Women of Wealth

Ever wondered if there's a more community-driven way to manage healthcare costs? Join us in this exciting episode of Women of Wealth as we dive into the world of health sharing with entrepreneur and healthcare advocate Ginny Bartlett-Elbert. Discover how health sharing could revolutionize your approach to medical expenses by pooling resources in a supportive community.Ginny unpacks the benefits of health sharing, from lower costs based on age to the freedom of choosing your healthcare providers without network restrictions. Learn how Impact Health Sharing is leading the way with innovative programs that reward preventive health measures and even cover dental and vision care.Curious about how health sharing stacks up against traditional insurance? Tune in for an enlightening discussion, plus a lightning round of personal finance tips from Ginny. Don’t miss this episode packed with insights and strategies for taking control of your healthcare!Ginny Bartlett-Elbert's Bio:I am a 10 year breast cancer survivor and did not have healthcare at the time of diagnosis. I was on the hope and pray plan due to the high cost of healthcare at that time. I learned how to navigate our broken healthcare system with the help of a few amazing caring doctors. I felt it was important for people to know they can heal personally from something as catastrophic as cancer so I published a book surrounding my journey to share with others. Fast forward to today, I am healthy and on a mission to help individuals, families and business owners like me who are struggling to pay for the healthcare they can't seem to afford and get the care they deserve when they need it.Connect with Ginny:Email - heartenpointllc@gmail.comPhone - (951) 335-7125Reach out for a Free 20 minute personal assessment For more awesome episodes visit our podcast website at WomenOfWealth@transistor.fmGot a burning question or a topic you're itching to hear about? Slide into our DMs on Instagram at @Wowwomenofwealth. Now, let's turn those pennies into power moves!

What does it take to transform a passion for food into a thriving business empire? How can the flavors of Thai cuisine enhance your next business meeting? Join us for Episode 19 of the Women of Wealth podcast, where Hawley Woods Gray and Allie Ramo sit down with the remarkable Chef Nikky Phinyawatana. Celebrating two decades in the restaurant industry, Chef Nikky shares her inspiring journey, from launching her cookbook "Thai Food and Travel with Chef Nikky" to expanding her culinary reach with her own line of sauces.Discover the secrets behind the four key Thai flavor profiles and get insider tips on crafting the perfect dining experience for business meetings. Chef Nikky's innovative approach to blending food, culture, and entrepreneurship will leave you hungry for more. Don't miss this deliciously insightful episode—tune in and let Chef Nikky inspire your culinary and business adventures! Connect with her and explore her culinary world through her website and social media.Nikky Phinyawatana's Bio:Nikky Phinyawatana is the charismatic chef behind the Chef Nikky lifestyle brand and the iconic Asian Mint restaurants, now celebrating 20 years across five bustling Dallas locations. Her passion for Thai cuisine and culture has earned her a top spot in the culinary world, with accolades including her award-winning cookbook “Thai Food and Travel with Chef Nikky: Easy Thai Recipes to Feed Your Soul” and her popular YouTube series Thai Takeover. Nikky makes Thai and Asian fusion cooking approachable and fun, whether you're a novice or a seasoned foodie.A dynamic speaker and influencer, Nikky loves sharing her journey as an Asian American entrepreneur, inspiring audiences to follow their passions. Her laid-back yet engaging style makes her a perfect fit for collaborations and events. Named one of the Top 10 Best Chefs in Dallas, she's not just about great food—she's all about giving back, supporting over 100 charities through her work.When Nikky isn't whipping up culinary masterpieces, you might find her baking at midnight, diving into the best Texas BBQ, or jetting off to beach destinations with yummy food scenes. Always up for a spontaneous adventure, she embodies the soul of a true food lover. Featured in D Magazine's list of North Texas's most influential leaders, Nikky also launched a line of Thai cooking sauces and created virtual “Escape to Thailand” experiences during the pandemic.Nikky Phinyawatana is not just a chef; she's a culinary trailblazer with a zest for life, making every meal an adventure. Whether you want to cook alongside her, hear her speak, or simply vibe with her love for food and travel, Nikky is the ultimate foodie friend you wish you had. She lives in Dallas with her husband and two kids, always ready for the next delicious journey.Connect with Chef Nikky:Website: chefnikky.comTop Thai Street Food Recipes and specials, sign up HEREInstagram: @chefnikkyofficial For more awesome episodes visit our podcast website at WomenOfWealth@transistor.fmGot a burning question or a topic you're itching to hear about? Slide into our DMs on Instagram at @Wowwomenofwealth. Now, let's turn those pennies into power moves!

