latest trends and hot topics in the real estate and mortgage world. In this episode, they dive into the burning question: What's driving the recent surge in mortgage rates? Here's what you can expect:Unraveling the impact of the latest inflation report on mortgage rates.Exploring the relationship between high interest rates, low inventory, and escalating housing costs.Discussing potential solutions to the housing conundrum, from policy changes to incentivizing faster home construction.Debating unconventional ideas, including proposals targeting hedge fund-owned homes, and their potential implications.Unveiling opportunities for homebuyers amidst the challenging market landscape, including bond and down payment assistance programs.Tune in to Today in Mortgages and stay ahead of the curve in the mortgage and real estate industry.Read the original article here: [ _ ]______Grow Your Business: https://join.nflp.com/______FREE MARKETING RESOURCE: https://todayinmortgages.com/marketing_________Today in mortgages is produced by Network Funding, LP, which is an equal housing lender, NMLS# 2297. The content of this program is meant to be a commentary on mortgage and real estate news and any discussion of rates and or products should not be taken as individual mortgage or home buying advice or pricing estimates, and any commentary on this show is should not be considered a promise to make a loan. All applicants for a loan must qualify and you should consult a professional regarding your individual loan scenarios for your financial situation. Visit our website at http://nflp.com/licenses for all state licensing and other legal information. See more at http://TodayInMortgages.com Want to get expert coaching everyday and have the power of the best Network in Mortgages behind your production business? Learn more here. Learn more about Network Funding on oSee more at TodayInMortgages.comWant to get expert coaching everyday and have the power of the best Network in Mortgages behind your production business? Learn more here. Learn more about Network Funding on our parent site. Today in mortgages is produced by Network Funding, LP, which is an equal housing lender, NMLS# 2297. Corporate office located at 10370 Richmond Ave. Suite 900, Houston, TX 77042. The content of this program is meant to be a commentary on mortgage and real estate news and any discussion of rates and or products should not be taken as individual mortgage or home buying advice or pricing estimates, and any commentary on this show is should not be considered a promise to make a loan. All applicants for a loan must qualify and you should consult a professional regarding your individual loan scenarios for your financial situation. Visit our website at nflp.com/licenses for all state licensing and other legal information.

Today, we’re peeling back the curtain to go inside the Network with this special clip from one of Rich Jefferson’s (Today in Mortgage Cohost and EVP of Network Funding) recent internal videos to our sales people. Rich posts news, updates, and training EVERY DAY to our people to help them grow, learn, and win. Read the original article here: [ _ ]______Grow Your Business: https://join.nflp.com/______FREE MARKETING RESOURCE: https://todayinmortgages.com/marketing_________Today in mortgages is produced by Network Funding, LP, which is an equal housing lender, NMLS# 2297. The content of this program is meant to be a commentary on mortgage and real estate news and any discussion of rates and or products should not be taken as individual mortgage or home buying advice or pricing estimates, and any commentary on this show is should not be considered a promise to make a loan. All applicants for a loan must qualify and you should consult a professional regarding your individual loan scenarios for your financial situation. Visit our website at http://nflp.com/licenses for all state licensing and other legal information. See more at http://TodayInMortgages.com Want to get expert coaching everyday and have the power of the best Network in Mortgages behind your production business? Learn more here. Learn more about Network Funding on our parent site, http://nflp.comSee more at TodayInMortgages.comWant to get expert coaching everyday and have the power of the best Network in Mortgages behind your production business? Learn more here.Learn more about Network Funding on our parent site.Today in mortgages is produced by Network Funding, LP, which is an equal housing lender, NMLS# 2297. Corporate office located at 10370 Richmond Ave. Suite 900, Houston, TX 77042.The content of this program is meant to be a commentary on mortgage and reaSee more at TodayInMortgages.comWant to get expert coaching everyday and have the power of the best Network in Mortgages behind your production business? Learn more here. Learn more about Network Funding on our parent site. Today in mortgages is produced by Network Funding, LP, which is an equal housing lender, NMLS# 2297. Corporate office located at 10370 Richmond Ave. Suite 900, Houston, TX 77042. The content of this program is meant to be a commentary on mortgage and real estate news and any discussion of rates and or products should not be taken as individual mortgage or home buying advice or pricing estimates, and any commentary on this show is should not be considered a promise to make a loan. All applicants for a loan must qualify and you should consult a professional regarding your individual loan scenarios for your financial situation. Visit our website at nflp.com/licenses for all state licensing and other legal information.

