Networth and Chill with Your Rich BFF

Audioboom Studios

Vivian Tu, aka Your Rich BFF, is getting up close and personal, about the good, bad, and ugly on how money impacts all of our lives. Instead of your traditional boring business podcast, Networth and Chill covers financial topics as they relate to YOUR ACTUAL LIFE, all while feeling like a conversation with your best friend. Each episode breaks down a complicated economic or business concept into easy to understand terms, while tapping experts, professionals, and some of your favorite famous faces to give actionable tips & advice on how to make the most of your money. Grab a drink and get ready to Networth and Chill. read less

Our Editor's Take

Networth and Chill With Your Rich BFF is a podcast about personal finance. The host of the show is Vivian Tu. She was born into a family of first-generation immigrants. Vivian credits this for her early understanding of financial responsibility. After graduating from college, she went to work on Wall Street. Vivian soon realized that even high earners in the field of finance were not literate in personal finance. When the COVID-19 pandemic hit, she saw many people falling for scams after losing their sources of income. She decided to become everyone's rich BFF. That's the inspiration for the name of the podcast.

Networth and Chill provides personal finance tips for people on a budget. The advice is concrete and actionable. Vivian has the gift of explaining complex concepts using simple terms. The topics are most relevant to people in their twenties and thirties. Vivian has advice for listeners trying to manage and reduce debt. She talks to influencers about the best brands for skincare and which ones aren't worth the money. She sits down with an OnlyFans creator. Together, they discuss the financial aspects of the adult entertainment industry. Vivian also explains the impact one's choice of partner has on one's financial life.

In other podcast episodes, Vivian explains trends in the financial world. She talks about how tipping has taken over. She discusses common scams and the signs to watch out for. She analyzes the "nepo baby" phenomenon and why it affects regular people. Guests like Tinx and The Points Guy add to the conversations here.

Networth and Chill With Your Rich BFF makes no assumptions about its listeners. Vivian doesn't sound judgmental when she talks about debt or poor financial decisions. The podcast may be a great resource for people who want to improve their financial literacy. However, it is not a substitute for talking to a licensed financial professional. New episodes of this podcast debut each week.

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Networth and Chill Trailer

Networth and Chill Trailer

Vivian Tu, aka Your Rich BFF, is getting up close and personal, about the good, bad, and ugly on how money impacts all of our lives. Instead of your traditional boring business podcast, Networth and Chill covers financial topics as they relate to YOUR ACTUAL LIFE, all while feeling like a conversation with your best friend. Each episode breaks down a complicated economic or business concept into easy to understand terms, while tapping experts, professionals, and some of your favorite famous faces to give actionable tips & advice on how to make the most of your money. Grab a drink and get ready to Networth and Chill! Networth and Chill premieres on March 22nd, with new episodes every Wednesday. Make sure to subscribe so you never miss an episode!

Episodes

To Buy, Build, or Rent - How To Get a Home You LOVE with Ryan Serhant

To Buy, Build, or Rent - How To Get a Home You LOVE with Ryan Serhant

On today's episode of Networth and Chill, I'm joined by power broker, bestselling author, and star of Bravo's Million Dollar Listing New York, Ryan Serhant. He has made a massive name for himself in the real estate, and has years of experience selling and renting properties. With the housing market continuing to be in an unprecedented state, people have a lot of questions. Will there ever be a perfect time to buy? Is it better to buy then rent? Why exactly is the housing market so confusing? There is no one better to help answer these questions that realtor extraordinaire, Ryan Serhant. Got a financial question you want answered on a future episode? Text me or leave me a voicemail at 908-858-3410. Special thanks to our sponsors: ZocDoc: Use my link and download the Zocdoc app for free. Notion: Use my link to try Notion for free. Hello Fresh: Use my link and code richbfffree for free breakfast for life.