What surprising hurdles did we face in our podcasting journey? How can you gear up for financial success in 2024? Welcome to Episode 18 of the "Women of Wealth" podcast! Join us, Hawley Woods Gray and Ali Romo, as we wrap up an incredible first season and gear up for an even more exciting second season. We dive into the nitty-gritty of podcasting—the unexpected challenges and the rewarding moments.Get ready for a sneak peek into Season 2, where we welcome powerhouse guests like Jill Lublin and Michelle Jacobik, who will unlock secrets to mastering your money mindset. Plus, we’re thrilled to announce our partnership with Exact Medicare, offering vital insights for women business owners nearing retirement.We'll also break down the SECURE Act 2.0 and why it’s a game-changer for your retirement savings. And as the holidays approach, we’ve got you covered with smart budgeting tips and creative gift ideas.Connect with us on Instagram @wowwomenofwealth, Facebook at Wow Women of Wealth, and YouTube at Women of Wealth VIP. Let’s take charge of our financial futures together! For more awesome episodes visit our podcast website at WomenOfWealth@transistor.fmGot a burning question or a topic you're itching to hear about? Slide into our DMs on Instagram at @Wowwomenofwealth. Now, let's turn those pennies into power moves!

Welcome to Season 2, where your journey to financial empowerment continues. Hosted by the dynamic duo, Hawley Woods Gray and Allie Ramo, this season is not just a podcast—it’s a thriving community dedicated to navigating the complexities of wealth-building together.Join us as we dive into insightful conversations with industry experts and trailblazers who share their unique experiences and strategies for growing wealth. Hawley and Allie are here to answer your most pressing money questions, offering practical advice and inspiring stories that will equip you with the tools to take control of your financial future.Whether you’re just starting out or looking to expand your financial horizons, Women of Wealth is your trusted companion on this empowering journey. Tune in and become part of a community that celebrates success, fosters collaboration, and encourages every woman to reach new heights in her wealth journey.

Understanding the financial landscape is more critical than ever, especially when there's an invisible health crisis that may be affecting your employees, business partners, spouse, or yourself. In this episode of Women of Wealth, we welcome the incredible Cheryl Canzanella to deep dive into her expertise in, not only utilizing reverse mortgages as a retirement strategy, but the unfortunate cost of the Opioid Epidemic in America.Cheryl, with an impressive 25-year career in the financial industry, shares her journey from Merrill Lynch to becoming an advocate for reverse mortgages. She demystifies this financial tool, explaining how it can provide non-taxable cash flow and preserve retirement assets. Cheryl also opens up about her personal connection to the opioid crisis and its staggering economic costs.Tune in as Cheryl offers invaluable advice for business owners on managing the impact of the opioid epidemic and shares her top financial tips in a fun lightning round! Don't miss her insights on leveraging reverse mortgages for business liquidity and growth.For more information, check out Movement Mortgage and Cheryl’s advocacy work at opioidfinancialawareness.com. Join us for an episode packed with wisdom and practical strategies!Cheryl Canzanella's Bio:With over 25 years of experience in the financial services industry, Cheryl brings a unique perspective connecting two critical topics – the opioid epidemic and the financial services industry – expanding client conversations beyond traditional financial discussions. As the owner of Coastal Life Strategies, she leads advocacy efforts to raise awareness and educate on the opioid epidemic across various industries by intertwining the human elements that shape the lives of clients, employees, and families.She is the founding President of WIFS Northeast Florida, where she played a pivotal role in fostering professional growth and collaboration among women in the industry. Her contributions were recognized when she was awarded the WIFS National Member of the Year in 2014. Additionally, Cheryl has been an active participant in NAIFA, serving as the incoming President of NAIFA Florida and past president of NAIFA Northeast Florida. Her dedication to the field earned her the NAIFA Florida President’s Award in 2014, and she was honored as the NAIFA National’s 2019 Young Advisor Team Leader of the Year.As a native Floridian, she enjoys spending time with her husband Shamari and their son, the beach, flag football, CrossFit, and volunteering. She can often be heard cheering and/or possibly weeping for her beloved Miami Dolphins & Jacksonville Jaguars.- Movement Mortgage Website: Movement.com- Opioid Financial Awareness Website: opioidfinancialawareness.com- LinkedIn For more awesome episodes visit our podcast website at WomenOfWealth@transistor.fmGot a burning question or a topic you're itching to hear about? Slide into our DMs on Instagram at @Wowwomenofwealth. Now, let's turn those pennies into power moves!