In today’s special episode, we bring on expert mortgage and real estate coach Michael Regan from Building Champions to give his take on the recent settlements by the National Association of Realtors. This content was originally recorded as part of Network Funding’s internal training and coaching, but we decided it was too valuable to keep to ourselves. Listen in as we discuss how mortgage professionals should be working with agents in this new real estate landscape.______Grow Your Business: https://join.nflp.com/FREE MARKETING RESOURCE: https://todayinmortgages.com/marketingToday in mortgages is produced by Network Funding, LP, which is an equal housing lender, NMLS# 2297. The content of this program is meant to be a commentary on mortgage and real estate news and any discussion of rates and or products should not be taken as individual mortgage or home buying advice or pricing estimates, and any commentary on this show is should not be considered a promise to make a loan. All applicants for a loan must qualify and you should consult a professional regarding your individual loan scenarios for your financial situation. Visit our website at http://nflp.com/licenses for all state licensing and other legal information. See more at http://TodayInMortgages.com Want to get expert coaching everyday and have the power of the best Network in Mortgages behind your production business? Learn more here. Learn more about Network FuSee more at TodayInMortgages.comWant to get expert coaching everyday and have the power of the best Network in Mortgages behind your production business? Learn more here. Learn more about Network Funding on our parent site. Today in mortgages is produced by Network Funding, LP, which is an equal housing lender, NMLS# 2297. Corporate office located at 10370 Richmond Ave. Suite 900, Houston, TX 77042. The content of this program is meant to be a commentary on mortgage and real estate news and any discussion of rates and or products should not be taken as individual mortgage or home buying advice or pricing estimates, and any commentary on this show is should not be considered a promise to make a loan. All applicants for a loan must qualify and you should consult a professional regarding your individual loan scenarios for your financial situation. Visit our website at nflp.com/licenses for all state licensing and other legal information.

Today in Mortgages, we’re discussing the current state of the economy and its impact on mortgage rates. Conflicting indicators of a strong economy and high inflation are making it difficult for the Federal Reserve to cut rates. We’re focusing on the importance of the buyer's budget and selling on value rather than rate.TakeawaysThe economy is showing signs of strength with low unemployment and open job positions.High inflation makes it challenging for the Federal Reserve to cut rates.Selling on value and the buyer's budget is more important than focusing on rates.The mortgage industry is experiencing growth and positive changes.Read the original article here: [ _ ]______Grow Your Business: https://join.nflp.com/______FREE MARKETING RESOURCE: https://todayinmortgages.com/marketing_________Today in mortgages is produced by Network Funding, LP, which is an equal housing lender, NMLS# 2297. The content of this program is meant to be a commentary on mortgage and real estate news and any discussion of rates and or products should not be taken as individual mortgage or home buying advice or pricing estimates, and any commentary on this show is should not be considered a promise to make a loan. All applicants for a loan must qualify and you should consult a professional regarding your individual loan scenarios for your financial situation. Visit our website at http://nflp.com/licenses for all state licensing and other legal information. See more at http://TodayInMortgages.com Want to get expert coaching everyday and have the power of the best Network in Mortgages behind your production business? Learn more here. Learn more about Network Funding on our parent site, http://nflp.comSee more at TodayInMortgages.comWant to get expert coaching everyday and have the power of the best Network in Mortgages behind your production business? Learn more here. Learn more about Network Funding on our parent site. Today in mortgages is produced by Network Funding, LP, which is an equal housing lender, NMLS# 2297. Corporate office located at 10370 Richmond Ave. Suite 900, Houston, TX 77042. The content of this program is meant to be a commentary on mortgage and real estate news and any discussion of rates and or products should not be taken as individual mortgage or home buying advice or pricing estimates, and any commentary on this show is should not be considered a promise to make a loan. All applicants for a loan must qualify and you should consult a professional regarding your individual loan scenarios for your financial situation. Visit our website at nflp.com/licenses for all state licensing and other legal information.

