We asked Mary Buss, veterinarian and the VP of Veterinary Operations at Hometown Veterinary Partners, about her experience in mentorship, developing leadership skills, practice ownership opportunities, and non-traditional veterinary roles.- How has Mary’s interest in leadership and mentorship evolved?- How can veterinarians become better mentors?- What should a new grad look for in a mentor?- How can veterinarians improve their leadership skills?- What are some options out there now for vets who want to be practice owners?- What is Mary’s advice for vets who want to pursue a non-traditional role, but don’t know where to start?Ways to connect with Mary:LinkedIn: https://www.linkedin.com/in/dr-mary-buss-5184433b/Email: marybuss@hometownvetpartners.comWays to connect with Veterinary Financial Summit: VetFinancialSummit.comInstagram: @vetfinancialsummitFacebook: https://www.facebook.com/VetFinancialSummitEmail: Leadership@VetFinancialSummit.com

We asked Jason Balara, board-certified veterinary surgeon, real estate investor, and CEO of Lark Capital Group, about getting started with real estate investing, multi-family syndication investments, financial freedom, and his podcast “Know Your Why”.Why did Jason decide to get started with real estate investing?Where along the financial journey might real estate be a good fit?What are multi-family syndication investments?What is the new fund that Jason has started?What does “Know Your Why” mean to Jason?What does financial freedom mean to Jason?Ways to connect with Jason:https://www.larkcapital.com/Email: jason@larkcapital.comLinkedIn: https://www.linkedin.com/in/jasonbalara/Instagram: https://www.instagram.com/larkcapital/Ways to connect with Veterinary Financial Summit: VetFinancialSummit.comInstagram: @vetfinancialsummitFacebook: https://www.facebook.com/VetFinancialSummitEmail: Leadership@VetFinancialSummit.com

We asked Kelly Cronin, veterinary technician, entrepreneur, speaker, travel hacker, and millionaire about how she got started with short-term rentals, her experience speaking to veterinary teams on financial fitness, and her best travel hacking tips.- What is Kelly’s background in veterinary medicine?- How did Kelly get started with short-term rentals?- What short-term rentals does Kelly have and where are they located?- How do people find out about her short-term rentals?- What topics does Kelly speak on and what message does she share?- What are some limiting beliefs Kelly sees with veterinary team members regarding finances?- What is VetTechLife?- What are Kelly’s best travel hacking tips?Ways to connect with Kelly:VetTechLife: https://vettechlife.com/Cronin’s Castles: https://croninscastles.com/VetTechLife Financial Fitness Facebook group: https://www.facebook.com/groups/1565420814266226LinkedIn: https://www.linkedin.com/in/kellylynncronin/Email: kelly.lynn.cronin@gmail.comInstagram: @kelly.lynn.croninWays to connect with Veterinary Financial Summit: VetFinancialSummit.comInstagram: @vetfinancialsummitFacebook: https://www.facebook.com/VetFinancialSummitEmail: Leadership@VetFinancialSummit.com

In this BONUS episode of the Veterinary Financial Podcast, we discuss the upcoming Virtual Veterinary Financial Summit. Happening on September 30 - October 1, the Summit is a virtual event that brings veterinary professionals together to learn about personal finance and practice management. We aim to empower attendees with the knowledge to make better financial decisions.- What is the Virtual Veterinary Financial Summit?- What’s on the Agenda this year?- Designing your financial planView the Agenda: https://vetfinancialsummit.com/summit/Get Your Ticket: https://vetfinancialsummit.ticketspice.com/vfs2023Ways to connect with Veterinary Financial Summit: https://VetFinancialSummit.comInstagram: @vetfinancialsummitFacebook: https://www.facebook.com/VetFinancialSummitLinkedIn: https://www.linkedin.com/company/vetfinancialsummitEmail: Leadership@VetFinancialSummit.com

As of September 1st, interest began accruing on student loans again and payments will restart soon. In this special episode of the Veterinary Financial Podcast, we hope to clear up some of the confusion around student loans and share what everyone needs to know about payments, interest, and the new SAVE plan.- What’s going on with student loan interest?- What are some things to do before payments restart?- What are the 2 main repayment strategies?- What are the main repayment plans now?- Why are payments lower on SAVE?- What are the changes in interest with the SAVE play?- How to get a student loan consultation- Saving for the tax bombMentioned in this episode:Virtual Vet Financial Summit www.VetFinancialSummit.com/summitStudent Loan Planner VFS scheduling link ($100 discount): https://www.studentloanplanner.com/vetfinancialsummitMeredith’s Student Loan Planner scheduling link ($100 discount): https://calendly.com/studentloanplanner-team/1-hr-consult-w-meredith-special-discountVIN Foundation Student Loan Repayment Simulator: https://www.vinfoundation.org/loansimWays to connect with Veterinary Financial Summit: VetFinancialSummit.comInstagram: @vetfinancialsummitFacebook: https://www.facebook.com/VetFinancialSummitEmail: Leadership@VetFinancialSummit.com

