Join us on Today In Mortgages as we unpack the question: What's happening with vacation home mortgages? In this episode, we dissect the recent decline in demand for vacation home loans and explore its implications for the industry. Here's what you can expect:• The impact of pandemic migration on second home purchases.• Policy changes affecting the availability of second home financing.• Shifts in market dynamics favoring first-time home buyers.• Challenges and opportunities for real estate professionals amidst changing trends.Don't miss out—hit play now and stay informed with Today In Mortgages!________ Read today's article: https://www.washingtonpost.com/opinio..._______Grow Your Business: https://join.nflp.com/______Today in mortgages is produced by Network Funding, LP, which is an equal housing lender, NMLS# 2297. The content of this program is meant to be a commentary on mortgage and real estate news and any discussion of rates and or products should not be taken as individual mortgage or home buying advice or pricing estimates, and any commentary on this show is should not be considered a promise to make a loan. All applicants for a loan must qualify and you should consult a professional regarding your individual loan scenarios for your financial situation. Visit our website at nflp.com/licenses for all state licensing and other legal information.See more at TodayInMortgages.comWant to get expert coaching everyday and have the power of the best Network in Mortgages behind your production business? Learn more here. Learn more about Network Funding on our parent site. Today in mortgages is produced by Network Funding, LP, which is an equal housing lender, NMLS# 2297. Corporate office located at 10370 Richmond Ave. Suite 900, Houston, TX 77042. The content of this program is meant to be a commentary on mortgage and real estate news and any discussion of rates and or products should not be taken as individual mortgage or home buying advice or pricing estimates, and any commentary on this show is should not be considered a promise to make a loan. All applicants for a loan must qualify and you should consult a professional regarding your individual loan scenarios for your financial situation. Visit our website at nflp.com/licenses for all state licensing and other legal information.

Is co-borrowing a good idea? In this episode, we delve into the intricacies of co-borrowing in the realm of mortgage and real estate. Tune in as we explore several key points:The benefits and risks of co-borrowing.How co-borrowing affects credit scores and loan eligibility.Strategies for maximizing the advantages of co-borrowing while minimizing the risks.Important considerations when entering into a co-borrowing arrangement.Real-life examples illustrating successful co-borrowing scenarios.Join us for an insightful discussion that unpacks the complexities of co-borrowing and provides valuable insights for mortgage and real estate professionals. Tune in now to gain a deeper understanding and make informed decisions in your practice.Read the original article here: https://www.cnet.com/personal-finance/mortgages/advice/more-people-are-buying-homes-with-friends-siblings-or-romantic-partners-should-you/______Grow Your Business: https://join.nflp.com/______FREE MARKETING RESOURCE: https://todayinmortgages.com/marketing_________Today in mortgages is produced by Network Funding, LP, which is an equal housing lender, NMLS# 2297. The content of this program is meant to be a commentary on mortgage and real estate news and any discussion of rates and or products should not be taken as individual mortgage or home buying advice or pricing estimates, and any commentary on this show is should not be considered a promise to make a loan. All applicants for a loan must qualify and you should consult a professional regarding your individual loan scenarios for your financial situation. Visit our website at http://nflp.com/licenses for all state licensing and other legal information. See more at http://TodayInMortgages.com Want to get expert coaching everyday and have the power of the best Network in Mortgages behind your production business? Learn more here. Learn more about Network Funding on our parent site, http://nflp.comSee more at TodayInMortgages.comWant to get expert coaching everyday and have the power of the best Network in Mortgages behind your production business? Learn more here. Learn more about Network Funding on our parent site. Today in mortgages is produced by Network Funding, LP, which is an equal housing lender, NMLS# 2297. Corporate office located at 10370 Richmond Ave. Suite 900, Houston, TX 77042. The content of this program is meant to be a commentary on mortgage and real estate news and any discussion of rates and or products should not be taken as individual mortgage or home buying advice or pricing estimates, and any commentary on this show is should not be considered a promise to make a loan. All applicants for a loan must qualify and you should consult a professional regarding your individual loan scenarios for your financial situation. Visit our website at nflp.com/licenses for all state licensing and other legal information.

Will Rates Go to 10%!? Dive into the latest episode of our podcast where we unravel the possibilities of the mortgage market. We'll discuss:The current economic indicators shaping interest rates.Insights into Federal Reserve policies and their impact on mortgage rates.Strategies for mortgage and real estate professionals to navigate changing rate environments.Expert predictions and analysis on where rates might be headed next.Join us for an insightful discussion that will empower you to make informed decisions in today's dynamic mortgage landscape. Tune in now to stay ahead of the curve! Read the original article here: https://www.hud.gov/press/press_releases_media_advisories/hud_no_23_043______Grow Your Business: https://join.nflp.com/______FREE MARKETING RESOURCE: https://todayinmortgages.com/marketing_________Today in mortgages is produced by Network Funding, LP, which is an equal housing lender, NMLS# 2297. The content of this program is meant to be a commentary on mortgage and real estate news and any discussion of rates and or products should not be taken as individual mortgage or home buying advice or pricing estimates, and any commentary on this show is should not be considered a promise to make a loan. All applicants for a loan must qualify and you should consult a professional regarding your individual loan scenarios for your financial situation. Visit our website at http://nflp.com/licenses for all state licensing and other legal information. See more at http://TodayInMortgages.com Want to get expert coaching everyday and have the power of the best Network in Mortgages behind your production business? Learn more here. Learn more about Network Funding on our parent site, http://nflp.comSee more at TodayInMortgages.comWant to get expert coaching everyday and have the power of the best Network in Mortgages behind your production business? Learn more here. Learn more about Network Funding on our parent site. Today in mortgages is produced by Network Funding, LP, which is an equal housing lender, NMLS# 2297. Corporate office located at 10370 Richmond Ave. Suite 900, Houston, TX 77042. The content of this program is meant to be a commentary on mortgage and real estate news and any discussion of rates and or products should not be taken as individual mortgage or home buying advice or pricing estimates, and any commentary on this show is should not be considered a promise to make a loan. All applicants for a loan must qualify and you should consult a professional regarding your individual loan scenarios for your financial situation. Visit our website at nflp.com/licenses for all state licensing and other legal information.

