Reducing debt start with having a plan. Writing it down and following to the letter. Anything else is not going to work to reduce debt.Article Link:https://www.consumerfinance.gov/about-us/blog/how-reduce-your-debt/ By Courtney-Rose DantusSupport the Show.Please support the show by subscribing, can cancel at any time. Thanks for the support. Subscription page: https://www.buzzsprout.com/961804/support Contact: ReduceDebtIncreaseWealth@Gmail.com Wanting Budget Spreadsheet Place Spreadsheet as Subject https://Happygiraffe.org/live https://www.shopfinancial.com/lantianbaiyu/ All other inquires place topic into Subject.

What are the best ways to use a budget, what information can be obtain.Article Link:https://www.oklahomacentral.creditunion/Ten-Solutions-to-Common-Financial-Challengeshttps://www.investopedia.com/1-finance/most-common-financial-mistakes/ By Emily Norris Support the Show.Please support the show by subscribing, can cancel at any time. Thanks for the support. Subscription page: https://www.buzzsprout.com/961804/support Contact: ReduceDebtIncreaseWealth@Gmail.com Wanting Budget Spreadsheet Place Spreadsheet as Subject https://Happygiraffe.org/live https://www.shopfinancial.com/lantianbaiyu/ All other inquires place topic into Subject.

Why do tracking and the benefits, again lost word file so no information  on links.Support the Show.Please support the show by subscribing, can cancel at any time. Thanks for the support. Subscription page: https://www.buzzsprout.com/961804/support Contact: ReduceDebtIncreaseWealth@Gmail.com Wanting Budget Spreadsheet Place Spreadsheet as Subject https://Happygiraffe.org/live https://www.shopfinancial.com/lantianbaiyu/ All other inquires place topic into Subject.

How to get started building wealth, again lost word file so no links information.Support the Show.Please support the show by subscribing, can cancel at any time. Thanks for the support. Subscription page: https://www.buzzsprout.com/961804/support Contact: ReduceDebtIncreaseWealth@Gmail.com Wanting Budget Spreadsheet Place Spreadsheet as Subject https://Happygiraffe.org/live https://www.shopfinancial.com/lantianbaiyu/ All other inquires place topic into Subject.

This is a overview of everything needed to reduce debt. Lost word file for not sure of links.Support the Show.Please support the show by subscribing, can cancel at any time. Thanks for the support. Subscription page: https://www.buzzsprout.com/961804/support Contact: ReduceDebtIncreaseWealth@Gmail.com Wanting Budget Spreadsheet Place Spreadsheet as Subject https://Happygiraffe.org/live https://www.shopfinancial.com/lantianbaiyu/ All other inquires place topic into Subject.

Some debt is need while there is debt to avoid. Determine how much debt can afford so not to put stain on the budget. Article Link:https://www.investopedia.com/articles/pf/12/good-debt-bad-debt.asp By Lisa Smith  https://www.nerdwallet.com/article/mortgages/debt-to-income-ratio-calculatorSupport the Show.Please support the show by subscribing, can cancel at any time. Thanks for the support. Subscription page: https://www.buzzsprout.com/961804/support Contact: ReduceDebtIncreaseWealth@Gmail.com Wanting Budget Spreadsheet Place Spreadsheet as Subject https://Happygiraffe.org/live https://www.shopfinancial.com/lantianbaiyu/ All other inquires place topic into Subject.

The budget or control center is necessary for everyone especially those with financial problems. Tracking is just the start  giving the numbers to use in the budget to review and control the financial situation. Article Links:https://www.personalfinancelab.com/finance-knowledge/personal-finance/budgeting/ By Kevin SmithSupport the Show.Please support the show by subscribing, can cancel at any time. Thanks for the support. Subscription page: https://www.buzzsprout.com/961804/support Contact: ReduceDebtIncreaseWealth@Gmail.com Wanting Budget Spreadsheet Place Spreadsheet as Subject https://Happygiraffe.org/live https://www.shopfinancial.com/lantianbaiyu/ All other inquires place topic into Subject.

