Jason and his wife have two young children and are both teachers in Mississippi. Jason has become an expert in the area of benefits and the pension in his home state.  He is now sharing his passion for understanding these benefits will all teachers in his state. Although he knows he could be making more money in the private sector, he says that all of the benefits of teaching, especially early retirement, are way too much to give up.  Jason and his wife both plan on retiring before 50!

Tiffany began as a teacher in GA and was married to a teacher for over 15 years. However, they could never get on the same page in regards to their money. However, as she went through a divorce, Tiffany has been able to improve her financial situation and learn more about finances. Increasing her knowledge has become important of her long-term goals. In order to learn, she went back to school to become a CFP.  Currently, she is working to help other educators, in particular school nutrition professionals (operations' staff)  to become financially literate. Some key important steps for Tiffany has been making career moves to strategically increase her income in order to maximize her GA pension. Be a guest on the show:https://www.financiallyindependentteachers.com/contact-8Check out our website:https://www.financiallyindependentteachers.com/Sign up for FIT coaching:https://www.financiallyindependentteachers.com/services-4

Sean Mullaney is an advice-only financial planner and the President of Mullaney Financial & Tax, Inc. Through Mullaney Financial & Tax, Sean provides advice-only financial planning for a flat fee. Sean writes the Plutus Award winning blog FITaxGuy.com on the intersection of tax and financial independence. He also has a personal finance YouTube channel and wrote Solo 401(k): The Solopreneur’s Retirement Account. Sean has discussed personal finance and tax on numerous podcasts, including ChooseFI, The Stacking Benjamins Show, How to Money, and BiggerPockets Money. He has been quoted in media outlets including The Wall Street Journal, The New York Times, and MarketWatch.Sean entered financial planning as a career changer. In his previous career he worked for Deloitte & Touche and PwC, including over 6 years in PwC’s Washington National Tax Services practice. Sean is a Certified Public Accountant licensed in California and Virginia. He is a member of Measure Twice Planners and the American Institute of Certified Public Accountants. For more on Sean’s professional background, please visit his LinkedIn profile here.Sean and his wife Catherine live in Woodland Hills, California. Outside of professional pursuits, he enjoys spending time with his wife, travel, the comedy of Larry David and Jerry Seinfeld, and New York Jets football. https://fitaxguy.com/The discussion is intended to be for general educational purposes and is not tax, legal, or investment advice for any individual. Dave and the Financially Independent Teachers podcast do not endorse Sean Mullaney, Mullaney Financial & Tax, Inc. and their services. Be a guest on the show:https://www.financiallyindependentteachers.com/contact-8Check out our website:https://www.financiallyindependentteachers.com/Sign up for FIT coaching:https://www.financiallyindependentteachers.com/services-4

Is the grass really greener on the other side? Many teachers are filing for the exits to leave education but Nancy did the opposite.  Nancy spent  in the private many years sector in HR before moving into her role as a Career and Technology teacher in NC.  What are the pros and cons of each? Many teachers (myself) only know education...K-12 to college and then right into the classroom.  Only a few years away from retirement, Nancy is continuing to learn about personal finance and how to maximize her situation as a single income earning teacher. Be a guest on the show:https://www.financiallyindependentteachers.com/contact-8Check out our website:https://www.financiallyindependentteachers.com/Sign up for FIT coaching:https://www.financiallyindependentteachers.com/services-4

What is the S&P 500 and why is everyone talking about it? Lucretia is the daughter of two teachers and spent 20+ years working for IBM.  After digging into teacher retirement options, she realized teachers all over were getting the raw end of the deal with high fees and bad products.   This has led Lucretia to retire early and start a passion project to help people build wealth and do it all for FREE! Check out her website for free articles and articles geared toward teachers. https://www.financialfreedomforwomen.org/. Be a guest on the show:https://www.financiallyindependentteachers.com/contact-8Check out our website:https://www.financiallyindependentteachers.com/Sign up for FIT coaching:https://www.financiallyindependentteachers.com/services-4