Ever wonder how the recent Federal Reserve update impacts the mortgage and real estate landscape? This episode dives deep into the question: "No News Actually IS News."Join us as we uncover:Key takeaways from the latest Fed policy statement.Implications for mortgage rates and housing market trends.Strategies for adapting your business approach in response to Fed decisions.Expert insights into market reactions and potential future scenarios.Ready to stay ahead of the curve in an ever-changing industry? Tune in now to gain invaluable insights from industry experts!Read the original article here: https://www.mortgagenewsdaily.com/markets/mortgage-rates-05012024 ______Grow Your Business: https://join.nflp.com/______FREE MARKETING RESOURCE: https://todayinmortgages.com/marketing_________Today in mortgages is produced by Network Funding, LP, which is an equal housing lender, NMLS# 2297. The content of this program is meant to be a commentary on mortgage and real estate news and any discussion of rates and or products should not be taken as individual mortgage or home buying advice or pricing estimates, and any commentary on this show is should not be considered a promise to make a loan. All applicants for a loan must qualify and you should consult a professional regarding your individual loan scenarios for your financial situation. Visit our website at http://nflp.com/licenses for all state licensing and other legal information. See more at http://TodayInMortgages.com Want to get expert coaching everyday and have the power of the best Network in Mortgages behind your production business? Learn more here. Learn more about Network Funding on our parent site, http://nflp.comSee more at TodayInMortgages.comWant to get expert coaching everyday and have the power of the best Network in Mortgages behind your production business? Learn more here. Learn more about Network Funding on our parent site. Today in mortgages is produced by Network Funding, LP, which is an equal housing lender, NMLS# 2297. Corporate office located at 10370 Richmond Ave. Suite 900, Houston, TX 77042. The content of this program is meant to be a commentary on mortgage and real estate news and any discussion of rates and or products should not be taken as individual mortgage or home buying advice or pricing estimates, and any commentary on this show is should not be considered a promise to make a loan. All applicants for a loan must qualify and you should consult a professional regarding your individual loan scenarios for your financial situation. Visit our website at nflp.com/licenses for all state licensing and other legal information.

Are buyers ready to seize the opportunities of the spring housing market? In this episode, we’re discussing the BIG question: How are rising mortgage rates impacting the spring market? Key points:Understanding the dynamics of the current spring buying season amidst fluctuating mortgage rates.Exploring the implications of market volatility and its effects on homebuyers and sellers.Flipping the narrative on rising rates: uncovering the hidden opportunities for buyers in a shifting market.Providing strategic advice for mortgage professionals to guide clients through uncertain times and make informed decisions.Offering actionable tips for navigating the evolving real estate landscape and positioning yourself for success.Tune in to Today in Mortgage and stay ahead of the curve in the dynamic world of real estate and mortgage lending.Read the original article here: https://www.cnbc.com/2024/04/29/how-mortgage-rates-have-influenced-the-spring-housing-market.html ______Grow Your Business: https://join.nflp.com/______FREE MARKETING RESOURCE: https://todayinmortgages.com/marketing_________Today in mortgages is produced by Network Funding, LP, which is an equal housing lender, NMLS# 2297. The content of this program is meant to be a commentary on mortgage and real estate news and any discussion of rates and or products should not be taken as individual mortgage or home buying advice or pricing estimates, and any commentary on this show is should not be considered a promise to make a loan. All applicants for a loan must qualify and you should consult a professional regarding your individual loan scenarios for your financial situation. Visit our website at http://nflp.com/licenses  for all state licensing and other legal information. See more at http://TodayInMortgages.com  Want to get expert coaching everyday and have the power of the best Network in Mortgages behind your production business? Learn more here. Learn more about Network Funding on our parent site, http://nflp.comSee more at TodayInMortgages.comWant to get expert coaching everyday and have the power of the best Network in Mortgages behind your production business? Learn more here. Learn more about Network Funding on our parent site. Today in mortgages is produced by Network Funding, LP, which is an equal housing lender, NMLS# 2297. Corporate office located at 10370 Richmond Ave. Suite 900, Houston, TX 77042. The content of this program is meant to be a commentary on mortgage and real estate news and any discussion of rates and or products should not be taken as individual mortgage or home buying advice or pricing estimates, and any commentary on this show is should not be considered a promise to make a loan. All applicants for a loan must qualify and you should consult a professional regarding your individual loan scenarios for your financial situation. Visit our website at nflp.com/licenses for all state licensing and other legal information.