Knowing the basic for tracking will help when reviewing what method to use. Doing tracking manual on paper, using a spreadsheet on computer, or an app on computer and smartphone are all good solutions. First what is Personal finance and why it is important.Article Links:https://www.investopedia.com/terms/p/personalfinance.asp By Will KentonSupport the Show.Please support the show by subscribing, can cancel at any time. Thanks for the support. Subscription page: https://www.buzzsprout.com/961804/support Contact: ReduceDebtIncreaseWealth@Gmail.com Wanting Budget Spreadsheet Place Spreadsheet as Subject https://Happygiraffe.org/live https://www.shopfinancial.com/lantianbaiyu/ All other inquires place topic into Subject.

Struggling with debt how to handle this problem. Getting out of debt takes longer and harder than getting into debt but reducing debt can be done with the correct procedures.Article Links:https://www.wellsfargo.com/goals-credit/smarter-credit/manage-your-debt/pay-off-debt-faster/https://www.wellsfargo.com/goals-credit/smarter-credit/manage-your-debt/total-cost-of-borrowing/Support the Show.Please support the show by subscribing, can cancel at any time. Thanks for the support. Subscription page: https://www.buzzsprout.com/961804/support Contact: ReduceDebtIncreaseWealth@Gmail.com Wanting Budget Spreadsheet Place Spreadsheet as Subject https://Happygiraffe.org/live https://www.shopfinancial.com/lantianbaiyu/ All other inquires place topic into Subject.

Have a debt problem and wondering if investing should be started. Investing with debt is this a smart idea or should the debt be paid off first. This is the question most people wonder about all the time. This is not using debt to make investments but if a person should invest with a debt problem.Article Link:https://www.fidelity.com/learning-center/personal-finance/pay-down-debt-vs-invest Support the Show.Please support the show by subscribing, can cancel at any time. Thanks for the support. Subscription page: https://www.buzzsprout.com/961804/support Contact: ReduceDebtIncreaseWealth@Gmail.com Wanting Budget Spreadsheet Place Spreadsheet as Subject https://Happygiraffe.org/live https://www.shopfinancial.com/lantianbaiyu/ All other inquires place topic into Subject.

Having problems with Christmas debt, purchased gifts on credit and now the bills are coming due. How to solve this for all future years and increase emergency fund at the same time.  Article Links:https://www.bankatfirst.com/personal/discover/flourish/26-week-savings-challenge.htmlhttps://www.creditkarma.com/money/i/money-saving-challengesSupport the Show.Please support the show by subscribing, can cancel at any time. Thanks for the support. Subscription page: https://www.buzzsprout.com/961804/support Contact: ReduceDebtIncreaseWealth@Gmail.com Wanting Budget Spreadsheet Place Spreadsheet as Subject https://Happygiraffe.org/live https://www.shopfinancial.com/lantianbaiyu/ All other inquires place topic into Subject.

Details of reduction plan to work for everyone. This brings everything together tracking, budget and debt reduction to make financial life better.Article Link: NoneSupport the Show.Please support the show by subscribing, can cancel at any time. Thanks for the support. Subscription page: https://www.buzzsprout.com/961804/support Contact: ReduceDebtIncreaseWealth@Gmail.com Wanting Budget Spreadsheet Place Spreadsheet as Subject https://Happygiraffe.org/live https://www.shopfinancial.com/lantianbaiyu/ All other inquires place topic into Subject.

Keeping a budget up to date is helpful in staying on top of personal finances. What to do and when will be discuss with tips on staying on track. The information from tracking should include everything Checking, Credit cards, every account in the tracking program. Article Link:https://www.investopedia.com/financial-edge/1109/6-reasons-why-you-need-a-budget.aspx  Support the Show.Please support the show by subscribing, can cancel at any time. Thanks for the support. Subscription page: https://www.buzzsprout.com/961804/support Contact: ReduceDebtIncreaseWealth@Gmail.com Wanting Budget Spreadsheet Place Spreadsheet as Subject https://Happygiraffe.org/live https://www.shopfinancial.com/lantianbaiyu/ All other inquires place topic into Subject.