We asked Bash Halow, a Certified Veterinary Practice Manager, practice consultant, and owner of Halow Consulting about how money is discussed with veterinary teams, what it means to have an empowered team, and common mistakes when it comes to discussing money with clients.- How is money being discussed with veterinary teams?- What are some ways to talk about practice profitability with a team?- How can practice leaders have more productive conversations about raises and employee benefits with team members?- What are Bash’s thoughts on level or tier systems for techs and assistants?- What does it mean to have an empowered team?- How can practice leadership help team members become more comfortable discussing money with clients?- What are some of Bash’s favorite productivity tips?Ways to connect with Bash:BashHalow.comLinkedIn: https://www.linkedin.com/in/bashhalow/Communication and Workflow in the Age of Stress: https://www.bashhalow.com/communication-and-workflow-in-the-age-of-stress/Ways to connect with Veterinary Financial Summit: VetFinancialSummit.comInstagram: @vetfinancialsummitFacebook: https://www.facebook.com/VetFinancialSummitEmail: Leadership@VetFinancialSummit.com

In this episode, the Veterinary Financial Podcast co-hosts discuss new and recent grads comparing job offers and prioritizing money and numbers over mentorship and the culture of a practice.- What are some examples of doing due diligence in learning about a practice?- What are some things to look for in a practice?- What are some things that are overlooked when it comes to compensation?- What details should be included in a contract?- What are some things to watch out for in a contract?Compensation is Not Just about the Salary: https://vetfinancialsummit.com/compensation-is-not-just-about-salaryHow to Calculate Production: https://vetfinancialsummit.com/how-to-calculate-productionNerdWallet Cost of Living Calculator: https://www.nerdwallet.com/cost-of-living-calculatorDo you like these roundtable episodes? Let us know at Leadership@vetfinancialsummit.comWays to connect with Veterinary Financial Summit: https://VetFinancialSummit.comInstagram: @vetfinancialsummitFacebook: https://www.facebook.com/VetFinancialSummitLinkedIn: https://www.linkedin.com/company/vetfinancialsummitEmail: Leadership@VetFinancialSummit.com

We asked Ivan Zak, veterinarian, serial entrepreneur, the CEO of Galaxy Vets, and passionate advocate for the well-being of veterinary professionals, about his recently published third annual Burnout Study in the Veterinary Profession, salary versus production-based pay structure, and work-life balance. - What are some of the most significant financial-related findings of the burnout study?- What are the pros and cons of production-based pay?- Which groups of veterinarians experience the highest rates of burnout?- What are the study’s findings on hybrid and remote work in the veterinary industry?- What are Ivan’s suggestions to make schedules more sustainable?- How can employers help their team members with work-life balance?- What unique benefits could an employer provide to help ease the burden of student debt and financial strain?Download the full Burnout Study Whitepaper: https://links.galaxyvets.com/burnoutstudyDownload the Research Paper on Burnout Triggers in Veterinary Medicine: https://galaxyvets.com/learning-center/eliminate-these-six-burnout-triggers-from-your-veterinary-hospital/Ways to connect with Ivan:LinkedIn: https://www.linkedin.com/in/dr-ivan-zak/Galaxy Vets: https://galaxyvets.com/Ways to connect with Veterinary Financial Summit: https://VetFinancialSummit.comInstagram: @vetfinancialsummitFacebook: https://www.facebook.com/VetFinancialSummitLinkedIn: https://www.linkedin.com/company/vetfinancialsummitEmail: Leadership@VetFinancialSummit.com