It may have been a bad week for rates… but inventory? Actually looking up! Here’s what we’re discussing Today in Mortgages:Understanding the driving factors behind the significant increase in inventory.Exploring the implications of this inventory surge on market trends and client strategies.Strategies to capitalize on the expanded inventory for enhanced client satisfaction and business growth.Tune in to gain invaluable insights that will empower you to navigate the evolving real estate market with confidence and success.Read the original article here: https://www.realtor.com/news/trends/housing-inventory-march-2024-sellers-slashing-prices/______Grow Your Business: https://join.nflp.com/______FREE MARKETING RESOURCE: https://todayinmortgages.com/marketing_________Today in mortgages is produced by Network Funding, LP, which is an equal housing lender, NMLS# 2297. The content of this program is meant to be a commentary on mortgage and real estate news and any discussion of rates and or products should not be taken as individual mortgage or home buying advice or pricing estimates, and any commentary on this show is should not be considered a promise to make a loan. All applicants for a loan must qualify and you should consult a professional regarding your individual loan scenarios for your financial situation. Visit our website at http://nflp.com/licenses for all state licensing and other legal information. See more at http://TodayInMortgages.com Want to get expert coaching everyday and have the power of the best Network in Mortgages behind your production business? Learn more here. Learn more about Network Funding on our parent site, http://nflp.comSee more at TodayInMortgages.comWant to get expert coaching everyday and have the power of the best Network in Mortgages behind your production business? Learn more here. Learn more about Network Funding on our parent site. Today in mortgages is produced by Network Funding, LP, which is an equal housing lender, NMLS# 2297. Corporate office located at 10370 Richmond Ave. Suite 900, Houston, TX 77042. The content of this program is meant to be a commentary on mortgage and real estate news and any discussion of rates and or products should not be taken as individual mortgage or home buying advice or pricing estimates, and any commentary on this show is should not be considered a promise to make a loan. All applicants for a loan must qualify and you should consult a professional regarding your individual loan scenarios for your financial situation. Visit our website at nflp.com/licenses for all state licensing and other legal information.

What the read on builder sentiment amidst fluctuating mortgage rates? In this episode of Today in Mortgages, Michael and Rich dive into the topic, separating fact from hype in the real estate and mortgage industry. They explore several key points:The stability of home builder sentiment despite market fluctuations.The impact of interest rates on demand and home buying trends.The significance of the NAHB's housing market index in gauging industry health.The role of new home builds in addressing inventory shortages.Strategies for professionals to guide buyers effectively in the current market.Tune in for insightful discussions on navigating the evolving landscape of real estate and mortgage, and discover why now might just be the perfect time to make your move. Join Michael and Rich on Today in Mortgages for expert insights and practical advice.Read the original article here: [ _ ]______Grow Your Business: https://join.nflp.com/______FREE MARKETING RESOURCE: https://todayinmortgages.com/marketing_________Today in mortgages is produced by Network Funding, LP, which is an equal housing lender, NMLS# 2297. The content of this program is meant to be a commentary on mortgage and real estate news and any discussion of rates and or products should not be taken as individual mortgage or home buying advice or pricing estimates, and any commentary on this show is should not be considered a promise to make a loan. All applicants for a loan must qualify and you should consult a professional regarding your individual loan scenarios for your financial situation. Visit our website at http://nflp.com/licenses for all state licensing and other legal information. See more at http://TodayInMortgages.com Want to get expert coaching everyday and have the power of the best Network in Mortgages behind your production business? Learn more here. Learn more about Network Funding on our parent site, http://nflp.comSee more at TodayInMortgages.comWant to get expert coaching everyday and have the power of the best Network in Mortgages behind your production business? Learn more here. Learn more about Network Funding on our parent site. Today in mortgages is produced by Network Funding, LP, which is an equal housing lender, NMLS# 2297. Corporate office located at 10370 Richmond Ave. Suite 900, Houston, TX 77042. The content of this program is meant to be a commentary on mortgage and real estate news and any discussion of rates and or products should not be taken as individual mortgage or home buying advice or pricing estimates, and any commentary on this show is should not be considered a promise to make a loan. All applicants for a loan must qualify and you should consult a professional regarding your individual loan scenarios for your financial situation. Visit our website at nflp.com/licenses for all state licensing and other legal information.

Are you feeling the ups and downs of the current mortgage roller coaster? On today’s episode, we dissect the latest trends and hot topics in the real estate and mortgage world. In this episode, they dive into the burning question: What's driving the recent surge in mortgage rates? Here's what you can expect:Unraveling the impact of the latest inflation report on mortgage rates.Exploring the relationship between high interest rates, low inventory, and escalating housing costs.Discussing potential solutions to the housing conundrum, from policy changes to incentivizing faster home construction.Debating unconventional ideas, including proposals targeting hedge fund-owned homes, and their potential implications.Unveiling opportunities for homebuyers amidst the challenging market landscape, including bond and down payment assistance programs.Tune in to Today in Mortgages and stay ahead of the curve in the mortgage and real estate industry.Read the original article here: [ _ ]______Grow Your Business: https://join.nflp.com/______FREE MARKETING RESOURCE: https://todayinmortgages.com/marketing_________Today in mortgages is produced by Network Funding, LP, which is an equal housing lender, NMLS# 2297. The content of this program is meant to be a commentary on mortgage and real estate news and any discussion of rates and or products should not be taken as individual mortgage or home buying advice or pricing estimates, and any commentary on this show is should not be considered a promise to make a loan. All applicants for a loan must qualify and you should consult a professional regarding your individual loan scenarios for your financial situation. Visit our website at http://nflp.com/licenses for all state licensing and other legal information. See more at http://TodayInMortgages.com Want to get expert coaching everyday and have the power of the best Network in Mortgages behind your production business? Learn more here. Learn more about Network Funding on oSee more at TodayInMortgages.comWant to get expert coaching everyday and have the power of the best Network in Mortgages behind your production business? Learn more here. Learn more about Network Funding on our parent site. Today in mortgages is produced by Network Funding, LP, which is an equal housing lender, NMLS# 2297. Corporate office located at 10370 Richmond Ave. Suite 900, Houston, TX 77042. The content of this program is meant to be a commentary on mortgage and real estate news and any discussion of rates and or products should not be taken as individual mortgage or home buying advice or pricing estimates, and any commentary on this show is should not be considered a promise to make a loan. All applicants for a loan must qualify and you should consult a professional regarding your individual loan scenarios for your financial situation. Visit our website at nflp.com/licenses for all state licensing and other legal information.