Setting up a budget should not be hard to do. Keeping the categories to the minimum can be key to making a budget work. This starts with one month of tracking data. Let’s start with tracking entering and getting data out of the program before starting the budget setup.Article Link:1https://consumer.gov/managing-your-money/making-budget#what-to-doSupport the Show.Please support the show by subscribing, can cancel at any time. Thanks for the support. Subscription page: https://www.buzzsprout.com/961804/support Contact: ReduceDebtIncreaseWealth@Gmail.com Wanting Budget Spreadsheet Place Spreadsheet as Subject https://Happygiraffe.org/live https://www.shopfinancial.com/lantianbaiyu/ All other inquires place topic into Subject.

What is tracking in personal finance, what to do tacking and what is needed to track personal finance. Going in depth to explain the basic tracking software. Articles Links: https://moneywise.com/managing-money/budgeting/best-personal-finance-software Support the Show.Please support the show by subscribing, can cancel at any time. Thanks for the support. Subscription page: https://www.buzzsprout.com/961804/support Contact: ReduceDebtIncreaseWealth@Gmail.com Wanting Budget Spreadsheet Place Spreadsheet as Subject https://Happygiraffe.org/live https://www.shopfinancial.com/lantianbaiyu/ All other inquires place topic into Subject.

This is a overview of my life why doing a podcast to help others with debt. There more to life than just working and being broke all the time, thinking working for the bank. This is the 200th episode  of Reduce Debt Increase Wealth a review and reflection of the past. Support the Show.Please support the show by subscribing, can cancel at any time. Thanks for the support. Subscription page: https://www.buzzsprout.com/961804/support Contact: ReduceDebtIncreaseWealth@Gmail.com Wanting Budget Spreadsheet Place Spreadsheet as Subject https://Happygiraffe.org/live https://www.shopfinancial.com/lantianbaiyu/ All other inquires place topic into Subject.

The process of paying down or off debt is never ending. Keeping the goals and information in front of eyes is important to achieve this goal. What to do when something goes wrong do not give up adjust and overcome is the order of the day.No linksSupport the Show.Please support the show by subscribing, can cancel at any time. Thanks for the support. Subscription page: https://www.buzzsprout.com/961804/support Contact: ReduceDebtIncreaseWealth@Gmail.com Wanting Budget Spreadsheet Place Spreadsheet as Subject https://Happygiraffe.org/live https://www.shopfinancial.com/lantianbaiyu/ All other inquires place topic into Subject.

A plan is needed to reduce debt, what to include in every plan and the importance of each item. Following a plan make reducing debt much easier. As there are guidelines to follow and measure success.  No links this week.Support the Show.Please support the show by subscribing, can cancel at any time. Thanks for the support. Subscription page: https://www.buzzsprout.com/961804/support Contact: ReduceDebtIncreaseWealth@Gmail.com Wanting Budget Spreadsheet Place Spreadsheet as Subject https://Happygiraffe.org/live https://www.shopfinancial.com/lantianbaiyu/ All other inquires place topic into Subject.

Why do a Manuel budget will an automated budget be faster and better. Having to do the inputs keep the information fresh in mind thus better understanding the budget.Links:https://www.youtube.com/watch?v=qRNrXnSrLWchttps://www.youtube.com/watch?v=XYkwa1D1AC4https://www.youtube.com/watch?v=XYkwa1D1AC4Support the showPlease support the show by subscribing, can cancel at any time. Thanks for the support. Subscription page: https://www.buzzsprout.com/961804/support Contact: ReduceDebtIncreaseWealth@Gmail.com Wanting Budget Spreadsheet Place Spreadsheet as Subject https://Happygiraffe.org/live https://www.shopfinancial.com/lantianbaiyu/ All other inquires place topic into Subject.

What is tracking and what to use to make tracking easier.  Just taking a few minutes every week will help get debt under control.YouTube Links:https://www.youtube.com/watch?v=XImly72tLw0 https://www.youtube.com/watch?v=300NkycLwiASupport the Show.Please support the show by subscribing, can cancel at any time. Thanks for the support. Subscription page: https://www.buzzsprout.com/961804/support Contact: ReduceDebtIncreaseWealth@Gmail.com Wanting Budget Spreadsheet Place Spreadsheet as Subject https://Happygiraffe.org/live https://www.shopfinancial.com/lantianbaiyu/ All other inquires place topic into Subject.