Optimism & Money: How to Think Your Way to Richness with Dr. Sue Varma

Optimism & Money: How to Think Your Way to Richness with Dr. Sue Varma

On this week's episode of Networth and Chill, it's all about mental health with Dr. Sue Varma, a a board certified psychiatrist and the author of Practical Optimism. These days, talking about mental health and therapy is seen as trendy, and honestly it's for good reason. We are constantly facing stressful situations in our day-to-day lives, and it can be hard to push away negative mindsets. Dr. Sue Varma has years of experience helping people work through trauma and other mental health issues, as well as being a mental health contributor for TV and radio. I want to know how wealth affects our mental state, and find out the science behind "positive thinking" and "optimistic mindsets". We take a look at how these things can change our lives for the better, and what small things we can incorporate into our days to alleviate our anxious brains. Got a financial question you want answered on a future episode? Text me or leave me a voicemail at 908-858-3410. Special thanks to our sponsors: Shopify: Use my link to sign up for a one-dollar-per-month trial period. Athletic Greens: Use my link and her a free 1 year supply of Vitamin D3K2 and 5 free travel packs with your first purchase.

Money Rehab - How to Fix your $$$$ with Nicole Lapin

Money Rehab - How to Fix your $$$$ with Nicole Lapin

On this week's episode of Networth and Chill, I'm joined by the host of Money Rehab, and NYT bestseller, Nicole Lapin. The start of a new year often comes with the desire for a financial reset. And after holiday travel and spending, money can feel tighter than it has all year. But trying to get out from under any amount of debt can feel like a daunting task, and it can be hard to know where to start. Nicole and I chat about money struggles, learning about finances, and what you can do to start investing in your own financial future. Got a financial question you want answered on a future episode? Text me or leave me a voicemail at 908-858-3410. Special thanks to our sponsors: Notion: Use my link to try Notion for free. Betterment: Visit betterment.com to get started today. BetterHelp: This episode is sponsored by BetterHelp. Get 10% off your first month of online therapy by using my link.

The Finances of Fitness with Cassey Ho

The Finances of Fitness with Cassey Ho

My fav, Marshalls, is sponsoring today’s episode reminding us where we can get the good stuff for less (advertisement by Marshalls). On this week's episode of Networth and Chill, I'm joined by social media fitness entrepreneur and the mastermind behind Blogilates, Cassey Ho. As we enter into 2024 we also enter into New Years Resolution Season. A majority of people list a health and fitness goal as their resolution, but with an overwhelming amount of information, and the high cost of many fitness institutions, it can be hard to know where to start. Cassey gives some great insight on how to finance your fitness goals, and breaks down what is and is not worth the money. We talk about her career, her start as a fitness instructor on YouTube, and her activewear line. And I put Cassey on the spot to see which fitness trends are overhyped/overpriced, and which are worth the praise they get. Got a financial question you want answered on a future episode? Text me or leave me a voicemail at 908-858-3410. Special thanks again to Marshalls for sponsoring this episode!

RICH AF: The Winning Money Mindset that Will Change Your Life

RICH AF: The Winning Money Mindset that Will Change Your Life

It's finally here! On this week's episode I'm talking about my brand new book "RICH AF: The Winning Money Mindset that Will Change Your Life". I'll be giving you a sneak peak at the first chapter, and a small taste of what is to come. I'm incredibly proud of this book, and have all you BFFs to thank for helping make it happen. You can visit RichAF.me to order a copy of "RICH AF" today! Got a financial question you want answered on a future episode? Text me or leave me a voicemail at 908-858-3410. Special thanks to our sponsors: ZocDoc: Use my link and download the Zocdoc app for free. Athletic Greens: Use my link and her a free 1 year supply of Vitamin D3K2 and 5 free travel packs with your first purchase. Olive and June: Use my link to get 20% off your first Mani System.

1 Fish, 2 Fish, Caught Fish, Farmed Fish: How Much the Seafood Industry Costs with Becca Millstein

1 Fish, 2 Fish, Caught Fish, Farmed Fish: How Much the Seafood Industry Costs with Becca Millstein

On this week's episode of Networth and Chill, things are getting a little fishy. I'm sitting down with the CEO of my favorite tinned fish company, Fishwife, Becca Millstein. Tinned fish as grown massively in popularity in the last few years, and for good reason. But I want to know what goes into getting these fish from the water to our mouths. Becca and I discuss the fishing industry, farm raised vs. wild caught, and sustainability. Plus we chat about her own business and how she got started making a product she feels passionate about. Got a financial question you want answered on a future episode? Text me or leave me a voicemail at 908-858-3410. Special thanks to our sponsors: Earnin: Download Earnin today and type in BFF under "Podcast" when you sign up. Babbel: Use my link to get 55% off your subscription. Athletic Greens: Use my link and her a free 1 year supply of Vitamin D3K2 and 5 free travel packs with your first purchase.

