WealthBeing

Island Savings - Valley First - Envision Financial - Enderby & District Financial | Divisions of First West Credit Union

Being in good financial health makes you feel at ease every day. You are free to pursue your goals and prepared to manage your future needs. Could your pocketbook be in better shape?

If life has thrown you a financial curve-ball, or if you just want to be more in control of your money, tune-in to WealthBeing. We diagnose a spending, saving, borrowing, investing, or other financial problem to provide simple advice that can help you thrive.You’ll hear about real-life financial challenges that our hosts, guests and members have encountered. We’ll share the time-tested financial solutions we recommend to members. And every week you’ll receive a simple strategy that you can use right away to improve your financial health.

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Episodes

Ep. 85 – Help for homebuyers in 2022
Apr 13 2022
Ep. 85 – Help for homebuyers in 2022
In 2022, WealthBeing is bringing you conversations about what matters most when it comes to your finances. You'll hear new discussions of topics that will help you thrive, and updates to a few of conversations we're revisiting so that you can get our best advice when you need it. Our first new essential financial focus is all about the questions that our financial advisors want you to ask about in order to ensure that your money is working for you now and throughout the year.- - -Get in touch with Travis and Kevin by emailing wealthbeing@firstwestcu.caOr connect with a financial advisor at any of our locations across BC: Envision Financial Valley FirstIsland SavingsEnderby & District Financial- - -WEALTHBEING HOSTSTravis KoivulaSenior Wealth Advisor | Senior Investment Advisor Island Savings Insurance Services | Credential SecuritiesTravis has been serving the financial needs of members in the Credit Union system since 2007 and is one of the most accredited financial advisors in Canada. He holds the globally recognized Charted Financial Analyst (CFA) designation, is a Certified Financial Planner, Canadian Investment Manager (CIM), Fellow of the Canadian Securities Institute (FSCI) and a Chartered Strategic Wealth Professional (CSWP).Kevin LehmanRegional Manager, Business Banking, Envision FinancialWhen asked who has made the biggest impact in your life, does your financial advisor come to mind? If you've met Envision Financial’s Regional Manager of Business Banking, Kevin Lehman, he's likely one of your personal game-changers. After attending the University of the Fraser Valley, Kevin’s search for new opportunities led him to Envision Financial and it is here that his "seize the day" approach to life propelled him to complete the Canadian Investment Funds Course, receive his mutual fund license and lead a team of business banking advisors to help local companies thrive.
Ep. 84 – Nine questions that make a difference to your financial health
Jan 6 2022
Ep. 84 – Nine questions that make a difference to your financial health
In 2022, WealthBeing is bringing you conversations about what matters most when it comes to your finances. You'll hear new discussions of topics that will help you thrive, and updates to a few of conversations we're revisiting so that you can get our best advice when you need it. Our first new essential financial focus is all about the questions that our financial advisors want you to ask about in order to ensure that your money is working for you now and throughout the year.- - -Get in touch with Travis, Sheena and Kevin by emailing wealthbeing@firstwestcu.caOr connect with a financial advisor at any of our locations across BC: Envision Financial Valley FirstIsland SavingsEnderby & District Financial- - -WEALTHBEING HOSTSTravis KoivulaSenior Wealth Advisor | Senior Investment Advisor Island Savings Insurance Services | Credential SecuritiesTravis has been serving the financial needs of members in the Credit Union system since 2007 and is one of the most accredited financial advisors in Canada. He holds the globally recognized Charted Financial Analyst (CFA) designation, is a Certified Financial Planner, Canadian Investment Manager (CIM), Fellow of the Canadian Securities Institute (FSCI) and a Chartered Strategic Wealth Professional (CSWP).Sheena SandersWealth Planning Specialist, Valley FirstAs an accredited Certified Financial Planner, a Registered Retirement Consultant and a Responsible Investment Specialist, Sheena's array of knowledge and experience means that no question goes unanswered and no opportunity ignored. For people who seek help with retirement, education, investment, and succession planning, Sheena is a natural person to have on their team. Kevin LehmanRegional Manager, Business Banking, Envision FinancialWhen asked who has made the biggest impact in your life, does your financial advisor come to mind? If you've met Envision Financial’s Regional Manager of Business Banking, Kevin Lehman, he's likely one of your personal game-changers. After attending the University of the Fraser Valley, Kevin’s search for new opportunities led him to Envision Financial and it is here that his "seize the day" approach to life propelled him to complete the Canadian Investment Funds Course, receive his mutual fund license and lead a team of business banking advisors to help local companies thrive.
Ep. 83 – Mini Money Problem: An Estate of Estrangement
Oct 26 2021
Ep. 83 – Mini Money Problem: An Estate of Estrangement
THIS WEEK: When Travis' client was making final arrangements, he wanted to be sure that his estate would remain uncontested among his estranged children. This tricky situation is all too familiar to our co-hosts. Tune in to hear what advice they recommend to those facing a tough financial choice.***WealthBeing’s mini Money Problem episodes share a real financial challenge or question from our members, clients, or listeners – and the advice our experts provided to help. Learn from their experience and you’ll be prepared to make the best financial decisions for your pocketbook.Do you have a Money Problem you’d like our help with? You can contact Kevin, Sheena and Travis with your question at wealthbeing@firstwestcu.ca. We will get back to you with an answer.Or visit any of our Island Savings, Envision Financial, or Valley First locations to talk with an advisor who will provide personal financial advice.***OUR WEALTHBEING HOSTSTravis KoivulaB.Eng, CFA, CFP®, CIM, FCSI, CIWMSenior Wealth Advisor | Senior Investment Advisor Island Savings Insurance Services | Credential SecuritiesTravis has been serving the financial needs of members in the Credit Union system since 2007 and is one of the most accredited financial advisors in Canada. He holds the globally recognized Charted Financial Analyst (CFA) designation, passing all three tests on his first attempt. In addition he is a Certified Financial Planner (top 1% of his class), Canadian Investment Manager (CIM), Fellow of the Canadian Securities Institute (FSCI) and a Chartered Strategic Wealth Professional (CSWP).Sheena SandersWealth Planning Specialist, Valley FirstSheena meets every client with a fervent desire to create a uniquely remarkable experience. As an accredited Certified Financial Planner, a Registered Retirement Consultant and a Responsible Investment Specialist, her array of knowledge and experience means that Sheena leave no question unanswered and no opportunity ignored. For people who seek help with retirement, education, investment, and succession planning, Sheena is a natural person to have on their team. Clients benefit from her strategic approach and “big picture” mindset that incorporates tax optimization ESG principals and integration.Kevin LehmanAssistant Branch Manager, Envision FinancialWhen asked who has made the biggest impact in your life, does your financial advisor come to mind? If you've met Envision Financial Assistant Branch Manager, Kevin Lehman, he's likely in your top five personal game-changers. After attending the University of the Fraser Valley, Kevin sought new opportunities that led him to begin his career with Envision Financial, a division of First West Credit Union. And it is here that his "seize the day" approach to life propelled him to complete the Canadian Investment Funds Course, receive his mutual fund license and join the management team within five years. Today, as Kevin continues to pursue his Personal Financial Planner designation, he coaches a team of advisors to make a lasting impression on people's wellbeing.