We asked Dr. Mike Bugg, veterinarian, real estate investor, and co-host of The Veterinary Project Podcast, about his recently published book, money mindset, transitioning from clinical practice to real estate investor, and goal-setting.- Why did Mike decide to write a book?- What beliefs might be holding veterinarians back when it comes to money?- What are Mike’s thoughts on the state of the veterinary industry right now?- How did Mike make the transition from full-time clinical practice to real estate investing?- What are Mike’s favorite tips for goal-setting?***Book Giveaway: https://vetfinancialsummit.ck.page/bookgiveawayWays to connect with Mike:Michael Bugg’s website https://michaelbugg.comThe Veterinary Project https://theveterinaryproject.comInstagram https://www.instagram.com/theveterinaryprojectBook: https://amzn.to/3oZvlrEWays to connect with Veterinary Financial Summit: VetFinancialSummit.comInstagram: @vetfinancialsummitFacebook: https://www.facebook.com/VetFinancialSummitEmail: Leadership@VetFinancialSummit.com

We asked Steve Oehley, contract veterinarian in New Zealand, career coach, and host of the Next Step Vet podcast, about veterinary career paths, making a career switch, non-traditional careers, and helping veterinarians discover their strengths.- Has Steve seen an increase in vets looking to change their career paths since the pandemic began?- What are the most common concerns of those looking to change their career paths?- What are Steve’s thoughts on self-awareness when designing a career?- How can vets who are interested in non-traditional careers discover their strengths?- What does Steve mean when he says, “Passion is the RESULT of a good career, not the start of it.”?Ways to connect with Steve:LinkedIn: https://www.linkedin.com/in/steve-oehley/Podcast: https://next-step-vet.captivate.fm/E-mail: steve@nextstep.vetWays to connect with Veterinary Financial Summit: VetFinancialSummit.comInstagram: @vetfinancialsummitFacebook: https://www.facebook.com/VetFinancialSummitEmail: Leadership@VetFinancialSummit.com

We asked Isaiah Douglass, a Certified Financial Planner and Partner at Vincere Wealth Management, about his thoughts on the financial landscape for 2023, investing, working with remote teams, emergency funds, and Bitcoin.- What are Isaiah’s thoughts on the financial landscape for 2023?- Is veterinary medicine recession-proof?- What are the best questions to ask a financial advisor?- What is the all-weather investment strategy?- What are Isaiah’s thoughts on practice ownership?- What insights does Isaiah have for working with remote teams?- What do you do if you have an emergency fund and extra money in the bank?- Why should vets care about Bitcoin?Ways to connect with Isaiah Douglass:Vincere Wealth Management: https://www.vincerewealth.com/veterinarianVeterinarian Success Podcast: https://www.veterinariansuccesspodcast.comLinkedIn: https://www.linkedin.com/in/isaiah-douglass-mba-cfp%C2%AE-cepa-29255462/Isaiah’s suggested Bitcoin resources: https://twitter.com/IDFinancial/status/1369672078182514691Ways to connect with Veterinary Financial Summit: VetFinancialSummit.comInstagram: @vetfinancialsummitFacebook: https://www.facebook.com/VetFinancialSummitEmail: Leadership@VetFinancialSummit.com

We asked Kayla Donovan, a veterinary practice management consultant with Transformation Group Business Advisory, about common practice management mistakes, practice valuation, exit strategy, and selling a practice.- What are the most common practice management mistakes Kayla sees?- What clients/practices typically seek out Kayla’s services?- What are some important factors to take into account when considering practice valuation?- What are some practice ownership trends Kayla is seeing?- When is the best time to plan an exit strategy?- What should a practice owner consider when selling a practice?Ways to connect with Kayla:Email: kayla@transformationba.comWebsite: https://transformationba.com/LinkedIn: https://www.linkedin.com/in/kayla-donovan-73a88436/Phone: (732)642-6321Ways to connect with Veterinary Financial Summit: https://VetFinancialSummit.comInstagram: @vetfinancialsummitFacebook: https://www.facebook.com/VetFinancialSummitLinkedIn: https://www.linkedin.com/company/vetfinancialsummitEmail: Leadership@VetFinancialSummit.com

We asked Jeff Rothstein, veterinarian and the founder of Mission Veterinary Partners, about the evolution of corporate medicine, practice ownership and management, and staffing in the current competitive job market.- What are Jeff’s insights on the evolution of corporate medicine?- What options are there for practice ownership outside of the traditional model?- How did Jeff decide to pursue the business side of veterinary medicine?- What sort of risk tolerance do you need to pursue practice ownership?- What are some common unnecessary expenses in a veterinary hospital?- What are some common practice management mistakes?- How is mentorship being offered in Jeff’s practices?- What are some key benefits practice owners can offer to stand out among the competition?Ways to Connect with Jeff:Email: jknis@sbcglobal.netMobile: 734-645-0267LinkedIn: https://www.linkedin.com/in/jeff-rothstein-97227347/Ways to connect with Veterinary Financial Summit: https://VetFinancialSummit.comInstagram: @vetfinancialsummitFacebook: https://www.facebook.com/VetFinancialSummitLinkedIn: https://www.linkedin.com/company/vetfinancialsummitEmail: Leadership@VetFinancialSummit.com