Inflation Proof Products & Facials with Joseph & Morris Cabasso of Mario Badescu

Inflation Proof Products & Facials with Joseph & Morris Cabasso of Mario Badescu

On this week's episode of Networth and Chill, I'm joined by the President and VP of Marketing at Mario Badescu, Joseph and Morris Cabasso. As everything in life continues to get more expensive, one has to wonder what our favorite brands are doing to keep customers buying their products. When brands make it clear that their products are high quality, and a fair price, it's almost a no brainer. Joseph and Morris give me a brief history lesson on the Mario Badescu brand, and what they have done over the years to ensure the highest quality products for their loyal customers. We chat about rising costs, and what the company has done to keep their prices stable. And if you want to talk about a good deal, you will not believe the incredible offerings the Mario Badescu Salon has on facials! Got a financial question you want answered on a future episode? Text me or leave me a voicemail at 908-858-3410. Special thanks to our sponsors: BetterHelp: This episode is sponsored by BetterHelp. Get 10% off your first month of online therapy by using my link. Athletic Greens: Use my link and her a free 1 year supply of Vitamin D3K2 and 5 free travel packs with your first purchase. ExpressVPN: Use my link to get three extra months for free.

From Blog to Business - Tips on Creating a Personal Brand with Karen Blanchard

Guess who is sponsoring today’s episode? Marshalls! They have the highest quality fashion and home décor at the best value. (advertisement by Marshalls) It's holiday event season! But with all the parties and the festive activities comes the dreaded question: what do I wear? This week I'm sitting down with (and getting some free styling advice from) stylist, creator, and the world renowned fashion blogger behind “Where Did You Get That”, Karen Blanchard. We talk about her love of fashion and how she built her brand in content creation. Plus, Karen gives some expert advice on styling, finding great pieces, and curating your own style. And in the spirit of the holidays, we discuss gift giving, and how to pick out the perfect items. Got a financial question you want answered on a future episode? Text me or leave me a voicemail at 908-858-3410. Special thanks again to Marshalls for sponsoring this episode!

Supercars & "How Much Do You Make" to Drive One! with Daniel Mac

Supercars & "How Much Do You Make" to Drive One! with Daniel Mac

On this week's episode of Networth and Chill, I'm chatting with content creator Daniel Mac about the ways people show off their wealth. Some drive fancy sports cars, others wear expensive watches, and some people are out carrying designer bags that are worth the price of a small home. But it does make you wonder - what do all of these people do for a living? Daniel has made a huge name for himself asking people this exact question, and today we are taking a look at some of the most frequent answers. Plus, Daniel talks about his own journey to success, how he got started, and what he has learned about the world of luxury cars and other items. Got a financial question you want answered on a future episode? Text me or leave me a voicemail at 908-858-3410. Special thanks to our sponsors: Olive and June: Use my link to get 20% off your first Mani System. Athletic Greens: Use my link and her a free 1 year supply of Vitamin D3K2 and 5 free travel packs with your first purchase. Babbel: Use my link to get 55% off your subscription.

How to Buy DRUGS: The Finances of the Pharmaceutical Industry with Hitha Palepu

How to Buy DRUGS: The Finances of the Pharmaceutical Industry with Hitha Palepu

On this week's episode of Networth and Chill, I'm joined by author and CEO of Rhoshan Pharmaceuticals, Hitha Palepu to talk drug prices and the pharmaceutical industry. Drug prices are a hot topic these days, and it seems like the cost of life saving medications like insulin and chemo drugs just keep going up. There is a high likelihood that most people will need to rely on some form of medication in their lifetime, the hefty cost of a perscription drugs can be a hard pill to swallow (pun absolutely intended!) Hitha and I sit down to discuss pharma 101, talk through drug pricing, and what we can do to pay less. Got a financial question you want answered on a future episode? Text me or leave me a voicemail at 908-858-3410. Special thanks to our sponsors: Athletic Greens: Use my link and her a free 1 year supply of Vitamin D and 5 free travel packs with your first purchase. BetterHelp: This episode is sponsored by BetterHelp. Get 10% off your first month of online therapy by using my link.