Today, we’re peeling back the curtain to go inside the Network with this special clip from one of Rich Jefferson’s (Today in Mortgage Cohost and EVP of Network Funding) recent internal videos to our sales people. Rich posts news, updates, and training EVERY DAY to our people to help them grow, learn, and win. Read the original article here: [ _ ]______Grow Your Business: https://join.nflp.com/______FREE MARKETING RESOURCE: https://todayinmortgages.com/marketing_________Today in mortgages is produced by Network Funding, LP, which is an equal housing lender, NMLS# 2297. The content of this program is meant to be a commentary on mortgage and real estate news and any discussion of rates and or products should not be taken as individual mortgage or home buying advice or pricing estimates, and any commentary on this show is should not be considered a promise to make a loan. All applicants for a loan must qualify and you should consult a professional regarding your individual loan scenarios for your financial situation. Visit our website at http://nflp.com/licenses for all state licensing and other legal information. See more at http://TodayInMortgages.com Want to get expert coaching everyday and have the power of the best Network in Mortgages behind your production business? Learn more here. Learn more about Network Funding on our parent site, http://nflp.comSee more at TodayInMortgages.comWant to get expert coaching everyday and have the power of the best Network in Mortgages behind your production business? Learn more here.Learn more about Network Funding on our parent site.Today in mortgages is produced by Network Funding, LP, which is an equal housing lender, NMLS# 2297. Corporate office located at 10370 Richmond Ave. Suite 900, Houston, TX 77042.The content of this program is meant to be a commentary on mortgage and reaSee more at TodayInMortgages.comWant to get expert coaching everyday and have the power of the best Network in Mortgages behind your production business? Learn more here. Learn more about Network Funding on our parent site. Today in mortgages is produced by Network Funding, LP, which is an equal housing lender, NMLS# 2297. Corporate office located at 10370 Richmond Ave. Suite 900, Houston, TX 77042. The content of this program is meant to be a commentary on mortgage and real estate news and any discussion of rates and or products should not be taken as individual mortgage or home buying advice or pricing estimates, and any commentary on this show is should not be considered a promise to make a loan. All applicants for a loan must qualify and you should consult a professional regarding your individual loan scenarios for your financial situation. Visit our website at nflp.com/licenses for all state licensing and other legal information.

In today’s special episode, we bring on expert mortgage and real estate coach Michael Regan from Building Champions to give his take on the recent settlements by the National Association of Realtors. This content was originally recorded as part of Network Funding’s internal training and coaching, but we decided it was too valuable to keep to ourselves. Listen in as we discuss how mortgage professionals should be working with agents in this new real estate landscape.______Grow Your Business: https://join.nflp.com/FREE MARKETING RESOURCE: https://todayinmortgages.com/marketingToday in mortgages is produced by Network Funding, LP, which is an equal housing lender, NMLS# 2297. The content of this program is meant to be a commentary on mortgage and real estate news and any discussion of rates and or products should not be taken as individual mortgage or home buying advice or pricing estimates, and any commentary on this show is should not be considered a promise to make a loan. All applicants for a loan must qualify and you should consult a professional regarding your individual loan scenarios for your financial situation. Visit our website at http://nflp.com/licenses for all state licensing and other legal information. See more at http://TodayInMortgages.com Want to get expert coaching everyday and have the power of the best Network in Mortgages behind your production business? Learn more here. Learn more about Network FuSee more at TodayInMortgages.comWant to get expert coaching everyday and have the power of the best Network in Mortgages behind your production business? Learn more here. Learn more about Network Funding on our parent site. Today in mortgages is produced by Network Funding, LP, which is an equal housing lender, NMLS# 2297. Corporate office located at 10370 Richmond Ave. Suite 900, Houston, TX 77042. The content of this program is meant to be a commentary on mortgage and real estate news and any discussion of rates and or products should not be taken as individual mortgage or home buying advice or pricing estimates, and any commentary on this show is should not be considered a promise to make a loan. All applicants for a loan must qualify and you should consult a professional regarding your individual loan scenarios for your financial situation. Visit our website at nflp.com/licenses for all state licensing and other legal information.

