Unicorn Millionaire Podcast

Charly Stoever

This personal finance podcast is by nonbinary latinx money coach and digital nomad @TravelerCharly. This anticapitalist space is for first gen folks who want to embody their future millionaire selves and build wealth for themselves and their communities. Book a call to learn more about 1:1 money coaching: https://calendly.com/travelercharly/clarity Roth IRA masterclass: https://www.travelercharly.com/investing-in-iras Find me on instagram: @Travelercharly Website: www.unicornmillionaire.com Support this podcast: https://podcasters.spotify.com/pod/show/unicornmillionaire/support read less
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Episodes

77. Reflections on Wealth Building while Microdosing 🍄
Jan 25 2024
77. Reflections on Wealth Building while Microdosing 🍄
In this episode, I share how I'm on week two of microdosing 🍄 and taking an unexpected break from drinking! I decided to try microdosing for a month, which was a big change for me because my Virgo self has had the identity of being all or nothing for so long. Anyone who knows me knows I'm a lightweight. I don't even need to drink to twerk alone in public, but gimme 2 margaritas, I'ma go to bed!! A big reason I stopped drinking at first was because the New Year's alcohol deals ended here in Puerto Vallarta. Then after day 2, I noticed I was having massive sugar cravings because my body had gotten used to the mezcalitas I'd bought with the 2 x 1 mezcal. And those piña coladas with that Flor de Caña rum that I drank in Nicaragua while in the Peace Corps. The withdrawals were a reminder that alcohol is heavily sugar. Oop! I wasn't intending to have a dry January, but so far, that's what's happened, especially when I decided to try out microdosing. Not sure if not drinking is permanent, but so far, it's what's happened. I and my friends have also said that mushrooms curb alcohol cravings. Makes sense, since psilocybin has been used to treat alcohol use disorder.  What's been hard/annoying has been dealing with social pressure from mostly bartenders to drink. "But you're on vacation!" one said to me. First, no I'm not, and second, I don't need to drink to enjoy a vacation.I'd never really microdosed for so long and used to do pretty intense trips. My thought process was "why would you microdose when you can fix so much more with intense trips?" And then I realized they weren't "fixing" me how I thought they would. So, I thought, why don't I just microdose and see what happens? It's helped a lot with my anxiety and to stop overthinking.  So far, I feel less internal noise and "worse case" thoughts. I'm leaning more into my creativity outside of just art and realizing that creativity means more than drawing. It means doing things differently and exposing yourself to different people, environments, foods, places, and activities. In the past 2 weeks, I've incorporated doing things differently and I'm showing you how simple it can be once you get started. If you've been wanting to work with a coach who will help you get your money right AND live differently, book a call here to start 1:1 coaching. 🌴 --- Support this podcast: https://podcasters.spotify.com/pod/show/unicornmillionaire/support
67. How to improve your spending habits
Nov 13 2023
67. How to improve your spending habits
In this episode, I talk all about how to improve your spending habits so you can retire sooner. These are 2 types of spenders: 1. The YOLO/I won't look at my credit card statements spender 2. The im-terrified-of-bieng-poor-again-so-l-guiIt-myself-out-of-treating-myself spender 1. If you're a YOLO spender, you struggle saying no to overpriced dinners/excursions with friends because you don't want to upset people. You feel a sigh of relief when someone around you says no because they can't afford it, and you wish you could be that up front. The truth is that saying no doesn't just help your budget now, it will help you have more money to invest so 75 year old you is taken care of. Instead of wondering if you can afford something now, ask, "can my 75 year old self afford this?" Automate your savings to a specific account that you can only touch for a certain goal, like an emergency fund or trip to Italy. 2. For those who don't spend at all outside your needs, I feel you! As a child, I compensated for my family's emotional turmoil and money trauma by identifying as "the saver." I didn't feel like I deserved "everyday nice" things like massages. As an over saver, remember that life is short and that you shouldn't wait until you're 75 to live it. Incorporate a weekly/monthly "treat yourself" event, like a spa day or hiring a personal trainer. See this is an investment in yourself NOW. 51% of people making $100k still live paycheck to paycheck. Making more money won't change your money habits. I see this all the time with my clients. Lifestyle creep is real, but so is making more money and still feeling too anxious to spend/invest it. Work with me 1:1 to improve your money habits so you can take control of your money. Book a call here to get started. 🦄 --- Support this podcast: https://podcasters.spotify.com/pod/show/unicornmillionaire/support
61. How to build sustainable food & money habits w/ health coach Samantha Lee
Oct 2 2023
61. How to build sustainable food & money habits w/ health coach Samantha Lee
In this episode, I talk with health coach Samantha Lee about deprogramming all the unhealthy generational wounds we've inherited when it comes to eating and money. We break down inherited food scarcity how that often applies to money too, especially when you grow up first gen. Budgeting can often feel unsustainable and overwhelming like a diet, and we're here to tell you that it doesn't have to be this way. We've been guilted into thinking that ethnic foods aren't healthy and that the white, unflavored way of eating is the healthy way. Guess what? You don't have to eat chicken breast and broccoli be healthy. Samantha Lee is a Hmong-American, the eldest daughter of refugee/immigrant parents, a speaker, and a health coach that helps women of color (WOC) lose weight and break out of following racist diet culture rules. Her work was inspired by her 10-year health journey where she felt the need to strip her cultural identity to fit into society's standard of "white healthy". Samantha's mission is to voice the cultural differences in the health/fitness industry so WOC can take control of their bodies by eating the foods from their background without shame. She is a WOC stop dieting expert and a health advocate for her community. Sam's instagram: @superlysam Connect with her here: https://linktr.ee/superlysam Charly Stoever is a nonbinary latinx money coach helping their first gen clients twerk their way to early retirement. They help clients who are making the most they've ever made be strategic with their investments in order to retire early. You can find them on instagram at ⁠@travelercharly⁠ and listen to their podcast, Unicorn Millionaire. Work 1:1 with them here: https://linktr.ee/travelercharly --- Support this podcast: https://podcasters.spotify.com/pod/show/unicornmillionaire/support