The Banyan Collective

The Banyan Collective

Arts & Adventure Podcasting Since 2010 - Adventure For Your Ears

Through the Pines Ep. 21 - LOVE and MONEY, How to Structure Finances as a Couple
Jul 22 2022
Through the Pines Ep. 21 - LOVE and MONEY, How to Structure Finances as a Couple
Through the Pines Financial Planning #podcast  Did you find value from this podcast, please consider supporting us here: thanks to our financial wizards this week from planwithbaxter.com Rex Baxter, Brandyn Smith, and Dan Nelsen. Any questions, reach out here: us on Instagram: our new Facebook Page: the Pines - LOVE and MONEY: how to structure finances as a couple Topics: Debt Current Debt Feelings on Debt When you get a new job, what does Gross Income versus Net Income look like? Recreational Spending How much? How often? Beneficiaries on each other’s accounts? We usually recommend waiting until after marriage unless it’s a long-term serious relationship with kids or other financial dependent factors. Feelings on how kids and careers will work together. Once Married Joint accounts versus Separate Accounts, how do you decide? Splitting bills with different incomes. Joint Goals versus Individual Financial Goals (S’more Numbers) - Dynamics of Spenders Versus Savers  Challenges and Strengths of: 2 Savers 2 Spenders 1 Saver and 1 Spender How do you get on the same page? Communicate and Set Goals/ spending boundaries. How do the financial dynamics change when people are on 2nd or 3rd marriages? Often times more separate accounts?\ How are bills split? Prenuptial Agreements What happens when a surviving spouse marries a much younger spouse late in retirement? How do people handle inheritances? (both biological parents have passed, but assets remain with 2nd surviving spouse unless trust work is involved Contact Info: the Pines  -  Reminding you to use Yesterday’s Dollars to Finance Tomorrow’s Dreams Bumper Music: Branson Anderson on Van Sessions as produced by The Banyan Collective -
Through the Pines Ep. 18 - How to Build an Investment Portfolio
Jun 16 2022
Through the Pines Ep. 18 - How to Build an Investment Portfolio
#Podcast: How to Build an Investment Portfolio - What you NEED to know! Our financial wizards Rex Baxter, Brandyn Smith, and Dan Nelsen help us navigate how to structure an investment portfolio and deal with the ups and downs of the market over time to eventually build wealth. WHAT WE COVER - How do you start building an Investment Portfolio? - How do you predict market downturns? - How do I know the amount of my portfolio that needs to be in higher risk versus less volatile assets? - Types of risk tolerances. - Planning for the future - Calculate living expenses, factor in taxes, inflation, Social Security, etc. Then determine annual distribution needs and multiply that by 5. ( 2008 took about 4 years to recover from the bottom, but was down for about 5.5 years) - Gut Risk- Even if the plan can handle the ups and downs, we don’t ever want to put a client in a place they feel uncomfortable. - Timing the market - Can it be done? - Do you ever see people in the wrong risk tolerances? - When is it time to adjust your portfolio? Contact Info: planwithbaxter.com Through the Pines  -  Reminding you to use Yesterday’s Dollars to Finance Tomorrow’s Dreams Consider supporting the podcast: episode includes financial advice from professionals. Visit the financial planners in this podcast at www.planwithbaxter.com. The Banyan Collective & Host, R. Brandon Long are not the financial professionals - podcast pro's, maybe - money men, not so much.
Ogden Outdoor Adventure Show Ep. 390 - Heli-Doping
May 12 2022
Ogden Outdoor Adventure Show Ep. 390 - Heli-Doping
Where Outdoor Adventure summits the airwaves, this is the Ogden Outdoor Adventure Show!! I’m your host, R. Brandon Long, on belay with you and along for the ride is the BEST co-host in all the land, Todd to the Top!! We’re hanging out inside The Monarch in the HEART of the Nine Rails Arts District!   All this and more on Ogden Outdoor Adventure Show Episode 390 - Heli-Doping   WEEKLY HAPPY | Wolf Pup Howl   ON THE DOCKET   First Wednesdays: GOAL Foundation Community Hikes Three Sessions: TFNU Youth Trail Hikes   May 21:       Ogden MarathonJuly 16:       El Doce | Powder MountainAugust 13:  Skyline Mountain Marathon | Eden   IN THE NEWS Nordic Valley Ski Village ApprovedIronman History96-year-old Skis 96Temp DropSherpa Breaks Everest Summit RecordEverest DeathsHeli-Doping   WORTH WATCHING | Desert Swell - Carver Skateboards   GEAR:30  We have the Chaco’s!Santa Cruz e-Bike Recall   MY LANDS Ogden officially declares water shortageIvory-Billed Wood Pecker is No More   QUOTE OF THE WEEK “Today is another opportunity to learn anything you want.” - Johnny Uzan Thank you to BANYAN1 for powering today’s 390th Episode of the Ogden Outdoor Adventure Show! Listen and Subscribe to The Banyan Collective on YouTube! Look for us on Facebook, Instagram, Apple Podcasts, Spotify, thebanyancollective.com, and on the Podbean App for Android & iPhones. ALL SHOW NOTES with links are available at thebanyancollective.com   DM us on Instagram @ogdenadventure   OUTDOOR JUKEBOX | Signal | Imag!nary Friendz