Today in Mortgages, we’re discussing the current state of the economy and its impact on mortgage rates. Conflicting indicators of a strong economy and high inflation are making it difficult for the Federal Reserve to cut rates. We’re focusing on the importance of the buyer's budget and selling on value rather than rate.TakeawaysThe economy is showing signs of strength with low unemployment and open job positions.High inflation makes it challenging for the Federal Reserve to cut rates.Selling on value and the buyer's budget is more important than focusing on rates.The mortgage industry is experiencing growth and positive changes.Read the original article here: [ _ ]______Grow Your Business: https://join.nflp.com/______FREE MARKETING RESOURCE: https://todayinmortgages.com/marketing_________Today in mortgages is produced by Network Funding, LP, which is an equal housing lender, NMLS# 2297. The content of this program is meant to be a commentary on mortgage and real estate news and any discussion of rates and or products should not be taken as individual mortgage or home buying advice or pricing estimates, and any commentary on this show is should not be considered a promise to make a loan. All applicants for a loan must qualify and you should consult a professional regarding your individual loan scenarios for your financial situation. Visit our website at http://nflp.com/licenses for all state licensing and other legal information. See more at http://TodayInMortgages.com Want to get expert coaching everyday and have the power of the best Network in Mortgages behind your production business? Learn more here. Learn more about Network Funding on our parent site, http://nflp.comSee more at TodayInMortgages.comWant to get expert coaching everyday and have the power of the best Network in Mortgages behind your production business? Learn more here. Learn more about Network Funding on our parent site. Today in mortgages is produced by Network Funding, LP, which is an equal housing lender, NMLS# 2297. Corporate office located at 10370 Richmond Ave. Suite 900, Houston, TX 77042. The content of this program is meant to be a commentary on mortgage and real estate news and any discussion of rates and or products should not be taken as individual mortgage or home buying advice or pricing estimates, and any commentary on this show is should not be considered a promise to make a loan. All applicants for a loan must qualify and you should consult a professional regarding your individual loan scenarios for your financial situation. Visit our website at nflp.com/licenses for all state licensing and other legal information.

In this conversation, Richard Jefferson and Michael discuss the current state of the economy and its impact on different income groups. They highlight the mixed news and varying economic sentiment among individuals. Factors affecting economic sentiment, such as delinquencies and financing choices, are explored. The concept of a two-speed economy is introduced, with the rich continuing to spend while lower-income Americans face stress. The conversation also delves into the challenges faced by lower-income buyers in the real estate market. Despite the challenges, there are silver linings and opportunities for those who can afford to buy a home. The importance of coaching and a personal touch in the mortgage process is emphasized, along with the need to work with trusted mortgage advisors and realtors.TakeawaysEconomic sentiment varies among individuals based on their financial situation and factors such as delinquencies and financing choices.The concept of a two-speed economy is evident, with the rich continuing to spend while lower-income Americans face stress.Lower-income buyers face challenges in the real estate market, including difficulty qualifying for loans and rising costs.Despite challenges, there are opportunities for those who can afford to buy a home, and it is advised to take advantage of the current market conditions.Read the original article here: https://www.axios.com/2024/03/26/american-economy-consumers-spending-patterns______Grow Your Business: https://join.nflp.com/______FREE MARKETING RESOURCE: https://todayinmortgages.com/marketing_________Today in mortgages is produced by Network Funding, LP, which is an equal housing lender, NMLS# 2297. The content of this program is meant to be a commentary on mortgage and real estate news and any discussion of rates and or products should not be taken as individual mortgage or home buying advice or pricing estimates, and any commentary on this show is should not be considered a promise to make a loan. All applicants for a loan must qualify and you should consult a professional regarding your individual loan scenarios for your financial situation. Visit our website at http://nflp.com/licenses  for all state licensing and other legal information. See more at http://TodayInMortgages.com  Want to get expert coaching everyday and have the power of the best Network in Mortgages behind your production business? Learn more here. Learn more about Network Funding on our parent site, http://nflp.comSee more at TodayInMortgages.comWant to get expert coaching everyday and have the power of the best Network in Mortgages behind your production business? Learn more here. Learn more about Network Funding on our parent site. Today in mortgages is produced by Network Funding, LP, which is an equal housing lender, NMLS# 2297. Corporate office located at 10370 Richmond Ave. Suite 900, Houston, TX 77042. The content of this program is meant to be a commentary on mortgage and real estate news and any discussion of rates and or products should not be taken as individual mortgage or home buying advice or pricing estimates, and any commentary on this show is should not be considered a promise to make a loan. All applicants for a loan must qualify and you should consult a professional regarding your individual loan scenarios for your financial situation. Visit our website at nflp.com/licenses for all state licensing and other legal information.