Ep. 82 – Mini Money Problem: A Question of Inheritance
Oct 14 2021
Ep. 82 – Mini Money Problem: A Question of Inheritance
THIS WEEK: It's never a bad time to come into some money, right? It depends on who you ask and what you decide to do with it. Sheena shares the story of a client who was receiving a transfer of wealth and our hosts examine the options for both the giver and receiver.***WealthBeing’s mini Money Problem episodes share a real financial challenge or question from our members, clients, or listeners – and the advice our experts provided to help. Learn from their experience and you’ll be prepared to make the best financial decisions for your pocketbook.Do you have a Money Problem you’d like our help with? You can contact Kevin, Sheena and Travis with your question at wealthbeing@firstwestcu.ca. We will get back to you with an answer.Or visit any of our Island Savings, Envision Financial, or Valley First locations to talk with an advisor who will provide personal financial advice.***OUR WEALTHBEING HOSTSTravis KoivulaB.Eng, CFA, CFP®, CIM, FCSI, CIWMSenior Wealth Advisor | Senior Investment Advisor Island Savings Insurance Services | Credential SecuritiesTravis has been serving the financial needs of members in the Credit Union system since 2007 and is one of the most accredited financial advisors in Canada. He holds the globally recognized Charted Financial Analyst (CFA) designation, passing all three tests on his first attempt. In addition he is a Certified Financial Planner (top 1% of his class), Canadian Investment Manager (CIM), Fellow of the Canadian Securities Institute (FSCI) and a Chartered Strategic Wealth Professional (CSWP).Sheena SandersWealth Planning Specialist, Valley FirstSheena meets every client with a fervent desire to create a uniquely remarkable experience. As an accredited Certified Financial Planner, a Registered Retirement Consultant and a Responsible Investment Specialist, her array of knowledge and experience means that Sheena leave no question unanswered and no opportunity ignored. For people who seek help with retirement, education, investment, and succession planning, Sheena is a natural person to have on their team. Clients benefit from her strategic approach and “big picture” mindset that incorporates tax optimization ESG principals and integration.Kevin LehmanAssistant Branch Manager, Envision FinancialWhen asked who has made the biggest impact in your life, does your financial advisor come to mind? If you've met Envision Financial Assistant Branch Manager, Kevin Lehman, he's likely in your top five personal game-changers. After attending the University of the Fraser Valley, Kevin sought new opportunities that led him to begin his career with Envision Financial, a division of First West Credit Union. And it is here that his "seize the day" approach to life propelled him to complete the Canadian Investment Funds Course, receive his mutual fund license and join the management team within five years. Today, as Kevin continues to pursue his Personal Financial Planner designation, he coaches a team of advisors to make a lasting impression on people's wellbeing.
Ep. 81 - Riding waves of recessions, with Mark Moreland
Oct 6 2021
Ep. 81 - Riding waves of recessions, with Mark Moreland
They're always lurking behind the corner, waiting for the next upset or event to leap into the news and wreak havoc on our thinking about financial markets. Recessions are inevitable, and this week our co-hosts, Kevin, Sheena and Travis, are thrilled to chat with Mark Moreland, CFO at First West Credit Union, about why the markets can become so volatile, what you can do about it, and how our credit union reacts to make sure you stay financially healthy.2:30 – Hot In Money: What is a wealth tax, and is it a good idea?6:10 – Expert Examination:Where are we at today in the market? What a "recession" means economically the impact on our budgets. Why unexpected events (like the pandemic) are so impactful on market cyclesHow Government decisions and actions affect market trends. What happens after a recessionHow a financial institution like First West protects and support members' financial health during a recession.40:00 – Financial Fix: Kevin shares one question to ask your advisor that will help you know if you're prepared to weather the next market correction. - - -If you have an undiagnosed financial concern or want to examine a financial subject, send Kevin, Sheena and Travis your question at wealthbeing@firstwestcu.ca, and we will consider it for a future episode.- - -WEALTHBEING HOSTSTravis KoivulaSenior Wealth Advisor | Senior Investment Advisor Island Savings Insurance Services | Credential SecuritiesTravis has been serving the financial needs of members in the Credit Union system since 2007 and is one of the most accredited financial advisors in Canada. He holds the globally recognized Charted Financial Analyst (CFA) designation, is a Certified Financial Planner, Canadian Investment Manager (CIM), Fellow of the Canadian Securities Institute (FSCI) and a Chartered Strategic Wealth Professional (CSWP).Sheena SandersWealth Planning Specialist, Valley FirstAs an accredited Certified Financial Planner, a Registered Retirement Consultant and a Responsible Investment Specialist, Sheena's array of knowledge and experience means that no question goes unanswered and no opportunity ignored. For people who seek help with retirement, education, investment, and succession planning, Sheena is a natural person to have on their team. Kevin LehmanRegional Manager, Business Banking, Envision FinancialWhen asked who has made the biggest impact in your life, does your financial advisor come to mind? If you've met Envision Financial’s Regional Manager of Business Banking, Kevin Lehman, he's likely one of your personal game-changers. After attending the University of the Fraser Valley, Kevin’s search for new opportunities led him to Envision Financial and it is here that his "seize the day" approach to life propelled him to complete the Canadian Investment Funds Course, receive his mutual fund license and lead a team of business banking advisors to help local companies thrive.