Dave is a natural saver, Stephanie is a natural spender and BIG giver.  Together, they have been trying to make financial headway by living a very frugal and debt free lifestyle.   In December of 2019, their world was rocked as Stephanie was diagnosed with an aggressive and fast moving cancer diagnosis. Last summer, Stephanie's dad was in a life changing car accident that left him in the hospital for 5 months and is now having to learn how to walk and eat again.   How can you you save, invest AND try to make family memories before the kids leave the house?  In this episode, they discuss the thought provoking ideas of the top selling book "Die With Zero". ABOUT THE BOOK...Imagine if by the time you died, you did everything you were told to. You worked hard, saved your money, and looked forward to financial freedom when you retired. The only thing you wasted along the way was…your life. Die with Zero presents a startling new and provocative philosophy as well as practical guide on how to get the most out of your money—and out of your life. It’s intended for those who place lifelong memorable experiences far ahead of simply making and accumulating money for one’s so-called Golden Years. In short, Bill Perkins wants to rescue you from over-saving and under-living. Regardless of your age, Die with Zero will teach you Perkins’ plan for optimizing your life, stage by stage, so you’re fully engaged and enjoying what you’ve worked and saved for.Be a guest on the show:https://www.financiallyindependentteachers.com/contact-8Check out our website:https://www.financiallyindependentteachers.com/Sign up for FIT coaching:https://www.financiallyindependentteachers.com/services-4

Trevor and his wife are both special education teachers in the Bluegrass State.  In addition to Trevor's role in the classroom, he is also the varsity HS basketball coach at his high school.  Together, they paid off 140k of debt in a 3 year period. You don't want to miss this incredible story!  Be a guest on the show:https://www.financiallyindependentteachers.com/contact-8Check out our website:https://www.financiallyindependentteachers.com/Sign up for FIT coaching:https://www.financiallyindependentteachers.com/services-4

Rachel has been teaching for 11 years, makes around $55,000 per year AND she is on pace to retire early and become a net worth millionaire...her NW is currently 500K at 32 years old! Her husband is also a middle income earner in the world of education and Rachel is on a mission to help teachers believe they can do it, too!Check out Rachel's fun and informative videos on Instagram @teachertomillionaire-Educating teachers about their money-Providing content we never learned in school -Sharing actionable money tips-FREE downloads! Be a guest on the show:https://www.financiallyindependentteachers.com/contact-8Check out our website:https://www.financiallyindependentteachers.com/Sign up for FIT coaching:https://www.financiallyindependentteachers.com/services-4

Eric is a single teacher in Minnesota with a net worth north of 250k. Eric is currently a math interventionist and now has a much better work-life valence than being a classroom teacher. How can a 35 year-old making less than 60k make this happen? Listen to this week's show to find out! Be a guest on the show:https://www.financiallyindependentteachers.com/contact-8Check out our website:https://www.financiallyindependentteachers.com/Sign up for FIT coaching:https://www.financiallyindependentteachers.com/services-4

Gavin has spent 15 years in the classroom with public and private school teaching experience in Southern California and calls himself the opposite of the FIRE MOVEMENT.  Gavin is married with two young children under the age of four while his wife stays at home. Gavin's net worth has hit the double commas and he is now a net worth millionaire. Be a guest on the show:https://www.financiallyindependentteachers.com/contact-8Check out our website:https://www.financiallyindependentteachers.com/Sign up for FIT coaching:https://www.financiallyindependentteachers.com/services-4

We are thrilled to have former colleague and friend, Brandon Akins back on the show! Brandon was the FIRST guest to ever record with us on the FIT Podcast in 2021.  How does Brandon manage being a dad (x2), coaching, side hustles, marriage and mindset? Check out his powerful podcast where Brandon talks about running his race and not being concerned about the opinions of how others choose to spend their time or money. Be a guest on the show:https://www.financiallyindependentteachers.com/contact-8Check out our website:https://www.financiallyindependentteachers.com/Sign up for FIT coaching:https://www.financiallyindependentteachers.com/services-4