Holiday Shopping How To's

Holiday Shopping How To's

My go-to, Marshalls, is sponsoring today’s episode! The holiday season is upon us! And while the holidays can be an exciting time, it can be stressful on our wallets. Plus with all the best deals of the year happening and the want to take advantage, shopping can feel massively overwhelming. I'm laying out some of my best tips and tricks to handling the holiday shopping season like a pro! How do we maximize on Black Friday deals? When is the best time to buy? And how can we budget ahead of time to make the holiday season feel less like a financial burden? Got a financial question you want answered on a future episode? Text me or leave me a voicemail at 908-858-3410. Special thanks again to Marshalls for sponsoring this episode!

Building Confidence In And Out of the Workplace with David Suh

Building Confidence In And Out of the Workplace with David Suh

My fav, Marshalls, is sponsoring today’s episode reminding us where we can get the good stuff for less (advertisement by Marshalls). This week on Networth and Chill, I'm sitting down with one of my best friends, and the CEO and founder of David Suh Photography, David Suh. Having high self-esteem and confidence are both huge assets for your professional life. But sometimes it can be hard to feel like you are worth the praise and success. David has grown a massive following and successful business helping people feel more confident and empowered through photography. But embracing confidence can be a hard road. We talk about how confidence levels can affect all areas of your life, including your job and career. Plus, I ask David what people can do to gain more confidence in themselves to help improve their lives and break away from imposter syndrome. Got a financial question you want answered on a future episode? Text me or leave me a voicemail at 908-858-3410. Special thanks again to Marshalls for sponsoring this episode!

I Will Have Rich Kids

I Will Have Rich Kids

Guess who is sponsoring today’s episode? Marshalls! They have the highest quality fashion and home décor at the best value. (advertisement by Marshalls) On this week's episode of Networth and Chill, I'm looking towards the future and telling you how you can set your prospective kids up for financial success. It might sound silly to start thinking about your kid's retirement fund before they are even born, but there are several things you can do right now to help prepare. Whether it's funds for education, building credit, or saving for the distant future, there are some great resources out there to help you help your kiddo. Got a financial question you want answered on a future episode? Text me or leave me a voicemail at 908-858-3410. Special thanks again to Marshalls for sponsoring this episode!

Getting A "Real" Job: Pursuing Your Passion or Getting Paid with Heather McMahan

Getting A "Real" Job: Pursuing Your Passion or Getting Paid with Heather McMahan

My go-to, Marshalls, is sponsoring today’s episode! This week, I'm joined by comedian Heather McMahan to talk about "dream jobs''. These days, more and more people are quitting their jobs and changing careers in pursuit of something that brings them joy. Heather talks about what it was like to make the change to comedy, and how it completely changed her life. We chat about the struggles that completely changing career paths can bring, and what Heather did to help move herself towards success. Got a financial question you want answered on a future episode? Text me or leave me a voicemail at 908-858-3410. Special thanks again to Marshalls for sponsoring this episode!

Facing Rejection & Finding Success with Keltie Knight

Facing Rejection & Finding Success with Keltie Knight

My fav, Marshalls, is sponsoring today’s episode reminding us where we can get the good stuff for less (advertisement by Marshalls). On this week's episode of Networth and Chill, I'm joined by my friend, three-time Emmy Award-winning TV personality and co-host of the LadyGang podcast, Keltie Knight. This week we are talking about rejection, how we deal with it, and the success that can come after it. Having worked in the entertainment industry for so long, Keltie is no stranger to rejection. We chat about the challenges she faced to get where she is today, and how even after you find success, rejection can still find you. Got a financial question you want answered on a future episode? Text me or leave me a voicemail at 908-858-3410. Special thanks again to Marshalls for sponsoring this episode!