Ep. 80 – Mini Money Problem: Building Back after Bankruptcy
Sep 20 2021
Ep. 80 – Mini Money Problem: Building Back after Bankruptcy
THIS WEEK: Sometimes we think of bankruptcy as cleaning the slate of our financial problems, but re-creating your financial health afterward isn't always straightforward. Listen to hear what happened for a member who needed Kevin's help to borrow after her bankruptcy. ***WealthBeing’s mini Money Problem episodes share a real financial challenge or question from our members, clients, or listeners – and the advice our experts provided to help. Learn from their experience and you’ll be prepared to make the best financial decisions for your pocketbook.Do you have a Money Problem you’d like our help with? You can contact Kevin, Sheena and Travis with your question at wealthbeing@firstwestcu.ca. We will get back to you with an answer.Or visit any of our Island Savings, Envision Financial, or Valley First locations to talk with an advisor who will provide personal financial advice.***OUR WEALTHBEING HOSTSTravis KoivulaB.Eng, CFA, CFP®, CIM, FCSI, CIWMSenior Wealth Advisor | Senior Investment Advisor Island Savings Insurance Services | Credential SecuritiesTravis has been serving the financial needs of members in the Credit Union system since 2007 and is one of the most accredited financial advisors in Canada. He holds the globally recognized Charted Financial Analyst (CFA) designation, passing all three tests on his first attempt. In addition he is a Certified Financial Planner (top 1% of his class), Canadian Investment Manager (CIM), Fellow of the Canadian Securities Institute (FSCI) and a Chartered Strategic Wealth Professional (CSWP).Sheena SandersWealth Planning Specialist, Valley FirstSheena meets every client with a fervent desire to create a uniquely remarkable experience. As an accredited Certified Financial Planner, a Registered Retirement Consultant and a Responsible Investment Specialist, her array of knowledge and experience means that Sheena leave no question unanswered and no opportunity ignored. For people who seek help with retirement, education, investment, and succession planning, Sheena is a natural person to have on their team. Clients benefit from her strategic approach and “big picture” mindset that incorporates tax optimization ESG principals and integration.Kevin LehmanAssistant Branch Manager, Envision FinancialWhen asked who has made the biggest impact in your life, does your financial advisor come to mind? If you've met Envision Financial Assistant Branch Manager, Kevin Lehman, he's likely in your top five personal game-changers. After attending the University of the Fraser Valley, Kevin sought new opportunities that led him to begin his career with Envision Financial, a division of First West Credit Union. And it is here that his "seize the day" approach to life propelled him to complete the Canadian Investment Funds Course, receive his mutual fund license and join the management team within five years. Today, as Kevin continues to pursue his Personal Financial Planner designation, he coaches a team of advisors to make a lasting impression on people's wellbeing.All
Ep. 79 – Mini Money Problem: playing the capital gains game.
Aug 30 2021
Ep. 79 – Mini Money Problem: playing the capital gains game.
THIS WEEK: When new clients came to Travis for advice about how to lower their investment risk, they uncovered a potentially large tax hit for capital gains if they were to dump the undesirable investment - as well as impact on their Old Age Security. What should you do in this situation? Sheen and Kevin weigh-in on strategies to manage wealth decisions and Travis shares the options these clients had to choose from. ***WealthBeing’s mini Money Problem episodes share a real financial challenge or question from our members, clients, or listeners – and the advice our experts provided to help. Learn from their experience and you’ll be prepared to make the best financial decisions for your pocketbook.Do you have a Money Problem you’d like our help with? You can contact Kevin, Sheena and Travis with your question at wealthbeing@firstwestcu.ca. We will get back to you with an answer.Or visit any of our Island Savings, Envision Financial, or Valley First locations to talk with an advisor who will provide personal financial advice.***OUR WEALTHBEING HOSTSTravis KoivulaB.Eng, CFA, CFP®, CIM, FCSI, CIWMSenior Wealth Advisor | Senior Investment Advisor Island Savings Insurance Services | Credential SecuritiesTravis has been serving the financial needs of members in the Credit Union system since 2007 and is one of the most accredited financial advisors in Canada. He holds the globally recognized Charted Financial Analyst (CFA) designation, passing all three tests on his first attempt. In addition he is a Certified Financial Planner (top 1% of his class), Canadian Investment Manager (CIM), Fellow of the Canadian Securities Institute (FSCI) and a Chartered Strategic Wealth Professional (CSWP).Sheena SandersWealth Planning Specialist, Valley FirstSheena meets every client with a fervent desire to create a uniquely remarkable experience. As an accredited Certified Financial Planner, a Registered Retirement Consultant and a Responsible Investment Specialist, her array of knowledge and experience means that Sheena leave no question unanswered and no opportunity ignored. For people who seek help with retirement, education, investment, and succession planning, Sheena is a natural person to have on their team. Clients benefit from her strategic approach and “big picture” mindset that incorporates tax optimization ESG principals and integration.Kevin LehmanAssistant Branch Manager, Envision FinancialWhen asked who has made the biggest impact in your life, does your financial advisor come to mind? If you've met Envision Financial Assistant Branch Manager, Kevin Lehman, he's likely in your top five personal game-changers. After attending the University of the Fraser Valley, Kevin sought new opportunities that led him to begin his career with Envision Financial, a division of First West Credit Union. And it is here that his "seize the day" approach to life propelled him to complete the Canadian Investment Funds Course, receive his mutual fund license and join the management team within five years. Today, as Kevin continues to pursue his Personal Financial Planner designation, he coaches a team of advisors to make a lasting impression on people's wellbeing.
Ep. 78 – Does practicing a sport make you into a financial athlete? With NHL veteran and VP of Okanagan Hockey Group, Dixon Ward
Aug 20 2021
Ep. 78 – Does practicing a sport make you into a financial athlete? With NHL veteran and VP of Okanagan Hockey Group, Dixon Ward
Is it possible that all those laps you ran and penalty shots you took have helped you manage your money? Even if you weren't team captain or even on the playing field, today's conversation with Dixon Ward, VP of the Okanagan Hockey Group and ex-NHL player, will have you thinking about using the lessons learned in sports to score big in your financial future.3:20 – Hot In Money: Cryptocurrency is booming again - what do our co-hosts think about your investment potential?6:55 – Expert Examination:How athletes think about practice and creating habits.The vital role of discipline on and off the field.Making it easier to make future-focused choices.Scoring goals in your bank account.The value of a great coach. Why it pays to diversity your strengths.The biggest financial challenge for athletes. How the Okanagan Hockey School is helping kids prepare for a life in - and beyond - sports.41:15 – Financial Fix: Travis has a timely reminder that will help you save money when tax time comes around again. - - -If you have an undiagnosed financial concern or want to examine a financial subject, send Kevin, Sheena and Travis your question at wealthbeing@firstwestcu.ca, and we will consider it for a future episode.- - -WEALTHBEING HOSTSTravis KoivulaSenior Wealth Advisor | Senior Investment Advisor Island Savings Insurance Services | Credential SecuritiesTravis has been serving the financial needs of members in the Credit Union system since 2007 and is one of the most accredited financial advisors in Canada. He holds the globally recognized Charted Financial Analyst (CFA) designation, is a Certified Financial Planner, Canadian Investment Manager (CIM), Fellow of the Canadian Securities Institute (FSCI) and a Chartered Strategic Wealth Professional (CSWP).Sheena SandersWealth Planning Specialist, Valley FirstAs an accredited Certified Financial Planner, a Registered Retirement Consultant and a Responsible Investment Specialist, Sheena's array of knowledge and experience means that no question goes unanswered and no opportunity ignored. For people who seek help with retirement, education, investment, and succession planning, Sheena is a natural person to have on their team. Kevin LehmanRegional Manager, Business Banking, Envision FinancialWhen asked who has made the biggest impact in your life, does your financial advisor come to mind? If you've met Envision Financial’s Regional Manager of Business Banking, Kevin Lehman, he's likely one of your personal game-changers. After attending the University of the Fraser Valley, Kevin’s search for new opportunities led him to Envision Financial and it is here that his "seize the day" approach to life propelled him to complete the Canadian Investment Funds Course, receive his mutual fund license and lead a team of business banking advisors to help local companies thrive.