In a throwback to the early days, we have some bonus content for you! This is such good information, we had to keep recording! Chris Nye joins Dave and the Millionaire Math Teacher and he has been featured on the popular 403(b) Wise mini series titled "Learned By Being Burned" and has developed a passion for teaching his fellow teachers about the dangers of high fees and investment education.  Not only is Chris a teacher, he is also a financial planner who specializes in helping teachers.  Chris is living it in his own life AND professionally helping in the lives of others. Be a guest on the show:https://www.financiallyindependentteachers.com/contact-8Check out our website:https://www.financiallyindependentteachers.com/Sign up for FIT coaching:https://www.financiallyindependentteachers.com/services-4

Angie is a North Carolina educator in her 30th year! Single with no kids, she started her life over at 50 years old with debt and very little invested.  Today, she has over 200k in investments and is debt free (besides her home).  Angie started out as a agricultural teacher and eventually moved into a CTE position.  During her "starting over" period, Angie went back to school to get her masters degree and is now a 12-month employee as a Digital Learning and Teaching Facilitator for multiple schools in Onslow, County NC. Be a guest on the show:https://www.financiallyindependentteachers.com/contact-8Check out our website:https://www.financiallyindependentteachers.com/Sign up for FIT coaching:https://www.financiallyindependentteachers.com/services-4

Connor and his wife are both teachers in Illinois who came on the FIT Podcast in Season #2.  Connor is back to check in with an update to his financial plan as well as their most recent decisions on being landlords and starting a new side hustle. Be a guest on the show:https://www.financiallyindependentteachers.com/contact-8Check out our website:https://www.financiallyindependentteachers.com/Sign up for FIT coaching:https://www.financiallyindependentteachers.com/services-4

The gap between financial stress and financial peace is littered with traps, myths, distractions and slick marketing designed to keep you brainwashed and in debt. In Breaking Free From Broke, George does the research for you and exposes the money myths and traps about:Credit cards and credit scoresStudent loans and car loansMortgage mishaps and mistakesInvesting traps and get-rich-quick schemesMarketing and consumerism tacticsGeorge shares the story of how he broke free from debt and went from a negative net worth to a millionaire in less than 10 years. He tackles the best excuses and worst myths head on, building a bridge with truth, knowledge and hope. By the time you’re done with this book, you’ll be confident in your ability to buck the toxic money system, ditch debt, and build wealth.Be a guest on the show:https://www.financiallyindependentteachers.com/contact-8Check out our website:https://www.financiallyindependentteachers.com/Sign up for FIT coaching:https://www.financiallyindependentteachers.com/services-4

Sarah is an 8th grade English teacher who also serves as the department chair at her school.  Sarah and her educator husband both teach in Los Angeles California, which has an extremely high cost of living.  They started in their 20's like most teachers, student loan debt + credit card debt but really wanted to own their own home.  In order to realize their dream of home ownership in a HCOL area, they learned to be frugal and fearless with their decisions.  Sarah says they haven't done everything perfect, but their story shows you can still be successful with your money, even in a high cost of living area on two teacher incomes. Be a guest on the show:https://www.financiallyindependentteachers.com/contact-8Check out our website:https://www.financiallyindependentteachers.com/Sign up for FIT coaching:https://www.financiallyindependentteachers.com/services-4

Brandon and I are excited to launch Season Number 4 of the Financially Independent Teachers Podcast.  We are so thankful for the FIT Family and all of you supporting the movement of providing hope for teachers and their finances. Be a guest on the show:https://www.financiallyindependentteachers.com/contact-8Check out our website:https://www.financiallyindependentteachers.com/Sign up for FIT coaching:https://www.financiallyindependentteachers.com/services-4

Jordan is a former educator in Minnesota and has been involved at a variety of levels in education. Jordan started at Roth IRA as an 11th grader in HS but also went down the road of day trading, crypto and says he has made just about any mistake you can imagine. Even though Jordan is out of education, he is currently married to a middle school teacher.  They invest in the 457(b), Roth IRA's, and have a few 529's set up for their kids. Listen in as Jordan talks about a wide array of financial and life topics!

This week, Dave and Brandon were interviewed on the Teach and Retire Rich Podcast.  With their permission, we are sharing their interview with us at FIT.

Muskee has been teaching for 18 years in Maryland.  Although he is wired as a saver and never wandered into debt, he wasn't exactly being very intentional with his money either. To make major progress, multiple side hustles and building his house with his own two hands, Muskee's story covers nearly EVERY topic in personal finance.