The Real Estate Vibe!

In this value-packed episode of The Real Estate Vibe Show, host Vinki Loomba sits down with Bishoy Habib, a seasoned real estate attorney with over 12 years of experience in the Florida and New York markets. With a track record of closing over 1,000 transactions totaling $12 billion, Bishoy shares actionable insights on creative financing strategies that every investor needs to navigate the complexities of today’s market. From seller financing to subject-to transactions, Bishoy unpacks the pros, cons, and legal intricacies of these powerful tools.Key Takeaways:Creative Financing Basics: Seller financing and subject-to transactions enable deals without traditional loans, thriving even in high-interest environments.Seller Financing: Ideal for properties owned outright, offering flexible, negotiable terms like interest rates and payment schedules.Subject-To Transactions: Leave the seller’s mortgage in place, allowing buyers to benefit from historically low-interest rates.Legal Protection is Crucial: Proper legal agreements safeguard both parties and minimize risks in creative financing deals.Market Trends: Contract-for-deed agreements are gaining popularity but require careful scrutiny to protect buyers’ equity.Mindset for Success: Discipline, delegation, and leveraging strengths lead to growth and success in real estate and beyond.🔗 Connect with Bishoy on LinkedIn: https://www.linkedin.com/in/bishoyhabib/ 🌟 Subscribe to The Real Estate Vibe Show for more expert insights and leave a 5-star review!Follow us @https://twitter.com/loombainvesthttps://www.instagram.com/loombainvesthttps://www.facebook.com/Loombainvesthttps://www.linkedin.com/in/vinkiloomba#realestate #realstateinvesting #multifamilyinvesting #passiveinvesting

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In this transformative episode of The Real Estate Vibe Show, host Vinki Loomba sits down with Krisha Young to explore a groundbreaking approach to success and leadership. Krisha shares her powerful story of breaking free from burnout, redefining success, and embracing mindfulness to thrive in both life and business. Learn how to tap into your intuition, align your values with your goals, and create sustainable habits that lead to purpose-driven success.Key Takeaways:The Power of Presence: Being present allows you to access joy and clarity in decision-making—vital for investors managing multiple roles.Intuition as a GPS: Distinguish between fear and intuition to make confident, aligned decisions.Daily Practices for Calmness: Incorporate habits like journaling, nature walks, or meditation to recharge and remain focused on your goals.Know Your Values: Identify your true north to stay aligned in business decisions and collaborations.Collaboration over Competition: Harmonize relationships to create win-win opportunities in real estate and beyond.🔗 Connect with Krisha on LinkedIn: https://www.linkedin.com/in/krishayoung/ 🌟 Subscribe to The Real Estate Vibe Show for more expert insights and leave a 5-star review!Follow us @https://twitter.com/loombainvesthttps://www.instagram.com/loombainvesthttps://www.facebook.com/Loombainvesthttps://www.linkedin.com/in/vinkiloomba#realestate #realstateinvesting #multifamilyinvesting #passiveinvesting

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In this episode of The Real Estate Vibe Show, host Vinki Loomba dives deep into the innovative world of real estate investing tailored for medical professionals with guest Brett Riggins, founder of Physician Wealth Systems and Connect Homebuyers. Brett shares his journey from hands-on construction work to building a real estate empire that helps physicians build wealth through passive income. They explore Brett’s unique concept of a “Real Estate Residency,” his Physician Wealth Systems framework, and how these strategies are creating financial freedom for medical professionals beyond the demands of their careers.Key Takeaways:Real Estate Residency: Brett’s Physician Wealth Systems offers a step-by-step program that provides high-income professionals with a “real estate residency,” allowing them to build a single-family rental portfolio while leveraging turnkey investment processes.Mindset & Personal Development: Brett emphasizes that changing one’s life begins with changing one’s mindset. He advocates for self-reflection, developing persistence, and being solution-oriented to overcome hurdles in investing and life.Taking Action & Building Systems: Brett’s own journey from his first real estate mistakes to mastering property acquisitions reveals the importance of systematizing investment processes, which he now offers in Physician Wealth Systems to empower his clients.Overcoming Investor Misconceptions: Brett addresses common misconceptions among first-time real estate investors, particularly doctors, who often experience “analysis paralysis” and fear of passive income investment. His systems and resources in the “Real Estate Residency” program help investors move past these mental blocks.Long-Term Vision & Abundance Mindset: Brett shares his “abundance” philosophy and vision for Physician Wealth Systems—giving back to the medical community and empowering them to achieve financial security and independence through real estate.🔗 Connect with Brett on LinkedIn: https://www.linkedin.com/in/brettriggins/  🌟 Subscribe to The Real Estate Vibe Show for more expert insights and leave a 5-star review!Follow us @https://twitter.com/loombainvesthttps://www.instagram.com/loombainvesthttps://www.facebook.com/Loombainvesthttps://www.linkedin.com/in/vinkiloomba#realestate #realstateinvesting #multifamilyinvesting #passiveinvesting