Ep. 77 – Mini Money Problem: one surprise leads to another for these new BC home buyers.
Aug 13 2021
Ep. 77 – Mini Money Problem: one surprise leads to another for these new BC home buyers.
THIS WEEK: One of the most unexpected costs of buying a home for those new to BC recently cause a drastic change of purchase plans for an Okanagan family. Sheena had to create a new longer-term, lower-budget plan to get this dream home deal done. Find out what Travis and Kevin have done to help their members and clients in similar situations. ***WealthBeing’s mini Money Problem episodes share a real financial challenge or question from our members, clients, or listeners – and the advice our experts provided to help. Learn from their experience and you’ll be prepared to make the best financial decisions for your pocketbook.Do you have a Money Problem you’d like our help with? You can contact Kevin, Sheena and Travis with your question at wealthbeing@firstwestcu.ca. We will get back to you with an answer.Or visit any of our Island Savings, Envision Financial, or Valley First locations to talk with an advisor who will provide personal financial advice.***OUR WEALTHBEING HOSTSTravis KoivulaB.Eng, CFA, CFP®, CIM, FCSI, CIWMSenior Wealth Advisor | Senior Investment Advisor Island Savings Insurance Services | Credential SecuritiesTravis has been serving the financial needs of members in the Credit Union system since 2007 and is one of the most accredited financial advisors in Canada. He holds the globally recognized Charted Financial Analyst (CFA) designation, passing all three tests on his first attempt. In addition he is a Certified Financial Planner (top 1% of his class), Canadian Investment Manager (CIM), Fellow of the Canadian Securities Institute (FSCI) and a Chartered Strategic Wealth Professional (CSWP).Sheena SandersWealth Planning Specialist, Valley FirstSheena meets every client with a fervent desire to create a uniquely remarkable experience. As an accredited Certified Financial Planner, a Registered Retirement Consultant and a Responsible Investment Specialist, her array of knowledge and experience means that Sheena leave no question unanswered and no opportunity ignored. For people who seek help with retirement, education, investment, and succession planning, Sheena is a natural person to have on their team. Clients benefit from her strategic approach and “big picture” mindset that incorporates tax optimization ESG principals and integration.Kevin LehmanAssistant Branch Manager, Envision FinancialWhen asked who has made the biggest impact in your life, does your financial advisor come to mind? If you've met Envision Financial Assistant Branch Manager, Kevin Lehman, he's likely in your top five personal game-changers. After attending the University of the Fraser Valley, Kevin sought new opportunities that led him to begin his career with Envision Financial, a division of First West Credit Union. And it is here that his "seize the day" approach to life propelled him to complete the Canadian Investment Funds Course, receive his mutual fund license and join the management team within five years. Today, as Kevin continues to pursue his Personal Financial Planner designation, he coaches a team of advisors to make a lasting impression on people's wellbeing.
Ep. 76 – Should you use your home as a piggy bank? With Brad Piercey
Aug 7 2021
Ep. 76 – Should you use your home as a piggy bank? With Brad Piercey
We've all heard the story of someone who cashed in their home equity for a large sum of money - but how wise is that decision for you? Maybe you've already gotten into the cycle and need some advice to juggle your payments. We're excited this week to have Brad Piercey, VP of Corporate Credit at First West Credit Union, join your WealthBeing™ co-hosts for a conversation about the good, bad and risky ways to use home equity as part of your  financial plan.2:50 – Hot In Money: how the recent changes to the mortgage stress test are affecting retirees .6:05 – Expert Examination:Understanding home equity compared to other lending against your property.What's required to borrow against your home.The reasons people take a home equity loan.What financial risks you could face by using home equity.How your financial advisor will help you decide if home equity is your best option.41:25 – Financial Fix: Sheena suggests you wave a magic wand and reflect on how you think about managing debt.- - -If you have an undiagnosed financial concern or want to examine a financial subject, send Kevin, Sheena and Travis your question at wealthbeing@firstwestcu.ca, and we will consider it for a future episode.- - -WEALTHBEING HOSTSTravis KoivulaSenior Wealth Advisor | Senior Investment Advisor Island Savings Insurance Services | Credential SecuritiesTravis has been serving the financial needs of members in the Credit Union system since 2007 and is one of the most accredited financial advisors in Canada. He holds the globally recognized Charted Financial Analyst (CFA) designation, is a Certified Financial Planner, Canadian Investment Manager (CIM), Fellow of the Canadian Securities Institute (FSCI) and a Chartered Strategic Wealth Professional (CSWP).Sheena SandersWealth Planning Specialist, Valley FirstAs an accredited Certified Financial Planner, a Registered Retirement Consultant and a Responsible Investment Specialist, Sheena's array of knowledge and experience means that no question goes unanswered and no opportunity ignored. For people who seek help with retirement, education, investment, and succession planning, Sheena is a natural person to have on their team. Kevin LehmanRegional Manager, Business Banking, Envision FinancialWhen asked who has made the biggest impact in your life, does your financial advisor come to mind? If you've met Envision Financial’s Regional Manager of Business Banking, Kevin Lehman, he's likely one of your personal game-changers. After attending the University of the Fraser Valley, Kevin’s search for new opportunities led him to Envision Financial and it is here that his "seize the day" approach to life propelled him to complete the Canadian Investment Funds Course, receive his mutual fund license and lead a team of business banking advisors to help local companies thrive.
Ep. 75 – Mini Money Problem: the risk of playing RRSP roulette.
Jul 30 2021
Ep. 75 – Mini Money Problem: the risk of playing RRSP roulette.