Are you wondering how to navigate the complexities of starting your own business? Curious about the secrets to managing business taxes and securing funding? In Episode 16 of the Women of Wealth podcast, hosts Hawley Woods Gray and Allie Ramo unpack the essentials of launching and sustaining a successful business from a female perspective.We kick things off by breaking down the initial steps: securing a business license, creating a business name, and setting up a business bank account. Hawley and Allie share their personal journeys and insights, emphasizing the importance of consulting with a CPA and experienced professionals.Dive deep into the world of business taxes, grants, and funding options specifically tailored for women-owned businesses. Learn about the must-have insurances and the power of networking with industry-specific associations like eWomen Network.Finally, we wrap up with a fast finance lightning round, tackling your burning questions on business expenses, funding, and more. Don’t miss this comprehensive guide to kickstarting your entrepreneurial journey! Check out our 12 questions to ask a financial advisor sheet to help you get started!  For more awesome episodes visit our podcast website at WomenOfWealth@transistor.fmGot a burning question or a topic you're itching to hear about? Slide into our DMs on Instagram at @Wowwomenofwealth. Now, let's turn those pennies into power moves!

Are you presenting your best self on social media? Should you prioritize paying off student loans or credit cards? And how can you start building your financial future today? In this episode of Women of Wealth, Hawley and Allie dive into essential topics for young professionals.We discuss the critical importance of maintaining professionalism on social media, with tips on managing your online presence and why you should Google yourself periodically. We also break down the first steps in financial planning, from creating an emergency fund to managing debt and understanding the nuances of estate planning and life insurance.Plus, we tackle the age-old debate: leasing vs. buying cars, and why homeownership might be more beneficial than renting. Finally, we share some unconventional financial tips and budget-friendly vacation ideas in our lightning round.Tune in for actionable advice, whether you're just starting out or looking to refine your financial strategy. Don't miss this comprehensive guide to kickstarting your financial journey! For more awesome episodes visit our podcast website at WomenOfWealth@transistor.fmGot a burning question or a topic you're itching to hear about? Slide into our DMs on Instagram at @Wowwomenofwealth. Now, let's turn those pennies into power moves!

Ever wondered how to choose the right business structure for your entrepreneurial journey? Or why separating personal and business finances is crucial? In this episode of Women of Wealth, we sit down with Ashley Feuerman, a seasoned small business law attorney from San Diego, to unravel these legal complexities.Ashley shares her fascinating transition from aspiring sports agent to business law expert, offering invaluable insights into entity formation, asset protection, and real estate investment. We dive deep into the pros and cons of LLCs versus corporations, and why certain professionals in California must opt for professional corporations.From maintaining separate bank accounts to raising capital through debt rather than equity, Ashley provides practical tips to safeguard your business and personal assets. Plus, learn the importance of a robust team of professionals and the nuances of selling a business.Don’t miss Ashley’s lightning round of personal advice on building a solid financial foundation. Tune in for essential legal wisdom every female entrepreneur should know!Ashley's Bio:Ashley Feuerman has been providing legal services to the San Diego community for close to 10 years. Early in Ashley’s career, she gained experience in business and real estate transactions while working as outside counsel for large corporations. Now, Ashley brings this experience and knowledge to entrepreneurs – assisting in their journey to create generational wealth through sound investments.Connect with Ashley:- Website: feuermanlaw.com- Phone: 858-947-7822- Email: ashley@feuermanlaw.comCatch us on your favorite podcast platform and empower your business with the legal knowledge it deserves!  For more awesome episodes visit our podcast website at WomenOfWealth@transistor.fmGot a burning question or a topic you're itching to hear about? Slide into our DMs on Instagram at @Wowwomenofwealth. Now, let's turn those pennies into power moves!

Ever wondered if your family is truly prepared for the future?Could pre-planning your end-of-life arrangements save your loved ones from emotional and financial stress?How do cultural differences shape our conversations about death?In this enlightening episode of Women of Wealth, we sit down with Mary McElhattan to dive deep into the often-overlooked topic of end-of-life planning. Mary shares her personal journey into this crucial field, debunking common misconceptions and highlighting the immense relief that comes from pre-planning.We explore the emotional and financial benefits of having arrangements in place, discuss cultural taboos, and get practical with cost estimates and the importance of communicating your wishes. Plus, don’t miss our fun lightning round where Mary reveals her financial habits and recent splurge!Tune in to Episode 13 for invaluable insights and actionable advice on securing peace of mind for you and your loved ones.Mary McElhattan's Website: http://permissionmission.comMary McElhattan's bio:Mary McElhattan (Mac-el-hat-ten)Mary McElhattan, a multifaceted entrepreneur– Published Author, Speaker, Chaplin, Wife, Mother, Mimi (grandmother) and Permission Mission advocate!Mary's fascinating journey, having worked for the nation's largest pre-burial and funeral arrangements company, where she encountered countless families and individuals navigating the inevitable: death. She is helping families across the world normalize the conversation so that our families are better prepared and can find peace in those who have passed on. For more awesome episodes visit our podcast website at WomenOfWealth@transistor.fmGot a burning question or a topic you're itching to hear about? Slide into our DMs on Instagram at @Wowwomenofwealth. Now, let's turn those pennies into power moves!