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In this eye-opening episode of The Real Estate Vibe Show, Vinki Loomba hosts Daniel Holmlund, an expert in AI and automation for real estate. Daniel dives deep into how AI is revolutionizing the real estate investment process, from capital raising to deal underwriting and investor communication.Key Takeaways:Automate Without Losing the Human Touch: Use AI tools to scale your capital-raising efforts while still fostering real, personal investor relationships.Speed Up Deal Underwriting: AI can handle the repetitive work, allowing you to underwrite more deals in less time, and focus on high-level strategy.Enhanced Investor Communication: Automate outreach and educational content but ensure you're still connecting on a human level when it matters most.AI for Fund Management: Learn how AI can streamline your fund management process, helping you stay on top of investor capital and deal flow.Start Small, Scale Big: Take a gradual approach to AI adoption in real estate, focusing on tools that align with your business goals.🔗 Connect with Daniel on LinkedIn: https://www.linkedin.com/in/daniel-holmlund/ 🌟 Subscribe to The Real Estate Vibe Show for more expert insights and leave a 5-star review!Follow us @https://twitter.com/loombainvesthttps://www.instagram.com/loombainvesthttps://www.facebook.com/Loombainvesthttps://www.linkedin.com/in/vinkiloomba#realestate #realstateinvesting #multifamilyinvesting #passiveinvesting

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In this insightful episode, Patrick Franz, a seasoned mortgage note investor, breaks down his proven strategy for building wealth with the Rhino Method. This unique approach allows investors to generate passive income by lending to expert note investors who handle the management and operations. Learn how to earn reliable, fixed returns without being an expert in real estate or notes!Key Takeaways:The Rhino Method: This strategy involves lending money to experienced note investors to purchase discounted mortgage notes. In return, you earn fixed passive returns, usually around 8%, while the expert investor does all the work.How the Structure Works: As a rhino lender, you provide the funding secured by the mortgage note. The investor manages the note and collects payments, with the loan backed by collateral.The Profit Split: Rhinos earn steady returns (around 8%), while the note investor purchases high-yield notes (12-13%), keeping the difference—making it a win-win scenario for both.Getting Started in Note Investing: For those interested in diving deeper, Patrick emphasizes starting with solid education and mentorship to become an active note investor, while also opening the door to passive income opportunities.The Future of Note Investing: The market for note investing is expanding, particularly with rising interest rates and more sellers using seller financing. There are opportunities to acquire valuable real estate at significant discounts.Achieving Passive Cash Flow: Patrick explains how he generates $8,000 a month in passive income from just 25 note deals, illustrating the power of note investing for long-term financial freedom.🔗 Connect with Amish on LinkedIn: https://www.linkedin.com/in/thenotementor/ 🌟 Subscribe to The Real Estate Vibe Show for more expert insights and leave a 5-star review!Follow us @https://twitter.com/loombainvesthttps://www.instagram.com/loombainvesthttps://www.facebook.com/Loombainvesthttps://www.linkedin.com/in/vinkiloomba#realestate #realstateinvesting #multifamilyinvesting #passiveinvesting