THIS WEEK: There are many strategies you can use to minimize your taxes with an RRSP - but some are risky business if you get caught relying too much on this single investment tool. Kevin was faced with this conundrum with a credit union member who suddenly wanted to make a significant withdrawal to manage her financial crisis. Find out what Travis and Sheena thought of this Money Problem - and how Kevin pulled together a plan to help. ***WealthBeing’s mini Money Problem episodes share a real financial challenge or question from our members, clients, or listeners – and the advice our experts provided to help. Learn from their experience and you’ll be prepared to make the best financial decisions for your pocketbook.Do you have a Money Problem you’d like our help with? You can contact Kevin, Sheena and Travis with your question at wealthbeing@firstwestcu.ca. We will get back to you with an answer.Or visit any of our Island Savings, Envision Financial, or Valley First locations to talk with an advisor who will provide personal financial advice.***OUR WEALTHBEING HOSTSTravis KoivulaB.Eng, CFA, CFP®, CIM, FCSI, CIWMSenior Wealth Advisor | Senior Investment Advisor Island Savings Insurance Services | Credential SecuritiesTravis has been serving the financial needs of members in the Credit Union system since 2007 and is one of the most accredited financial advisors in Canada. He holds the globally recognized Charted Financial Analyst (CFA) designation, passing all three tests on his first attempt. In addition he is a Certified Financial Planner (top 1% of his class), Canadian Investment Manager (CIM), Fellow of the Canadian Securities Institute (FSCI) and a Chartered Strategic Wealth Professional (CSWP).Sheena SandersWealth Planning Specialist, Valley FirstSheena meets every client with a fervent desire to create a uniquely remarkable experience. As an accredited Certified Financial Planner, a Registered Retirement Consultant and a Responsible Investment Specialist, her array of knowledge and experience means that Sheena leave no question unanswered and no opportunity ignored. For people who seek help with retirement, education, investment, and succession planning, Sheena is a natural person to have on their team. Clients benefit from her strategic approach and “big picture” mindset that incorporates tax optimization ESG principals and integration.Kevin LehmanAssistant Branch Manager, Envision FinancialWhen asked who has made the biggest impact in your life, does your financial advisor come to mind? If you've met Envision Financial Assistant Branch Manager, Kevin Lehman, he's likely in your top five personal game-changers. After attending the University of the Fraser Valley, Kevin sought new opportunities that led him to begin his career with Envision Financial, a division of First West Credit Union. And it is here that his "seize the day" approach to life propelled him to complete the Canadian Investment Funds Course, receive his mutual fund license and join the management team within five years. Today, as Kevin continues to pursue his Personal Financial Planner designation, he coaches a team of advisors to make a lasting impression on people's wellbeing.All con
Ep. 74 – Mini Money Problem: take this job and... retire it?
Jul 27 2021
Ep. 74 – Mini Money Problem: take this job and... retire it?
THIS WEEK: There comes a time when you're ready to clock-out of your career for good. But what if you have to take a financial compromise to start your golden years? This week, Travis tells us about his client who wanted to retire early and the income challenges that presented. Our experts discuss what happens when you just can't wait to claim your full financial benefits.***WealthBeing’s mini Money Problem episodes share a real financial challenge or question from our members, clients, or listeners – and the advice our experts provided to help. Learn from their experience and you’ll be prepared to make the best financial decisions for your pocketbook.Do you have a Money Problem you’d like our help with? You can contact Kevin, Sheena and Travis with your question at wealthbeing@firstwestcu.ca. We will get back to you with an answer.Or visit any of our Island Savings, Envision Financial, or Valley First locations to talk with an advisor who will provide personal financial advice.***OUR WEALTHBEING HOSTSTravis KoivulaB.Eng, CFA, CFP®, CIM, FCSI, CIWMSenior Wealth Advisor | Senior Investment Advisor Island Savings Insurance Services | Credential SecuritiesTravis has been serving the financial needs of members in the Credit Union system since 2007 and is one of the most accredited financial advisors in Canada. He holds the globally recognized Charted Financial Analyst (CFA) designation, passing all three tests on his first attempt. In addition he is a Certified Financial Planner (top 1% of his class), Canadian Investment Manager (CIM), Fellow of the Canadian Securities Institute (FSCI) and a Chartered Strategic Wealth Professional (CSWP).Sheena SandersWealth Planning Specialist, Valley FirstSheena meets every client with a fervent desire to create a uniquely remarkable experience. As an accredited Certified Financial Planner, a Registered Retirement Consultant and a Responsible Investment Specialist, her array of knowledge and experience means that Sheena leave no question unanswered and no opportunity ignored. For people who seek help with retirement, education, investment, and succession planning, Sheena is a natural person to have on their team. Clients benefit from her strategic approach and “big picture” mindset that incorporates tax optimization ESG principals and integration.Kevin LehmanAssistant Branch Manager, Envision FinancialWhen asked who has made the biggest impact in your life, does your financial advisor come to mind? If you've met Envision Financial Assistant Branch Manager, Kevin Lehman, he's likely in your top five personal game-changers. After attending the University of the Fraser Valley, Kevin sought new opportunities that led him to begin his career with Envision Financial, a division of First West Credit Union. And it is here that his "seize the day" approach to life propelled him to complete the Canadian Investment Funds Course, receive his mutual fund license and join the management team within five years. Today, as Kevin continues to pursue his Personal Financial Planner designation, he coaches a team of advisors to make a lasting impression on people's wellbeing.
Ep. 73 – Answers! To the internets most frequently asked investment questions.
Jul 17 2021
Ep. 73 – Answers! To the internets most frequently asked investment questions.
It could be on your mind right now. One (or more) of the same questions that people are seeking answers for online. So, this week on WealthBeing™ our co-hosts are cutting straight to the facts. We’ll reveal what you need to know about 10 commonly searched queries online.2:35 – Hot in Money: Explaining the factors causing such unpredictable commodities prices in 2021.5:30 – Expert Examination:- How much money do I need to retire?- How much money should I be saving from my paycheque?- Should I get into investing now or pay off my debt?- What is a Robo-advisor?- How do I know if I should invest with an advisor or self-manage my investments?- What does “pay yourself first” actually mean?- What are “bear” and “bull” markets and should I invest differently in them?- Is buying stocks basically the same as gambling with my money?             - What is a “market correction”?- What is an index fund and why would I use one?33:45 – Financial Fix: It’s likely you’ll go in search of more answers on the internet, and Kevin has a strategy to help you evaluate the information you receive online.- - -If you have an undiagnosed financial concern or want to examine a financial subject, send Kevin, Sheena and Travis your question at wealthbeing@firstwestcu.ca, and we will consider it for a future episode.- - -WEALTHBEING HOSTSTravis KoivulaSenior Wealth Advisor | Senior Investment Advisor Island Savings Insurance Services | Credential SecuritiesTravis has been serving the financial needs of members in the Credit Union system since 2007 and is one of the most accredited financial advisors in Canada. He holds the globally recognized Charted Financial Analyst (CFA) designation, is a Certified Financial Planner, Canadian Investment Manager (CIM), Fellow of the Canadian Securities Institute (FSCI) and a Chartered Strategic Wealth Professional (CSWP).Sheena SandersWealth Planning Specialist, Valley FirstAs an accredited Certified Financial Planner, a Registered Retirement Consultant and a Responsible Investment Specialist, Sheena's array of knowledge and experience means that no question goes unanswered and no opportunity ignored. For people who seek help with retirement, education, investment, and succession planning, Sheena is a natural person to have on their team. Kevin LehmanRegional Manager, Business Banking, Envision FinancialWhen asked who has made the biggest impact in your life, does your financial advisor come to mind? If you've met Envision Financial’s Regional Manager of Business Banking, Kevin Lehman, he's likely one of your personal game-changers. After attending the University of the Fraser Valley, Kevin’s search for new opportunities led him to Envision Financial and it is here that his "seize the day" approach to life propelled him to complete the Canadian Investment Funds Course, receive his mutual fund license and lead a team of business banking advisors to help local companies thrive.