Ever wondered what happens to your assets after you're gone? Is estate planning just for the rich and famous? Join us in Episode 12 of "Women of Wealth" as hosts Hawley Woods Gray and Allie Ramo unravel the mysteries of estate planning and why it's crucial for everyone, not just celebrities!In this episode, we dive deep into the costly and lengthy process of probate, with real-life examples from Howard Hughes to Aretha Franklin. Discover how simple steps can help you avoid probate and ensure your assets are distributed according to your wishes.Hawley and Allie explore the nitty-gritty of setting up a trust, the advantages of Nevada's asset protection laws, and the ease of managing a digital trust. We also discuss upcoming changes in inheritance tax rules and share heartfelt stories about the emotional and practical benefits of meticulous planning.Tune in for expert insights, practical advice, and personal anecdotes that will inspire you to secure your financial future. Don't miss out!Calendar links to schedule an appointment with ushttps://calendly.com/allieramo/https://calendly.com/hwoods-1 For more awesome episodes visit our podcast website at WomenOfWealth@transistor.fmGot a burning question or a topic you're itching to hear about? Slide into our DMs on Instagram at @Wowwomenofwealth. Now, let's turn those pennies into power moves!

Ever wondered how an aerospace engineer transitions into a financial services powerhouse? Or how the landscape of female leadership in finance has evolved over the decades? In this episode, we sit down with the incredible Darlene Flagg to uncover her unique journey and the transformative changes in the industry.Join us as Darlene shares her inspiring story, from building databases at Prudential to becoming a VP at National Life Group. We delve deep into the rise of self-educated investors and how financial professionals must adapt to this new era. Discover why trust and genuine relationships are paramount in financial services, and how involvement in professional associations like WIFS can shape your career.Plus, get tailored financial advice for every generation and learn how aligning personal values with company culture can lead to authentic success. Don't miss Darlene's lightning round of quick financial tips!Tune in for an episode packed with wisdom, practical advice, and a whole lot of inspiration.Connect with Darlene:WebsiteLinkedIn Stay wealthy, stay wise!Darlene Flagg's Bio:Darlene Flagg is a Vice President and Head of Retirement at National Life Group leading their institutional sales division for retirement plans creating and managing institutional marketing strategies for 403(b), 457, 401(a), and 3121 plans. Darlene has over 20 years of senior management experience and 27 years of financial services and marketing experience.Darlene has also served as Chief Marketing Officer and Head of Annuity Marketing at National Life. Prior to joining National Life in 2015, she worked at AIG VALIC (CoreBridge), where she last served as Vice President of Institutional Marketing. She previously served on the Women in Insurance and Financial Services (WIFS) National Board as President partnering to attract, develop, and advance women in financial services. She is also a Past President of the National Tax-Deferred Savings Association (NTSA). Additionally, for six years, she served as an adjunct professor for the University of Phoenix, Houston Campuses.Darlene received her Bachelor's (BA) degree in Communications from Seton Hall University in South Orange, NJ, and a Master’s (MA) degree in Strategic Communications from the same institution. For more awesome episodes visit our podcast website at WomenOfWealth@transistor.fmGot a burning question or a topic you're itching to hear about? Slide into our DMs on Instagram at @Wowwomenofwealth. Now, let's turn those pennies into power moves!