In this conversation, Richard Jefferson and Michael discuss the current state of the economy and its impact on different income groups. They highlight the mixed news and varying economic sentiment among individuals. Factors affecting economic sentiment, such as delinquencies and financing choices, are explored. The concept of a two-speed economy is introduced, with the rich continuing to spend while lower-income Americans face stress. The conversation also delves into the challenges faced by lower-income buyers in the real estate market. Despite the challenges, there are silver linings and opportunities for those who can afford to buy a home. The importance of coaching and a personal touch in the mortgage process is emphasized, along with the need to work with trusted mortgage advisors and realtors.TakeawaysEconomic sentiment varies among individuals based on their financial situation and factors such as delinquencies and financing choices.The concept of a two-speed economy is evident, with the rich continuing to spend while lower-income Americans face stress.Lower-income buyers face challenges in the real estate market, including difficulty qualifying for loans and rising costs.Despite challenges, there are opportunities for those who can afford to buy a home, and it is advised to take advantage of the current market conditions.Read the original article here: https://www.axios.com/2024/03/26/american-economy-consumers-spending-patterns______Grow Your Business: https://join.nflp.com/______FREE MARKETING RESOURCE: https://todayinmortgages.com/marketing_________Today in mortgages is produced by Network Funding, LP, which is an equal housing lender, NMLS# 2297. The content of this program is meant to be a commentary on mortgage and real estate news and any discussion of rates and or products should not be taken as individual mortgage or home buying advice or pricing estimates, and any commentary on this show is should not be considered a promise to make a loan. All applicants for a loan must qualify and you should consult a professional regarding your individual loan scenarios for your financial situation. Visit our website at http://nflp.com/licenses  for all state licensing and other legal information. See more at http://TodayInMortgages.com  Want to get expert coaching everyday and have the power of the best Network in Mortgages behind your production business? Learn more here. Learn more about Network Funding on our parent site, http://nflp.comSee more at TodayInMortgages.comWant to get expert coaching everyday and have the power of the best Network in Mortgages behind your production business? Learn more here. Learn more about Network Funding on our parent site. Today in mortgages is produced by Network Funding, LP, which is an equal housing lender, NMLS# 2297. Corporate office located at 10370 Richmond Ave. Suite 900, Houston, TX 77042. The content of this program is meant to be a commentary on mortgage and real estate news and any discussion of rates and or products should not be taken as individual mortgage or home buying advice or pricing estimates, and any commentary on this show is should not be considered a promise to make a loan. All applicants for a loan must qualify and you should consult a professional regarding your individual loan scenarios for your financial situation. Visit our website at nflp.com/licenses for all state licensing and other legal information.

The conversation discusses the lock-in effect in the mortgage industry and its impact on home sales. It highlights the challenges faced by homeowners with low interest rates who are unable to move due to the higher costs associated with buying a new home. The conversation also emphasizes the decrease in home sales and inventory due to the lock-in effect. However, there is optimism that the market is returning to normal and people are accepting the new normal of higher interest rates. The conversation concludes with a positive outlook for the future and encourages industry professionals to stay positive and resilient.Takeaways- The lock-in effect occurs when homeowners with low interest rates are unable to move due to the higher costs associated with buying a new home.- The lock-in effect has led to a decrease in home sales and inventory.- There is evidence that people are adjusting to the new normal of higher interest rates.- The economy is resilient and is heading towards a better place.Read the original article here: https://www.msn.com/en-us/money/realestate/high-mortgage-rates-have-prevented-the-sale-of-more-than-a-million-homes-in-the-u-s/ar-BB1ksaUc ______Grow Your Business: https://join.nflp.com/______FREE MARKETING RESOURCE: https://todayinmortgages.com/marketing_________Today in mortgages is produced by Network Funding, LP, which is an equal housing lender, NMLS# 2297. The content of this program is meant to be a commentary on mortgage and real estate news and any discussion of rates and or products should not be taken as individual mortgage or home buying advice or pricing estimates, and any commentary on this show is should not be considered a promise to make a loan. All applicants for a loan must qualify and you should consult a professional regarding your individual loan scenarios for your financial situation. Visit our website at http://nflp.com/licenses  for all state licensing and other legal information. See more at http://TodayInMortgages.com  Want to get expert coaching everyday and have the power of the best Network in Mortgages behind your production business? Learn more here. Learn more about Network Funding on our parent site, http://nflp.comSee more at TodayInMortgages.comWant to get expert coaching everyday and have the power of the best Network in Mortgages behind your production business? Learn more here. Learn more about Network Funding on our parent site. Today in mortgages is produced by Network Funding, LP, which is an equal housing lender, NMLS# 2297. Corporate office located at 10370 Richmond Ave. Suite 900, Houston, TX 77042. The content of this program is meant to be a commentary on mortgage and real estate news and any discussion of rates and or products should not be taken as individual mortgage or home buying advice or pricing estimates, and any commentary on this show is should not be considered a promise to make a loan. All applicants for a loan must qualify and you should consult a professional regarding your individual loan scenarios for your financial situation. Visit our website at nflp.com/licenses for all state licensing and other legal information.