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In this episode of The Real Estate Vibe Show, host Vinki Loomba is joined by seasoned real estate investment professional Amish Munshi to dive deep into the world of real estate debt investments. With over 15 years of experience, Amish sheds light on this lesser-known but lucrative investment strategy that offers consistent passive income with lower risk compared to traditional equity investments.Key Highlights:Investor Journey: Amish explains the phases investors go through, from initial skepticism to seeking financial freedom, and how real estate debt investments cater to those looking for passive income and time freedom.What Are Real Estate Debt Investments? Amish breaks down the fundamentals, distinguishing it from equity investments. Debt investments allow investors to act as lenders, enjoying predictable returns secured by the property without the headaches of property management.Why Debt Investments Are Underutilized: Historically reserved for institutional investors, debt investments are now accessible to individuals thanks to market maturity, evolving financial tools, and innovative lending models.Risk vs. Reward: Amish discusses the risk profile of debt versus equity investments and shares insights into how lenders mitigate risks through strict vetting processes, escrow accounts, and asset-backed security.Emerging Trends: With rising interest rates, debt investments have become increasingly attractive, offering steady returns in a volatile market. Amish emphasizes the importance of compliance and experienced lenders to ensure success.🔗 Connect with Amish on LinkedIn: https://www.linkedin.com/in/paul-herbes-2ba01172/ 🌟 Subscribe to The Real Estate Vibe Show for more expert insights and leave a 5-star review!Follow us @https://twitter.com/loombainvesthttps://www.instagram.com/loombainvesthttps://www.facebook.com/Loombainvesthttps://www.linkedin.com/in/vinkiloomba#realestate #realstateinvesting #multifamilyinvesting #passiveinvesting

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Join host Vinki Loomba and guest expert Paul Herbes, Senior Business Development Associate at Equity Institutional Services, as they dive into wealth-building with self-directed IRAs and 1031 exchanges. Paul brings a wealth of knowledge on these often underutilized strategies, sharing how they empower investors to make tax-deferred investments, diversify portfolios, and exercise more control over their retirement funds. The conversation covers the advantages, risks, and specific investment types ideal for self-directed IRAs, plus actionable insights on leveraging 1031 exchanges to defer taxes and optimize real estate gains.Key Takeaways:Understanding Self-Directed IRAs: Unlike traditional IRAs, self-directed IRAs provide the flexibility to invest in real estate, private equity, and other alternatives outside the stock market. Custodians like Equity Institutional focus on administrative support rather than asset management, enabling a broader range of investment options.Why Big Custodians Don’t Offer These Accounts: Institutions like Fidelity or Schwab generally stick to traditional investment menus because of business model differences and fiduciary requirements. A self-directed IRA allows investors the freedom to explore more diverse, high-growth investments.1031 Exchange Essentials: For real estate investors, a 1031 exchange offers a way to defer capital gains taxes by reinvesting proceeds into similar properties, provided you meet specific IRS requirements. Paul breaks down the “45-day rule” for property identification and the “180-day rule” for closing, both crucial timelines for a successful exchange.Investment Pitfalls and Compliance: Both self-directed IRAs and 1031 exchanges require compliance with strict rules to avoid taxes and penalties. With IRAs, avoid transactions with “disqualified parties,” and with 1031s, ensure properties are truly held as investments rather than for personal use.The Golden Nugget - Estate Planning: Paul emphasizes the tax-saving benefits of 1031 exchanges in estate planning, particularly the stepped-up basis, which can significantly reduce the tax burden for heirs.🔗 Connect with Paul on LinkedIn: https://www.linkedin.com/in/paul-herbes-2ba01172/ 🌟 Subscribe to The Real Estate Vibe Show for more expert insights and leave a 5-star review!Follow us @https://twitter.com/loombainvesthttps://www.instagram.com/loombainvesthttps://www.facebook.com/Loombainvesthttps://www.linkedin.com/in/vinkiloomba#realestate #realstateinvesting #multifamilyinvesting #passiveinvesting

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In this exciting episode of The Real Estate Vibe Show, host Vinki Loomba sits down with seasoned fund manager Andy McMullen, a leader in the real estate investment field with over $750 million in transactions under his belt. Together, they dive deep into the emerging trend of "horizontal multifamily" or "built-to-rent" (BTR) communities, a unique investment strategy that blends single-family rental benefits with the community aspects of multifamily complexes.Episode Highlights:Introduction to Built-to-Rent (BTR): Andy explains BTR communities—single-family homes or townhomes built specifically for rent rather than sale. BTR offers the feel of a suburban home combined with multifamily convenience, making it a growing trend as high mortgage rates push buyers toward renting.Market Shifts & BTR’s Popularity: From affordability and high mortgage rates to evolving lifestyle choices, Andy highlights how shifting market trends and the post-COVID appeal of more spacious, suburban-style rentals have driven the growth of BTR communities.Strategic Location Selection: Andy discusses why Legacy Acquisitions focuses on high-growth markets in the Southeast, where lower land costs, supportive municipalities, and faster build timelines make BTR an attractive option for investors.Development Process & Investor Phases: Andy breaks down the BTR development journey—from acquiring land and securing entitlements to horizontal and vertical construction phases. Each phase offers unique risk and return profiles for investors, giving them flexibility based on their investment goals.Future of Built-to-Rent & Real Estate Investment: With a shift toward sustainability, modular construction, and smart home technology, Andy predicts continued growth and innovation in the BTR space, with institutional capital increasingly attracted to its scalable potential and long-term viability.🔗 Connect with Andy on LinkedIn: https://www.linkedin.com/in/andymcmullen/ 🌟 Subscribe to The Real Estate Vibe Show for more expert insights and leave a 5-star review!Follow us @https://twitter.com/loombainvesthttps://www.instagram.com/loombainvesthttps://www.facebook.com/Loombainvesthttps://www.linkedin.com/in/vinkiloomba#realestate #realstateinvesting #multifamilyinvesting #passiveinvesting