The conversation discusses the lock-in effect in the mortgage industry and its impact on home sales. It highlights the challenges faced by homeowners with low interest rates who are unable to move due to the higher costs associated with buying a new home. The conversation also emphasizes the decrease in home sales and inventory due to the lock-in effect. However, there is optimism that the market is returning to normal and people are accepting the new normal of higher interest rates. The conversation concludes with a positive outlook for the future and encourages industry professionals to stay positive and resilient.Takeaways- The lock-in effect occurs when homeowners with low interest rates are unable to move due to the higher costs associated with buying a new home.- The lock-in effect has led to a decrease in home sales and inventory.- There is evidence that people are adjusting to the new normal of higher interest rates.- The economy is resilient and is heading towards a better place.Read the original article here: https://www.msn.com/en-us/money/realestate/high-mortgage-rates-have-prevented-the-sale-of-more-than-a-million-homes-in-the-u-s/ar-BB1ksaUc ______Grow Your Business: https://join.nflp.com/______FREE MARKETING RESOURCE: https://todayinmortgages.com/marketing_________Today in mortgages is produced by Network Funding, LP, which is an equal housing lender, NMLS# 2297. The content of this program is meant to be a commentary on mortgage and real estate news and any discussion of rates and or products should not be taken as individual mortgage or home buying advice or pricing estimates, and any commentary on this show is should not be considered a promise to make a loan. All applicants for a loan must qualify and you should consult a professional regarding your individual loan scenarios for your financial situation. Visit our website at http://nflp.com/licenses  for all state licensing and other legal information. See more at http://TodayInMortgages.com  Want to get expert coaching everyday and have the power of the best Network in Mortgages behind your production business? Learn more here. Learn more about Network Funding on our parent site, http://nflp.comSee more at TodayInMortgages.comWant to get expert coaching everyday and have the power of the best Network in Mortgages behind your production business? Learn more here. Learn more about Network Funding on our parent site. Today in mortgages is produced by Network Funding, LP, which is an equal housing lender, NMLS# 2297. Corporate office located at 10370 Richmond Ave. Suite 900, Houston, TX 77042. The content of this program is meant to be a commentary on mortgage and real estate news and any discussion of rates and or products should not be taken as individual mortgage or home buying advice or pricing estimates, and any commentary on this show is should not be considered a promise to make a loan. All applicants for a loan must qualify and you should consult a professional regarding your individual loan scenarios for your financial situation. Visit our website at nflp.com/licenses for all state licensing and other legal information.

Are you curious how the Federal Reserve impacts the mortgage industry? Dive deep into the relationship between Fed policies and the real estate market in our latest episode. We'll explore several key points:- Understanding the role of the Federal Reserve in setting interest rates.- Analyzing the effects of Fed rate changes on mortgage rates.- Discussing strategies for mortgage professionals to adapt to Fed policy shifts.- Exploring the broader economic implications of Fed decisions on the housing market.Tune in to gain valuable insights and stay ahead in the dynamic world of mortgages and real estate!______Grow Your Business: https://join.nflp.com/______FREE MARKETING RESOURCE: https://todayinmortgages.com/marketing_________Today in mortgages is produced by Network Funding, LP, which is an equal housing lender, NMLS# 2297. The content of this program is meant to be a commentary on mortgage and real estate news and any discussion of rates and or products should not be taken as individual mortgage or home buying advice or pricing estimates, and any commentary on this show is should not be considered a promise to make a loan. All applicants for a loan must qualify and you should consult a professional regarding your individual loan scenarios for your financial situation. Visit our website at http://nflp.com/licenses for all state licensing and other legal information. See more at http://TodayInMortgages.com Want to get expert coaching everyday and have the power of the best Network in Mortgages behind your production business? Learn more here. Learn more about Network Funding on our parent site, http://nflp.comSee more at TodayInMortgages.comWant to get expert coaching everyday and have the power of the best Network in Mortgages behind your production business? Learn more here. Learn more about Network Funding on our parent site. Today in mortgages is produced by Network Funding, LP, which is an equal housing lender, NMLS# 2297. Corporate office located at 10370 Richmond Ave. Suite 900, Houston, TX 77042. The content of this program is meant to be a commentary on mortgage and real estate news and any discussion of rates and or products should not be taken as individual mortgage or home buying advice or pricing estimates, and any commentary on this show is should not be considered a promise to make a loan. All applicants for a loan must qualify and you should consult a professional regarding your individual loan scenarios for your financial situation. Visit our website at nflp.com/licenses for all state licensing and other legal information.

Welcome to today's episode of Today in Mortgages, where we delve into the latest trends shaping the housing market. In this episode, we're excited to explore a promising development: the rise in builder sentiment and its accompanying data. Builder sentiment is a crucial barometer of the housing market's health, reflecting the industry's confidence in future demand and economic conditions. Join us as we analyze recent surveys and reports, uncovering the factors driving this positive shift and its potential impact on mortgage rates, lending dynamics, and the broader housing landscape. Get ready to dive deep into the numbers and uncover what the uptick in builder sentiment means for prospective homebuyers and mortgage seekers alike.- Builder sentiment has risen above the breakeven point, indicating positive growth in the housing market.- There has been a significant rise in building permits and housing starts, which is good news for the industry.- The supply shortage in the housing market is a long-standing issue that has contributed to the current situation.- Despite elevated interest rates, there has been an increase in applications and business, suggesting that people are finding homes they want and are willing to accept the rates.- Taking action and being proactive is crucial for success in the mortgage and real estate industry.Read the original article here: https://www.nahb.org/news-and-economics/press-releases/2024/03/builder-sentiment-rises-above-breakeven-point ______Grow Your Business: https://join.nflp.com/______FREE MARKETING RESOURCE: https://todayinmortgages.com/marketing_________Today in mortgages is produced by Network Funding, LP, which is an equal housing lender, NMLS# 2297. The content of this program is meant to be a commentary on mortgage and real estate news and any discussion of rates and or products should not be taken as individual mortgage or home buying advice or pricing estimates, and any commentary on this show is should not be considered a promise to make a loan. All applicants for a loan must qualify and you should consult a professional regarding your individual loan scenarios for your financial situation. Visit our website at http://nflp.com/licenses  for all state licensing and other legal information. See more at http://TodayInMortgages.com  Want to get expert coaching everyday and have the power of the best Network in Mortgages behind your production business? Learn more here. Learn more about Network Funding on our parent site, http://nflp.comSee more at TodayInMortgages.comWant to get expert coaching everyday and have the power of the best Network in Mortgages behind your production business? Learn more here. Learn more about Network Funding on our parent site. Today in mortgages is produced by Network Funding, LP, which is an equal housing lender, NMLS# 2297. Corporate office located at 10370 Richmond Ave. Suite 900, Houston, TX 77042. The content of this program is meant to be a commentary on mortgage and real estate news and any discussion of rates and or products should not be taken as individual mortgage or home buying advice or pricing estimates, and any commentary on this show is should not be considered a promise to make a loan. All applicants for a loan must qualify and you should consult a professional regarding your individual loan scenarios for your financial situation. Visit our website at nflp.com/licenses for all state licensing and other legal information.