Ever wondered how to achieve a debt-free degree? Or how early financial planning can transform lives? Join us in Episode 10 of the Women of Wealth podcast, where hosts Hawley Woods Gray and Allie Ramo sit down with Elizabeth Rosner, aka Dr. Roz. As the founder of the Debt-Free Degree movement and a certified trainer of non-violence at the Martin Luther King Center. Dr. Roz shares her journey, success stories, and invaluable tips on achieving financial freedom through education. Don't miss her insights on empowering students and families, starting financial literacy early, and her vision for a debt-free future. Tune in for an inspiring conversation!Connect with Dr. Roz:Website: https://drroz.love/Free Chapter of my DebtFreeDegree Book and an invitation to my DebtFreeDegree Webinar: drroz.love/womenofwealthFollow Dr. Roz on social media @DrRozYouTube: YouTube.com/@DrRozLinkedIn: https://www.linkedin.com/in/drelizabethrosner/Elizabeth (DrRoz) Rosner's Bio:As the Founder and Chief Educational Officer of DebtFreeDegree with DrRoz, Elizabeth Rosner, affectionately known as DrRoz, is a visionary leader dedicated to empowering students to achieve their academic dreams without the burden of student loan debt. With a personal educational journey marked by exceptional academic achievement and minimal debt, DrRoz has become a beacon of hope and a source of invaluable guidance for students and families navigating the complexities of higher education financing.DrRoz's passion for education is matched by her commitment to cultivating a culture of nonviolence and love, as inspired by the teachings of Dr. Martin Luther King Jr. Through her L.O.V.E. Revolution and the promotion of Nonviolence365, she encourages individuals and communities to embrace peaceful and compassionate ways of living.Elizabeth's dedication to her mission is evident in her tireless efforts to provide resources, workshops, and one-on-one coaching to those seeking a path to financial independence and educational success. Her recently published book, "DebtFreeDegree: How To Graduate Without Student Loans While Getting Good Grades, Having Tons of Fun, and Landing Your Dream Job!" is set to be a game-changer for students worldwide. For more awesome episodes visit our podcast website at WomenOfWealth@transistor.fmGot a burning question or a topic you're itching to hear about? Slide into our DMs on Instagram at @Wowwomenofwealth. Now, let's turn those pennies into power moves!

Are you ready to hit the high notes of financial wisdom in the music biz? Not in music? No problem. The insights we gather can be applied to just about any industry!Welcome to Episode 10 of Women of Wealth, where we sit down with Jill Tschogl, a captivating professional with over two decades in the music industry.  In this episode, Jill shares valuable insights into financial aspects of the industry, and pulls the curtain back on the glitz and glamour. From taking a pay cut to grow her career, to balancing the books with a side gig, discover the importance of financial literacy, the challenges of maintaining a public image, and the significance of financial independence for artists. Jill's hitting all the right notes with her advice to save, invest, and spend wisely, for those aspiring for early retirement or financial freedom. Whether you're an up-and-coming artist, climbing in a business, or just love a good success story, you won't want to miss this!Follow Jill's journey on Instagram @iamjellyt and check out her Link Tree for all the ways to get in touch. For consulting inquiries, reach out to Jill at allthingsJNT.com. Join us as we uncover the wealth of knowledge in the world of music!Jill Tschogl's Bio:Jill Tschogl brings infectious energy, a passion for nurturing talent, and extensive expertise in music publishing and team-building to every endeavor. With over 20 years of experience in the music industry, Jill has held leadership roles at major corporations, indies as well as start-ups including Universal Music Group, Kobalt, and WAV Media. Her background also includes collaborations and event activations with a variety of brands and artists such as Kanye West, Doja Cat, The Migos, J. Cole, Miguel, The Fader, and Complex Magazine. Now, as an entrepreneur, Jill runs her own consulting company, continuing to drive creative projects and support artists with the same dedication and vision that have defined her career. For more awesome episodes visit our podcast website at WomenOfWealth@transistor.fmGot a burning question or a topic you're itching to hear about? Slide into our DMs on Instagram at @Wowwomenofwealth. Now, let's turn those pennies into power moves!

Hey Wealth Warriors! Are you ready to unlock the secrets of financial freedom through the power of social media? In this episode we dive deep with the digital marketing master Veronica Bahn, CEO of Transform Your Social Media.Ever wondered how to turn likes into loot or tweets into treasure? Veronica brings her 35 years of financial savvy to the table, revealing how entrepreneurs can leverage social media, not just as a free platform, but as a diverse income powerhouse.From the perils of putting all your eggs in one digital basket to the art of creating an authentic online presence that asks (and answers) the "so what" of your brand, this episode is packed with golden nuggets. Veronica gets real about the personal hardships that shaped her financial strategies, emphasizing the safety net of savings and insurance.Plus, we'll get into the nitty-gritty of targeting your ideal client, why email marketing isn't just old school cool, and the must-have CRM systems that keep your customers close.And don't miss our lightning round where Veronica makes her picks: feed posts or stories? Google or Facebook ads? TikTok or Instagram?Before you hit play, remember to grab Veronica's free PDF Top 5 Social Media Tips to Transform Your Visibility!Connect with Veronica on Facebook, Instagram, X and LinkedIn or email veronica@veronicabahn.com.Tune in, take notes, and transform your business into a well-oiled, wealth-generating machine!Veronica Bahn's Bio:CEOWith 35+ years of experience in advertising, marketing, sales and website creation, Veronica is the driving force behind Transform My Social Media. Her approach to business goes beyond traditional strategies. Veronica’s mission is to provide clients the tools and guidance they need to create compelling online presences—and “Be So Visible They Can’t Be Ignored.”Managing DirectorVeronica works to create a supportive environment where women can thrive, inspiring them to step into their power and achieve their highest potential. As the Managing Director of eWomenNetwork Phoenix, her dedication landed her the prestigious title of Business Matchmaker of the Year in 2022. Veronica was also named one of the “Women to Watch in 2023” at the International ICON conference.SpeakerVeronica is a sought-after speaker on all things social media. She is probably most known for her presentations on how entrepreneurs can use Canva as a marketing tool and save time developing content and graphics for social media. She is frequently invited to share her insights and knowledge at industry events and conferences across the country.Reiki MasterAs a Reiki Master, Veronica infuses clients’ unique visions and energies into their business strategies and marketing plans, helping guide them from their hearts to their heads. She empowers women entrepreneurs, providing them with the tools, confidence and purpose to shine brightly and attract their ideal clients and customersPersonal LifeVeronica is a native of Phoenix, where she’s built a fulfilling life with her loving husband of 35+ years. Together, they have raised three wonderful children. For more awesome episodes visit our podcast website at WomenOfWealth@transistor.fmGot a burning question or a topic you're itching to hear about? Slide into our DMs on Instagram at @Wowwomenofwealth. Now, let's turn those pennies into power moves!