This podcast episode marks a milestone in the Debt-Free Vets Facebook Community. We recently reached 10,000 members! That’s 10,000 vets and vet students from 97 different countries all around the world.In this episode, the Debt-Free Vets moderators, Dr. Meredith Jones, Dr. Willie Bidot, and Dr. Chris Bidwell, talk about how and why the Debt-Free Vets group was started.- Who is the Debt-Free Vets group for?- How did Dr. Bidwell and Dr. Bidot become moderators?- What does the group name mean and what are common misconceptions?- What are the most common questions seen in the group?- What are the most controversial topics seen in the group?- What is planned for the group?Debt-Free Vets group: https://www.facebook.com/groups/DebtFreeVetsEverything You Need to Know About Student Loans Right Now webinar: https://vimeo.com/user7519496/studentloans$100 discount on a consult with Student Loan Planner (referral link): https://www.studentloanplanner.com/vetfinancialsummitHigh Debt and Falling Demand Trap New Vets (NY Times, 2013): https://www.nytimes.com/2013/02/24/business/high-debt-and-falling-demand-trap-new-veterinarians.htmlWays to connect with Veterinary Financial Summit: https://VetFinancialSummit.comInstagram: @vetfinancialsummitFacebook: https://www.facebook.com/VetFinancialSummitLinkedIn: https://www.linkedin.com/company/vetfinancialsummitEmail: Leadership@VetFinancialSummit.com

We asked Eric Miller, Chief Financial Advisor and owner of Econologics Financial Advisors, about why practice ownership is so important for veterinarians, how to minimize the effects of inflation on business and personal finance, roles practice owners play in the practice, and exit strategies.- Why is practice ownership important for veterinarians?- Is practice ownership a great idea right now for new practice owners?- What are Eric’s thoughts on staffing in the age of The Great Resignation?- How can practice leaders minimize the effects of inflation on their business?- How can veterinarians minimize the effects of inflation on their personal finances?- What roles should a practice owner play in their practice?- How should a practice owner structure their own compensation?- What is a common financial mistake practice owners make?- What is an exit strategy and when do you start planning it?- What are some methods to offer equity in your practice?- How do you know how much to buy or sell a practice at?Ways to connect with Eric:https://EconologicsFinancialAdvisors.com/YouTube - https://www.youtube.com/c/FinancialBeastLinkedIn - https://linkedin.com/in/ericisyourbfffFacebook - https://facebook.com/econologicsfinancialWays to connect with Veterinary Financial Summit: https://VetFinancialSummit.comInstagram: @vetfinancialsummitFacebook: https://www.facebook.com/VetFinancialSummitLinkedIn: https://www.linkedin.com/company/vetfinancialsummitEmail: Leadership@VetFinancialSummit.com

In this BONUS episode of the Veterinary Financial Podcast, we talk about the upcoming Virtual Veterinary Financial Summit. Happening on October 22-23, the Summit is a virtual event that brings veterinary professionals from around the world together to learn about money topics. Our goal is to empower attendees with the knowledge to make better financial decisions.- What makes the Vet Financial Summit different?- What’s on the Agenda for this year?- The two tracks at the Vet Financial Summit: Personal Finance and Practice Finance/Management- What’s happening each day? (Saturday and Sunday)- The Financial Goal-Setting WorkshopRegister for the Summit: https://vetfinancialsummit.com/summit/Ways to connect with Veterinary Financial Summit: https://VetFinancialSummit.comInstagram: @vetfinancialsummitFacebook: https://www.facebook.com/VetFinancialSummitLinkedIn: https://www.linkedin.com/company/vetfinancialsummitEmail: Leadership@VetFinancialSummit.com