Ep. 72 – How to have a True-North strong investment portfolio, with John Bai
Jul 2 2021
Ep. 72 – How to have a True-North strong investment portfolio, with John Bai
Many of us support local business with our everyday spending, but what about investing here in Canada? On WealthBeing™ this week, our co-hosts are having a Canada Day conversation with John Bai, Chief Investment Officer at Aviso Wealth, about the leading and emerging Canadian investment sectors, and how to structure your portfolio to invest here at home.2:30 – Hot in Money: The TSX hit a new record this week and our co-hosts make some predictions about how the year may play out.5:15 – Expert Examination:-  What sectors that perform well for Canadian investors.- Canadian investment sectors growing more clout. - Does the size of the company you invest in matter?- What investors should understand about the TSX.- Is Canada the best place to invest all your money?- The best types of accounts to use to hold Canadian investments37:30 – Financial Fix: This week, Travis suggest a way to seek a little more information from your advisor and open up an important conversation around your balance of investments.- - -If you have an undiagnosed financial concern or want to examine a financial subject, send Kevin, Sheena and Travis your question at wealthbeing@firstwestcu.ca, and we will consider it for a future episode.- - -WEALTHBEING HOSTSTravis KoivulaSenior Wealth Advisor | Senior Investment Advisor Island Savings Insurance Services | Credential SecuritiesTravis has been serving the financial needs of members in the Credit Union system since 2007 and is one of the most accredited financial advisors in Canada. He holds the globally recognized Charted Financial Analyst (CFA) designation, is a Certified Financial Planner, Canadian Investment Manager (CIM), Fellow of the Canadian Securities Institute (FSCI) and a Chartered Strategic Wealth Professional (CSWP).Sheena SandersWealth Planning Specialist, Valley FirstAs an accredited Certified Financial Planner, a Registered Retirement Consultant and a Responsible Investment Specialist, Sheena's array of knowledge and experience means that no question goes unanswered and no opportunity ignored. For people who seek help with retirement, education, investment, and succession planning, Sheena is a natural person to have on their team. Kevin LehmanRegional Manager, Business Banking, Envision FinancialWhen asked who has made the biggest impact in your life, does your financial advisor come to mind? If you've met Envision Financial’s Regional Manager of Business Banking, Kevin Lehman, he's likely one of your personal game-changers. After attending the University of the Fraser Valley, Kevin’s search for new opportunities led him to Envision Financial and it is here that his "seize the day" approach to life propelled him to complete the Canadian Investment Funds Course, receive his mutual fund license and lead a team of business banking advisors to help local companies thrive.
Ep. 71 – The best (and worst) ways to get paid, with Rick Keller
Jun 28 2021
Ep. 71 – The best (and worst) ways to get paid, with Rick Keller
It’s said that the best dollar earned is a tax-free dollar, but what does what mean when it comes to gratuities, side hustles and flipping assets? In this week’s episode of WealthBeing™, Kevin, Sheena and Travis settle in to hear from Accountant Rick Keller on some common misconceptions around taxation, strategies for taking advantage of tax sheltering vehicles and how to grow your wealth through careful tax planning.3:00 – Hot In Money: Does the old adage “sell in May and go away” hold any good advice for your investment choices this year?5:00 – Expert Examination:Get rich quick – is there such a thing? Tax implications of cryptocurrency assets Taking more money home through employer benefit programs Retirement allowances – should people be thinking about taxes? How much do you actually need to claim from tips and gratuities? Is a side hustle worth the time investment with additional taxes? Does e-commerce live up to the earning hype?47:30 – Financial Fix: Sheena’s suggestion will have you trading clutter for cash – and stashing it away.- - -If you have an undiagnosed financial concern or want to examine a financial subject, send Kevin, Sheena and Travis your question at wealthbeing@firstwestcu.ca, and we will consider it for a future episode.- - -WEALTHBEING HOSTSTravis KoivulaSenior Wealth Advisor | Senior Investment Advisor Island Savings Insurance Services | Credential SecuritiesTravis has been serving the financial needs of members in the Credit Union system since 2007 and is one of the most accredited financial advisors in Canada. He holds the globally recognized Charted Financial Analyst (CFA) designation, is a Certified Financial Planner, Canadian Investment Manager (CIM), Fellow of the Canadian Securities Institute (FSCI) and a Chartered Strategic Wealth Professional (CSWP).Sheena SandersWealth Planning Specialist, Valley FirstAs an accredited Certified Financial Planner, a Registered Retirement Consultant and a Responsible Investment Specialist, Sheena's array of knowledge and experience means that no question goes unanswered and no opportunity ignored. For people who seek help with retirement, education, investment, and succession planning, Sheena is a natural person to have on their team. Kevin LehmanRegional Manager, Business Banking, Envision FinancialWhen asked who has made the biggest impact in your life, does your financial advisor come to mind? If you've met Envision Financial’s Regional Manager of Business Banking, Kevin Lehman, he's likely one of your personal game-changers. After attending the University of the Fraser Valley, Kevin’s search for new opportunities led him to Envision Financial and it is here that his "seize the day" approach to life propelled him to complete the Canadian Investment Funds Course, receive his mutual fund license and lead a team of business banking advisors to help local companies thrive.
Ep. 70 – Mini Money Problem: will your business live on without you?
Jun 13 2021
Ep. 70 – Mini Money Problem: will your business live on without you?