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In this powerful episode of The Real Estate Vibe Show, host Vinki Loomba is joined by Isabelle Guarino, COO of the Residential Assisted Living Academy and a top leader in senior housing. Isabelle shares her personal journey of turning a family crisis into a purpose-driven business that not only creates sustainable wealth but also addresses the urgent need for quality senior care. They dive deep into the incredible opportunities in the RAL industry, which allows investors to do good while achieving financial freedom.Key Takeaways:Personal Story Inspires Business: Isabelle began her RAL journey after her grandmother needed assisted care, prompting her family to invest in senior housing. This personal experience opened the door to discovering the profitable and purpose-driven world of RAL.The Growing Demand for Senior Housing: With the "Silver Tsunami" approaching, the need for senior care homes is escalating rapidly. Investors can capitalize on this shortage by creating high-quality, intimate care environments for seniors, while earning substantial returns.Profit with Purpose: Residential Assisted Living aligns financial goals with social impact by creating environments where seniors receive personalized care. The business model not only benefits residents but also provides rewarding jobs for caregivers and peace of mind for families.Addressing Common Misconceptions: Many are deterred by liability concerns or the emotional toll of working in senior care. Isabelle shares how proper planning, training, and systems can mitigate these challenges while allowing you to make a lasting difference.Long-term Wealth and Legacy: Isabelle emphasizes how just 1-3 RAL homes can generate enough cash flow to support financial freedom. Her own journey includes holding properties long-term and helping others achieve the same through training and mentorship.🔗 Connect with Ellie on LinkedIn: Isabelle Guarino🌟 Subscribe to The Real Estate Vibe Show for more expert insights and leave a 5-star review!Follow us @https://twitter.com/loombainvesthttps://www.instagram.com/loombainvesthttps://www.facebook.com/Loombainvesthttps://www.linkedin.com/in/vinkiloomba#realestate #realstateinvesting #multifamilyinvesting #passiveinvesting

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In this episode of The Real Estate Vibe Show, host Vinki Loomba chats with Ellie Perlman, the founder of Blue Lake Capital. Ellie, a real estate powerhouse with over a decade of experience in law, property management, and multifamily assets, shares her expertise on what makes multifamily investments successful. Having managed over 3,900 units and facilitated $1 billion in transaction volume, Ellie provides valuable insights into key factors that can determine the success or failure of multifamily deals.Key Takeaways:Multifamily Investment Success: Ellie delves into the five key factors that can make or break a multifamily investment, including rent growth, exit cap rates, and the importance of strong property management teams.Rent Growth Realities: Ellie emphasizes how even small fluctuations in rent growth percentages can significantly impact investment returns.Understanding Exit Cap Rates: Investors must be cautious with cap rate assumptions, as a small change can greatly influence the outcome of a deal.Importance of Strong Teams: A capable property management team can either enhance or diminish the success of an asset.Debt Strategies: Ellie explains the risks and benefits of using different types of debt, including fixed-rate and bridge loans, and the importance of having a solid plan if things don't go as expected.🔗 Connect with Ellie on LinkedIn: Ellie Perlman🌟 Subscribe to The Real Estate Vibe Show for more expert insights and leave a 5-star review!Follow us @https://twitter.com/loombainvesthttps://www.instagram.com/loombainvesthttps://www.facebook.com/Loombainvesthttps://www.linkedin.com/in/vinkiloomba#realestate #realstateinvesting #multifamilyinvesting #passiveinvesting

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