Today's episode of Today in Mortgages delves into the surprising rise in mortgage demand, despite persistently high interest rates. We'll explore the factors driving this unexpected surge, the resilience of the housing market in the face of economic challenges, and the opportunities and considerations for both homebuyers and refinancers amidst this landscape. Stay tuned as we dissect the latest developments and provide insights into navigating the evolving mortgage landscape.- Mortgage Demand Surges: Despite stubbornly high interest rates, mortgage demand experienced an unexpected 11% surge last week. This indicates a robust appetite for homeownership and refinancing among consumers, even in the face of higher borrowing costs.- Resilience of the Housing Market: The significant increase in mortgage demand underscores the resilience of the housing market. Despite economic uncertainties and rising rates, many individuals are still keen on purchasing homes or locking in lower rates through refinancing.- Economic Factors at Play: Various economic factors may be influencing this surge in demand. Factors such as job growth, wage increases, and consumer confidence could be contributing to the continued interest in homeownership, outweighing concerns about higher mortgage rates.- Importance of Timing: With rates potentially poised to rise further in the future, consumers may be motivated to act quickly to secure favorable borrowing terms. Timing the market and taking advantage of current rates could prove beneficial in the long run for those looking to buy or refinance.Check out the original infographic here:  https://www.cnbc.com/2024/03/06/weekly-mortgage-demand-surges-11percent-as-more-homes-hit-the-spring-market.html ______ Grow Your Business: https://join.nflp.com/______FREE MARKETING RESOURCE: https://todayinmortgages.com/marketing_________Today in mortgages is produced by Network Funding, LP, which is an equal housing lender, NMLS# 2297.The content of this program is meant to be a commentary on mortgage and real estate news and any discussion of rates and or products should not be taken as individual mortgage or home buying advice or pricing estimates, and any commentary on this show is should not be considered a promise to make a loan. All applicants for a loan must qualify and you should consult a professional regarding your individual loan scenarios for your financial situation.Visit our website at nflp.com/licenses for all state licensing and other legal information.See more at TodayInMortgages.comWant to get expert coaching everyday and have the power of the best Network in Mortgages behind your production business? Learn more here.Learn more about Network Funding on our parent siteSee more at TodayInMortgages.comWant to get expert coaching everyday and have the power of the best Network in Mortgages behind your production business? Learn more here. Learn more about Network Funding on our parent site. Today in mortgages is produced by Network Funding, LP, which is an equal housing lender, NMLS# 2297. Corporate office located at 10370 Richmond Ave. Suite 900, Houston, TX 77042. The content of this program is meant to be a commentary on mortgage and real estate news and any discussion of rates and or products should not be taken as individual mortgage or home buying advice or pricing estimates, and any commentary on this show is should not be considered a promise to make a loan. All applicants for a loan must qualify and you should consult a professional regarding your individual loan scenarios for your financial situation. Visit our website at nflp.com/licenses for all state licensing and other legal information.

Ever wondered why buying a house seems increasingly challenging across generations? Join us on Today in Mortgages as we delve into the housing market's evolution. In this episode, we dissect the escalating gap between home prices and incomes, exploring key factors shaping this trend.- Unveiling the staggering statistics: From 1985 to today, discover how median incomes have risen while home prices have skyrocketed.- Understanding the dynamics: Explore the impact of slowed home construction and shifting homeowner demographics on housing availability.- Navigating the challenges: Delve into the hurdles faced by new homebuyers in today's market, from affordability concerns to supply shortages.- Seeking solutions: Despite the obstacles, uncover strategies for success in the mortgage and real estate industries.Tune in to gain valuable insights into the housing landscape and discover how to thrive in this dynamic market. Don't miss out—join us on Today in Mortgages for expert analysis and actionable advice.Check out the original infographic here: https://www.visualcapitalist.com/median-house-prices-vs-income-us/______ Grow Your Business: https://join.nflp.com/______FREE MARKETING RESOURCE: https://todayinmortgages.com/marketing_________Today in mortgages is produced by Network Funding, LP, which is an equal housing lender, NMLS# 2297.The content of this program is meant to be a commentary on mortgage and real estate news and any discussion of rates and or products should not be taken as individual mortgage or home buying advice or pricing estimates, and any commentary on this show is should not be considered a promise to make a loan. All applicants for a loan must qualify and you should consult a professional regarding your individual loan scenarios for your financial situation.Visit our website at nflp.com/licenses for all state licensing and other legal information.See more at TodayInMortgages.comWant to get expert coaching everyday and have the power of the best Network in Mortgages behind your production business? Learn more here.Learn more about Network Funding on our parent site, nflp.comSee more at TodayInMortgages.comWant to get expert coaching everyday and have the power of the best Network in Mortgages behind your production business? Learn more here. Learn more about Network Funding on our parent site. Today in mortgages is produced by Network Funding, LP, which is an equal housing lender, NMLS# 2297. Corporate office located at 10370 Richmond Ave. Suite 900, Houston, TX 77042. The content of this program is meant to be a commentary on mortgage and real estate news and any discussion of rates and or products should not be taken as individual mortgage or home buying advice or pricing estimates, and any commentary on this show is should not be considered a promise to make a loan. All applicants for a loan must qualify and you should consult a professional regarding your individual loan scenarios for your financial situation. Visit our website at nflp.com/licenses for all state licensing and other legal information.