Ever feel like salespeople don't care about finding a solution right for you, and are just focused on selling? Our guest, Julie Thomas, CEO of Value Selling, joins us to prove that you can excel in sales while maintaining your integrity and compassion. In fact it's a MUST in order to be successful in sales.In this episode, Julie shares how to transform from a product pusher to a value-selling pro. Ever felt awkward during those silent moments in a sales talk? We dive into why those pauses are actually golden and how a simple sip of water can change the game.Plus, Julie shares an exclusive scoop on a new program that's a game-changer for solopreneurs and small biz owners. And if you think financial planning is a snooze-fest, think again! We're tackling the tough stuff like long-term care insurance and why your future self will thank you for listening to this episode.But that's not all – Julie's personal stories of philanthropy and her battle against Alzheimer's will inspire you to see money as more than just currency, but as a catalyst for positive change.So, are you ready to take control of your wealth and wield it wisely? Tune in to Episode 7 of Women of Wealth for all this and more! Remember, money isn't just paper and coins; it's the power to make choices and the freedom to live your best life! Don't forget to sign up for the free newsletter on sales tips and tactics offered by Julie! Visit valuesellingassociates.com for more information! Connect with Julie on LinkedIn as well to get more her amazing financial wisdom and knowledge.Julie Thomas' Bio:Julie Thomas works with revenue leaders across many industries to help them realize results they never thought possible. She is passionate about guiding revenue organizations through uncertainty and helping them build resilient, engaged teams that drive predictable, sustainable results and create customers for life.As President and CEO of ValueSelling Associates, Inc., Julie is responsible for the company’s global expansion and its position as a market leader in on-demand, instructor-led, virtual instructor-led and hybrid (blended) learning solutions delivered throughout the world in more than 17 languages. In a career spanning more than 24 years, she credits her mastery of the ValueSelling Framework® for her own meteoric rise through the ranks of sales, sales management and corporate leadership positions.Julie began her sales career at Gartner Group (now Gartner, Inc.) In 1999, she became Vice President of Gartner’s Sales Training for the Americas. Her role included successfully onboarding new sales hires and driving adoption of the ValueSelling Framework. She has extensive experience applying, coaching and reinforcing the ValueSelling Framework, ValueSelling Essentials® and their application to all customer-facing roles across the revenue engine.In 2003, Julie joined ValueSelling Associates as Chief Executive Officer and President. She led the company to become an industry leader in competency- and process-based training for escalating sales performance in business-to-business sales organizations worldwide. She takes pride in the fact that ValueSelling Associates is consistently honored as an award-winning Sales Training Service Provider.In addition to her role at ValueSelling Associates, Julie is a noted speaker, consultant and author of “ValueSelling: Driving Sales Up One Conversation at a Time” and “The Power of Value Selling: The Gold Standard to Drive Revenue and Create Customers for Life,” as well as a contributor to Forbes.com, the Forbes Business Development Council and the LinkedIn Sales Blog. Julie also serves on the advisory board of the eWomenNetwork Foundation Advisory Council and is heavily involved in local charities in the San Diego region. For more awesome episodes visit our podcast website at WomenOfWealth@transistor.fmGot a burning question or a topic you're itching to hear about? Slide into our DMs on Instagram at @Wowwomenofwealth. Now, let's turn those pennies into power moves!

