Mar 4 2021
Trans & Queer Credit Report Issues with Billie Simmons from Daylight
In this CLEAR Finance Chat, the Center for LGBTQ Economic Advancement & Research’s Executive Director, Spencer Watson, sat down to chat with Billie Simmons, Co-Founder of Daylight. Daylight is a new online platform launched in late 2020 to create digital banking solutions designed to serve LGBTQ communities. The pair discussed credit reports and issues trans and nonbinary consumers working with credit bureaus to recognize them after they have changed their name and legal documents. Billie describes issues getting complete and accurate credit reports, and also discrimination and stressful situations when trans or gender-nonconforming consumers’ credit reports include their previous names (also called “dead” names) that out them to others.They also talked about some of the current workarounds that trans and nonbinary folks are able to use to access credit and credit reports in their own names, as well as the need for systemic solutions from credit bureaus and other consumer reporting agencies.Support the show