In this episode, hosts Rich and Michael delve into the implications of the PCE report released today, addressing key points such as:• Year-over-year trends: Analyzing the 2.8% increase and its significance.• Spending habits: Exploring how personal spending has decreased and savings rates have risen.• Market reactions: Understanding the initial responses and predicting future market adjustments.This episode offers more than just wonky data—it's a deep dive into the headlines that truly matter. Join Rich and Michael as they provide valuable insights and keep you informed about the latest trends in the mortgage and real estate industry.See more at TodayInMortgages.comWant to get expert coaching everyday and have the power of the best Network in Mortgages behind your production business? Learn more here. Learn more about Network Funding on our parent site. Today in mortgages is produced by Network Funding, LP, which is an equal housing lender, NMLS# 2297. Corporate office located at 10370 Richmond Ave. Suite 900, Houston, TX 77042. The content of this program is meant to be a commentary on mortgage and real estate news and any discussion of rates and or products should not be taken as individual mortgage or home buying advice or pricing estimates, and any commentary on this show is should not be considered a promise to make a loan. All applicants for a loan must qualify and you should consult a professional regarding your individual loan scenarios for your financial situation. Visit our website at nflp.com/licenses for all state licensing and other legal information.

Despite a tumultuous few weeks of economic news, Fannie Mae is projecting optimism for 2024 and 2025. What gives? In this episode of Today in Mortgages, Michael and Rich delve into the intricacies of the current economic climate and its implications for the mortgage and real estate industries. They explore various indicators and trends, providing valuable insights for professionals in the field. Here are some key points discussed:• The temporary nature of recent fluctuations in interest rates.• The significance of mortgage delinquencies as indicators of household stress.• Insights into the growing utilization of buy now, pay later options among American households.• Fannie Mae's expectations for softer economic news in the coming months.• The potential impact on both buyers and sellers in the housing market.Join Michael and Rich as they navigate through the complexities of the current market landscape, offering optimism and strategic perspectives for industry professionals. Tune in for valuable insights and actionable advice that can help you navigate the evolving mortgage and real estate landscape with confidence. Don't miss out on this enlightening discussion—listen to the full episode now!See more at TodayInMortgages.comWant to get expert coaching everyday and have the power of the best Network in Mortgages behind your production business? Learn more here. Learn more about Network Funding on our parent site. Today in mortgages is produced by Network Funding, LP, which is an equal housing lender, NMLS# 2297. Corporate office located at 10370 Richmond Ave. Suite 900, Houston, TX 77042. The content of this program is meant to be a commentary on mortgage and real estate news and any discussion of rates and or products should not be taken as individual mortgage or home buying advice or pricing estimates, and any commentary on this show is should not be considered a promise to make a loan. All applicants for a loan must qualify and you should consult a professional regarding your individual loan scenarios for your financial situation. Visit our website at nflp.com/licenses for all state licensing and other legal information.

On Today in Mortgages we look at new data suggesting that the frozen housing market is beginning to thaw. Listen in as we break down today's news!_______Grow Your Business: https://join.nflp.com/______FREE MARKETING RESOURCE: https://todayinmortgages.com/marketing_________ Today in mortgages is produced by Network Funding, LP, which is an equal housing lender, NMLS# 2297. The content of this program is meant to be a commentary on mortgage and real estate news and any discussion of rates and or products should not be taken as individual mortgage or home buying advice or pricing estimates, and any commentary on this show is should not be considered a promise to make a loan. All applicants for a loan must qualify and you should consult a professional regarding your individual loan scenarios for your financial situation. Visit our website at nflp.com/licenses for all state licensing and other legal information.See more at TodayInMortgages.comWant to get expert coaching everyday and have the power of the best Network in Mortgages behind your production business? Learn more here. Learn more about Network Funding on our parent site. Today in mortgages is produced by Network Funding, LP, which is an equal housing lender, NMLS# 2297. Corporate office located at 10370 Richmond Ave. Suite 900, Houston, TX 77042. The content of this program is meant to be a commentary on mortgage and real estate news and any discussion of rates and or products should not be taken as individual mortgage or home buying advice or pricing estimates, and any commentary on this show is should not be considered a promise to make a loan. All applicants for a loan must qualify and you should consult a professional regarding your individual loan scenarios for your financial situation. Visit our website at nflp.com/licenses for all state licensing and other legal information.