THIS WEEK: If you’ve created a business, you’re probably great at managing the day-to-day. How about what’s going to happen in the distant (or not-so-distant) tomorrow when it’s time to retire? It was time for one of Sheena’s clients to transition out of her business and she wanted to make sure that her employees would be well taken care of without her. Our experts discuss when and how to approach succession planning as a sole proprietor.***WealthBeing’s mini Money Problem episodes share a real financial challenge or question from our members, clients, or listeners – and the advice our experts provided to help. Learn from their experience and you’ll be prepared to make the best financial decisions for your pocketbook.Do you have a Money Problem you’d like our help with? You can contact Kevin, Sheena and Travis with your question at wealthbeing@firstwestcu.ca. We will get back to you with an answer.Or visit any of our Island Savings, Envision Financial, or Valley First locations to talk with an advisor who will provide personal financial advice.***OUR WEALTHBEING HOSTSTravis KoivulaB.Eng, CFA, CFP®, CIM, FCSI, CIWMSenior Wealth Advisor | Senior Investment Advisor Island Savings Insurance Services | Credential SecuritiesTravis has been serving the financial needs of members in the Credit Union system since 2007 and is one of the most accredited financial advisors in Canada. He holds the globally recognized Charted Financial Analyst (CFA) designation, passing all three tests on his first attempt. In addition he is a Certified Financial Planner (top 1% of his class), Canadian Investment Manager (CIM), Fellow of the Canadian Securities Institute (FSCI) and a Chartered Strategic Wealth Professional (CSWP).Sheena SandersWealth Planning Specialist, Valley FirstSheena meets every client with a fervent desire to create a uniquely remarkable experience. As an accredited Certified Financial Planner, a Registered Retirement Consultant and a Responsible Investment Specialist, her array of knowledge and experience means that Sheena leave no question unanswered and no opportunity ignored. For people who seek help with retirement, education, investment, and succession planning, Sheena is a natural person to have on their team. Clients benefit from her strategic approach and “big picture” mindset that incorporates tax optimization ESG principals and integration.Kevin LehmanAssistant Branch Manager, Envision FinancialWhen asked who has made the biggest impact in your life, does your financial advisor come to mind? If you've met Envision Financial Assistant Branch Manager, Kevin Lehman, he's likely in your top five personal game-changers. After attending the University of the Fraser Valley, Kevin sought new opportunities that led him to begin his career with Envision Financial, a division of First West Credit Union. And it is here that his "seize the day" approach to life propelled him to complete the Canadian Investment Funds Course, receive his mutual fund license and join the management team within five years. Today, as Kevin continues to pursue his Personal Financial Planner designation, he coaches a team of advisors to make a lasting impression on people's wellbeing.
Ep. 69 – Get the Hell Out of Debt, with Erin Skye Kelly
Jun 8 2021
Ep. 69 – Get the Hell Out of Debt, with Erin Skye Kelly
If being in good financial health was as easy as having the right spreadsheet, we’d never have to worry about the next credit card bill or keeping up with a car loan. But life – and our own habits - seem to get in the way of our good financial intentions. This week, we wanted to find real solutions to living without debt and building wealth, which is why we are thrilled to share this conversation that Kevin, Sheena and Travis had with Author and Financial Coach, Erin Skye Kelly, about her own success story, how she’s helped people eliminate hefty debt burdens, and her fresh insights on how to “Get the Hell Out of Debt.”3:20 – Hot in Money: The housing market is always changing, and Sheena, Travis and Kevin break down a recent adjustment to the mortgage stress test and how it might affect affording your next home. 6:00 – Expert examination:·         From MTV to Money Guru – how Erin developed her expertise to help people deal with financial obligations.·         The impact of the pandemic on people’s money habits.·         Why budget and net worth are critical to financial health.              ·         How to choose the right kind of budget for your lifestyle.·         Can you have 100% control over your money?·         Carrying credit - yay or nay?       ·         Why you should care about the total cost of borrowing over your loan interest rate.         ·         How to out everything “out in the open” during a debt conversation.·         (59:25) Erin’s "Get the Hell Out of Debt" program, book, and incredible early bird offer.- - -If you have an undiagnosed financial concern or want to examine a financial subject, send Kevin, Sheena and Travis your question at wealthbeing@firstwestcu.ca, and we will consider it for a future episode.- - -WEALTHBEING HOSTSTravis KoivulaSenior Wealth Advisor | Senior Investment Advisor Island Savings Insurance Services | Credential SecuritiesTravis has been serving the financial needs of members in the Credit Union system since 2007 and is one of the most accredited financial advisors in Canada. He holds the globally recognized Charted Financial Analyst (CFA) designation, is a Certified Financial Planner, Canadian Investment Manager (CIM), Fellow of the Canadian Securities Institute (FSCI) and a Chartered Strategic Wealth Professional (CSWP).Sheena SandersWealth Planning Specialist, Valley FirstAs an accredited Certified Financial Planner, a Registered Retirement Consultant and a Responsible Investment Specialist, Sheena's array of knowledge and experience means that no question goes unanswered and no opportunity ignored. For people who seek help with retirement, education, investment, and succession planning, Sheena is a natural person to have on their team. Kevin LehmanRegional Manager, Business Banking, Envision FinancialWhen asked who has made the biggest impact in your life, does your financial advisor come to mind? If you've met Envision Financial’s Regional Manager of Business Banking, Kevin Lehman, he's likely one of your personal game-changers. After attending the University of the Fraser Valley, Kevin’s search for new opportunities led him to Envision Financial and it is here that his "seize the day" approach to life propelled him to complete the Canadian Investment Funds Course, receive his mutual fund license and lead a team of business banking advisors to help local companies thrive.
Ep. 68 – How to keep your vehicle from driving a hole in your budget, with Aaron Bowyer
May 28 2021
Ep. 68 – How to keep your vehicle from driving a hole in your budget, with Aaron Bowyer
It’s easy for your vehicle to go from necessity to status symbol. But letting a purchase, dealership, or abundance of maintenance costs over-stretch your budget will only lead to a financial collision. This week, our Kevin, Sheena and Travis invite Valley First Branch Manager, Aaron Bowyer, onto the show for a conversation about the factors that are worth weighing when it comes to your vehicle.2:30 – Hot in Money: The Canadian dollar has been on the climb and our co-hosts discuss the reasons for the recent fluctuation. 4:43 – Expert examination:·         New, used, repair or share? The best way to get wheels.·         How much of your budget you should spend on your vehicle.·         When leasing is worth considering.·         How to negotiate your vehicle purchase.·         Is it okay to skimp on auto insurance options to save money?·         Getting the best value when saying goodbye - trade-in or sell privately?40:00 – Financial Fix: Sheena's task will help you understand how much moola is going into your vehicle(s), and potentially help you create more comfort for future costs.- - -If you have an undiagnosed financial concern or want to better understand a financial subject, send Kevin, Sheena and Travis your question at wealthbeing@firstwestcu.ca, and we will consider it for a future episode.If you’d like some one-on-one advice from our Financial Advisors in British Columbia, connect with our Island Savings, Envision Financial, Valley First and Enderby District Financial divisions near you.- - -OUR WEALTHBEING HOSTSTravis KoivulaSenior Wealth Advisor | Senior Investment Advisor Island Savings Insurance Services | Credential SecuritiesTravis has been serving the financial needs of members in the Credit Union system since 2007 and is one of the most accredited financial advisors in Canada. He holds the globally recognized Charted Financial Analyst (CFA) designation, is a Certified Financial Planner, Canadian Investment Manager (CIM), Fellow of the Canadian Securities Institute (FSCI) and a Chartered Strategic Wealth Professional (CSWP).Sheena SandersWealth Planning Specialist, Valley FirstAs an accredited Certified Financial Planner, a Registered Retirement Consultant and a Responsible Investment Specialist, Sheena's array of knowledge and experience means that no question goes unanswered and no opportunity ignored. For people who seek help with retirement, education, investment, and succession planning, Sheena is a natural person to have on their team. Kevin LehmanRegional Manager, Business Banking, Envision FinancialWhen asked who has made the biggest impact in your life, does your financial advisor come to mind? If you've met Envision Financial’s Regional Manager of Business Banking, Kevin Lehman, he's likely one of your personal game-changers. After attending the University of the Fraser Valley, Kevin’s search for new opportunities led him to Envision Financial, a division of First West Credit Union. It is here that his "seize the day" approach to life propelled him to complete the Canadian Investment Funds Course, receive his mutual fund license and join the management team, where he now leads business banking advisors to help local companies thrive.