Hey Wealth Warriors! Are you ready to unlock the secrets of a rich life, both in your wallet and your mindset? Dive into Episode 6 of the "Women of Wealth" podcast where we, Hawley Woods Gray and Allie Ramo, get up close and personal with the phenomenal brain trainer Jenny Harkleroad. Ever wondered if the key to financial abundance is all in your head?In this episode, Jenny blows our minds with the connection between our brain state and bank balance. She'll walk us through the incredible science behind changing your brain to change your wealth. And guess what? Hawley will spill the beans on how Jenny's brain training turned her life around, from severe allergies to financial freedom!Jenny's story is nothing short of a Hollywood comeback - from a real estate tycoon to a mindset coach after a spine-chilling accident. Plus, we'll explore the "17-second rule" and how to reprogram your subconscious mind to attract the moolah you deserve!Ready to turn your brain into a money magnet? Jenny's got an app for that! Tune in to discover how her Leap app can transform your financial future and snag her generous offer to our listeners.Don't forget to mark your calendars for the 10th to download the Leap app, and in the meantime, visit balancedyou.org and leaptransformationmethod.com for a sneak peek into financial enlightenment. It's time to leap into wealth with Episode 6 of "Women of Wealth"!Jenny Harkleroad's Bio:Jenny Harkleroad is the founder and CEO of Balanced You. She’s a 2 time #1 best-selling author, speaker, and mind-change coach and teacher. She’s a mother of 4, which is her greatest claim to fame! Jenny is a big-hearted entrepreneur and business leader. Jenny built a real estate business in San Diego over 13-years producing double digits in the millions. With the power of her mind, Jenny overcame her past of chronic pain, addictions, bad relationships, and unhappiness. She never knew how sweet life could be until she changed her mind and that changed everything. Jenny has a dramatic story to share, breaking her back on a mountain cliff. That event changed everything and gave her a ferocious appetite to transform lives and help others create what’s missing in their lives. For more awesome episodes visit our podcast website at WomenOfWealth@transistor.fmGot a burning question or a topic you're itching to hear about? Slide into our DMs on Instagram at @Wowwomenofwealth. Now, let's turn those pennies into power moves!

Hey Wealth Warriors! Ready to transform your financial future while sipping your morning coffee? Tune in to Episode 5 of the Women of Wealth podcast where your savvy hosts, Hawley Woods Gray and Allie Ramo, dive deep into the world of wealth with a twist – their guests are none other than their better halves, Robert Gray and Dylan Ramo! From humble upbringings, to powerhouse financial strategies, Robert and Dylan get personal about their seismic shifts from penny-pinching to smart investing. From the nitty-gritty of life insurance with living benefits to the ins and outs of Indexed Universal Life policies, they're unpacking it all!  And that's not all – we're getting real about the power of policy reviews and why your cash value in life insurance might just be your unexpected hero in college funding. Plus, stay tuned for a lightning round that'll leave you with nuggets of wisdom faster than you can say "compound interest"! Don't forget to follow and tag us on Facebook and Instagram at @wowwomenofwealth. Let's build that empire, one episode at a time! For more awesome episodes visit our podcast website at WomenOfWealth@transistor.fmGot a burning question or a topic you're itching to hear about? Slide into our DMs on Instagram at @Wowwomenofwealth. Now, let's turn those pennies into power moves!

Hey, Wealth Warriors! Are you ready to unlock the secrets of savvy spending and saving across the ages? In episode 4 of the Women of Wealth podcast, Hawley Woods Gray and Allie Ramo sit down with two incredible women who've turned financial wisdom into an art form. Ever wonder how your grandma's money habits differ from yours? Or how to navigate the tricky world of retirement planning?Join us as we chat with Hawley's big sister, Debi Orness, a quality assurance whiz who's navigated life from San Diego to Washington State, and Allie's mom, Felecia Vlahos, a retired computer science and information security pro. They'll spill the beans on everything from their first bank accounts to weathering financial storms like the 2008 recession. Plus, get the scoop on their personal strategies to curb impulse spending and their candid reflections on their biggest financial blunders.Whether you're trying to break your buy-now habit or plotting your path to a plush pension, this episode is packed with generational gems that'll help you build a wealth of knowledge. Tune in to "Women of Wealth" and let's make financial literacy a family tradition!Debi Orness' Bio:My name is Debi Orness. I have spent my career in Aerospace working in the Quality organization helping to ensure are products are built compliantly and safe. I am currently working on a large initiative to standardize our Quality Management Systems across 27 different sites. When completed it will be a significant savings to our business. I was born in San Diego CA and moved to Washington state at 58 years old. I will always consider San Diego home. I am married and have a daughter and son. I enjoy working in our garden, vintage shopping and hanging out with my beautiful grandchildren. I currently have 4. 3 boys and a girl and we expecting another grandson in October.Felecia Vlahos' Bio:Retired, with Bachelor and Master's degrees from San Diego State University in Computer Science, Certified Information Systems Security Officer, Married 37 years, two daughters both married living in town, and 3 grandchildren. Lived in San Diego area for over 50 years.Worked at Price Club (now Costco) as manager of warehouse computer systems, SAIC doing information security for government and SD County, and retired from San Diego State University as Information Security Officer.Very active with my family, extended family, friends, Church, and helping with grandchildren. Love butterflies, taking long walks and playing games. For more awesome episodes visit our podcast website at WomenOfWealth@transistor.fmGot a burning question or a topic you're itching to hear about? Slide into our DMs on Instagram at @Wowwomenofwealth. Now, let's turn those pennies into power moves!