Starting Over From Square 1: The Restart Roadmap with Jason Tartick

Starting Over From Square 1: The Restart Roadmap with Jason Tartick

On this week's episode of Networth and Chill I'm joined by the one and only Jason Tartick. All throughout life we deal with changes. Whether it's a move, or a career change, or the end of a relationship you thought was going to last forever, change happens to all of us. Change can be scary, especially when you didn't see it coming. There’s nobody better discuss how to grapple with starting over and how it could impact your money than Jason Tartick. As the host of the podcast Trading Secrets, author of The Restart Roadmap, and a former Bachelorette contestant, he is no stranger the changes life can throw your way. We talk about how Jason's life completely pivoted when he became a Bachelorette contestant, and what steps he took to ensure life remained as stable as possible. Got a financial question you want answered on a future episode? Text me or leave me a voicemail at 908-858-3410. Special thanks to our sponsors: Athletic Greens: Use my link and her a free 1 year supply of Vitamin D and 5 free travel packs with your first purchase. Hello Fresh: Use my link and code 50richbff for 50% off plus free shipping. ZocDoc: Use my link and download the Zocdoc app for free.

How Rich Are You? Debunking TikTok Money Trends

How Rich Are You? Debunking TikTok Money Trends

Guess who is sponsoring today’s episode? Marshalls! They have the highest quality fashion and home décor at the best value. (advertisement by Marshalls) On this week's episode I'm taking a look at some of the most common social media trends and advice I have seen about personal finance. There is no shortage of content to consume, but a lot of the advice I'm seeing does not have people's best interest in mind. I'll be looking at trends related to life insurance, luxury goods, and house buying. Plus we talk bad investing advice, and what I recommend instead! Got a financial question you want answered on a future episode? Text me or leave me a voicemail at 908-858-3410. Special thanks again to Marshalls for sponsoring this episode!

Love and Money with Lindsey Metselaar

Love and Money with Lindsey Metselaar

On this week's episode of Networth and Chill, I'm joined by the host of We Met At ACME, Lindsey Metselaar. Dating is complicated enough, but when you throw money into the mix it can quickly turn into a nightmare! But being open and honest about money and finances are crucial when building a healthy relationship. I ask Lindsey about her own opinions on money and dating, who pays for what and when, how do you approach a big difference in earnings, and just how do you talk about money in general when entering into a relationship? Lindsey talks about her own dating experience, and what she learned leading up to finding her match. And what about after you find "the one"? Lindsey and I chat moving in together, prenups, and so much more. Got a financial question you want answered on a future episode? Text me or leave me a voicemail at 908-858-3410. Special thanks to our sponsors: Nuuly: Use code RICHBFF20 at sign up to get $20 off BetterHelp: This episode is sponsored by BetterHelp. Get 10% off your first month of online therapy by using my link. Athletic Greens: Use my link and her a free 1 year supply of Vitamin D and 5 free travel packs with your first purchase.

401 what? and Other Ways To Retire

401 what? and Other Ways To Retire

My go-to, Marshalls, is sponsoring today’s episode! They get the deals, so we get the good stuff. (advertisement by Marshalls) On today's episode of Networth and Chill, we are looking ahead to the future and talking about retirement. When we are young, it can be tempting to just not think about retirement. That's a problem for later, right? I'm here to tell you that that's far from the truth, and the earlier you start thinking about and saving for retirement, the better off you'll be. I'm breaking down the steps you need to take to determine your retirement plan, where you should be investing your money, and how you can maximize your savings in the long run. Got a financial question you want answered on a future episode? Text me or leave me a voicemail at 908-858-3410. Special thanks again to Marshalls for sponsoring this episode!

The Sweet Victory of Starting Your Own Business with Candace Nelson

The Sweet Victory of Starting Your Own Business with Candace Nelson

My fav, Marshalls, is sponsoring today’s episode reminding us where we can get the good stuff for less (advertisement by Marshalls). On this week's episode of Networth and Chill, I'm sitting down with the queen of cupcakes and founder of Sprinkles, Candace Nelson. Opening your own business can feel like a huge risk, especially when you are throwing a complete career change into the mix. But when Candace lost her job as an investment banker, she did just that, and opened one of the most recognizable cupcake businesses in the country. I ask Candace what it was like to pivot her professional career into something completely new, what drew her to baking, and what some of the biggest challenges she faced were when starting out. There is so much that goes into opening your own business, and I ask Candace what advice she has for those looking to head down that path. Got a financial question you want answered on a future episode? Text me or leave me a voicemail at 908-858-3410. Special thanks again to Marshalls for sponsoring this episode!