Ep. 67 – Mini Money Problem: a panic-free estate plan
May 14 2021
Ep. 67 – Mini Money Problem: a panic-free estate plan
THIS WEEK: What happens with your money and assets late in life? There are probably more factors to consider than at first glance. That was the case for one client who, when widowed, worked with Travis to make sure their lifestyle and legacy were taken care of. Our experts expose the many factors to plan for with your family.Plus! We invite you to an upcoming live conversation with Yufei Man, Director of Asset Allocation and Investment Strategy at NEI Investments. If you’re wondering what the market outlook is for 2021 and beyond – and why people are now choosing Responsible Investments in over 60% of their portfolios – register at: https://wealthbeingmay2021.eventbrite.ca/***Do you have a Money Problem you’d like our help with? You can contact Kevin, Sheena and Travis with your question at wealthbeing@firstwestcu.ca. We will get back to you with an answer.Or visit any of our Island Savings, Envision Financial, or Valley First locations to talk with an advisor who will provide personal financial advice.***OUR WEALTHBEING HOSTSTravis KoivulaB.Eng, CFA, CFP®, CIM, FCSI, CIWMSenior Wealth Advisor | Senior Investment Advisor Island Savings Insurance Services | Credential SecuritiesTravis has been serving the financial needs of members in the Credit Union system since 2007 and is one of the most accredited financial advisors in Canada. He holds the globally recognized Charted Financial Analyst (CFA) designation, passing all three tests on his first attempt. In addition he is a Certified Financial Planner (top 1% of his class), Canadian Investment Manager (CIM), Fellow of the Canadian Securities Institute (FSCI) and a Chartered Strategic Wealth Professional (CSWP).Sheena SandersWealth Planning Specialist, Valley FirstSheena meets every client with a fervent desire to create a uniquely remarkable experience. As an accredited Certified Financial Planner, a Registered Retirement Consultant and a Responsible Investment Specialist, her array of knowledge and experience means that Sheena leave no question unanswered and no opportunity ignored. For people who seek help with retirement, education, investment, and succession planning, Sheena is a natural person to have on their team. Clients benefit from her strategic approach and “big picture” mindset that incorporates tax optimization ESG principals and integration.Kevin LehmanAssistant Branch Manager, Envision FinancialWhen asked who has made the biggest impact in your life, does your financial advisor come to mind? If you've met Envision Financial Assistant Branch Manager, Kevin Lehman, he's likely in your top five personal game-changers. After attending the University of the Fraser Valley, Kevin sought new opportunities that led him to begin his career with Envision Financial, a division of First West Credit Union. And it is here that his "seize the day" approach to life propelled him to complete the Canadian Investment Funds Course, receive his mutual fund license and join the management team within five years. Today, as Kevin continues to pursue his Personal Financial Planner designation, he coaches a team of advisors to make a lasting impression on people's wellbeing.
Ep. 66 – Is responsible investing right for everyone? With Yufei Man
May 7 2021
Ep. 66 – Is responsible investing right for everyone? With Yufei Man
More than half of the Canadian investors that you know are likely making vales-based choices. Responsible Investing (RI) is taking off in Canada and we wanted to know why. This week, our co-hosts chat with Yufei Man, Director of Asset Allocation at NEI Investments about what's driving the demand, the future of RI, and whether you’re missing the boat with conventional investment choices.2:10 – Hot In Money: All Travis’ clients are wondering why the market is doing so well when the economy has seen better days. Our co-hosts explain some factors that influence today’s trend. 5:08 – Expert examination:What makes Responsible Investing such a rapidly growing sector in Canada?The different mindsets of responsible investors.Is an all-in or partial approach the best strategy for responsible investing.Who to trust? Discerning “responsible” companies to invest in and the impact of “greenwashing.”Can your portfolio be 100% sustainable – and should it be?Should you invest in renewable energies or energy efficiency?How Government actions impact responsible investments. 45:56 – Financial Fix: Interested to know how the companies in your current portfolio rate on RI measures? Travis has a simple task that will help you understand your impact.- - -You're invited! Attend our live conversation with Yufei Man, Director of Asset Allocation and Investment Strategy at NEI Investments, to find out about the market outlook for 2021 and beyond. Register at: https://wealthbeingmay2021.eventbrite.ca/- - -Our WealthBeing HostsTravis KoivulaB.Eng, CFA, CFP®, CIM, FCSI, CIWMSenior Wealth Advisor | Senior Investment Advisor Island Savings Insurance Services | Credential SecuritiesTravis has been serving the financial needs of members in the Credit Union system since 2007 and is one of the most accredited financial advisors in Canada. He holds the globally recognized Charted Financial Analyst (CFA) designation, passing all three tests on his first attempt. In addition he is a Certified Financial Planner (top 1% of his class), Canadian Investment Manager (CIM), Fellow of the Canadian Securities Institute (FSCI) and a Chartered Strategic Wealth Professional (CSWP).Sheena SandersWealth Planning Specialist, Valley FirstSheena meets every client with a fervent desire to create a uniquely remarkable experience. As an accredited Certified Financial Planner, a Registered Retirement Consultant and a Responsible Investment Specialist, her array of knowledge and experience means that Sheena leave no question unanswered and no opportunity ignored. For people who seek help with retirement, education, investment, and succession planning, Sheena is a natural person to have on their team. Clients benefit from her strategic approach and “big picture” mindset that incorporates tax optimization ESG principals and integration.Kevin LehmanRegional Manager, Business Banking, Envision FinancialWhen asked who has made the biggest impact in your life, does your financial advisor come to mind? If you've met Envision Financial’s Regional Manager of Business Banking, Kevin Lehman, he's likely one of your personal game-changers. He leads a team of business banking advisors to help local companies thrive. You might say he’s a dreamer, and Kevin would agree. He is inspired by the dedication with which entrepreneurs pursue their vision and goals, and is a willing and prepared partner for owners to access the financial advice and tools that will support and grow their sustainable business.