We asked Lance Roasa, veterinarian and attorney, about employment contracts, salary versus ProSal, common mistakes with contracts, non-competes, and negotiation.- Is a contract appropriate in all employment situations?- What are new contract trends Lance is seeing in veterinary medicine?- How would Lance explain ProSal to a new grad?- Are there pitfalls to watch out for with ProSal?- What are some common mistakes employers and employees make with contracts?- Is there a place for non-competes in the current job market?- What are the most important or best negotiating tips?US Bureau of Labor Statistics - Veterinarians https://www.bls.gov/oes/current/oes291131.htmAVMA Economic State of the Profession (membership required for free report) https://ebusiness.avma.org/ProductCatalog/product.aspx?ID=2000Ways to connect with Lance:Website: https://www.roasalaw.com/LinkedIn: https://www.linkedin.com/in/lance-roasa-58338114/Ways to connect with Veterinary Financial Summit: https://VetFinancialSummit.comInstagram: @vetfinancialsummitFacebook: https://www.facebook.com/VetFinancialSummitLinkedIn: https://www.linkedin.com/company/vetfinancialsummitEmail: Leadership@VetFinancialSummit.com

We asked Grace Kim, veterinarian, financial coach and the founder of Richer Life DVM, about getting started with personal finance, budgeting, money saving hacks, and common financial mistakes veterinarians make.- Where does the journey start with getting finances on track?- Why is a budget or cash flow plan important?- What is the best way to get started with budgeting?- What are Grace’s best tips for automating finances?- Should everyone have a monthly budget?- What are the top 3 money concerns Grace hears from new grads?- What are some common financial mistakes vets make?You Need a Budget:https://www.youneedabudget.com/Ways to Connect with Grace:https://richerlifedvm.com/Facebook: https://www.facebook.com/richerlifedvmInstagram: https://www.instagram.com/richerlifedvmLinkedIn: https://bit.ly/3THxSBLWays to connect with Veterinary Financial Summit: https://VetFinancialSummit.comInstagram: @vetfinancialsummitFacebook: https://www.facebook.com/VetFinancialSummitLinkedIn: https://www.linkedin.com/company/vetfinancialsummitEmail: Leadership@VetFinancialSummit.com

We asked Cindy Trice, veterinarian and the Founder & CEO of Relief Rover, about veterinary relief work, what relief vets need to know about taxes and insurance, travel hacking, and trends that she is seeing with relief compensation.- How some vets choose relief work as a side gig and others as a career- The differences between being paid through W2 versus 1099- How to estimate for self-employment taxes- What type of insurance should vets consider when working relief?- What are some insurance misconceptions?- Why did Cindy start Relief Rover and what resources does it provide?- What are some trends Cindy is seeing with relief compensation?-  Does Cindy think more vets will pivot to relief work?- What is Cindy’s favorite travel hack?Relief Rover Wage Calculatorhttps://reliefrover.com/relief-veterinarian-salary-wage-calculator/Worker’s Compensation By Statehttps://bit.ly/3cWWAgK1099 vs. W2 - What’s the Difference?https://vetfinancialsummit.com/1099-vs-w2-whats-the-difference/Travel Hacking Bloghttps://vetfinancialsummit.com/how-two-vets-went-to-hawaii-for-48/Ways to Connect with Cindy:https://reliefrover.com/LinkedIn: https://www.linkedin.com/in/cindy-trice-9464566/Email: cindytricedvm@reliefrover.comWays to connect with Veterinary Financial Summit: https://VetFinancialSummit.comInstagram: @vetfinancialsummitFacebook: https://www.facebook.com/VetFinancialSummitLinkedIn: https://www.linkedin.com/company/vetfinancialsummitEmail: Leadership@VetFinancialSummit.com

We asked Andrew Rotz, Certified Financial Planner and the Director of Personal Finance and Financial Literacy at North Carolina State’s College of Veterinary Medicine, about working with vet students, their biggest financial concerns, and veterinary employment contracts.- What Andrew’s day to day looks like working at NC State- What are the biggest financial concerns of interns and residents?- What are some common mistakes vet students and early career vets make?- What are the most common student debt questions Andrew gets from students?- When is the ideal time to pursue a student loan consultation?- What trends is Andrew seeing with veterinary job offers and contracts?- What should new grads keep in mind when receiving their first job offers?- What are the most overlooked benefits in contracts?- What are some pitfalls to watch out for in contracts?Ways to connect with Andrew:Tide & Tempest Financial: https://tidetempestfinancial.comAndrew’s email: andrewrotz@tidetempestfinancial.comLinkedIn: https://www.linkedin.com/in/andrew-rotz/Ways to connect with Veterinary Financial Summit: https://VetFinancialSummit.comInstagram: @vetfinancialsummitFacebook: https://www.facebook.com/VetFinancialSummitLinkedIn: https://www.linkedin.com/company/vetfinancialsummitEmail: Leadership@VetFinancialSummit.com