Hey Wealth Warriors, are you ready to redefine what wealth means to you? Tune in to Episode 3 of the Women of Wealth podcast where your hosts, Hawley Woods Gray and Allie Ramo, dive deep into mastering the money mindset with the dynamic mother-daughter duo, Susan and Sydney Holt!Ever felt that chill of financial fear creeping up your spine? Susan, a financial maven from Appreciation Financial, confesses her own fears, and Sydney, a fresh force in finance, shares her youthful perspective on saving for the future. We all get real about the pressures of providing and the specter of empty pockets.But it's not all serious—we're talking impulse buys in Europe and striking that sweet balance between discipline and indulgence. Plus, we get the inside scoop on supporting teachers, small business owners, and navigating the unique challenges of a family business.Investments, retirement planning, and a lightning round of money wisdom—this episode has it all! And you won't want to miss the Holt family's heartwarming theme song that ties it all together. So, are you ready to join the conversation and build a legacy of wealth? Press play and let's get wealthy, the wise way!Sydney's Bio:Hi! My name is Sydney Holt, I am from St. Louis, MO, but currently live in Chicago, IL. I graduated from Indiana University Bloomington in 2018 with a degree in Religious Studies. I always thought I would have a career in the Jewish education sphere, but after COVID, I loved working from home so I decided to get my insurance license and join my parents working at Appreciation Financial! I love being able to help teachers and small business owners while also growing my own business as a 27 year old.Susan's Bio:Hi, my name is Susan Holt and I live in St. Louis, MO with my husband Scott and our two dogs Tanner and Yadi. Our three young adult children live and work in Chicago, Illinois and Daytona, Florida enjoying their 20s. I am a Regional Vice President with Appreciation Financial working with Scott, our daughter Sydney and my brother Michael. With seven years of experience, I’m passionate about making a positive impact and assisting individuals in achieving their financial goals. I hold a Business Administration & Computer Information Systems Degree from William Woods University in Fulton, MO. Outside of business, I enjoy being with my family, friends, going on long walks with our dogs, traveling and playing a lot of pickleball. For more awesome episodes visit our podcast website at WomenOfWealth@transistor.fmGot a burning question or a topic you're itching to hear about? Slide into our DMs on Instagram at @Wowwomenofwealth. Now, let's turn those pennies into power moves!

Hey Wealth Warriors! Ready to redefine what being rich really means? Tune in to Episode 2 of "Women of Wealth" where your hosts, Hawley Woods Gray and Allie Ramo, unpack the true essence of wealth.Ever wondered if your bank balance is the only measure of your financial success? Or how a simple shift in mindset can catapult your money game to the next level? We're diving deep into these juicy topics, sharing our personal financial goals (hello, "50k Watch" and savvy retirement plans!), and exploring how to crush debt while cheering from the sidelines of college football games.But it's not just about us! We've got investment tales that could either inspire you or make you cringe – think mutual funds meets gas and oil adventures. Plus, we're dishing out the advice we'd give our younger, possibly less financially-savvy selves.And because we love a good generational debate, we're chatting about how millennials are rewriting the wealth playbook in this digital age. We'll even touch on the AI revolution and how it's shaking up our financial decisions.Ready for a rapid-fire round? We're tackling everything from dream retirement scenarios to the economic wisdom hidden in our favorite movies and books.So plug in, turn up the volume, and let's get wealthy in every sense of the word! No need for contact details – just hit play and join the conversation. It's time to think, grow, and maybe even laugh a little with us on "Women of Wealth." Let's make it rain, ladies!Download our 12 Questions you should ask any financial advisor you're considering working with! For more awesome episodes visit our podcast website at WomenOfWealth@transistor.fmGot a burning question or a topic you're itching to hear about? Slide into our DMs on Instagram at @Wowwomenofwealth. Now, let's turn those pennies into power moves!